Jump to content
NxN

Buying a House on Conditional Green Card

By NxN in Tax & Finances During US Immigration

 Share

36 posts in this topic

Recommended Posts

NxN Apprentice

NxN   10

Posted
Filed: K-1 Visa Country: United Kingdom
 Timeline
Posted

Does anyone have any experience trying to buy a home whilst still on their conditional green card?

My card is due to expire later this year, if anyone has any advice or has experienced this, we would be grateful for any insight!

Link to comment
Share on other sites
  • Replies 35
  • Created
  • Last Reply

Top Posters In This Topic

Popular Days

Top Posters In This Topic

Popular Days

Popular Posts

YecaCruz
YecaCruz

We are literally in this process right now. We sent his ROC package and also got a mortgage pre-approval about a week after. It was exciting to learn that both our credit scores are in the 800s! I add

Cincyman
Cincyman

You could buy a house even if you are a visitor. I know someone who bought a house with his B1,B2 Visa! 

NYCruiser
NYCruiser

I note it depends on the Bank. We had a really difficult time with Citibank, NA (I could use another perjorative word that rhymes with Citibank, but don't)...The took about 3 months with multiple call

payxibka Grand Master

payxibka   10,044

Posted
Filed: AOS (apr) Country: Philippines
 Timeline
Posted
1 minute ago, Norm&Nella said:

Does anyone have any experience trying to buy a home whilst still on their conditional green card?

My card is due to expire later this year, if anyone has any advice or has experienced this, we would be grateful for any insight!

You are a US person...  You can purchase a house.  They don't care conditional or unconditional.  They most likely are ignorant of the differences anyway.

YMMV

Link to comment
Share on other sites
Enigma11561 Proficient

Enigma11561   336

Posted
Filed: Citizen (apr) Country: Belarus
 Timeline
Posted
1 hour ago, payxibka said:

You are a US person...  You can purchase a house.  They don't care conditional or unconditional.  They most likely are ignorant of the differences anyway.

What he said. Go for it.

 

Link to comment
Share on other sites
AK_2014 Collaborator

AK_2014   113

Posted
Filed: Citizen (apr) Country: Portugal
 Timeline
Posted

We finished ROC not long ago; several people have said in various ROC threads that they have found it difficult to impossible to get a mortgage during the ROC process (banks think there's a risk the ROC might not be approved; they don't realize that actually really close to 100% of cases do get approved!). But I think I remember reading of some other people who were able to get mortgages during that time. You might have to shop around a bit with multiple lenders. 

 

Best of luck with your home-buying process!

Link to comment
Share on other sites
mindthegap Experienced

mindthegap   2,537

Posted
Filed: Lift. Cond. (pnd) Country: United Kingdom
 Timeline
Posted
1 hour ago, payxibka said:

 You can purchase a house.  They don't care conditional or unconditional.  They most likely are ignorant of the differences anyway.

 

In principal, yes.

The reality can sadly be very different.

CR1 / DCF (London): 2012 / 2013 (4 months from I-130 petition to visa in hand)

I-751 #1- April 2015 [Denied]

 

April 2015 : I-751 Joint filing package sent fedex next day 09:00am from UK ($lots - thanks). 
Jan 2017: Notification that an interview has been scheduled at a local office. Bizarrely still no RFE... 
Jan 2017: 2hr wait, then interview terminated before it began, due to moving my ID to another state 2 wks prior. New interview 'in a few months...maybe.'   Informed them that divorce proceedings are underway, but not finalised at this time. 
March 2017: An Interview was scheduled - marked as no-show as they didn't actually send out a notification of interview. FML 
April  2017: Filed an official complaint with the ombudsman, and have requested Senator & Congressman assistance
August 2017: Interview - switched to a (finalised) divorce waiver. Told that decision will be made that afternoon, but no problems foreseen with my case. 
October 2017: Letter of Denial received - reason given as 'I-751 petition was not properly filed'. Discovered ex-spouse made false allegations to USCIS in 2015. No opportunity given to review & refute allegations  - contrary to USCIS policy.

I-751 #2 - Oct 2017 - Mar 2021[Denied] 

 

October 2017: Within 72hrs of receiving denial notice, a new waiver I-751, divorce decree & $680 cheque, sent to Vermont via FedEx overnight 9am priority.  
Dec 2019: Filed FOIA request for full A# file
Feb 2020: FOIA request completed - entire A# file received as a .PDF; 197 pages fully redacted, and 80 partially redacted. Don't waste your time!
March 2021: I-751 #2 denied for lack of evidence. No RFE, no interview, and evidence in previous I-751 not reviewed - contrary to policy. Huge errors in adjudication.

N-400 - Feb 2018 - Apr 2021 [Denied]

 

February 2018: N-400 filed online.  $725 paid to the USCIS paperwork wastage fund

February  2019: Interview - cancelled after a four hour wait due to 'missing paperwork' on their end. Promised Expedited reschedule.

March 2021: Interview letter received, strangely dated after I-751 denial. No I-751 interview conducted. N-400 interview and test passed, given 'cannot make a decision at this time' paper due to the ongoing I-751 nightmare...

April 2021: N-400 denial received citing recent I-751 denial as basis for ineligibility, even though it should have been a combo interview 🤯

I AM JACK'S COMPLETE LACK OF SURPRISE

Service Motion - March 2021 [Sent via FedEx & COMPLETELY IGNORED by USCIS]

 

March 2021: Service Motion request sent overnight addressed direectly to field office director, requesting urgent review and re-opening, based on errors in adjudication - citing USCIS policy, AFM and memorandums as basis for errors. This was completely ignored by USCIS.

 I-751 #3 - June 2021 - Jan 2024 [Denied]

 

IT'S GROUNDHOG DAY

June 2021: I-751 #3 (30+lbs/5000 pages of paperwork) & another $680 sent to USCIS via FedEx ($300+..thanks) .... 

June 2021: Receipt issued, card charged, biometrics waived, infopass scheduled for I-551 stamp number ten.....

Feb 2022: RFIE (no, not an RFE, a Request For Initial Evidence) received, for copies of the divorce paperwork that they already have 😑

July 2022: Infopass for I-551 stamp number eleven.....

August 2023: Infopass for I-551 stamp number twelve....

January 2024: Denial received, ignoring the overwhelming majority of the filing, abundance of evidence, and refutation of a provably false allegation. The denial also contradicts itself in multiple places, as if it was written by someone with an IQ <50.

HAPPY NEW YEAR

 

2024: FML. Seriously. I'm done. 

 

Link to comment
Share on other sites
Cincyman Enthusiast

Cincyman   127

Posted
Filed: Citizen (apr) Timeline
Posted

You could buy a house even if you are a visitor. I know someone who bought a house with his B1,B2 Visa! 

I-485 (AOS)

04/01/2015 Sent Form I-485.

05/06/2015 Scheduled the interview and mailed its notice.

06/16/2015 The Post Office picked up mail containing the new card.

06/16/2015 The 2 years Green Card was mailed to me.

06/18/2015 The 2 years Green Card in hand.

 

I-751 (ROC)

03/13/2017 Sent I-751 documents to CSC.

03/14/2017 Package received.

03/16/2017 Check cashed.

03/??/2017  NOA received.

03/14/2017 NOA dated.

03/27/2017 Biometrics. "walked-in" 

02/26/2018 Case transferred to my local office.

05/01/2018 Case transferred to another office.

05/03/2018 Case transferred to another office. 

05/07/2018 Received letter in mail, my case was transferred to NBC. "Letter's date is 05/01/2018" 

06/05/2018 Received letter in mail, they will do an interview at the same time, date and location of my N-400 interview. "06/21/2018"

06/21/2018 The combo interview (with N-400 interview). But it's still pending until they send me the result of this interview.

06/27/2018 The case was approved, with the N-400 approval. 

06/30/2018 Received the approval letter in mail.

 

N-400 (Under 3 Years Rule)

04/02/2018 Applied for N-400 Online. (I-751 is still pending) 

04/02/2018 Received NOA Online (Received in mail on 4/03/18).

04/27/2018 Biometrics.

05/14/2018 Scheduled the N-400 interview.

06/21/2018 Interview's date.

Passed the English test and the U.S. history and government test.

But: A decision cannot be made yet about my application. The reason is my pending I-751 file! 

06/27/2018 The case was approved (with the I-751 approval), and placed me in line for oath ceremony.

07/09/2018 Oath Ceremony was scheduled.

07/20/2018 Oath Ceremony.

U.S. Citizen and proud!  


 
Link to comment
Share on other sites
NikLR Grand Master

NikLR   13,220

Posted
Filed: Lift. Cond. (apr) Country: Canada
 Timeline
Posted
1 minute ago, Cincyman said:

You could buy a house even if you are a visitor. I know someone who bought a house with his B1,B2 Visa! 

My ex-SIL did exactly this twice.  Bought a house in Hawaii and lived there for 6 months one year, and 6 months the next. Her kids went to a private school.  Canadians do this all the time (google snowbirds.) 

You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose.  - Dr. Seuss

 

Link to comment
Share on other sites
Cincyman Enthusiast

Cincyman   127

Posted
Filed: Citizen (apr) Timeline
Posted (edited)
14 minutes ago, NikLR said:

My ex-SIL did exactly this twice.  Bought a house in Hawaii and lived there for 6 months one year, and 6 months the next. Her kids went to a private school.  Canadians do this all the time (google snowbirds.) 

Yes that is right. 

 

@Norm&Nella I don't know if you mean that you want to get a loan, that is different. 

We answered you about buying a house, by cash ways.  

 

Edited by Cincyman

I-485 (AOS)

04/01/2015 Sent Form I-485.

05/06/2015 Scheduled the interview and mailed its notice.

06/16/2015 The Post Office picked up mail containing the new card.

06/16/2015 The 2 years Green Card was mailed to me.

06/18/2015 The 2 years Green Card in hand.

 

I-751 (ROC)

03/13/2017 Sent I-751 documents to CSC.

03/14/2017 Package received.

03/16/2017 Check cashed.

03/??/2017  NOA received.

03/14/2017 NOA dated.

03/27/2017 Biometrics. "walked-in" 

02/26/2018 Case transferred to my local office.

05/01/2018 Case transferred to another office.

05/03/2018 Case transferred to another office. 

05/07/2018 Received letter in mail, my case was transferred to NBC. "Letter's date is 05/01/2018" 

06/05/2018 Received letter in mail, they will do an interview at the same time, date and location of my N-400 interview. "06/21/2018"

06/21/2018 The combo interview (with N-400 interview). But it's still pending until they send me the result of this interview.

06/27/2018 The case was approved, with the N-400 approval. 

06/30/2018 Received the approval letter in mail.

 

N-400 (Under 3 Years Rule)

04/02/2018 Applied for N-400 Online. (I-751 is still pending) 

04/02/2018 Received NOA Online (Received in mail on 4/03/18).

04/27/2018 Biometrics.

05/14/2018 Scheduled the N-400 interview.

06/21/2018 Interview's date.

Passed the English test and the U.S. history and government test.

But: A decision cannot be made yet about my application. The reason is my pending I-751 file! 

06/27/2018 The case was approved (with the I-751 approval), and placed me in line for oath ceremony.

07/09/2018 Oath Ceremony was scheduled.

07/20/2018 Oath Ceremony.

U.S. Citizen and proud!  


 
Link to comment
Share on other sites
NxN Apprentice

NxN   10

Posted
Filed: K-1 Visa Country: United Kingdom
 Timeline
  • Author
Posted
1 minute ago, Cincyman said:

 

@Norm&Nella I don't know if you mean that you want to get a loan, that is different. 

We answered you about buying house, by cash ways.  

 

Yes, we were actually meaning about the mortgage for the house, whether anyone had experience with the under-writers checking

Link to comment
Share on other sites
Cincyman Enthusiast

Cincyman   127

Posted
Filed: Citizen (apr) Timeline
Posted
1 minute ago, Norm&Nella said:

Yes, we were actually meaning about the mortgage for the house, whether anyone had experience with the under-writers checking

Actually you are as a citizen inside US, but even if you are a citizen you have to had a good credit history. 

2 years is not always an enough time to build a very strong credit history, but it could.  

I-485 (AOS)

04/01/2015 Sent Form I-485.

05/06/2015 Scheduled the interview and mailed its notice.

06/16/2015 The Post Office picked up mail containing the new card.

06/16/2015 The 2 years Green Card was mailed to me.

06/18/2015 The 2 years Green Card in hand.

 

I-751 (ROC)

03/13/2017 Sent I-751 documents to CSC.

03/14/2017 Package received.

03/16/2017 Check cashed.

03/??/2017  NOA received.

03/14/2017 NOA dated.

03/27/2017 Biometrics. "walked-in" 

02/26/2018 Case transferred to my local office.

05/01/2018 Case transferred to another office.

05/03/2018 Case transferred to another office. 

05/07/2018 Received letter in mail, my case was transferred to NBC. "Letter's date is 05/01/2018" 

06/05/2018 Received letter in mail, they will do an interview at the same time, date and location of my N-400 interview. "06/21/2018"

06/21/2018 The combo interview (with N-400 interview). But it's still pending until they send me the result of this interview.

06/27/2018 The case was approved, with the N-400 approval. 

06/30/2018 Received the approval letter in mail.

 

N-400 (Under 3 Years Rule)

04/02/2018 Applied for N-400 Online. (I-751 is still pending) 

04/02/2018 Received NOA Online (Received in mail on 4/03/18).

04/27/2018 Biometrics.

05/14/2018 Scheduled the N-400 interview.

06/21/2018 Interview's date.

Passed the English test and the U.S. history and government test.

But: A decision cannot be made yet about my application. The reason is my pending I-751 file! 

06/27/2018 The case was approved (with the I-751 approval), and placed me in line for oath ceremony.

07/09/2018 Oath Ceremony was scheduled.

07/20/2018 Oath Ceremony.

U.S. Citizen and proud!  


 
Link to comment
Share on other sites
deepfineleg Contributor

deepfineleg   13

Posted
Filed: Citizen (apr) Timeline
Posted
7 minutes ago, Norm&Nella said:

Yes, we were actually meaning about the mortgage for the house, whether anyone had experience with the under-writers checking

I have experience of buying a house with a financing (mortgage) including any checks by banks/under-writers. Please feel free to ask any questions here or message me. Good luck.

Link to comment
Share on other sites
NikLR Grand Master

NikLR   13,220

Posted
Filed: Lift. Cond. (apr) Country: Canada
 Timeline
Posted (edited)
58 minutes ago, Norm&Nella said:

Yes, we were actually meaning about the mortgage for the house, whether anyone had experience with the under-writers checking

My ex SIL had a mortgage.  So do most snowbirds.  People don't generally have a couple hundred thousand or so in their pockets.   Pretty sure my ex-SIL house was over $1m since it was a large parcel of land on the Big Island on Hawaii.  How they went about doing it, I'm unsure though so I'm not able to help there.  But it's certainly possible and doable. 

 

I managed to up my credit REALLY quickly in the USA by having a credit card based on my Canadian credit score when I first moved here.  I'm not even on the mortgage for our house.  The last loan I applied for was denied because the bank messed up my birthday.  :bonk:  But otherwise I have a pretty good credit score and don't have issues, even at the 2 yr mark. 

Edited by NikLR

You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose.  - Dr. Seuss

 

Link to comment
Share on other sites
NikLR Grand Master

NikLR   13,220

Posted
Filed: Lift. Cond. (apr) Country: Canada
 Timeline
Posted (edited)

~~moved to taxes and finances from ROC. Not a tax question but is a finances question.  This isn't a ROC process question or an update on a ROC application~~

Edited by NikLR

You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose.  - Dr. Seuss

 

Link to comment
Share on other sites
Cathi Veteran

Cathi   5,614

Posted
Filed: Citizen (apr) Country: Jordan
 Timeline
Posted
3 hours ago, Norm&Nella said:

Does anyone have any experience trying to buy a home whilst still on their conditional green card?

My card is due to expire later this year, if anyone has any advice or has experienced this, we would be grateful for any insight!

My husband and I bought a house before he had conditions removed in 2014. He had no issues with anything, everything went smoothly.


Link to comment
Share on other sites
 
Didn't find the answer you were looking for? Ask our VJ Immigration Lawyers.

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
 Share
Go to topic listing
- Back to Top -

Important Disclaimer: Please read carefully the Visajourney.com Terms of Service. If you do not agree to the Terms of Service you should not access or view any page (including this page) on VisaJourney.com. Answers and comments provided on Visajourney.com Forums are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, or other professional advice. Visajourney.com does not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service or service provider mentioned or any opinion expressed in answers or comments. VisaJourney.com does not condone immigration fraud in any way, shape or manner. VisaJourney.com recommends that if any member or user knows directly of someone involved in fraudulent or illegal activity, that they report such activity directly to the Department of Homeland Security, Immigration and Customs Enforcement. You can contact ICE via email at Immigration.Reply@dhs.gov or you can telephone ICE at 1-866-347-2423. All reported threads/posts containing reference to immigration fraud or illegal activities will be removed from this board. If you feel that you have found inappropriate content, please let us know by contacting us here with a url link to that content. Thank you.
×
×
  • Create New...