Some questions before the interview? Any help?!!

[US&TN 55]

Hi everyone,  my interview is on September and I started to prepare everything so I have some questions. 
1/ what kind of evidence I can take with me to show that our relationship is genuine ( we don't have any red flags we both young no previous marriage no kids no criminal record and we met 2 times ) 
2/ my fiance is thinking about getting loan to help us with the moving and everything .  It's a regular personal loan that you pay back monthly not government funded, is that gonna hurt us at the interview stage or when I  will adjust my status ( he's making over the poverty line around $25,000 and $30,000 per year ) 
3/ if they ask me what's my plans when I go to the US or what I'm gonna do when I go there.  What should I answer them ? I heard alot of people get denied bc of this question.  
 Is there's any advice that I should know before the interview to avoid any possible denials . 
Any help will be appreciated thank you.

[Crazy Cat 39,220]

1.  Evidence of time together, evidence of continued communication, letter of intent to marry.  It would be very helpful if your fiance was  there for your interview....

2.  Currently, a personal loan has no effect on your case.  However, there will be a lot of scrutiny concerning the public charge issue in the future.  The federal poverty level is just a guideline......You MUST convince the consulate officer that you will not be a public charge to the US taxpayer.

3.  You must be truthful about your plans............

Where have you heard that a lot of people are denied due to answering a question about their plans?

Edited August 16, 2019 by missileman

[US&TN 55]

20 minutes ago, missileman said:

1.  Evidence of time together, evidence of continued communication, letter of intent to marry.  It would be very helpful if your fiance was  there for your interview....

2.  Currently, a personal loan has no effect on your case.  However, there will be a lot of scrutiny concerning the public charge issue in the future.  The federal poverty level is just a guideline......You MUST convince the consulate officer that you will not be a public charge to the US taxpayer.

3.  You must be truthful about your plans............

Where have you heard that a lot of people are denied due to answering a question about their plans?

He pays tax and he got his tax return and tax transcript of the past 3 years .

Some people said that if you say you're going there to marry your fiance and to finish your college or to work they will deny you 

[Crazy Cat 39,220]

Just now, US&TN said:

He pays tax and he got his tax return and tax transcript of the past 3 years .

Some people said that if you say you're going there to marry your fiance and to finish your college or to work they will deny you 

Not true.....

[JFH 12,189]

Meeting only twice could be an issue. It complies with the requirements but merely fulfilling the minimum requirements isn’t always enough. 

 

You don’t have to discuss your personal cash flow with the officer. He will want to see the I-134 and supporting evidence such as tax returns but he’s not interested in your credit cards or loans. I will say, however, that even $30k for (according to your profile) the state of New York is not a high salary and will be difficult to support two people on - one of whom cannot work for many months - AND pay the additional AOS fees plus making the loan repayments. This is not a good place to be struggling financially. If he’s taking out a loan to cover this I’m assuming he has no savings or contingency. That’s worrying in this day and age and even more so when he is about to double his household size with a non-working adult. 

[DaveAndAnastasia 2,078]

3 hours ago, JFH said:

I will say, however, that even $30k for (according to your profile) the state of New York is not a high salary and will be difficult to support two people on - one of whom cannot work for many months - AND pay the additional AOS fees plus making the loan repayments. This is not a good place to be struggling financially.

Eh... if they're in the NYC metro area (which is 2/3 of the population of NY state, granted), that's a very high cost area, true.

 

If they're in Buffalo or Rochester or Syracuse or Albany or an even smaller city... those are quite low cost areas, actually. Wouldn't be easy anywhere on that little, but doable there, I think.

[US&TN 55]

4 hours ago, DaveAndAnastasia said:

Eh... if they're in the NYC metro area (which is 2/3 of the population of NY state, granted), that's a very high cost area, true.

 

If they're in Buffalo or Rochester or Syracuse or Albany or an even smaller city... those are quite low cost areas, actually. Wouldn't be easy anywhere on that little, but doable there, I think.

My fiance lives in new York state but not in the city . He's like 30 minutes away by driving the place that he lives in not expensive at all . 

[US&TN 55]

7 hours ago, JFH said:

Meeting only twice could be an issue. It complies with the requirements but merely fulfilling the minimum requirements isn’t always enough. 

 

You don’t have to discuss your personal cash flow with the officer. He will want to see the I-134 and supporting evidence such as tax returns but he’s not interested in your credit cards or loans. I will say, however, that even $30k for (according to your profile) the state of New York is not a high salary and will be difficult to support two people on - one of whom cannot work for many months - AND pay the additional AOS fees plus making the loan repayments. This is not a good place to be struggling financially. If he’s taking out a loan to cover this I’m assuming he has no savings or contingency. That’s worrying in this day and age and even more so when he is about to double his household size with a non-working adult. 

He does have savings but not much $10k and he made $34k  last year . The past few month he gets around $7,000 per month . He was thinking about the loan just to help us a little bit . We won't be staying in new York we gonna be moving to Washington state once I get there . So I don't think that we gonna have a problem about his income 

Edited August 16, 2019 by US&TN

[Ryan H 3,790]

Moved from Progress Reports to Process & Procedures.

[TandClaudia 330]

On ‎8‎/‎16‎/‎2019 at 8:11 AM, US&TN said:

He pays tax and he got his tax return and tax transcript of the past 3 years .

Some people said that if you say you're going there to marry your fiance and to finish your college or to work they will deny you 

I would stick to simple answers.  If the primary purpose for you to go to the US is for you to marry your fiancée, I would state that. 

 

You want to make it abundantly clear that you want the K-1 visa for the purpose of marriage and being with the person you love.  You don't want to leave any room for any misinterpretations of your intent.

[Hank_ 9,173]

On 8/16/2019 at 9:11 AM, US&TN said:

He pays tax and he got his tax return and tax transcript of the past 3 years .

Some people said that if you say you're going there to marry your fiance and to finish your college or to work they will deny you 

You are K-1 ... you ARE going there to get married.   And that is the answer