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aestherisms

Chase Bank is giving me Mixed Signals

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We haven't filed the i-130 yet, and I don't have an ITIN. I don't have proof of residence (like a utility bill) because I don't live here yet. 
All we want is to add me to my husband's chequing account through Chase bank. 
When I called the info line for Chase, I was told all I would need is my passport, and that would be it. That I could go in, with husb, and set up to be added to his chequing account, with JUST PHOTO ID.
I called a branch we were going to go to, and the lady there told me that I needed photo ID (passport,) AND state ID, OR a photo ID and proof of my address in the US. 
I don't. Have? A state ID? Nor do I have a US address. We're trying to add me to his bank account so that we can start putting our  finances together in preparation for the i-130 and me moving here. 
What on earth do I have to do to figure this out and get it done? When I talked to the lady at the branch, and I mentioned that I don't even have an ITIN yet, she genuinely didn't know what an ITIN was
This is exhausting. Advice? 

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Keep trying. There will be a lot of people who do not know what to do about this situation. Go to the branch in person and talk to someone higher up who can manage it, not someone who can't get something done for you. If they can't, go to another bank who would.

 

Some bank asks for specific information, some don't.


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Stop worrying about it.  Just get added to the checking account when you reside in the USA.  Not having joint financials prior to entering the USA should have no effect on getting your spousal visa.  We filed I-130 a few days after getting married and added my spouse to the checking account a few weeks after arriving in the USA.  


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I think the Patriot Act is what has impacted ID requirements in the banking industry.  My husband had to have his Washington state driver's license before we could open a joint account at my credit union.

 

Can your husband add you to other things, such as utility bills? Beneficiary of investments/savings accounts etc?

 

Are you coming from BC to Seattle?  Washington state is one of the more lenient ones in terms of issuing drivers licenses to immigrants.  My husband did have to take the written and road tests, but he didn't have to wait for the EAD/AOS etc.

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Posted (edited)
30 minutes ago, aestherisms said:

We haven't filed the i-130 yet, and I don't have an ITIN. I don't have proof of residence (like a utility bill) because I don't live here yet. 
All we want is to add me to my husband's chequing account through Chase bank. 
When I called the info line for Chase, I was told all I would need is my passport, and that would be it. That I could go in, with husb, and set up to be added to his chequing account, with JUST PHOTO ID.
I called a branch we were going to go to, and the lady there told me that I needed photo ID (passport,) AND state ID, OR a photo ID and proof of my address in the US. 
I don't. Have? A state ID? Nor do I have a US address. We're trying to add me to his bank account so that we can start putting our  finances together in preparation for the i-130 and me moving here. 
What on earth do I have to do to figure this out and get it done? When I talked to the lady at the branch, and I mentioned that I don't even have an ITIN yet, she genuinely didn't know what an ITIN was
This is exhausting. Advice? 

When I got on my husband's Chase account, I used my Canadian passport and my Canadian drivers licence.  The photo ID doesn't have to be American ID (unless Chase has changed their policies).  I would call back the branch and ask to speak to an account manager/financial services manager for clarification.  Alternatively, wait until you are in the US, have your husband add you to the utility bills, and use that.

Edited by Going through

Applied for Naturalization based on 5-year Residency - 96 Days To Complete Citizenship!

July 14, 2017 (Day 00) -  Submitted N400 Application, filed online

July 21, 2017 (Day 07) -  NOA Receipt received in the mail

July 22, 2017 (Day 08) - Biometrics appointment scheduled online, letter mailed out

July 25, 2017 (Day 11) - Biometrics PDF posted online

July 28, 2017 (Day 14) - Biometrics letter received in the mail, appointment for 08/08/17

Aug 08, 2017 (Day 24) - Biometrics (fingerprinting) completed

Aug 14, 2017 (Day 30) - Online EGOV status shows "Interview Scheduled, will mail appointment letter"

Aug 16, 2017 (Day 32) - Online MYUSCIS status shows "Interview Scheduled, read the letter we mailed you..."

Aug 17, 2017 (Day 33) - Interview Appointment Letter PDF posted online---GOT AN INTERVIEW DATE!!!

Aug 21, 2017 (Day 37) - Interview Appointment Letter received in the mail, appointment for 09/27/17

Sep. 27, 2017 (Day 74) - Naturalization Interview--- read my experience here

Sep. 27, 2017 (Day 74) - Online MYUSCIS status shows "Oath Ceremony Notice mailed"

Sep. 28, 2017 (Day 75) - Oath Ceremony Letter PDF posted online--Ceremony for 10/19/17

Oct. 02, 2017 (Day 79) -  Oath Ceremony Letter received in the mail

Oct. 19, 2017 (Day 96) -  Oath Ceremony-- read my experience here

 

 

 

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Posted (edited)

Chase are a nightmare. I arrived on a K1 and had to wait until I was added on a Utility Bill (which took 1 month) before they would even allow me to be added to my husbands account. I was added prior to his lease and we tried to use that as proof of address but they wouldn't accept that. We went to several branches and all said the same thing. 

 

As mentioned above, it's to do with the Patriot Act. I think you will have an extremely difficult time getting added to your spouse's Chase account especially if you are not present in the US and also not having a Utility (Joint) in your name per say.

Edited by jakejon

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Oh forgot to add----check if there are any TD Banks where you live.  Easier to be added to that since TD does cross-border banking with Canadian TD Banks.


Applied for Naturalization based on 5-year Residency - 96 Days To Complete Citizenship!

July 14, 2017 (Day 00) -  Submitted N400 Application, filed online

July 21, 2017 (Day 07) -  NOA Receipt received in the mail

July 22, 2017 (Day 08) - Biometrics appointment scheduled online, letter mailed out

July 25, 2017 (Day 11) - Biometrics PDF posted online

July 28, 2017 (Day 14) - Biometrics letter received in the mail, appointment for 08/08/17

Aug 08, 2017 (Day 24) - Biometrics (fingerprinting) completed

Aug 14, 2017 (Day 30) - Online EGOV status shows "Interview Scheduled, will mail appointment letter"

Aug 16, 2017 (Day 32) - Online MYUSCIS status shows "Interview Scheduled, read the letter we mailed you..."

Aug 17, 2017 (Day 33) - Interview Appointment Letter PDF posted online---GOT AN INTERVIEW DATE!!!

Aug 21, 2017 (Day 37) - Interview Appointment Letter received in the mail, appointment for 09/27/17

Sep. 27, 2017 (Day 74) - Naturalization Interview--- read my experience here

Sep. 27, 2017 (Day 74) - Online MYUSCIS status shows "Oath Ceremony Notice mailed"

Sep. 28, 2017 (Day 75) - Oath Ceremony Letter PDF posted online--Ceremony for 10/19/17

Oct. 02, 2017 (Day 79) -  Oath Ceremony Letter received in the mail

Oct. 19, 2017 (Day 96) -  Oath Ceremony-- read my experience here

 

 

 

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1 minute ago, ms_bobdog said:

Totally unrelated to the question-- why do you need to be added to your husband's account before submitting your i130? If you are thinking proof of relationship, there are many other ways you can do that :) 

Especially since the petition will likely take close to a year to get to the interview stage.  Plenty of time to accumulate evidence of financial commingling.

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Just now, Jorgedig said:

Especially since the petition will likely take close to a year to get to the interview stage.  Plenty of time to accumulate evidence of financial commingling.

Exactly what I was thinking. Besides, if husband and wife live in separate countries, they will not expect too much in way of financial co-mingling. Focusing on time spent together is more meaningful.

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Posted (edited)
15 hours ago, aestherisms said:

We haven't filed the i-130 yet, and I don't have an ITIN. I don't have proof of residence (like a utility bill) because I don't live here yet. 
All we want is to add me to my husband's chequing account through Chase bank. 
When I called the info line for Chase, I was told all I would need is my passport, and that would be it. That I could go in, with husb, and set up to be added to his chequing account, with JUST PHOTO ID.
I called a branch we were going to go to, and the lady there told me that I needed photo ID (passport,) AND state ID, OR a photo ID and proof of my address in the US. 
I don't. Have? A state ID? Nor do I have a US address. We're trying to add me to his bank account so that we can start putting our  finances together in preparation for the i-130 and me moving here. 
What on earth do I have to do to figure this out and get it done? When I talked to the lady at the branch, and I mentioned that I don't even have an ITIN yet, she genuinely didn't know what an ITIN was
This is exhausting. Advice? 

You guys are exhausting yourselves for nothing.  There is no need for financial co-mingling to process an I-130 or an immigrant visa.  

File your petition, get your visa, enter the country, receive green card/SS card, get a drivers license, and then take care of your banking.  The ONLY thing I did after we got married (because the enrollment window opens when you get married) was add my wife to my employer health policy.  It takes a little bit of a fight because they pretend they need a SS number but after I reminded them that they can enroll a newborn and wait for a number they can enroll a new spouse and wait for one as well.

She couldn't use it, but at least she was enrolled.

Edited by Nitas_man

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Chase struggled a lot with adding my husband to my account until he had his physical green card.  The I-551 stamp in his passport when he arrived just did not compute for them.  


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