Renters background check for Permenant Resident issues

[corvusheart 163]

I'll add him to one of my credit cards but as everyone here said it will take a month for him to have a score. But the problem still stands we need a place to live at the end of June. We were just denied by another apartment complex because they could not verify his background.

[p-ana 933]

5 minutes ago, corvusheart said:

I'll add him to one of my credit cards but as everyone here said it will take a month for him to have a score. But the problem still stands we need a place to live at the end of June. We were just denied by another apartment complex because they could not verify his background.

Have you tried renting only with your info and just adding him as occupant? Will they need a background check for him if he’s just an occupant? 

It worked for us 2 years ago in KY. 

[corvusheart 163]

49 minutes ago, p-ana said:

Have you tried renting only with your info and just adding him as occupant? Will they need a background check for him if he’s just an occupant? 

It worked for us 2 years ago in KY. 

In MN at least whoever is occupying the unit needs a background check.

[Moon&Stars 172]

When we applied to our apartment, I told them in advance that the SSN was new. So when it didn't return anything for the credit, they understood why. I had more than one complex in our apartment search tell us that no credit is better than bad credit. I also gave his Brazilian license as an ID instead of his passport to prove his identity. I think it helped establish that they wouldn't expect to have anything in the system. We didn't have any problems since at least one of us had good credit and the lease terms makes us both liable for the cost of the apartment. We have run into problems getting utilities in his name, but they each told us they could add him to the account after we had the account established for a couple of months.

[N-o-l-a 7,168]

1 hour ago, corvusheart said:

I'll add him to one of my credit cards but as everyone here said it will take a month for him to have a score. But the problem still stands we need a place to live at the end of June. We were just denied by another apartment complex because they could not verify his background.

 

Just rent privately, as in, someone who just owns one house or apartment as is renting it out.

 

People generally bend over backwards to help British /Scandinavian immigrants.  Perhaps you guys need to change how you are presenting, because it sounds like they are just trying to find a reason...

[Lemonslice 5,247]

On 6/12/2019 at 10:24 AM, corvusheart said:

For the first time since hubby moved here on Fiancé visa we are moving. Unfortunately everytime we apply the background check companies always have a tough time with his info and can't validate him and his records. We always supply his social security card, state ID, and green card. He doesn't have any criminal history in US or UK.

 

Any other LPRs face these issues?

It's been going on for years, why haven't you worked on a solution before? 

[TBoneTX 47,535]

3 hours ago, corvusheart said:

In MN at least whoever is occupying the unit needs a background check.

"The background check was very thoroughly performed by the United States embassy in London, where multiple senior consular personnel concluded that he was eligible and qualified for admission to the United States.  This background check included the sources that you use plus many others that required top-secret security clearance.  Now on which line does he sign your rental application?"

[corvusheart 163]

1 hour ago, TBoneTX said:

"The background check was very thoroughly performed by the United States embassy in London, where multiple senior consular personnel concluded that he was eligible and qualified for admission to the United States.  This background check included the sources that you use plus many others that required top-secret security clearance.  Now on which line does he sign your rental application?"

Love it! Not to mention he was background checked during each immigration application: fiance visa, AOS, ROC, and citizenship.

[corvusheart 163]

1 hour ago, Lemonslice said:

It's been going on for years, why haven't you worked on a solution before? 

We talked to a lawyer about this. He said there isn't one database that has all the information; it's all public records and depends on how shallow or thorough the check is. The more shallow and cheap it is, the more trouble it will have. He's had background checks recently for jobs where he's cleared them in 3 days with no trouble. It all depends on the company.

Edited June 13, 2019 by corvusheart

[corvusheart 163]

3 hours ago, Moon&Stars said:

When we applied to our apartment, I told them in advance that the SSN was new. So when it didn't return anything for the credit, they understood why. I had more than one complex in our apartment search tell us that no credit is better than bad credit. I also gave his Brazilian license as an ID instead of his passport to prove his identity. I think it helped establish that they wouldn't expect to have anything in the system. We didn't have any problems since at least one of us had good credit and the lease terms makes us both liable for the cost of the apartment. We have run into problems getting utilities in his name, but they each told us they could add him to the account after we had the account established for a couple of months.

I have good credit. He doesn't have any yet. The most recent apartment we applied for I explained the situation. Hopefully this one will be more intelligent.

[Wuozopo 4,294]

I see on your timeline he will be a USC in eleven days. He's been here five years so time to allow him to build some credit. I think you're on the right track now. 

[Lemonslice 5,247]

1 hour ago, corvusheart said:

We talked to a lawyer about this. He said there isn't one database that has all the information; it's all public records and depends on how shallow or thorough the check is. The more shallow and cheap it is, the more trouble it will have. He's had background checks recently for jobs where he's cleared them in 3 days with no trouble. It all depends on the company.

I meant he had plenty of time to get a credit card/establish a credit file. If thru do a background check, there's most probably going to be a credit check. 

 

Has he started driving lesson, I know you were waiting for him to get his citizenship to allow him to drive - he must be happy to teach this milestone! Congratulations to both of you and good luck with the apartment search.

[N-o-l-a 7,168]

47 minutes ago, Lemonslice said:

I meant he had plenty of time to get a credit card/establish a credit file. If thru do a background check, there's most probably going to be a credit check. 

 

Has he started driving lesson, I know you were waiting for him to get his citizenship to allow him to drive - he must be happy to teach this milestone! Congratulations to both of you and good luck with the apartment search.

Citizenship for driving?  Dear gods why?

 

[Lemonslice 5,247]

4 minutes ago, N-o-l-a said:

Citizenship for driving?  Dear gods why?

 

It was discussed here:

 

 

[N-o-l-a 7,168]

2 hours ago, Lemonslice said:

It was discussed here:

 

 

Well, how fortuitous for him that he’ll have as much freedom as a North Dakotan 14 year old now.