No luck with a bank account

[UK_Fan 192]

So I go today to open a bank account... Have my SS card and my EAD with me because I haven't gotten my sate ID or permit yet (that's bother story). The banker lady takes my stuff, goes to her supervisor and comes back 20 mins later, basically telling me that they don't open bank accounts to non-USC and if they do, they would have to charge me 20$ a month for it. I'm like, okay what if when I am a permanent resident, she says, nope, green card only means that u can work here but u are still a Russian citizen. Well I knew that neither she nor her supervisor knew what they were talking about. So I ask her if she could add me to my husbands account, she said no, because it would be the same thing. The funny thing is that 3 months prior when my husband opened a checking account with them and asked if they could add me to it, they were going to, but couldn't because my passport was expired. But now that I have all the proper forms of ID they decide to pull this. And also, had I had my KY drivers license or state ID, she wouldn't even know that I was out of country. But I just thought I'd share this frustration. My husband thought it was bull ####### as well... Onto another bank tomorrow!

[Hypnos 6,576]

Perhaps try a credit union instead. They have a better reputation for actually caring about their customers (since in essence they are owned by their customers).

http://www.asmarterchoice.org/

http://researchcu.ncua.gov/Views/FindCreditUnions.aspx

[faithful27 1]

try bank of america and bring along your passport, that may help.

I used just my passport and my husband and i were able to opena joint account ast bank of america.

i dont have a ss or a work permit as yet.

Edited June 5, 2012 by faithful27

[Almost done 0]

I disagree with the bank representative, seems she doesn't know her job.

Go to another bank and present your ID and green card as well. That's what I used 6yrs ago.

So I go today to open a bank account... Have my SS card and my EAD with me because I haven't gotten my sate ID or permit yet (that's bother story). The banker lady takes my stuff, goes to her supervisor and comes back 20 mins later, basically telling me that they don't open bank accounts to non-USC and if they do, they would have to charge me 20$ a month for it. I'm like, okay what if when I am a permanent resident, she says, nope, green card only means that u can work here but u are still a Russian citizen. Well I knew that neither she nor her supervisor knew what they were talking about. So I ask her if she could add me to my husbands account, she said no, because it would be the same thing. The funny thing is that 3 months prior when my husband opened a checking account with them and asked if they could add me to it, they were going to, but couldn't because my passport was expired. But now that I have all the proper forms of ID they decide to pull this. And also, had I had my KY drivers license or state ID, she wouldn't even know that I was out of country. But I just thought I'd share this frustration. My husband thought it was bull ####### as well... Onto another bank tomorrow!

[UK_Fan 192]

I disagree with the bank representative, seems she doesn't know her job.

Go to another bank and present your ID and green card as well. That's what I used 6yrs ago.

Yeah I'm gonna try another bank tomorrow or might as well wait till I get my state ID that way they won't even know that I'm not even a citizen... Had I had a state ID instead of EAD, they wouldn't even question it. It just makes me so mad that they, not knowing much about immigration, give out false statements. Just like when we went to get married the county clerk told us that it's a law that you MUST have SS card to get married, which is bull. I don't have a GC yet, my interview is not unill June 25th, but according to them, "it just means I can work". I've read where people could add their foreign wives that live in a different country to their accounts, but not I'm my case where I have a legit government ID. Ugh

Forgot to add... We don't have a bank of America around here

[rlogan 2,036]

The only way they learn is to tell them you are going to a bank that will open an account for you, and then close your husband's account. Let them know that you''ll be writing to a supervisor of theirs and also spreading their name far and wide as a bank that is extremely difficult and hostile to work with. The story about immigration details is unnecessary. Just short and sweet: bad customer service.

[X Factor 1,110]

The only way they learn is to tell them you are going to a bank that will open an account for you, and then close your husband's account. Let them know that you''ll be writing to a supervisor of theirs and also spreading their name far and wide as a bank that is extremely difficult and hostile to work with. The story about immigration details is unnecessary. Just short and sweet: bad customer service.

:thumbs:

[SweetDelish 38]

As they clearly are unaware of the rules, and probably believe they are actually following the rules, and since the manager was already involved, perhaps, that bank has a national customer service line you can call? get some advice, ask them to intervene at the branch level.

Staying with that bank since your husband already banks with them, might be easier for you both. or even try another branch of the same bank?

[Ken&Ruzana 4]

As they clearly are unaware of the rules, and probably believe they are actually following the rules, and since the manager was already involved, perhaps, that bank has a national customer service line you can call? get some advice, ask them to intervene at the branch level.

Staying with that bank since your husband already banks with them, might be easier for you both. or even try another branch of the same bank?

My now wife(fiancee at the time) arrived here in May and 2 days later we added her to my bank account. I bank at chase, the only thing they required was her to be on my lease agreement and her travel passport and visa, Also we opened her a account with Wells Fargo too they only required her to have the visa and passport she did not have to be on the lease agreement. Not sure what bank you are trying but they dont seem to know the rules.

So I go today to open a bank account... Have my SS card and my EAD with me because I haven't gotten my sate ID or permit yet (that's bother story). The banker lady takes my stuff, goes to her supervisor and comes back 20 mins later, basically telling me that they don't open bank accounts to non-USC and if they do, they would have to charge me 20$ a month for it. I'm like, okay what if when I am a permanent resident, she says, nope, green card only means that u can work here but u are still a Russian citizen. Well I knew that neither she nor her supervisor knew what they were talking about. So I ask her if she could add me to my husbands account, she said no, because it would be the same thing. The funny thing is that 3 months prior when my husband opened a checking account with them and asked if they could add me to it, they were going to, but couldn't because my passport was expired. But now that I have all the proper forms of ID they decide to pull this. And also, had I had my KY drivers license or state ID, she wouldn't even know that I was out of country. But I just thought I'd share this frustration. My husband thought it was bull ####### as well... Onto another bank tomorrow!

My now wife(fiancee at the time) arrived here in May and 2 days later we added her to my bank account. I bank at chase, the only thing they required was her to be on my lease agreement and her travel passport and visa, Also we opened her a account with Wells Fargo too they only required her to have the visa and passport she did not have to be on the lease agreement. Not sure what bank you are trying but they dont seem to know the rules.

[sms78 18]

Ew! What a nasty bank. Try another one. I made bank accounts when I was on F-1 student visa. Only thing needed was my passport. I didn't have a social security number or driver's license. They didn't ask me for my visa, I-20, or student ID.

Maybe because it was in So-cal...everything there is sooo loooooseeee lol

[Marilyn. 340]

We had no problems adding me to my husbands accounts at Wells Fargo or Chase..

[TimeTravel 78]

Try Wells Fargo, but make sure, to open joint account with your USC spouse.

[Tinchen_ 21]

yeah try wells fargo we opend a joint account there as well the other day and all they wanted to see is an ID or Passport from me..

good luck with it

[UK_Fan 192]

well good news! managed to open a joint bank account today with no problem!

[VanessaTony 3,567]

well good news! managed to open a joint bank account today with no problem!

Different bank? Or same bank? Congrats!!