This is EXACTLY what I was talking about! You just made my point! MANY things do not add up in this story and I am not necessarily saying that the OP lies (although I would not bet money on that) but it is safe to say that he doesn't make it make sense to the adjudicator (and you can add as much evidence as you want if your story does not make sense, you will be denied) and also he doesn't talk about his statement as evidence (which is extremely surprising since apparently he has a lawyer: Yet another inconsistency)
So let me break it down for you: I quote him: "The reason I don t have joint evidence is because I along with my wife got into an accident within 24 hours of our wedding. She was hospitalized for 1 month and bed rested for over a year. During this time it was impossible for me to tell her to open joint account and then none of us was working. We were living in family house and were supported by her family. By the time she got back on her feet completely one she was cheating"
So I am sorry but this reeks of inconsistencies: They were barely married for a year: 2018 March to 2019 June then there is a big hole in his story (so she is not sick anymore in June 2019 and then they divorced on September 2021 .
So:
-What happened between March 2019 and March 2020 and until 2021? Not mentioned. Please note that the COVID lockdown started in March 2020 in Maryland so he would have been in lockdown with his spouse but no mention of any of that. Where was he?: first red flag
-Where is the evidence of the accident? Not mentioned, second red flag
-She gets hospitalized for a month, where is the evidence? Nowhere: third red flag
-They lived in her family house supported by her parents but he has a lease with some landlord. Makes no sense, fourth red flag
-She is bedridden until June 2019 but SOMEWHAT although she is bedridden at her parents and he has to remain unemployed to be by her side at all times (although they are both students), she finds a way to cheat on him. How that can possibly happen since she is stuck in a bed and social distancing measures started right when she apparently recovered so she could not be in public spaces with anyone? Fifth red flag
-He mentioned that he would "send her money through Cash app", why would he send her money if they are living together vs paying the bills himself? Makes no sense! Oh wait but he also says before that, that they could not open a joint bank account because they both were unemployed for a year so where the heck did this money come from? Sixth red flag
-Then he could not ask her to open a joint bank account because she was in bed : Who is going to believe that? Who cannot open a bank account online? Seventh red flag (this one is glaring)
-Then we learn that he filed for FAFSA (and her too) so they basically are students and FAFSA would be the reason she does not want to have a joint account: It makes no sense as FAFSA filing is based on tax returns for which you sign an authorization and are requested directly from the IRS. Eighth red flag
So see? This has NOTHING to do with the fact that he does not have a psych eval AT ALL but everything to do with the fact that his filing is literally plagued with zillions of inconsistencies and holes! Starting with the absence of a detailed affidavit from the OP himself. As a matter of fact, per the USCIS policy manual, Psych evals are NOT required. I quote the policy manual "Evidence of battery or extreme cruelty may include, but is not limited to, reports and affidavits from police, judges, medical personnel, school officials, counselors, or the CPR. CPRs seeking a waiver due to battery or extreme cruelty are not required to submit a recommendation from a mental health professional."
What is said here is that if one does not have affidavits from Police, judges, medical personnel, school officials or counselors then the CPR can file an affidavit for themselves and he does not mention any statement on his part.