Clergybones

If ACA is very expensive, then why even go with ACA? Any other health insurance would work, no?

Yes, I understand the deductible part where you have to pay a specified amount before the insurance will pay for their part. But for example, if a deductible is $900, does that mean you have to pay for this amount each time you see a doctor?

Will definitely have to confirm. According to the Medicaid site, (https://www.medicaid.gov/medicaid/eligibility/index.html) their eligibility requirements states: Non-Financial Eligibility To be eligible for Medicaid, individuals must also meet certain non-financial eligibility criteria. Medicaid beneficiaries generally must be residents of the state in which they are receiving Medicaid. They must be either citizens of the United States or certain qualified non-citizens, such as lawful permanent residents. In addition, some eligibility groups are limited by age, or by pregnancy or parenting status. The IL's will be a lawful permanent resident so they will meet this eligibility due to low/no income from my understanding. My next question here is, if I claim them as dependents for tax, will the IL's still be able to claim a "no-income" status being as a dependent? If not, then it looks to me it might be best to not claim them as dependents.

Thank you. So I looked at some of the plans and I see that they have various deductible amounts such as $900 all the way to $2000. How does this work exactly? If they were to go see a Doctor, would they have to pay at least $900 for each visit if the deductible was this amount? Even though the cost of the Doctor visit costs less than $900?

I meant Medicaid, my mistake. They will intend to work but not as soon as they step foot into the US. Hiring process takes time as you know and also with the language barrier and challenges that most people will be faced with.

I just talked about Medicare vs Medicaid in my earlier post and now I got confused again. 😅 They won't be going for Medicare, but for medicaid rather, and they should be eligible for that.

They will be considered as a Lawful Permanent Resident so they will be eligible for Medicare according to the site anyways. Will definitely have to shop around

They will be working. However, I was informed that they won't be able to sign up for health insurance until they step foot in the US and with their Social Security card for registration. I'm not sure how accurate this statement is though. I understand the sponsor will have a responsibility to take care of them. However, when it comes to health insurance benefits, if the LPRs can benefit from it affordable insurance, then why not.

$700-1200 even though they don't have income? That doesn't sound right. Afterall, it's supposed to be the "affordable" Healthcare.

Gotcha, thanks. It is confusing.

That's a shame indeed, but it is what it is. I thought medicaid was only for 65 and older including the disabled.

What is a shame and why? Thanks, I'll look into ACA.

Arizona

Hello All, I hope this is the right place to post this topic. So my In-Law parents are coming over to the US as a LPR. The most important thing for them would be health insurance. I understand that they will have $0 income coming into the US because obviously they've just arrived and don't have a job yet. Does anyone know if they'll qualify for affordable insurances such as Healthcare.gov?