Health Insurance for Lawful Permanent Resident (LPR)

[SalishSea 16,902]

54 minutes ago, Clergybones said:

$700-1200 even though they don't have income? That doesn't sound right. Afterall, it's supposed to be the "affordable" Healthcare.

Maybe I'm wrong.  You will need to shop around.  But yes, insurance premiums in the US are not cheap.  It's what keeps people working beyond the age at which they would like to retire.

 

And immigrants are not eligible for medicare or social security when they first arrive.

[Boiler 43,749]

2 minutes ago, SalishSea said:

ACA/Obamacare = same thing.

It does not have the confusing name.

[Clergybones 0]

 

 

17 minutes ago, milimelo said:

The sponsor should’ve lined something up for them before petitioning them. Health care in the US being expensive is a known fact. Are they going to be working? Find a position which offers health care coverage and other benefits. 

They will be working. However, I was informed that they won't be able to sign up for health insurance until they step foot in the US and with their Social Security card for registration.  I'm not sure how accurate this statement is though. I understand the sponsor will have a responsibility to take care of them. However, when it comes to health insurance benefits, if the LPRs can benefit from it affordable insurance, then why not.

[Clergybones 0]

28 minutes ago, SalishSea said:

Maybe I'm wrong.  You will need to shop around.  But yes, insurance premiums in the US are not cheap.  It's what keeps people working beyond the age at which they would like to retire.

 

And immigrants are not eligible for medicare or social security when they first arrive.

They will be considered as a Lawful Permanent Resident so they will be eligible for Medicare according to the site anyways. Will definitely have to shop around

[Boiler 43,749]

OCare is based on location so they can not sign up until then but they can have things ready to apply.

[Boiler 43,749]

1 minute ago, Clergybones said:

They will be considered as a Lawful Permanent Resident so they will be eligible for Medicare according to the site anyways. Will definitely have to shop around

5 years for Medicare, and they are that old but intend to work?

[SalishSea 16,902]

1 hour ago, Clergybones said:

They will be considered as a Lawful Permanent Resident so they will be eligible for Medicare according to the site anyways. Will definitely have to shop around

No, they won't.  Not until they've been here for at least five years and also are 65.

[Clergybones 0]

11 minutes ago, SalishSea said:

No, they won't.  Not until they've been here for at least five years and also are 65.

I just talked about Medicare vs Medicaid in my earlier post and now I got confused again. 😅

 

They won't be going for Medicare, but for medicaid rather, and they should be eligible for that.

[SalishSea 16,902]

8 minutes ago, Clergybones said:

I just talked about Medicare vs Medicaid in my earlier post and now I got confused again. 😅

 

They won't be going for Medicare, but for medicaid rather, and they should be eligible for that.

That will entirely depend upon the state they live in.  As sponsored immigrants, they won't be eligible for any federal means-tested benefits.

[Mountainside 19]

I believe that unless their employers provide subsidized coverage, they'll be relegated to healthcare.gov in Arizona.  Anticipate several hundred dollars per month per person.  https://www.healthinsurance.org/health-insurance-marketplaces/arizona/#:~:text=Arizona uses the federally run,health plans through HealthCare.gov.

[Clergybones 0]

2 hours ago, Boiler said:

5 years for Medicare, and they are that old but intend to work?

I meant Medicaid, my mistake. They will intend to work but not as soon as they step foot into the US. Hiring process takes time as you know and also with the language barrier and challenges that most people will be faced with. 

[Cheschirecat 176]

12 hours ago, Clergybones said:

Hello All,

 

I hope this is the right place to post this topic. So my In-Law parents are coming over to the US as a LPR. The most important thing for them would be health insurance. I understand that they will have $0 income coming into the US because obviously they've just arrived and don't have a job yet. Does anyone know if they'll qualify for affordable insurances such as Healthcare.gov?

 

Check to see if Az has a doctor who takes patients per a monthly/ annual fee. I know in Tn in my city there is a guy doing that. Now, this does not include hospitalization which is the bankruptcy king for the uninsured. Check on Az MediCAID 

[Crazy Cat 39,659]

9 hours ago, Clergybones said:

$700-1200 even though they don't have income? That doesn't sound right. Afterall, it's supposed to be the "affordable" Healthcare.

Healthcare costs for a new immigrant should be a major consideration before an immigration journey even starts.  Even senior immigrants must have been in the US for 5 years before being eligible for Medicare. 

[SalishSea 16,902]

6 hours ago, Clergybones said:

I meant Medicaid, my mistake. They will intend to work but not as soon as they step foot into the US. Hiring process takes time as you know and also with the language barrier and challenges that most people will be faced with. 

You’re sure they will be eligible for Arizona’s Medicaid program?  Last I checked, it wasn’t known for being one of the most immigrant-friendly states.

 

You may want to confirm all of the things you are making assumptions about.

[Verrou 1,901]

11 hours ago, Clergybones said:

That's a shame indeed, but it is what it is. I thought medicaid was only for 65 and older including the disabled.

medicaid (AID) for low income etc, medicare (CARE) for older people. that's how i started to remember