My fiance is arriving next week on a K-1 visa. I have been trying to purchase health insurance for her. I am self employed and use the VA for my medical needs, so I don't have a policy I can add her to. This last week, I have contacted several health insurance companies to get quotes and see if I can purchase a policy for my fiance. All companies have turned me down. They have stated that they can only do policies for citizens or permanent residents. They have all referred me to the government exchange for more information. I am not trying to purchase anything through an exchange, I would simply like to purchase a private health care plan, but it seems all the companies I have interacted with only go through the exchange. The agents I spoke with also stated thye wouldn't be able to sell insurance even if she were a citizen because of the enrollment period. They stated to qualify for an exception, she must already have valid insurance. Given the length of time until a green card would be received, I think there must be a better option. I have not been able to find anything that would forbid someone arriving on a K-1 visa from buying health insurance from the searches I have done. Is there anyone who can provide anymore information on this topic? I'm sure we're not the first people in this situation and there must be some company or health plan for those in our situation.