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Hoviland

Clarity please

By Hoviland in Moving to the US and Your New Life In America

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Hoviland Rookie

Hoviland   1

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In regards to the health insurance topic that's been coming up, im currently waiting for my wedding day but am i allowed to get my own insurance after the wedding and getting my SSN? My spouse is on kaiser permenante affordable care act and doenst think its a good idea to be added into it. Any form of advice is much appreciated!

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payxibka Grand Master

payxibka   10,044

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7 minutes ago, Hoviland said:

In regards to the health insurance topic that's been coming up, im currently waiting for my wedding day but am i allowed to get my own insurance after the wedding and getting my SSN? My spouse is on kaiser permenante affordable care act and doenst think its a good idea to be added into it. Any form of advice is much appreciated!

Several threads already 

YMMV

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Nitas_man Experienced

Nitas_man   3,100

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Each case is different and we shouldn’t link every health insurance thread any more than we’d link every thread related to every CR1 or K1 applicant.
 

Mods for you guys some of these are specific case questions and do not belong in the “whining about the new rules” megathread.  Use judgement.

 

@OP the issue isn’t buying insurance on the exchanges it is collecting subsidized premiums to do it.  If your petitioner is enjoying subsidized premiums it appears that this is already a strike against based on the question “you or any member of your household...”


So you are allowed to purchase your own insurance and if you purchase a plan and pay the premium without subsidy that is exactly what the new rules appear to be directing you to do.

 

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Crazy Cat Grand Master

Crazy Cat   39,227

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2 minutes ago, Nitas_man said:

So you are allowed to purchase your own insurance and if you purchase a plan and pay the premium without subsidy that is exactly what the new rules appear to be directing you to do.

A lot of people are going to get an education in terms like, coverage, deductibles, stop loss cap, network vs non-network, etc........

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Nitas_man Experienced

Nitas_man   3,100

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2 minutes ago, missileman said:

A lot of people are going to get an education in terms like, coverage, deductibles, stop loss cap, network vs non-network, etc........

Ohh yeah but kudos to the ones who jump in and try to comply

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Hoviland Rookie

Hoviland   1

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16 minutes ago, Nitas_man said:

Each case is different and we shouldn’t link every health insurance thread any more than we’d link every thread related to every CR1 or K1 applicant.
 

Mods for you guys some of these are specific case questions and do not belong in the “whining about the new rules” megathread.  Use judgement.

 

@OP the issue isn’t buying insurance on the exchanges it is collecting subsidized premiums to do it.  If your petitioner is enjoying subsidized premiums it appears that this is already a strike against based on the question “you or any member of your household...”


So you are allowed to purchase your own insurance and if you purchase a plan and pay the premium without subsidy that is exactly what the new rules appear to be directing you to do.

 

I appreciate that so much! Thank you for reading my questions and understanding what i sought and also answering it as simply as possible!

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JeanneAdil Grand Master

JeanneAdil   6,197

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Since the following statement is about Kaiser,  then yes it concerns you as she qualifies on a low-income

 

Kaiser Permanente is committed to providing high-quality, affordable health care services to all the communities we serve. ... Kaiser Permanente's Charitable Health Coverage (CHC) program is open to low-income individuals and families who have no access to public or private health care coverage.

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Boiler Grand Master

Boiler   43,434

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There are lots of people who buy O Care with no tax credit.

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Nitas_man Experienced

Nitas_man   3,100

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21 minutes ago, Hoviland said:

I appreciate that so much! Thank you for reading my questions and understanding what i sought and also answering it as simply as possible!

That’s why we make the big bucks on here LOL

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JeanneAdil Grand Master

JeanneAdil   6,197

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Anyone can buy their own insurance /Just need to be aware of the costs

but there is so much more to know like what is the yearly deductible and do you need a coinsurance policy as the main one only covers 80 % of hospital visits

it gets quite expensive

 

Here is everything you need to know about the costs of individual health insurance. According to eHealth, the average of an individual health insurance plan is $440 for an individual 

 

 

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Ontarkie Grand Master

Ontarkie   13,916

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~~Moved to Moving Here and YOUr New Life, from K1 P&P - THe topic is health insurance~~

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