Jump to content
Tidus992

Cannot open joint account or add wife to bank account.

36 posts in this topic

Recommended Posts

Posted (edited)

I went today to my current bank, and they could not add my wife to my account the Passport SS# and marriage certificate was not enough,,  went to a new bank and tried to open an account, again Passport SS# and marriage certificate was not enough, this one said she needed a permanent resident card, the lady was like when she has the card come back , I was like duh I need this to get a permanent residence card/green card.   What to do what to do, a joint account isn't needed to much if you happen to get an interview is it?  We have a utility bill with both our names,  2 credit cards that I added her as a authorized user with her name on the card,  I have her under my health insurance and some life insurance, and she is a beneficiary for my 401k and others.

 

 

 

 

Edited by Tidus992

Share this post


Link to post
Share on other sites
3 minutes ago, Tidus992 said:

I went today to my current bank, and they could not add my wife to my account the Passport SS# and marriage certificate was not enough,,  went to a new bank and tried to open an account, again Passport SS# and marriage certificate was not enough, this one said she needed a permanent resident card, the lady was like when she has the card come back , I was like duh I need this to get a permanent residence card/green card.   What to do what to do, a joint account isn't needed to much if you happen to get an interview is it?  We have a utility bill with both our names,  2 credit cards that I added her as a authorized user with her name on the card,  I have her under my health insurance and some life instance, and she is a beneficiary for my 401k and others.

 

 

 

 

That is too bad about the banks.  I was able to add my wife to a regional bank and credit union account but not to Chase.

 

I wouldn't worry too much about it.  The other items you have are very good.


March 2, 2018  Married In Hong Kong

April 30, 2018  Mary moves from the Philippines to Mexico, Husband has MX Permanent Residency

June 13, 2018 Mary receives Mexican Residency Card

June 15, 2018  I-130 DCF Appointment in Juarez  -  June 18, 2018  Approval E-Mail

August 2, 2018 Case Complete At Consulate

September 25, 2018 Interview in CDJ and Approved!

October 7, 2018 In the USA

October 27, 2018 Green Card received 

October 29, 2018 Applied for Social Security Card - November 5, 2018 Social Security Card received

November 6th, 2018 State ID Card Received, Applied for Global Entry - Feb 8,2019 Approved.

Share this post


Link to post
Share on other sites

For each of you, you can also do a will and medical power of attorney.  Find the forms online and get them notarized, at your bank, for free :)

 


March 2, 2018  Married In Hong Kong

April 30, 2018  Mary moves from the Philippines to Mexico, Husband has MX Permanent Residency

June 13, 2018 Mary receives Mexican Residency Card

June 15, 2018  I-130 DCF Appointment in Juarez  -  June 18, 2018  Approval E-Mail

August 2, 2018 Case Complete At Consulate

September 25, 2018 Interview in CDJ and Approved!

October 7, 2018 In the USA

October 27, 2018 Green Card received 

October 29, 2018 Applied for Social Security Card - November 5, 2018 Social Security Card received

November 6th, 2018 State ID Card Received, Applied for Global Entry - Feb 8,2019 Approved.

Share this post


Link to post
Share on other sites
22 minutes ago, Tidus992 said:

I went today to my current bank, and they could not add my wife to my account the Passport SS# and marriage certificate was not enough,,  went to a new bank and tried to open an account, again Passport SS# and marriage certificate was not enough, this one said she needed a permanent resident card, the lady was like when she has the card come back , I was like duh I need this to get a permanent residence card/green card.   What to do what to do, a joint account isn't needed to much if you happen to get an interview is it?  We have a utility bill with both our names,  2 credit cards that I added her as a authorized user with her name on the card,  I have her under my health insurance and some life insurance, and she is a beneficiary for my 401k and others.

 

 

 

 

Did your wife changed her last name  when you guys got married? I’m asking because Chase and I think Wells Fargo was able to add me to my husbands old chase account and they only ask for my passport and utility bill as proof of residency, but the name on the passport needs to match with the name that’s on the utility bill. 

Share this post


Link to post
Share on other sites
6 minutes ago, Pengunista said:

Did your wife changed her last name  when you guys got married? I’m asking because Chase and I think Wells Fargo was able to add me to my husbands old chase account and they only ask for my passport and utility bill as proof of residency, but the name on the passport needs to match with the name that’s on the utility bill. 

It didn't even get that far, she just said sorry come back when you have the card.

Share this post


Link to post
Share on other sites

Yup, we haven’t been able to get me added onto my husbands bank account either. It was frustrating because bank manager asked if I have AOS NOA1 letter(forgot what is it’s name), but when I took it out of my bag, she then said she needs some official document from USCIS with my photo in it. Don’t know why the heck did she ask for that letter then.

Share this post


Link to post
Share on other sites
Posted (edited)

I was added to my husbands then fiancé’s Wells Fargo when I wasn’t even a resident and came here on a tourist visa for a visit.

 

 I would go and talk to them just in case. I know I wasn’t able to open my own account but adding to joint was no problem at all.

 

now another thing is after marriage they didn’t do my name change.

because the only official thing I had from uscis was my k1visa which was not valid anymore. So for that I waited till my EAD to arrive.

Edited by Naes

Check your case status at the new website : https://myaccount.uscis.dhs.gov

USPS INFORMED DELIVERY https://informeddelivery.usps.com/box/pages/intro/start.action

 

How to talk to a live person at USCIShttps://goo.gl/54z5bZ

What to do after NOA2 Approval? How to contact NVCClick here for info - https://goo.gl/KggThF

If you cannot get NVC on the phone try this - https://secureforms.travel.state.gov/ask-nvc.php

Share this post


Link to post
Share on other sites

Try Bank of America. They are immigrant friendly. I managed to get a joint account when I arrived on my K-1. I didn't even try other banks having read plenty of threads with people saying they got rejected. 


For my I-129F and K-1 detailed timelines, please refer to my timeline page :)

 

AOS + EAD + AP

Spoiler

1 March 2018 (Thu): FedEx 2-Day 10.30 AM to Chicago, IL.
5 March 2018 (Fri): Delivered to Chicago, IL. <Signed for by: J. Chyba>
10 March 2018 (Sat): NOA1 hardcopy's date.
12 March 2018 (Mon): Check cashed.
13 March 2018 (Tue): Received text and e-mail notifications.
16 March 2018 (Fri): NOA1 hardcopy via normal mail.

16 March 2018 (Fri):: Biometrics appointment letter's date.

22 March 2018 (Thu): Biometrics appointment letter via normal mail.

5 April 2018 (Thu): Biometrics appointment at 9.00 am.

 

AOS Updates Post-Biometrics

19 July 2018 (Thu): Text and email notifications stating that as of 17 July 2018, case is ready to be scheduled for an interview and a notice will follow.

23 January 2019 (Wed): Text and e-mail notifications stating on 18 January 2019, an interview has been scheduled and a notice will follow.

25 January 2019 (Fri): Interview notice delivered by USPS.
26 February 2019 (Tue): Interview scheduled for 12.55 pm.

 

EAD + AP Updates Post-Biometrics

6 August 2018 (Mon): NOA2 hardcopy's date.

6 August 2018 (Mon): Text and e-mail notifications received. New card is ordered and being produced.

9 August 2018 (Thu): Text and e-mail notifications received. Card is picked up by USPS.

10 August 2018 (Fri): NOA2 hardcopy via normal mail.

11 August 2018 (Sat): Combo card sent from Lee's Summit, MO via Priority Mail and no signature was required at delivery. Mailman dropped it in the mailbox like regular mails.

** Approved in 158 days **

 

 

If you require my attention or response in the public forum, please quote or tag me in your post as I have turned off the auto-follow function. 

My VJ inbox is always open too. I'm happy to share what I know or assist where I can.

Share this post


Link to post
Share on other sites
1 hour ago, KULtoATL said:

Try Bank of America. They are immigrant friendly. I managed to get a joint account when I arrived on my K-1. I didn't even try other banks having read plenty of threads with people saying they got rejected. 

I agree with KultoAtl... my wife and I share Bank of America bank accounts. They allowed her to be added to the accounts right after marriage, before we filed for AOS. Very easy and helpful. Best of luck!

Share this post


Link to post
Share on other sites
2 hours ago, KULtoATL said:

Try Bank of America. They are immigrant friendly. I managed to get a joint account when I arrived on my K-1. I didn't even try other banks having read plenty of threads with people saying they got rejected. 

I second this.  I was added to my husband's B of A accounts as soon as we got the Marriage Certificate.  The bank employee who helped us was an immigrant himself and told us he wanted to make it as easy as possible for me because he's been in my shoes and knows how overwhelming moving here can be.  It was a wonderful experience.

Share this post


Link to post
Share on other sites
22 minutes ago, Lana&Ivy said:

I second this.  I was added to my husband's B of A accounts as soon as we got the Marriage Certificate.  The bank employee who helped us was an immigrant himself and told us he wanted to make it as easy as possible for me because he's been in my shoes and knows how overwhelming moving here can be.  It was a wonderful experience.

That's nice :) When I went there to open a bank account they said that I need to have any ID with my new last name (obviously I changed it and back then I didn't have state ID) since my SSN is already on my married name. They didn't accept marriage certificate as a proof of name change lol

After I got my state ID I opened an account in Wells Fargo but I cannot be added to my husband's account at Chase (they require green card).

Share this post


Link to post
Share on other sites
Posted (edited)

You should be able to open an account w/o any problems. I was able to open a joint account at a credit union. I had to be the primary and my wife was the secondary. She does not have a SSN/ITIN or anything. We just used her passport. 

 

We did however fill out the ever mysterious W8-BEN. Here's another post on it. 

 

[EDIT] There's some good information in that thread. 

 

 

 

Edited by Scott001

I-130
Sent: 3/9/2019 (Phoenix LB) 
Delivered: 3/12/2019
NOA1: 3/15/2019 (LIN)

NOA2:  :clock:

Share this post


Link to post
Share on other sites

Like a few others have commented, credit unions seem to be more immigrant-friendly. We were able to start a debit card/checking account with my wife with no problems. Actually, we also did a used car loan, where I was the co-signer on the loan. Trying to build up her credit rating. Gotta love credit unions.


Completed: K1/K2 (271 days) - AOS/EAD/AP (134 days) - ROC (279 days)

> Almost 2 years of our lives involved with the USCIS/DOS "shuffle" & worth every second of it ! <

"Si vis amari, ama" - Seneca

_______________________

:idea: Read more, post less.... Google can be your friend ! :idea:

Prior apologies if I can explain it to you, but I can't understand it for you.

Keep your timeline current: http://www.visajourney.com/timeline/

Share this post


Link to post
Share on other sites
1 hour ago, sashsash said:

That's nice :) When I went there to open a bank account they said that I need to have any ID with my new last name (obviously I changed it and back then I didn't have state ID) since my SSN is already on my married name. They didn't accept marriage certificate as a proof of name change lol

After I got my state ID I opened an account in Wells Fargo but I cannot be added to my husband's account at Chase (they require green card).

That’s odd, I guess each Chase has different policy? My husband was not able to add me to his USAA account so we looked around to other bank and we asked Chase since my husband has an old account with them and all they asked me is a utility bill that’s has my name and my passport that matches the name on the utility bill, and that’s it.  She was able to add me. 

Share this post


Link to post
Share on other sites
 
Didn't find the answer you were looking for? Ask our VJ Immigration Lawyers.

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
- Back to Top -


Important Disclaimer: Please read carefully the Visajourney.com Terms of Service. If you do not agree to the Terms of Service you should not access or view any page (including this page) on VisaJourney.com. Answers and comments provided on Visajourney.com Forums are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, or other professional advice. Visajourney.com does not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service or service provider mentioned or any opinion expressed in answers or comments. VisaJourney.com does not condone immigration fraud in any way, shape or manner. VisaJourney.com recommends that if any member or user knows directly of someone involved in fraudulent or illegal activity, that they report such activity directly to the Department of Homeland Security, Immigration and Customs Enforcement. You can contact ICE via email at Immigration.Reply@dhs.gov or you can telephone ICE at 1-866-347-2423. All reported threads/posts containing reference to immigration fraud or illegal activities will be removed from this board. If you feel that you have found inappropriate content, please let us know by contacting us here with a url link to that content. Thank you.
×
×
  • Create New...