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Elghazi2008

Underinsured w/ Baby on the way

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Filed: Citizen (apr) Country: Morocco
Timeline

I used to be on visajourney all the time when I was in the earlier stages of the immigration process, but it's been a while and I am feeling extremely lost now that I've been out of the immigration loop for so long. I am sure this is in the wrong forum, but I'm not sure which forum to put this in, so I apologize ahead of time to the admin who has to move this.

Background: My husband is currently a 2-year Green Card holder and we will be adjusting status later on this year (I think his card expires in November but I need to check to be sure). We are expecting a baby in September, but we may have a little one coming into our lives as soon as August. I was/am my husband's sponsor in the process of obtaining his 2-year green card. I am a full-time college student and I work full-time as a Paralegal but my employer refuses to offer insurance because he's cheap. My husband works a regular part-time job and he is now able to get insurance through work for our family effective in January. I am currently covered under my dad's insurance because I'm also a full-time student, but the insurance does not cover my husband, my pregnancy nor will it cover my baby when he/she comes.

The situation: I am trying to explore my options as far as assistance that I can look into for between now and January when my husband's insurance will kick in. Since I have no coverage from my dad's insurance for my pregnancy, all of the medical expenses for me and the baby are coming directly out of pocket and it is making things extremely difficult. I don't know if I'm even eligible to apply for medicaid/medicare for me and/or the baby because of my husband's immigration status being obtained with me as his sponsor. I assume that I could apply for assistance for the baby, but I'm not sure about applying for it for myself... Does anybody happen to be familiar with this? I thought I had read somewhere during AOS that neither the sponsor nor the dependent could apply for public assistance of any kind without jeopardizing the status of the noncitizen... Any solid suggestions would be wonderful.

Thanks,


We met in October 2007 and our immigration journey started in July 2008 when we filed for the I-129F Fiance Visa petition. 

~05/16/2009~ MARRIED!!!!

~08/31/2011~ OUR SON WAS BORN!!!!

~02/17/2012~ Mailed I-751 Petition to Remove Conditions of Residency to Vermont Service Center

~03/19/2012~ ASC Biometrics Appointment

~11/05/2012~ Production of 10-year GC ordered

~7/1/2014~ Our son's first trip to Morocco

~03/17/2018~ Filed N-400

~04/09/2018~ Biometrics

~6/13/2018~ Off to Morocco, my parents in tow!

~10/23/2018~ Interview, approved

~11/7/2018~ Oath Ceremony

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Filed: Citizen (apr) Country: Canada
Timeline

USC can apply for whatever assistance they want because they are USC.

The Immigrant cannot get/use means tested benefits or the sponsor will be responsible to reimburse all that is taken from this.


-------------------------------------------- as1cE-a0g410010MjgybHN8MDA5Njk4c3xNYXJyaWVkIGZvcg.gif

Your I-129f was approved in 5 days from your NOA1 date.

Your interview took 67 days from your I-129F NOA1 date.

AOS was approved in 2 months and 8 days without interview.

ROC was approved in 3 months and 2 days without interview.

I am a Citizen of the United States of America. 04/16/13

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Filed: Other Timeline

A child birth costs oftentimes $10K in a hospital and between $1,5K and $3K at home using a mid wife. I was born at home and so were not millions but billions of people, literally. In fact, the hospital birth is a fairly new invention so that as many doctors and nurses can charge for services that are not really necessary.

That said, raising a single child will cost about $250,000 these days, so compared to that the cost of giving birth is just a drop in the bucket. All of this needs to be taken into consideration when planing a family. However, as a US citizen, sponsoring a foreigner has no negative impact. If your husband would need public assistance, that would be a different story. But since Schwarzenegger gave birth in the movies, no such case has been reported, at least no to my knowledge.


There is no room in this country for hyphenated Americanism. When I refer to hyphenated Americans, I do not refer to naturalized Americans. Some of the very best Americans I have ever known were naturalized Americans, Americans born abroad. But a hyphenated American is not an American at all . . . . The one absolutely certain way of bringing this nation to ruin, of preventing all possibility of its continuing to be a nation at all, would be to permit it to become a tangle of squabbling nationalities, an intricate knot of German-Americans, Irish-Americans, English-Americans, French-Americans, Scandinavian-Americans or Italian-Americans, each preserving its separate nationality, each at heart feeling more sympathy with Europeans of that nationality, than with the other citizens of the American Republic . . . . There is no such thing as a hyphenated American who is a good American. The only man who is a good American is the man who is an American and nothing else.

President Teddy Roosevelt on Columbus Day 1915

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Filed: Citizen (apr) Country: Ireland
Timeline

***** Moving from AOS to Live in America as not a directly immigration related topic and OP's husband already did AOS and is preparing to ROC *****

Talk to your doctor/ hospital We were not insured for maternity care when we had our girl, and we got about 1/3 off the cost by paying in advance.


Bye: Penguin

Me: Irish/ Swiss citizen, and now naturalised US citizen. Husband: USC; twin babies born Feb 08 in Ireland and a daughter in Feb 2010 in Arkansas who are all joint Irish/ USC. Did DCF (IR1) in 6 weeks via the Dublin, Ireland embassy and now living in Arkansas.

mod penguin.jpg

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Filed: IR-1/CR-1 Visa Country: Morocco
Timeline

You are fulltime college student. Mu university offered insurance. And no, can not apply for any public assistance.

quote name='Elghazi2008' timestamp='1308250965' post='4726981']

I used to be on visajourney all the time when I was in the earlier stages of the immigration process, but it's been a while and I am feeling extremely lost now that I've been out of the immigration loop for so long. I am sure this is in the wrong forum, but I'm not sure which forum to put this in, so I apologize ahead of time to the admin who has to move this.

Background: My husband is currently a 2-year Green Card holder and we will be adjusting status later on this year (I think his card expires in November but I need to check to be sure). We are expecting a baby in September, but we may have a little one coming into our lives as soon as August. I was/am my husband's sponsor in the process of obtaining his 2-year green card. I am a full-time college student and I work full-time as a Paralegal but my employer refuses to offer insurance because he's cheap. My husband works a regular part-time job and he is now able to get insurance through work for our family effective in January. I am currently covered under my dad's insurance because I'm also a full-time student, but the insurance does not cover my husband, my pregnancy nor will it cover my baby when he/she comes.

The situation: I am trying to explore my options as far as assistance that I can look into for between now and January when my husband's insurance will kick in. Since I have no coverage from my dad's insurance for my pregnancy, all of the medical expenses for me and the baby are coming directly out of pocket and it is making things extremely difficult. I don't know if I'm even eligible to apply for medicaid/medicare for me and/or the baby because of my husband's immigration status being obtained with me as his sponsor. I assume that I could apply for assistance for the baby, but I'm not sure about applying for it for myself... Does anybody happen to be familiar with this? I thought I had read somewhere during AOS that neither the sponsor nor the dependent could apply for public assistance of any kind without jeopardizing the status of the noncitizen... Any solid suggestions would be wonderful.

Thanks,

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Filed: IR-1/CR-1 Visa Country: Belarus
Timeline

I am currently covered under my dad's insurance because I'm also a full-time student, but the insurance does not cover my husband, my pregnancy nor will it cover my baby when he/she comes.

The situation: I am trying to explore my options as far as assistance that I can look into for between now and January when my husband's insurance will kick in. Since I have no coverage from my dad's insurance for my pregnancy, all of the medical expenses for me and the baby are coming directly out of pocket and it is making things extremely difficult. I don't know if I'm even eligible to apply for medicaid/medicare for me and/or the baby because of my husband's immigration status being obtained with me as his sponsor. I assume that I could apply for assistance for the baby, but I'm not sure about applying for it for myself... Does anybody happen to be familiar with this? I thought I had read somewhere during AOS that neither the sponsor nor the dependent could apply for public assistance of any kind without jeopardizing the status of the noncitizen... Any solid suggestions would be wonderful.

Thanks,

You are going to have a hard time qualifying for any public assistance program when you are on your dads insurance, and presumably living at home?

Like Bob said, why run yourself into mega-debt ...have the baby at home. A mid-wife seems expensive too... but u might want some coaching if this is the first baby.

It is a scam to be charged so much to deliver at a hospital.

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You can apply for public assistance, like WIC or Medicaid. Your husband is not eligible for certain public assistance programs, but if you meet the income requirements, you (and your child), as citizens, can receive it. I believe (though I am not certain, so definitely check into it) that you may need to claim your husband's income as well, even though he is not eligible, as he is part of the household. If you find that you make too much money you may consider birthing in a birthing center (much cheaper, especially if you pay up front, think $3K vs $10K+), and just paying out of pocket for your child's insurance for a few months until your husband's kicks in. This is what we did, and it was not so bad, since insurance for a newborn isn't that costly per month.


OUR TIMELINE

I am the USC, husband is adjusting from B2.

ADJUSTMENT OF STATUS

08.06.2010 - Sent off I-485
08.25.2010 - NOA hard copies received (x4), case status available online: 765, 131, 130.
10.15.2010 - RFE received: need 2 additional photos for AP.
10.18.2010 - RFE response sent certified mail
10.21.2010 - Service request placed for biometrics
10.25.2010 - RFE received per USCIS
10.26.2010 - Text/email received - AP approved!
10.28.2010 - Biometrics appointment received, dated 10/22 - set for 11/19 @ 3:00 PM
11.01.2010 - Successful biometrics walk-in @ 9:45 AM; EAD card sent for production text/email @ 2:47 PM! I-485 case status now available online.
11.04.2010 - Text/Email (2nd) - EAD card sent for production
11.08.2010 - Text/Email (3rd) - EAD approved
11.10.2010 - EAD received
12.11.2010 - Interview letter received - 01.13.11
01.13.2011 - Interview - no decision on the spot
01.24.2011 - Approved! Card production ordered!

REMOVAL OF CONDITIONS

11.02.2012 - Mailed I-751 packet to VSC
11.08.2012 - Checks cashed
11.10.2012 - NOA1 received, dated 11.06.2012
11.17.2012 - Biometrics letter received for 12.05.2012
11.23.2012 - Successful early biometrics walk-in

05.03.2013 - Approved! Card production ordered!

CITIZENSHIP

Filing in November 2013

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Filed: K-1 Visa Country: Russia
Timeline

You are going to have a hard time qualifying for any public assistance program when you are on your dads insurance, and presumably living at home?

Like Bob said, why run yourself into mega-debt ...have the baby at home. A mid-wife seems expensive too... but u might want some coaching if this is the first baby.

It is a scam to be charged so much to deliver at a hospital.

Child-birth is natural and millions, yes billions do it at home. But don't forget that death in child-birth is also 'natural' for a very large number of women! In addition think of the children that die or suffer injury for lack of prompt assistance when problems occur. Home childbirth is a bit like russian roulette. Usually the chamber is empty. But when the chamber might be full do you want to pull that trigger pointing it at your own head or that of your wife or child?

Edited by james&olya

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Filed: Citizen (apr) Country: Ecuador
Timeline

Si, man. Just think if you're "counting" on a vaginal birth but you need a C-section, especially as an emergency.

Costs before insurance coverage for the hospital birth of Mini-Bone earlier this year, by planned and uncomplicated C-section, were approximately $15,500. That was for mother and (healthy) baby. Count on routine and unexpected medical costs for both thereafter.

Edited by TBoneTX

06-04-2007 = TSC stamps postal return-receipt for I-129f.

06-11-2007 = NOA1 date (unknown to me).

07-20-2007 = Phoned Immigration Officer; got WAC#; where's NOA1?

09-25-2007 = Touch (first-ever).

09-28-2007 = NOA1, 23 days after their 45-day promise to send it (grrrr).

10-20 & 11-14-2007 = Phoned ImmOffs; "still pending."

12-11-2007 = 180 days; file is "between workstations, may be early Jan."; touches 12/11 & 12/12.

12-18-2007 = Call; file is with Division 9 ofcr. (bckgrnd check); e-prompt to shake it; touch.

12-19-2007 = NOA2 by e-mail & web, dated 12-18-07 (187 days; 201 per VJ); in mail 12/24/07.

01-09-2008 = File from USCIS to NVC, 1-4-08; NVC creates file, 1/15/08; to consulate 1/16/08.

01-23-2008 = Consulate gets file; outdated Packet 4 mailed to fiancee 1/27/08; rec'd 3/3/08.

04-29-2008 = Fiancee's 4-min. consular interview, 8:30 a.m.; much evidence brought but not allowed to be presented (consul: "More proof! Second interview! Bring your fiance!").

05-05-2008 = Infuriating $12 call to non-English-speaking consulate appointment-setter.

05-06-2008 = Better $12 call to English-speaker; "joint" interview date 6/30/08 (my selection).

06-30-2008 = Stokes Interrogations w/Ecuadorian (not USC); "wait 2 weeks; we'll mail her."

07-2008 = Daily calls to DOS: "currently processing"; 8/05 = Phoned consulate, got Section Chief; wrote him.

08-07-08 = E-mail from consulate, promising to issue visa "as soon as we get her passport" (on 8/12, per DHL).

08-27-08 = Phoned consulate (they "couldn't find" our file); visa DHL'd 8/28; in hand 9/1; through POE on 10/9 with NO hassles(!).

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Our local hospitals have NH Health Access for people with little or no insurance. It is income based, but it is not a means tested benefit. Basically its a sliding fee that patients pay to the doctors and hospitals. Look into seeing if your state has something similar. Look into Medicaid, the income limits for pregnant women and infants is a bit higher than for others.


10/26/03 Met in Yahoo chat room
06-2004 Glyn flies to Boston for 2 week holiday with me in White Mountains
06/07/2006- HE PROPOSES!!
12/13/2006- Glyn and Simon the best man fly in for wedding.
December 16,2006- Happiest day of my life
12/25/2006- Best and worst Christmas ever. Glyn flies back to England at 6 pm Christmas Night.
02/19/2007- UK spousal visa approved in NY after only 4 days.
March 2,2007- Reunited in England with Glyn.
01/21/2008-mailed I-130 to USCIS in London
01/24/2008-NOA1
04/13/2008-Panic. RFE received
April 17, 2008-Mailed off again.
April 22, 2008-NOA2 received dated April 21, 2008.
April 26, 2008-Packet 3 received
April 28, 2008-Mailed off DS-230
May06,2008-Packet 3 sent
May 08, 2008-Medical scheduled
May 22,2008-Packet 4 received
June 03,2008-Interview APPROVED!!!!!

June 04, 2008-Visa in hand
June 20, 2008-Shippers come for our things.
June 25, 2008-Flying to the USA
November 15, 2010-Sent off VERY late I-751 along with many prayers.
04/09/2011-10 year GC arrives in mail.
09/08/2011-Glyn leaves for UK
01/30/2012-Biometrics for UK spousal & dependent visas sent out w/ application same day
02/24/2012-UK settlement visas issued

04/16/2013-I-130 sent off-----04/19/2013 NOA1

05/15/2013-NOA2

Never received packet 3 although it was mailed to us on May 29th

07/17/2013-Sent off packet 3 after finally getting ALL our documents together

08/19/2013-Medical scheduled (there were earlier appointments but unfortunately, we couldn't get there for them due to hubby's work)

09/24/2013-Interview APPROVED

11/01/2013-POE BOSTON

01/13/2014-10 Year green card received

03/09/2019- Sent I-130 to Chicago lock box for step-son

03/20/2019- NOA 1

08/10/2019-NOA 2

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Filed: Other Country: Nigeria
Timeline

Why must everything be so freaking over-whelming here?! I wish you the best Poster, but i do think you might qualify for medicaid from all i've read about it.in Georgia, if ur income is a bit high for medicaid but still not so high, there's the program - PeachCare for that range of income too. See if your state has something similar. I wish you the very best and God's favour.


F2A from my husband, for me and our children.

2005-05-21: Got married to my man.

Priority Date: Dec 26, 2006

2006-12-23: I-130 Sent

2007-01-05: I-130 NOA1

2009-05-21: I-130 Approved

2009-06-04: NVC Case No. generated

2010-01-15: DS-3032 / I-864 Bill generated

2010-01-17: Choice of Agent sent via e-mail

2010-01-22: Paid I-864 Bill

2010-01-25: I-864 Bill shows PAID

2010-01-28: Received email saying: Choice of agent accepted/IV bill generated.

2010-01-28: Paid IV bill.

2010-02-25: Sent out completed I-864 and DS- 230.

2010-04-08: Case Complete.

2010-05-03: Interview scheduled for June 2nd 2010 as per NVC live operator.

2010-06-02: 221g refusal pending return of requested document.

2010-06-03: Obtained the requested document. E-mailed consulate requesting a new interview date.

2011-01-26: Visas Approved! To be picked up Feb 2nd.

2011-02-01: Got an e-mail stating Visas aint ready for pick-up yet!! Oh God PLSSSSSSS.

2011-02-09: Got a reply to my incenssant e-mails scolding me for writing, and asking me to refrain from writing more letters, and stating officially that am on AP!!!

2011-03-15: Picked up Visas. Oh My God!

2011-03-21: POE, Atlanta Georgia. Find it hard to believe this is truly happening. Thank you God.

NOW IN THE US.

2011-03-28: Received our Social Security Cards in the Mail.

2011-04-08: Received Green Cards.

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Filed: Country: China
Timeline

You can also check with the school if you qualify as a full time student. Often there will be insurance plans there, but as other posters have said, pre-paying can save you some money and avoiding the whole hospital birth thing if possible can save you some money. IMO hospital births are a waste and potentially more dangerous as at the first sign, they seem to want to go the c-section route which introduces all kinds of other factors.


Service Center : California Service Center
Consulate : Guangzhou, China
Marriage (if applicable): 2010-04-26
I-130 Sent : 2010-06-01
I-130 NOA1 : 2010-06-08
I-130 RFE : 2010-11-05
I-130 RFE Sent : 2010-11-06
I-130 Approved : 2010-11-10
NVC Received CaseFile: 2010-11-16
NVC Casefile Number Issued: 2010-11-22
Received DS-3032 / I-864 Bill : 2010-11-23
OPTIN EMAIL SENT TO NVC: 2010-11-23
OPTIN ACCEPTED by NVC: 2010-12-14
Pay I-864 Bill 2010-11-23
Receive I-864 Package : 2010-11-23
Return Completed I-864 : 2011-03-30
Return Completed DS-3032 : 2010-11-23
Receive IV Bill : 2010-12-17
Pay IV Bill : 2011-03-16
AOS CoverSheets Generated: 2010-11-27
IV Fee Bill marked as PAID: 2011-03-18
IV CoverSheets Generated: 2011-03-18
IV email packet sent: 2011-04-4
NVC reports 'Case Completed': 2011-5-2
'Sign in Fail' at the Online Payment Portal: 2011-5-2
Final Review Started at NVC: 2011-5-2
Final Review Completed at NVC: ????
Interview Date Set: 2011-5-5
Appointment Letter Received via Email: 2011-5-6
Interview Date: 2011-6-1
Approved!!!!!

I-751 Sent : 2013-07-02

I-751 Bio Appointment Date 2013-08-02

10 Year Green Card Approved!!!!!

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Filed: Timeline

I used to be on visajourney all the time when I was in the earlier stages of the immigration process, but it's been a while and I am feeling extremely lost now that I've been out of the immigration loop for so long. I am sure this is in the wrong forum, but I'm not sure which forum to put this in, so I apologize ahead of time to the admin who has to move this.

Background: My husband is currently a 2-year Green Card holder and we will be adjusting status later on this year (I think his card expires in November but I need to check to be sure). We are expecting a baby in September, but we may have a little one coming into our lives as soon as August. I was/am my husband's sponsor in the process of obtaining his 2-year green card. I am a full-time college student and I work full-time as a Paralegal but my employer refuses to offer insurance because he's cheap. My husband works a regular part-time job and he is now able to get insurance through work for our family effective in January. I am currently covered under my dad's insurance because I'm also a full-time student, but the insurance does not cover my husband, my pregnancy nor will it cover my baby when he/she comes.

The situation: I am trying to explore my options as far as assistance that I can look into for between now and January when my husband's insurance will kick in. Since I have no coverage from my dad's insurance for my pregnancy, all of the medical expenses for me and the baby are coming directly out of pocket and it is making things extremely difficult. I don't know if I'm even eligible to apply for medicaid/medicare for me and/or the baby because of my husband's immigration status being obtained with me as his sponsor. I assume that I could apply for assistance for the baby, but I'm not sure about applying for it for myself... Does anybody happen to be familiar with this? I thought I had read somewhere during AOS that neither the sponsor nor the dependent could apply for public assistance of any kind without jeopardizing the status of the noncitizen... Any solid suggestions would be wonderful.

Thanks,

Having a healthy baby is a priority. If you are still a NY resident, try to get PCAP (Prenatal Care Assistance Program). Here is the link.

https://www.emedny.org/ProviderManuals/Prenatal/PDFS/Prenatal-Policy_Section.pdf

Good luck to you!

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Filed: Citizen (apr) Country: Morocco
Timeline

You are going to have a hard time qualifying for any public assistance program when you are on your dads insurance, and presumably living at home?

Like Bob said, why run yourself into mega-debt ...have the baby at home. A mid-wife seems expensive too... but u might want some coaching if this is the first baby.

It is a scam to be charged so much to deliver at a hospital.

No, my husband and I live on our own. The only reason I am on my dad's insurance is because apparently there is a NYS law that says that if you have a child who is a college student, married or not, who is underinsured/uninsured, then you have to list them on your insurance. The insurance does not cover anything in the way of pregnancy or for dependents of me. It only covers me for injuries/other minor medical issues.

This is our first baby but due to my medical history and some potential issues, I don't feel comfortable trying to deliver at home... I've thought about it, but it's just not possible, especially where we are living.

*I had to go see a specialist to check my fluid level... One ultrasound was $2,600+... Unfortunately, that specialist doesn't work with ANY insurances, regardless....*

Our local hospitals have NH Health Access for people with little or no insurance. It is income based, but it is not a means tested benefit. Basically its a sliding fee that patients pay to the doctors and hospitals. Look into seeing if your state has something similar. Look into Medicaid, the income limits for pregnant women and infants is a bit higher than for others.

Yes, something like that is available in our state, but very few hospitals in my area participate...


We met in October 2007 and our immigration journey started in July 2008 when we filed for the I-129F Fiance Visa petition. 

~05/16/2009~ MARRIED!!!!

~08/31/2011~ OUR SON WAS BORN!!!!

~02/17/2012~ Mailed I-751 Petition to Remove Conditions of Residency to Vermont Service Center

~03/19/2012~ ASC Biometrics Appointment

~11/05/2012~ Production of 10-year GC ordered

~7/1/2014~ Our son's first trip to Morocco

~03/17/2018~ Filed N-400

~04/09/2018~ Biometrics

~6/13/2018~ Off to Morocco, my parents in tow!

~10/23/2018~ Interview, approved

~11/7/2018~ Oath Ceremony

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Filed: Citizen (apr) Country: Morocco
Timeline

A child birth costs oftentimes $10K in a hospital and between $1,5K and $3K at home using a mid wife. I was born at home and so were not millions but billions of people, literally. In fact, the hospital birth is a fairly new invention so that as many doctors and nurses can charge for services that are not really necessary.

That said, raising a single child will cost about $250,000 these days, so compared to that the cost of giving birth is just a drop in the bucket. All of this needs to be taken into consideration when planing a family. However, as a US citizen, sponsoring a foreigner has no negative impact. If your husband would need public assistance, that would be a different story. But since Schwarzenegger gave birth in the movies, no such case has been reported, at least no to my knowledge.

My husband and I had hoped that before we ended up with a baby, we'd be a little more settled... I was on b/c for regulatory issues and my doctors had told me that I would probably need assistance getting pregnant... Believe me, planning didn't take in part in this :-) BUT, we are excited and getting as ready as we can...


We met in October 2007 and our immigration journey started in July 2008 when we filed for the I-129F Fiance Visa petition. 

~05/16/2009~ MARRIED!!!!

~08/31/2011~ OUR SON WAS BORN!!!!

~02/17/2012~ Mailed I-751 Petition to Remove Conditions of Residency to Vermont Service Center

~03/19/2012~ ASC Biometrics Appointment

~11/05/2012~ Production of 10-year GC ordered

~7/1/2014~ Our son's first trip to Morocco

~03/17/2018~ Filed N-400

~04/09/2018~ Biometrics

~6/13/2018~ Off to Morocco, my parents in tow!

~10/23/2018~ Interview, approved

~11/7/2018~ Oath Ceremony

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