Joint sponsor

[proudtobabritgirl 126]

We are at NVC stage and have submitted everything. My husband is the petitioner. We haven't added a joint sponsor. 

I see that you can add one at any time as there is a link to do so. 

My husband is unemployed as, for the last year he has been studying a full-time degree. He has four times the amount required for our household in savings and tax returns from previous years. Obviously, his earnings for the current tax year are zero, as he isn't earning. In previous years he has made more than enough to cover. 

Is it likely we will need a co sponsor? I know it varies from case to case. I'm unsure if we should getting documents from a potential joint sponsor or not. 

[Roel 7,193]

His previous income and previous tax returns don't matter. He needs current income. 

 

Yes you need cosponsor. 

[Infidel 46]

Yeah you need a joint sponsor if he doesnt make enough income right now.

 

The embassy didn't even look at my prior income, they only cared about what I was making currently. They don't care what you made last year if you aren't making it this year in other words.

[proudtobabritgirl 126]

Thank you for your quick response's. I have advised my husband to add a joint sponsor as soon as possible! 

[Wuozopo 4,293]

3 hours ago, proudtobabritgirl said:

He has four times the amount required for our household in savings 

This allows him to sponsor based on assets. See the instructions. 

 

Part 7. Use of Assets to Supplement Income (Optional)

Only complete Part 7. if you need to use the value of assets to meet the income requirements. If your Current Annual Household Income (indicated in Part 6., Item Number 15.) is equal to or more than needed to meet the income requirement as shown by the current Federal Poverty Guidelines (Form I-864P) for your household size (indicated in Part 5., Item Number 8.), you do not need to complete Part 7. If your total household income does not meet the requirement, you may submit evidence of the value of your assets, the sponsored immigrant’s assets, and/or assets of a household member that can be used, if necessary, for the support of the intending immigrants. The value of assets of all of these persons may be combined in order to meet the necessary requirement.

Only assets that can be converted into cash within one year and without considerable hardship or nancial loss to the owner may be included. The owner of the asset must include a description of the asset, proof of ownership, and the basis for the owner’s claim of its net cash value.

You may include the net value of your home as an asset. The net value of the home is the appraised value of the home, minus the sum of any and all loans secured by a mortgage, trust deed, or other lien on the home. If you wish to include the net value of your home, then you must include documentation demonstrating that you own it, a recent appraisal by a licensed appraiser, and evidence of the amount of any and all loans secured by a mortgage, trust deed, or other lien on the home. You may not include the net value of an automobile unless you show that you have more than one automobile, and at least one automobile is not included as an asset. 

 

Item Number 10. Total Value of Assets. In order to qualify based on the value of your assets, the total value of your assets must equal at least ve times the difference between your total household income and the current Federal Poverty Guidelines for your household size. However, if you are a U.S. citizen and you are sponsoring your spouse or child age 18 years of age or older, the total value of your assets must only be equal to at least three times the difference. If the intending immigrant is a foreign national orphan who will be adopted in the United States after he or she acquires legal permanent residence, and who will, as a result, acquire citizenship under section 320 of the INA, the total value of your assets need only equal the difference. 

 

Edited August 26, 2018 by Wuozopo

[pushbrk 13,240]

2 hours ago, Wuozopo said:

This allows him to sponsor based on assets. See the instructions. 

 

Perhaps, but English is communicated in full sentences and you have IMPLIED one possible meaning to the full sentence, "He has four times the amount required for our household in savings and tax returns from previous years."

 

We don't really know what that means.  If his savings are four times the income requirement, then he can qualify based on liquid assets.  If less than three time, he cannot.

[Wuozopo 4,293]

3 hours ago, pushbrk said:

Perhaps, but English is communicated in full sentences and you have IMPLIED one possible meaning to the full sentence, "He has four times the amount required for our household in savings and tax returns from previous years."

 

We don't really know what that means.  If his savings are four times the income requirement, then he can qualify based on liquid assets.  If less than three time, he cannot.

 

I don't understand what you are saying. Lost the plot somewhere. Do you think think four times the income requirement in savings is not sufficient or he/she meant something different? I think the OP left anyway to find another sponsor based on the first answers.

[suss6052 32]

10 minutes ago, Wuozopo said:

 

I don't understand what you are saying. Lost the plot somewhere. Do you think think four times the income requirement in savings is not sufficient or he/she meant something different? I think the OP left anyway to find another sponsor based on the first answers.

They never said 4 times in savings alone, it said in savings and in tax returns, but tax returns don't count as income or income replacements for the requirement to sponsor for someone. If they don't have a minimum of 3x the required assets in savings and rely on the idea that tax returns will save them it won't work. They will need a joint sponsor if they don't have enough liquid assets and from what they said it just wasn't clear enough.

[NikLR 13,232]

1 minute ago, suss6052 said:

They never said 4 times in savings alone, it said in savings and in tax returns, but tax returns don't count as income or income replacements for the requirement to sponsor for someone. If they don't have a minimum of 3x the required assets in savings and rely on the idea that tax returns will save them it won't work. They will need a joint sponsor if they don't have enough liquid assets and from what they said it just wasn't clear enough.

It wasn't clear if they meant both or meant it in the other way (4x in savings currently.) 

 

They will need a joint sponsor if not currently 3x in savings and/or other assets, I agree. 

Edited August 27, 2018 by NikLR

[suss6052 32]

Just now, NikLR said:

It wasn't clear if they meant both or meant it in the other way (4x in savings currently.) 

Hence how it could have been taken either way, but we can't assume that Wuozopo was correct in their interpretation or if pushbrk was correct, though given the vagueness it was best to err on the side of caution and say that without all of the facts laid out the facts laid out before us leads us to say that the assumption that they meant across both is more logical, especially with an unemployed student for the past year plus, but anyway.

[Wuozopo 4,293]

I am pretty positive that she meant he has

 

1) savings of 4x the poverty guidelines for their household

 

2) previous tax returns showing well over as a earning history if that would help and zero income in the current year due to School.

[pushbrk 13,240]

1 hour ago, Wuozopo said:

 

I don't understand what you are saying. Lost the plot somewhere. Do you think think four times the income requirement in savings is not sufficient or he/she meant something different? I think the OP left anyway to find another sponsor based on the first answers.

I don't know if there are 4 times the income in savings or not, BECAUSE the actual full sentence does not necessarily mean that.  

[pushbrk 13,240]

1 hour ago, Wuozopo said:

I am pretty positive that she meant he has

 

1) savings of 4x the poverty guidelines for their household

 

2) previous tax returns showing well over as a earning history if that would help and zero income in the current year due to School.

When she clarifies, I'll comment based on an actual direct statement.

[proudtobabritgirl 126]

42 minutes ago, pushbrk said:

When she clarifies, I'll comment based on an actual direct statement.

Sorry, yes I wasn't very clear on that! 

He has four times the poverty guideline, in savings. 

He has earnt enough in previous years, this year he has not, I know that this part is irrelevant anyways, as NVC only care for this year's earnings. 

I should have wrote it as two separate sentences, my apologies. 

 

[pushbrk 13,240]

27 minutes ago, proudtobabritgirl said:

Sorry, yes I wasn't very clear on that! 

He has four times the poverty guideline, in savings. 

He has earnt enough in previous years, this year he has not, I know that this part is irrelevant anyways, as NVC only care for this year's earnings. 

I should have wrote it as two separate sentences, my apologies. 

 

Then he needs to indicate his current income is zero, then state and document his savings.  NVC will forward the case on to Montreal but will send him a somewhat confusing email saying his income isn't enough but the Consular Officer will make the decision.  They would do the same, even if he had 50 times the income requirement in liquid assets.  It's just what they do.  For Montreal, I would see no problem with the affidavit of support in this situation.