Health Insurance: Post Wedding but Prior to AOC

[IdAuHunter 0]

I'm wondering if anyone has run into this issue. I work for a hospital system. My fiance interviews soon. If approved she'd likely move her about October.

 

I contacted my employer about adding her and her daughter to my insurance plan after the wedding. I was told they'd need a copy of the birth certificate, marriage license AND Social Security Number or Taxpayer ID.

 

Obvious issue being we'll be legally married but she won't have a SSN until their status is adjusted. 

 

I looked into Taxpayer ID's and it appears as if non-immigrants can apply for a Taxpayer ID number. We'll likely be married in Oct so I'd also need a taxpayer ID for them if I'm going to claim them as dependents. 

 

My stepdaughter takes medication for a chronic endocrine issue. Nothing major and well managed, but she does take medication daily. Since she has a pre-existing condition travelers insurance won't work to bridge the gap. It's imperative I get her on my employer sponsored plan ASAP. 

 

Any advice? Has anyone filed for a taxpayer ID for their K1/K2 beneficiaries?

[payxibka 10,044]

I'd pushback on the SSN as it is not required.   I added my wife without 

 

As an aside, The k1 is eligible for SSN during the first 75 days of entry.   The k2 however is not 

 

The fine from the IRS is $50 for no ssn.  Just let them know you will pay it

Edited August 7, 2019 by payxibka

[carmel34 3,532]

My husband, who lives in Brazil, was added to my employer's health insurance plan a few days after our wedding in Brazil more than a year ago.  All they needed was our marriage certificate, his name and date of birth, no SSN was needed.

[IdAuHunter 0]

4 minutes ago, payxibka said:

I'd pushback on the SSN as it is not required.   I added my wife without 

 

As an aside, The k1 is eligible for SSN during the first 75 days of entry.   The k2 however is not 

Good to know. It sounded off to me. I pushed back via email, but haven't heard back from HR yet (shocking).

[Boiler 43,583]

Generally, there may be an exception I do not know about, Travel Insurance will not cover those immigrating, for those going back.

[Nitas_man 3,100]

As enrollment opens under federal law for a life changing event and they are required to enroll a spouse I would definitely push back.  SS number is NOT required to enroll a new household member.  They can be enrolled pending SS number.

36 minutes ago, IdAuHunter said:

Good to know. It sounded off to me. I pushed back via email, but haven't heard back from HR yet (shocking).

Stunner

Edited August 7, 2019 by Nitas_man

[Hank_ 9,173]

52 minutes ago, IdAuHunter said:

I'm wondering if anyone has run into this issue. I work for a hospital system. My fiance interviews soon. If approved she'd likely move her about October.

 

I contacted my employer about adding her and her daughter to my insurance plan after the wedding. I was told they'd need a copy of the birth certificate, marriage license AND Social Security Number or Taxpayer ID.

 

Obvious issue being we'll be legally married but she won't have a SSN until their status is adjusted. 

 

I looked into Taxpayer ID's and it appears as if non-immigrants can apply for a Taxpayer ID number. We'll likely be married in Oct so I'd also need a taxpayer ID for them if I'm going to claim them as dependents. 

 

My stepdaughter takes medication for a chronic endocrine issue. Nothing major and well managed, but she does take medication daily. Since she has a pre-existing condition travelers insurance won't work to bridge the gap. It's imperative I get her on my employer sponsored plan ASAP. 

 

Any advice? Has anyone filed for a taxpayer ID for their K1/K2 beneficiaries?

No reason your (soon to be) wife can't get her SSN once in the USA, she can get it before getting married even.  Don't need to have adjusted status to get the SSN.

 

Complete the SS-5 form, evidence of immigration status; download a copy of the I-94 from the CBP website, bring her passport (just in case), she may have to get it in her maiden name but that isn't an issue .. you have your marriage certificate         You can update the SS card to married name once she has her EAD or green card

 

https://www.ssa.gov/forms/ss-5.pdf

Edited August 7, 2019 by Hank_

[Tanish 197]

1 hour ago, IdAuHunter said:

I looked into Taxpayer ID's and it appears as if non-immigrants can apply for a Taxpayer ID number.

That's ITIN. And it takes about 2-3 months since you apply, which wouldn't serve you any purpose.

[IdAuHunter 0]

2 hours ago, Hank_ said:

No reason your (soon to be) wife can't get her SSN once in the USA, she can get it before getting married even.  Don't need to have adjusted status to get the SSN.

 

Complete the SS-5 form, evidence of immigration status; download a copy of the I-94 from the CBP website, bring her passport (just in case), she may have to get it in her maiden name but that isn't an issue .. you have your marriage certificate         You can update the SS card to married name once she has her EAD or green card

 

https://www.ssa.gov/forms/ss-5.pdf

This is perfect. Thanks for all the responses everyone. Much appreciated.

[little immigrant 800]

5 hours ago, IdAuHunter said:

Good to know. It sounded off to me. I pushed back via email, but haven't heard back from HR yet (shocking).

My HR literally told me to "make up" a SSN to add my stepson once he's here. Not sure about the legality of this. (like 123-45-7890)

[Boiler 43,583]

All the zero's is the common one.

[payxibka 10,044]

1 hour ago, little immigrant said:

My HR literally told me to "make up" a SSN to add my stepson once he's here. Not sure about the legality of this. (like 123-45-7890)

I did that, eventually BCBS rejected it and sent me a form to provide the correct one or get charged $50.  Didn't stop coverage. 

[Ontarkie 13,922]

~~MOved to Moving Here and YOur New Life, from K1 P&P - The OP is asking about health insurance~~

[TBoneTX 43,195]

2 hours ago, little immigrant said:

Not sure about the legality of this.

Get a couple of consultations with lawyers (initial caucuses are usually free) before proceeding.  Don't court trouble.

[ADW & JOP 146]

We were married on November 2. I was added onto my wife's health insurance even before we filed our IR1 visa in early December. I did not have an ITIN/SSN and this was never a raised issue with her place of work.

 

Filing for ITIN was annoying. I got some mis-information over-the-phone that I could apply for an ITIN before filing our tax return. We needed it for our joint 2018 taxes, but I also needed it to apply for my board license, so I booked an appointment in early 2019 before we were ready to file our taxes, brought all the ITIN forms, and was turned away at the taxpayer assistance center because they told me that the W7 can only be submitted with our tax return for 2018. So I don't think you would be able to obtain an ITIN for the purposes of obtaining health insurance.