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How did you buy a vehicle in the USA?  

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  1. 1. Choose some from below or feel free to share your experience

    • Paid under $10k, no use of SSN
      0
    • Paid under $10k, used SSN
      0
    • Paid through car dealers
      1
    • Paid through private dealers
      0
    • Imported own vehicle
      0


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Hey all, decided to throw this out there.

 

There are questions about being able to buy a vehicle without a SSN as long it is under $10k and I wonder if anyone had done this or not.

 

Otherwise, tell me what you heard/what you did or something. Just wanna see how things are going through and what to avoid. Advantage or disadvantage of using SSN while paying for a vehicle without a loan? With a loan? You name it.


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Our cousins that came here on DVs back in January 2019 paid cash (under 10k) for a vehicle.  I cannot remember if they needed a SSN, but I do know the insurance was a hassle.

 

Good Luck!


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Over 10k no SSN

 

 

 

 

 

 

 

 

 

 

 

o


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Why would they ask for your social security number to buy a car, I would tell them to pound sand. 

 

I got a 2018 Honda last year off the lot, just wrote a check for it and took about 20 minutes signing papers and declining all the add on like: New car warranty, Paint protection, etc.


ChickBoy

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16 minutes ago, Falcon Cara said:

Why would they ask for your social security number to buy a car, I would tell them to pound sand. 

Credit application is the only reason which comes to my mind....


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6 hours ago, missileman said:

Credit application is the only reason which comes to my mind....

That and some like to push for loan because they make money off from some of the interest of that.


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On 8/24/2019 at 7:26 AM, Falcon Cara said:

Why would they ask for your social security number to buy a car, I would tell them to pound sand. 

 

I got a 2018 Honda last year off the lot, just wrote a check for it and took about 20 minutes signing papers and declining all the add on like: New car warranty, Paint protection, etc.

 

    If financing it’s used for credit report. If paying by cash or check, it’s needed (by law) for any single transaction exceeding $10000.

 

   If you are paying cash less than $10000 they shouldn’t need it. In that situation, if they ask, it’s out of habit. 


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1 hour ago, Steeleballz said:

 

    If financing it’s used for credit report. If paying by cash or check, it’s needed (by law) for any single transaction exceeding $10000.

 

   

Incorrect

 

If paying by cash, Cashier Check, Money Order or Travel Check then you need to furnish a SSN if over $10K, if paying by check then per IRS. A personal check does not qualify as cash, according to the IRS form's instructions


ChickBoy

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16 minutes ago, Falcon Cara said:

Incorrect

 

If paying by cash, Cashier Check, Money Order or Travel Check then you need to furnish a SSN if over $10K, if paying by check then per IRS. A personal check does not qualify as cash, according to the IRS form's instructions

 

   You are right. I was thinking of cashiers checks and bank drafts. Personal checks are easily traceable.  

 

 


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