How does health insurance work after my fiancee arrives?

[PokuPoku 14]

I have healthcare through the healthcare.gov marketplace. The government pays for some/most of my monthly insurance cost. When my fiancee arrives here, and before she gets her green card, will she be able to join my plan or get her own insurance? I'm concerned since I believe this is considered government assistance and from my understanding of the I-864, the government won't provide any assistance to her? Would I no longer get deductions on my health insurance if she joins my plan?

[K1visaHopeful 2,679]

She'll have to get her own.

She won't qualify for yours.

 

[Boiler 43,604]

Marry assp

 

Add her

 

Presumably you are talking about tax credit 

[Ontarkie 13,925]

~~Moved to Moving Here and YOur New Life, from AOS Family K1/K3 P&P- as health insurance questions are discussed here.~~

[SalishSea 16,826]

1 hour ago, PokuPoku said:

I have healthcare through the healthcare.gov marketplace. The government pays for some/most of my monthly insurance cost. When my fiancee arrives here, and before she gets her green card, will she be able to join my plan or get her own insurance? I'm concerned since I believe this is considered government assistance and from my understanding of the I-864, the government won't provide any assistance to her? Would I no longer get deductions on my health insurance if she joins my plan?

Paying for health insurance is something you’ll have to plan for in your overall plan of how you’ll support an immigrant.

[PokuPoku 14]

11 minutes ago, SalishSea said:

Paying for health insurance is something you’ll have to plan for in your overall plan of how you’ll support an immigrant.

Thats what I'm trying to figure out. if I'm able to add her to my current plan with the credits or not. Would adding her mean I no longer will be eligible for the credits?

1 hour ago, K1visaHopeful said:

She'll have to get her own.

Do you know how?

[SalishSea 16,826]

28 minutes ago, PokuPoku said:

Thats what I'm trying to figure out. if I'm able to add her to my current plan with the credits or not. Would adding her mean I no longer will be eligible for the credits?

Do you know how?

No one here will know the details of your individual plan.  You’ll have to call the plan administrator and ask.

[K1visaHopeful 2,679]

2 hours ago, PokuPoku said:

 

Do you know how?

Sure there's lots of ways. 

Google "Health Insurance (your state)" and see if she is eligible or look for a local Health Insurance broker in person to guide her.

[Joyoussinger 1,414]

When my then fiance arrived, I was getting my insurance through the marketplace. We got married and he was able to get a policy there, too, even though he was still waiting for his social security card to arrive. Some states have their own rules. In NJ, we go through getcoveredNJ rather than healthcare.gov. The best thing you can do is call the number on healthcare.gov's website and speak with an agent. They're very accessible and helpful and will tell you how to apply in your state 

[Cathi 5,616]

Once you're married, she'll be eligible for insurance through the marketplace. So I'd marry ASAP.

[SalishSea 16,826]

4 hours ago, PokuPoku said:

Thats what I'm trying to figure out. if I'm able to add her to my current plan with the credits or not. Would adding her mean I no longer will be eligible for the credits?

Do you know how?

I think many of us initially enroll our spouses through a workplace plan.   That’s what I did, and now my husband has had his own employer-based insurance, for years.

[PokuPoku 14]

Just now, SalishSea said:

I think many of us initially enroll our spouses through a workplace plan.   That’s what I did, and now my husband has had his own employer-based insurance, for years.

I'm self-employed, so that isn't an option for me

[SalishSea 16,826]

1 minute ago, PokuPoku said:

I'm self-employed, so that isn't an option for me

Well, maybe she will get a job that offers health insurance.

[PokuPoku 14]

7 minutes ago, SalishSea said:

Well, maybe she will get a job that offers health insurance.

well.. not until she is allowed to work. Last I checked it will likely be around ~6 months until she can start working once she arrives due to work authorization and green card applications being slow to process.

[Joyoussinger 1,414]

8 hours ago, PokuPoku said:

Thats what I'm trying to figure out. if I'm able to add her to my current plan with the credits or not. Would adding her mean I no longer will be eligible for the credits?

Do you know how?

It shouldn't affect your eligibility. Again, call them. They can tell you everything you need to know. 1-800-318-2596