Where do credit card companies get my address from?

[Kate34 10]

 I did not apply for credit cards and didn't open a bank account with the address the SSN has, I separated from my husband and opened a bank account only after I left him with my friend's address, my soon to be ex husband is constantly getting mail with credit card offers for me, do they get the address from social security? how do I stop this from happening? I don't know what info they have and I don't want my husband getting my mail. so annoying.

[canadian_wife 1,791]

Sites that you do give your address too, say for shipping goods bought online, sell your information.  

 

Good luck 

[Kate34 10]

Just now, canadian_wife said:

Sites that you do give your address too, say for shipping goods bought online, sell your information.  

 

Good luck 

But I never used his address for nothing, the only place that has this address is social security because I never thought it has to be changed.

[millefleur 5,035]

**Moved from General Immigration-Related Discussion to Off Topic; question is not immigration related**

[Ontarkie 13,915]

Either you were added to something of his as a joint whatever user/owner or you did use his address at some point for something. I guess it could be a that you aren't really getting this junk mail and he is just telling you this. (This only applies if you have never seen the offers).

[Kate34 10]

1 hour ago, Ontarkie said:

Either you were added to something of his as a joint whatever user/owner or you did use his address at some point for something. I guess it could be a that you aren't really getting this junk mail and he is just telling you this. (This only applies if you have never seen the offers).

He sent me photos so he is getting it but I think I know how they have the address, he ordered a credit card with my name on it two years ago but we could never activate it because I didn't have a ssn, I contacted the credit card company and they said that they got the address from the credit bureau, but I didn't have ssn back then so it's still kinda strange.   

[Ontarkie 13,915]

19 hours ago, Kate34 said:

He sent me photos so he is getting it but I think I know how they have the address, he ordered a credit card with my name on it two years ago but we could never activate it because I didn't have a ssn, I contacted the credit card company and they said that they got the address from the credit bureau, but I didn't have ssn back then so it's still kinda strange.   

Oh yes that will do it. Glad you figured it out. 

[Steeleballz 7,550]

On 9/9/2020 at 9:28 AM, Kate34 said:

But I never used his address for nothing, the only place that has this address is social security because I never thought it has to be changed.

 

    There are a lot of sites out there that exist by aggregating information on people and selling it. The problem is, they don't do it very well and they don't really do much fact checking.  I've had credit card offers with my last name as my first name and my wife's maiden name as my last name. I've had a credit card offer with my cat's name as my first name. (At least I think it was for me. Maybe it was for the cat.) I imagine there are credit card offers for me going to all the other addresses I've lived at too.

 

   The best thing to do is not worry about credit card offers and just use a free credit monitoring service to make sure no real credit card is actually issued without your knowledge. They generally email you whenever anything changes with your credit history, including new accounts and large purchases. The other things you can do is opt out of marketing whenever you are asked that (ie. after making a purchase), and actively have your information removed from the data mining sites like mylife etc. Some sites have a relatively easy process for this and other sites make it very difficult. It's kind of an uphill battle, but it does work over time.

[Just Paul 4,591]

My son filled out a card to get a free kids hamburger on his birthday.   At age 8 he was getting credit card offers.

[TBoneTX 43,058]

9 hours ago, Paul & Mary said:

At age 8 he was getting credit card offers.

With guidance, he can have an excellent credit record by age 9.

[Kate34 10]

17 hours ago, Steeleballz said:

 

    There are a lot of sites out there that exist by aggregating information on people and selling it. The problem is, they don't do it very well and they don't really do much fact checking.  I've had credit card offers with my last name as my first name and my wife's maiden name as my last name. I've had a credit card offer with my cat's name as my first name. (At least I think it was for me. Maybe it was for the cat.) I imagine there are credit card offers for me going to all the other addresses I've lived at too.

 

   The best thing to do is not worry about credit card offers and just use a free credit monitoring service to make sure no real credit card is actually issued without your knowledge. They generally email you whenever anything changes with your credit history, including new accounts and large purchases. The other things you can do is opt out of marketing whenever you are asked that (ie. after making a purchase), and actively have your information removed from the data mining sites like mylife etc. Some sites have a relatively easy process for this and other sites make it very difficult. It's kind of an uphill battle, but it does work over time.

Now I'm curious where they got your cat's name from....lol 

[Allovertheworld 355]

17 hours ago, Paul & Mary said:

My son filled out a card to get a free kids hamburger on his birthday.   At age 8 he was getting credit card offers.

Too bad he couldn't got approved and you ran up a large bill or bills on the credit card companies.

 

I find Credit Card companies to be nothing more than a mafia style shakedown who prey on business owners.

[Just Paul 4,591]

8 hours ago, TBoneTX said:

With guidance, he can have an excellent credit record by age 9.

He was more "His mother's child"  So that would have been a chapter 7

 

[Steeleballz 7,550]

1 hour ago, Kate34 said:

Now I'm curious where they got your cat's name from....lol 

 

   I always blamed Petsmart. They were the only place I could think of that I had the cats name linked to mine in some way. I have also used the cat's name for my recovery answer on a few sites (in case I forget my password) but I hate to think someone is going through that information.

[Lemonslice 4,553]

How to stop unwanted mail (catalogs, credit card offers, etc.)

 

--

We're getting way less now...