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IdAuHunter

Health Insurance: Post Wedding but Prior to AOC

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I'm wondering if anyone has run into this issue. I work for a hospital system. My fiance interviews soon. If approved she'd likely move her about October.

 

I contacted my employer about adding her and her daughter to my insurance plan after the wedding. I was told they'd need a copy of the birth certificate, marriage license AND Social Security Number or Taxpayer ID.

 

Obvious issue being we'll be legally married but she won't have a SSN until their status is adjusted. 

 

I looked into Taxpayer ID's and it appears as if non-immigrants can apply for a Taxpayer ID number. We'll likely be married in Oct so I'd also need a taxpayer ID for them if I'm going to claim them as dependents. 

 

My stepdaughter takes medication for a chronic endocrine issue. Nothing major and well managed, but she does take medication daily. Since she has a pre-existing condition travelers insurance won't work to bridge the gap. It's imperative I get her on my employer sponsored plan ASAP. 

 

Any advice? Has anyone filed for a taxpayer ID for their K1/K2 beneficiaries?

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Posted (edited)

I'd pushback on the SSN as it is not required.   I added my wife without 

 

As an aside, The k1 is eligible for SSN during the first 75 days of entry.   The k2 however is not 

 

The fine from the IRS is $50 for no ssn.  Just let them know you will pay it

Edited by payxibka

YMMV

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My husband, who lives in Brazil, was added to my employer's health insurance plan a few days after our wedding in Brazil more than a year ago.  All they needed was our marriage certificate, his name and date of birth, no SSN was needed.

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4 minutes ago, payxibka said:

I'd pushback on the SSN as it is not required.   I added my wife without 

 

As an aside, The k1 is eligible for SSN during the first 75 days of entry.   The k2 however is not 

Good to know. It sounded off to me. I pushed back via email, but haven't heard back from HR yet (shocking).

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Generally, there may be an exception I do not know about, Travel Insurance will not cover those immigrating, for those going back.


“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

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Posted (edited)

As enrollment opens under federal law for a life changing event and they are required to enroll a spouse I would definitely push back.  SS number is NOT required to enroll a new household member.  They can be enrolled pending SS number.

36 minutes ago, IdAuHunter said:

Good to know. It sounded off to me. I pushed back via email, but haven't heard back from HR yet (shocking).

Stunner

Edited by Nitas_man

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Posted (edited)
52 minutes ago, IdAuHunter said:

I'm wondering if anyone has run into this issue. I work for a hospital system. My fiance interviews soon. If approved she'd likely move her about October.

 

I contacted my employer about adding her and her daughter to my insurance plan after the wedding. I was told they'd need a copy of the birth certificate, marriage license AND Social Security Number or Taxpayer ID.

 

Obvious issue being we'll be legally married but she won't have a SSN until their status is adjusted. 

 

I looked into Taxpayer ID's and it appears as if non-immigrants can apply for a Taxpayer ID number. We'll likely be married in Oct so I'd also need a taxpayer ID for them if I'm going to claim them as dependents. 

 

My stepdaughter takes medication for a chronic endocrine issue. Nothing major and well managed, but she does take medication daily. Since she has a pre-existing condition travelers insurance won't work to bridge the gap. It's imperative I get her on my employer sponsored plan ASAP. 

 

Any advice? Has anyone filed for a taxpayer ID for their K1/K2 beneficiaries?

No reason your (soon to be) wife can't get her SSN once in the USA, she can get it before getting married even.  Don't need to have adjusted status to get the SSN.

 

Complete the SS-5 form, evidence of immigration status; download a copy of the I-94 from the CBP website, bring her passport (just in case), she may have to get it in her maiden name but that isn't an issue .. you have your marriage certificate ;)        You can update the SS card to married name once she has her EAD or green card

 

https://www.ssa.gov/forms/ss-5.pdf

Edited by Hank_

Hank

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1 hour ago, IdAuHunter said:

I looked into Taxpayer ID's and it appears as if non-immigrants can apply for a Taxpayer ID number.

That's ITIN. And it takes about 2-3 months since you apply, which wouldn't serve you any purpose.


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2 hours ago, Hank_ said:

No reason your (soon to be) wife can't get her SSN once in the USA, she can get it before getting married even.  Don't need to have adjusted status to get the SSN.

 

Complete the SS-5 form, evidence of immigration status; download a copy of the I-94 from the CBP website, bring her passport (just in case), she may have to get it in her maiden name but that isn't an issue .. you have your marriage certificate ;)        You can update the SS card to married name once she has her EAD or green card

 

https://www.ssa.gov/forms/ss-5.pdf

This is perfect. Thanks for all the responses everyone. Much appreciated.

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All the zero's is the common one.


“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

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1 hour ago, little immigrant said:

My HR literally told me to "make up" a SSN to add my stepson once he's here. Not sure about the legality of this. (like 123-45-7890)

I did that, eventually BCBS rejected it and sent me a form to provide the correct one or get charged $50.  Didn't stop coverage. 


YMMV

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~~MOved to Moving Here and YOur New Life, from K1 P&P - The OP is asking about health insurance~~


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2 hours ago, little immigrant said:

Not sure about the legality of this.

Get a couple of consultations with lawyers (initial caucuses are usually free) before proceeding.  Don't court trouble.


06-04-2007 = TSC stamps postal return-receipt for I-129f.

06-11-2007 = NOA1 date (unknown to me).

07-20-2007 = Phoned Immigration Officer; got WAC#; where's NOA1?

09-25-2007 = Touch (first-ever).

09-28-2007 = NOA1, 23 days after their 45-day promise to send it (grrrr).

10-20 & 11-14-2007 = Phoned ImmOffs; "still pending."

12-11-2007 = 180 days; file is "between workstations, may be early Jan."; touches 12/11 & 12/12.

12-18-2007 = Call; file is with Division 9 ofcr. (bckgrnd check); e-prompt to shake it; touch.

12-19-2007 = NOA2 by e-mail & web, dated 12-18-07 (187 days; 201 per VJ); in mail 12/24/07.

01-09-2008 = File from USCIS to NVC, 1-4-08; NVC creates file, 1/15/08; to consulate 1/16/08.

01-23-2008 = Consulate gets file; outdated Packet 4 mailed to fiancee 1/27/08; rec'd 3/3/08.

04-29-2008 = Fiancee's 4-min. consular interview, 8:30 a.m.; much evidence brought but not allowed to be presented (consul: "More proof! Second interview! Bring your fiance!").

05-05-2008 = Infuriating $12 call to non-English-speaking consulate appointment-setter.

05-06-2008 = Better $12 call to English-speaker; "joint" interview date 6/30/08 (my selection).

06-30-2008 = Stokes Interrogations w/Ecuadorian (not USC); "wait 2 weeks; we'll mail her."

07-2008 = Daily calls to DOS: "currently processing"; 8/05 = Phoned consulate, got Section Chief; wrote him.

08-07-08 = E-mail from consulate, promising to issue visa "as soon as we get her passport" (on 8/12, per DHL).

08-27-08 = Phoned consulate (they "couldn't find" our file); visa DHL'd 8/28; in hand 9/1; through POE on 10/9 with NO hassles(!).

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We were married on November 2. I was added onto my wife's health insurance even before we filed our IR1 visa in early December. I did not have an ITIN/SSN and this was never a raised issue with her place of work.

 

Filing for ITIN was annoying. I got some mis-information over-the-phone that I could apply for an ITIN before filing our tax return. We needed it for our joint 2018 taxes, but I also needed it to apply for my board license, so I booked an appointment in early 2019 before we were ready to file our taxes, brought all the ITIN forms, and was turned away at the taxpayer assistance center because they told me that the W7 can only be submitted with our tax return for 2018. So I don't think you would be able to obtain an ITIN for the purposes of obtaining health insurance.

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