RFE for I-485, what's wrong?

[Bear11 7]

I got RFE for I-485 (K1=>married), it says I need joint sponsor, but I sent I-864 with my tax IRS transcript $18.500 and assets banking account $115.000, it's not enough?? or what's wrong??

 can I call them and ask??

 

 

[Liam2021 561]

56 minutes ago, Bear11 said:

banking account $115.000, it's not enough?? or what's wrong??

Banking account is not consider as  an asset since it can be faked. From USCIS instructions for I-864:

"Only assets that can be converted into cash within one year and without considerable hardship or financial loss to the owner may be included. The owner of the asset must include a description of the asset, proof of ownership, and the basis for the owner’s claim of its net cash value.You may include the net value of your home as an asset. The net value of the home is the appraised value of the home, minus the sum of any and all loans secured by a mortgage, trust deed, or other lien on the home. If you wish to include the net value of your home, then you must include documentation demonstrating that you own it, a recent appraisal by a licensed appraiser, and evidence of the amount of any and all loans secured by a mortgage, trust deed, or other lien on the home. You may not include the net value of an automobile unless you show that you have more than one automobile, and at least one automobile is not included as an asset."

So, let find a join- sponsor.

Edited February 14, 2020 by H&T

[Duke & Marie 1,389]

Agreed, needs to be hard assets, like a house or other property in your name that could be sold... cash could be from anywhere eg company cash, borrowed from a friend short term etc deposited for return post application 

[Bear11 7]

that's the problem to find joint sponsor, i'm thinking to ask some immigration lawyer, if they have someone....

[geowrian 22,336]

The RFE says what was missing. It says evidence of the assets was not provided or was insufficient.

 

What was provided as evidence of those assets?

 

1 minute ago, Bear11 said:

that's the problem to find joint sponsor, i'm thinking to ask some immigration lawyer, if they have someone....

Somebody to be a joint sponsor...? Not only highly unlikely, but probably would not be accepted if you don’t actually have a relationship with the joint sponsor.

[Bear11 7]

21 minutes ago, geowrian said:

The RFE says what was missing. It says evidence of the assets was not provided or was insufficient.

 

What was provided as evidence of those assets?

 

Somebody to be a joint sponsor...? Not only highly unlikely, but probably would not be accepted if you don’t actually have a relationship with the joint sponsor.

I submitted IRS Transcript 2018 ($18.500) and banking statement with banker's sign and account numbers I have and date was opened with current $115.000

[Ayrton 965]

3 hours ago, Bear11 said:

I submitted IRS Transcript 2018 ($18.500) and banking statement with banker's sign and account numbers I have and date was opened with current $115.000

What's the current income of the sponsor? Tax transcript for 2018 doesn't prove current income, plus your assets couldn't be trusted since it's just cash and can be easily faked.

[Bear11 7]

4 hours ago, Ayrton said:

What's the current income of the sponsor? Tax transcript for 2018 doesn't prove current income, plus your assets couldn't be trusted since it's just cash and can be easily faked.

What you mean current income? Last year I had taxable become $18.500 (gross), I filed 1040 as an self employer.... I see my mistake in i864 form I wrote I’m an employee, and put my partner’s address... even I made mistake, they should pointed that..... can I call them and ask? Maybe I’ll send them again it says below “ Obtain a qualifying joint sponsor who demonstrate the ability to support you OR submit further evidence of assets.

Edited February 14, 2020 by Bear11

[NikLR 13,220]

If you only submitted one bank statement with a balance of $115,000 then you haven't provided enough information about your assets. 

Typically they want to see cash assets that have accumulated over time and have been in the bank for a while.  One statement does not show this. How do you have so much money in the bank when you don't make enough in a year to live on?

 

Also be sure you're placing your periods correctly.  I see that you write $18.500 which I assume you mean $18,500.00 .  The placement of the period indicates cents. Anything less than one dollar.  Placing the period incorrectly means you made eighteen dollars and 50 cents versus eighteen thousand five hundred dollars.  It looks like you wrote one hundred fifteen dollars in the bank not one hundred fifteen thousand dollars in the bank.

 

 

[DaveAndAnastasia 2,079]

Yeah, while some countries (including most of Europe) use a period as  thousands separator and a comma decimal separator, in the US (and most English-speaking countries) it's the other way around and it's not likely the average USCIS adjucator is familiar with non-US number formats.

[Nat&Amy 623]

1 hour ago, NikLR said:

  It looks like you wrote one hundred fifteen dollars in the bank not one hundred fifteen thousand dollars in the bank.

If the form was filled electronically, numbers are automatically put in "US" formatting. It would have been pretty easy to detect and correct the problem when you see 115 there instead of 115k.

 

Regardless, it looks like OP's problem has less to do with formatting and more to do with the fact he has presented a bank letter showing he has a bank account with eight times the amount he makes a year without providing any explanation as to the origin of the funds. No wonder he got an RFE.

Edited February 14, 2020 by Nat&Amy

[carmel34 3,532]

The $115,000 in cash needs more evidence, to allay their skepticism that it could be someone else's money in your account temporarily.  I would suggest the most recent 12 months of bank statements, showing all deposits and withdrawals.  Also get a letter from an officer of the bank, confirming the current cash on deposit in the account.  Write a letter explaining where the money came from, when or how it was earned, etc.  Send all of that in to response to the RFE.  Or get a qualified joint sponsor.  Good luck!

[Bear11 7]

2 hours ago, carmel34 said:

The $115,000 in cash needs more evidence, to allay their skepticism that it could be someone else's money in your account temporarily.  I would suggest the most recent 12 months of bank statements, showing all deposits and withdrawals.  Also get a letter from an officer of the bank, confirming the current cash on deposit in the account.  Write a letter explaining where the money came from, when or how it was earned, etc.  Send all of that in to response to the RFE.  Or get a qualified joint sponsor.  Good luck!

I can send them 12 months statements, but they did no required..

here what I sent them:

1. Banking statement with banker signature

2. I 864 

[Liam2021 561]

17 minutes ago, Bear11 said:

I can send them 12 months statements, but they did no required..

here what I sent them:

1. Banking statement with banker signature

2. I 864 

You have to send them 12 months statement. Sending only with that will 100% get you another RFE or even they can denied your I-845 without sending second RFE. Any one can borrowed  money from someone to put into bank account, then can withdraw that money. Also, cash from checking/saving account is not a strong evidence.

Edited February 14, 2020 by H&T

[arken 4,197]

Just remember, sending 12 months of statements may not satisfy the evidence of assets if it shows a huge cash deposit , say $50K last month or so. In that case you also need to provide evidences of where those big deposits came from. If it’s just accumulated savings from regular paychecks, the statement will be enough. If it shows large deposits like cash/check deposits or bank transfer at various times, you have to provide evidences of where they came from.