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Rent or Buy Advice

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When Josh moves over we want to get a house of our own. We are looking to move to NC, but we will get married here in Chicago.

I'm struggling to decide when to make the move out east. Do I go now, rent a place, get a job and find a house sorted before Josh moves over?

Or when Josh comes over around August time, we both move to NC right away. Rent, get me a a job. Then find a house?

Can't decide if sooner rather than later is better?

Thanks everyone.


06/18/2012 - We met in New York :) 

11/18/2014 - Sent off our I-129F packet to Dallas

12/01/2014 - Hardcopy of NOA1 received in the mail

12/22/2014 - Hardcopy of NOA2 received in the mail

01/26/2015 - Case now listed as "Ready"

04/02/2015 - Medical

04/25/2015 - #2 Packet 4 received

06/02/2015 - Interview - APPROVED!

06/08/2015 - AP

06/09/2015 - Issued!

06/12/2015 - VISA IN HAND!!

08/22/2015 - POE: Charlotte, North Carolina

10/18/2015 - MARRIED! Chicago, Illinois

12/08/2015 - Sent AOS package

12/11/2015 - AOS delivered in Chicago

12/15/2015 - NOA1 received via text/email 10:30pm EST

12/19/2015 - Hardcopy of all three NOA1's received

12/31/2015 - Biometrics Appointment Letter Received!

01/11/2016 - Biometrics Complete Charlotte, NC

01/13/2016 - Checked Case Status online, RFE mailed 1/12/2016

01/19/2016 - Request for Initial Evidence received

01/20/2016 - Request for Initial Evidence sent back

01/26/2016 - Request for Initial Evidence received by USCIS

02/24/2016 - EAD/AP approved! (No text, email or notification, found out via checking case tracker app)

02/29/2016 - Card was mailed!!

03/02/2016 - EAD/AP COMBO CARD RECIEVED

05/20/2016 - APPROVED.

05/28/2016 - Green Card in Hand!!!

03/05/2018 - Filed ROC to Vermont Service Sent

03/16/2018 - NOA1 dated 

04/27/2018 - Biometrics Appointment Letter (then had to reschedule due to vacation)

06/01/2018 Biometrics Appt. Completed (Very Easy)

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I don't know. Is there any reason why you want to move other than a want?

I couldn't imagine doing something so large as moving across country and looking to purchase a house so soon after doing all of this lol.

Even with my fiance coming here hopefully by the end of the year I went ahead and signed another years lease because I wanted to make sure we're stable financially before we even move to an apartment down the street.


*More detailed timeline in profile!*
 
Relationship:     Friends since 2010, Together since 2013
 

Spoiler

Met online: June 2010
Started dating: March 20, 2013
Engaged: November 27, 2014
Married: Feburary 20, 2016



The K-1 Process:    Done in 208 days                                               
 

Spoiler

04/27/15- NOA1 Recieved                                                    
06/02/15 - NOA2 Recieved
09/22/15 - Interview       (221g for more documents (a SECOND cosponsor), see profile for more details!)                                            
11/09/15 -  ISSUED!!                                                              
11/10/15 - Passport received                                                
02/20/16 - Wedding!              


                                                
 AOS   Done in 77 days                                                                            
 

Spoiler

04/08/16 - I-485, I-765, I-131 AOS Application recieved by USCIS
04/12/16 - 3 NOA1's received in mail
05/14/16 - Biometrics for AOS and EAD
06/27/16 - I-485 Case to changed to "New Card being produced"  (Day 77)
06/27/16 - I-485 Case changed to Approved! (Day 77)
06/30/16 - I-485 Case changed to "My Card has been mailed to me!"
07/05/16 - Green Card received in mail! 

 



ROC 

05/09/18 - Mailed out ROC to CSC

05/10/18 - CSC Signed and received ROC package
06/07/28 - NOA1 

06/11/18 - Check cashed

06/15/18 - NOA received in the mail

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I still live at home with my parents in order to save up as much money as I can.

It's very expensive to even rent around where I live, so we'd been looking at NC because prices are much cheaper.

So we're just a bit stuck on what to do, and don't want to get stuck in the renting game forever.


06/18/2012 - We met in New York :) 

11/18/2014 - Sent off our I-129F packet to Dallas

12/01/2014 - Hardcopy of NOA1 received in the mail

12/22/2014 - Hardcopy of NOA2 received in the mail

01/26/2015 - Case now listed as "Ready"

04/02/2015 - Medical

04/25/2015 - #2 Packet 4 received

06/02/2015 - Interview - APPROVED!

06/08/2015 - AP

06/09/2015 - Issued!

06/12/2015 - VISA IN HAND!!

08/22/2015 - POE: Charlotte, North Carolina

10/18/2015 - MARRIED! Chicago, Illinois

12/08/2015 - Sent AOS package

12/11/2015 - AOS delivered in Chicago

12/15/2015 - NOA1 received via text/email 10:30pm EST

12/19/2015 - Hardcopy of all three NOA1's received

12/31/2015 - Biometrics Appointment Letter Received!

01/11/2016 - Biometrics Complete Charlotte, NC

01/13/2016 - Checked Case Status online, RFE mailed 1/12/2016

01/19/2016 - Request for Initial Evidence received

01/20/2016 - Request for Initial Evidence sent back

01/26/2016 - Request for Initial Evidence received by USCIS

02/24/2016 - EAD/AP approved! (No text, email or notification, found out via checking case tracker app)

02/29/2016 - Card was mailed!!

03/02/2016 - EAD/AP COMBO CARD RECIEVED

05/20/2016 - APPROVED.

05/28/2016 - Green Card in Hand!!!

03/05/2018 - Filed ROC to Vermont Service Sent

03/16/2018 - NOA1 dated 

04/27/2018 - Biometrics Appointment Letter (then had to reschedule due to vacation)

06/01/2018 Biometrics Appt. Completed (Very Easy)

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I still live at home with my parents in order to save up as much money as I can.

It's very expensive to even rent around where I live, so we'd been looking at NC because prices are much cheaper.

So we're just a bit stuck on what to do, and don't want to get stuck in the renting game forever.

Assuming you don't have major ties such as an important job, school, etc; then IMHO, I'd say tpo move East with some time before arrival of Josh and prepare for arrival.

I would not buy house just yet, and instead settle with a job and a short term (6 month-1yr at most) place to live; then on arrival look for a stable place together.

The stress of someone arriving to the country is big enough to add a search for a job and a place to live, even temporarily

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I don't blame you...We're moving to Charlotte/Huntersville next month :)

I agree with G&T though; whatever you decide, don't buy yet. That is something you will want to do together, and after you've had some time with each other. If you really want to get out there ahead of time, find a decent place to rent. This will give you a chance to get to know the area without committing to anything.

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Unless you are very familiar with the area, I would recommend renting first, especially if you don't know where you (and ultimately he) will be working. That gives you some time to decide if you like the area and want to look for a house near where you rented, or you find out there's a better-fit area for you somewhere else.


Mar 2014 - Married

5/7/14?? - Attorney mailed paperwork

5/15/14 DHS cashed check

5/19/14 - NOA1 received with PD 5/12/14

10/17/14 - NOA2 received

10/28/14 - Email received that file has been sent to NVC

11/13/14 - NVC received file

12/10/14 - NVC Assigned case number

12/12/14 - AOS Fee Invoiced

12/13/14 - Submit email to NVC to remove attorney as DS-261 Agent

12/16/14 - AOS Fee showing as Paid

12/17/14 - IV Fee invoiced

12/20/14 - IV fee available and paid

12/27/14 - DS-260 submitted

1/2/15 - AOS and IV packages sent to NVC

1/5/15 - USPS delivered packages to NVC

1/7/15 - NVC scanned in packages. Let the countdown begin...

1/30/15 - FINALLY got a reply to my email to remove the attorney from the DS-261

3/9/15 - Called NVC and they have checklisted us for an "incorrect" decree absolute from the UK, even though it is the legal official document. Have requested a supervisor review.

4/28/15 - Called and NVC said supervisor had reviewed and now claimed that the decree absolute was not included. After disagreeing with the less than helpful lady on the phone, and her not being able to get the review time right. (She kept changing her story between 42 days and 30 days).

4/30/15 - Sent the same copy of the decree absolute to the NVC from the UK, highlighting the "decree absolute" wording with a letter stating that this is the only document provided by the UK government.

5/6/15 - Scan date for checklist received.

6/5/15 - Case complete!!!

6/12/15 - Called and interview is scheduled for July 1!

6/14/15 - Received email with interview date and instructions.

6/19/15 - Case showing as ready on CEAC.

7/1/15 - Approved at interview!!!

7/6/15 - CEAC changed to Administrative Processing

7/7/15 - CEAC changed to Issued!!!!!

7/10/15 - Passport and packet delivered!

7/29/15 - Husband entered with visa at Dallas/Fort Worth airport

9/29/15 - GC delivered!!!

5/4/17 - ROC packet sent via USPS

5/9/17 - Tracking shows delivered

5/17/17 - Check cashed

5/19/17 - NOA1 received with date of 5/8/17

5/27/17 - Biometrics appt received 6/8/17

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For Buy or Rent question, it really depends on your lifestyle.

Buying is ideal if...

1) you tend to stay put in the same area for a long time

2) your job (or profession) will be stable in one location

3) you (and your spouse) can handle the financial responsibility

without burdening others (like parents)

4) you believe the housing market is stable or is in uptrend

5) you don't mind doing additional work on your house (which you don't have to do on rentals)

Renting is ideal if...

1) you like to move around to different locations

2) you (and/or your spouse) job (or profession) is not stable in one location

3) you like the flexibility to pick up and move to another city whenever you want

4) you believe the house market is still in downtrend

5) you don't like doing additional housework as a owner (like cutting grass, painting, fixing, etc.)

As for when to move?

I think its always healthy to fully engage spouse as much as possible

since both of you will be living in that place. it's important that both of

you can be happy at that place.

Also, I think it's a lot less stressful and can actually be fun

when you have a cooperating companion when looking at rentals or houses,

and doing the actual move and organization afterwards.

Finally, don't buy a home in a new area that you are not familiar with.

Rent there at least for one year, and buy afterwards once you

know the area well. In real estate...location, location, location is the king.


10-04-2013 We met online
11-21-2013 We met in person in Shanghai for 2 weeks

12-13-2013 I-129F packet sent via express

12-19-2013 USCIS NOA #1 (text and email) received

12-24-2013 USCIS assigns Alien Registration Number
12-31-2013 USCIS NOA #1 hard copy received
06-02-2014 USCIS web site shows NOA #2 approval
06-06-2014 USCIS web site shows case sent to NVC

06-xx-2014 Fiancee acquired birth, marriage, and police certificates from local police station (wrong)

06-16-2014 NVC creates case with GUZ### number

06-19-2014 NVC sends case sent to Guangzhou, China
06-24-2014 Received packet 3 express mail from embassy
06-25-2014 Completed DS-160 and paid K1 visa fee

06-26-2014 Mailed packet 3 response back to Embassy

06-26-2014 Requested police certificate from Russian embassy

07-08-2014 Received packet 4 email from Embassy

07-17-2014 Picked up Russian police certificate

07-25-2014 Fiancee medical exam (received MMR & Varicella, but they missed required TD shot)

07-31-2014 Picked up medical exam reports

08-01-2014 Request (correct) birth, marriage, and police certificates from Notarial Service (GongZhengChu)

08-06-2014 Picked up birth, marriage, and police certificates from Notarial Service

08-14-2014 Passed Interview Guangzhou embassy

09-01-2014 Received passport, visa, & sealed envelope

09-13-2014 POE

09-17-2014 Went to CBP office to get (US entry) I-94 updated correctly

09-18-2014 Applied for Social Security Card
09-19-2014 Applied for Marriage License (via online)
09-25-2014 Received Social Security Card
09-30-2014 Picked up Marriage License
10-09-2014 Marriage by Justice of Peace
10-09-2014 Got Certified Marriage Certificate Copies
10-17-2014 Received a letter from SS office that they need the marriage license
10-09-2014 Applied to change the social security card name
10-24-2014 Went back to SS office to provide the marriage certificate documents again!!!
12-09-2014 Submitted AOS, EAD, and AP
12-16-2014 Received 16 emails and 16 text NOA messages
01-05-2015 Received Biometrics appointment letter for (01-12-2015)
01-12-2015 Had Biometrics (fingerprint & picture) - Required Marriage Certificate!!!
02-17-2015 EAD and AP is approved
02-23-2015 Received AP is approval letter
02-25-2015 Received EAD/AP combo card (expires 02/16/2016)
02-27-2015 Applied for SS card name change (they took her SS card)
02-27-2015 Driver's learner permit test was denied since the SS card was given to SS office for name change
03-17-2015 Received SS card with married name
03-17-2015 Started to change all her accounts to married name
03-23-2015 Received potential interview waiver letter
03-27-2015 DMV rejects learner's permit due to "legal status=pending" and vision test failure
04-05-2015 Vision test for learner's permit
04-06-2015 DPS sent us letter that DHS cleared my wife's status to acquire driver's license.
04-10-2015 Passed Driver Learner's Permit
04-22-2015 Received Driver Learner's Permit ID card (expires 02/16/2016)
08-27-2015 Green Card approved
08-31-2015 Received Green Card "Welcome Notice Was Mailed" letter
09-05-2015 Received Green card
10-26-2015 Passed Driver's License Road Test (on 3rd attempt)
11-03-2015 Received Driver's License (expires 02/16/2022)
11-06-2015 Applied to remove conditional work remark on SS card
11-23-2015 Received updated Social Security Card.
- - - - - - - - - - Pending Future Processing - - - - - - - - - -
05-27-2017 File 10 Year Green Card
08-27-2017 2 Year Green Card Expires
05-27-2018 File USC

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Welcome to NC you guys!!

As others have suggested, come and get a job and rent something and get a feel for the area! Also, buying is not such an easy process and I'm sure it would be difficult for you to get approved (loan wise) if you've just moved here and just gotten a job.

I rented for a few years and then decided to buy the house I was renting. Usually renting is a lot cheaper depending on if you shop around well!


Our Journey:
04/19/2014- Met online
10/2014- Visited Nigeria and he proposed!!!! 
02/28/2015- Sent I-129F petition
03/05/2015- NOA1
09/2015- Visited Nigeria again!!!
10/28/2015- NOA2 (237 day wait at TSC)
11/13/2015- Sent to NVC
11/27/2015- Arrived at Embassy
06/2016- Third visit to Nigeria!
06/15/2016- Interview, given option to file I-601 waiver.
08/16/2016- Waiver submitted (no lawyer).
11/21/2016- Waiver approved with expedite.
01/2017- Embassy requested interview. 
04/2017- Fourth visit to Nigeria.  K1 officially denied. 
04/25/2017- NOA1 for 2nd K1.
07/27/2017- Case transferred to TSC.
11/17/2017- Case transferred back to CSC.
01/16/2018- NOA2!! (266 day wait)
03/08/2018- Interview (AP)
05/03/2018- VISA APPROVAL!!!
05/14/2018- Visa issued
05/18/2018- Visa picked up
05/25/2018- HE'S HOME!!! 💙💙💙


God has given me a great knowledgebase through research and other members here on VJ.  Please do not hesitate to reach out if I can be of any assistance to you! 

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*** Thread moved from K-1 Process forum to the Moving to the US & Your New Life forum -- topic is unrelated to the actual K-1 process. ***


06-04-2007 = TSC stamps postal return-receipt for I-129f.

06-11-2007 = NOA1 date (unknown to me).

07-20-2007 = Phoned Immigration Officer; got WAC#; where's NOA1?

09-25-2007 = Touch (first-ever).

09-28-2007 = NOA1, 23 days after their 45-day promise to send it (grrrr).

10-20 & 11-14-2007 = Phoned ImmOffs; "still pending."

12-11-2007 = 180 days; file is "between workstations, may be early Jan."; touches 12/11 & 12/12.

12-18-2007 = Call; file is with Division 9 ofcr. (bckgrnd check); e-prompt to shake it; touch.

12-19-2007 = NOA2 by e-mail & web, dated 12-18-07 (187 days; 201 per VJ); in mail 12/24/07.

01-09-2008 = File from USCIS to NVC, 1-4-08; NVC creates file, 1/15/08; to consulate 1/16/08.

01-23-2008 = Consulate gets file; outdated Packet 4 mailed to fiancee 1/27/08; rec'd 3/3/08.

04-29-2008 = Fiancee's 4-min. consular interview, 8:30 a.m.; much evidence brought but not allowed to be presented (consul: "More proof! Second interview! Bring your fiance!").

05-05-2008 = Infuriating $12 call to non-English-speaking consulate appointment-setter.

05-06-2008 = Better $12 call to English-speaker; "joint" interview date 6/30/08 (my selection).

06-30-2008 = Stokes Interrogations w/Ecuadorian (not USC); "wait 2 weeks; we'll mail her."

07-2008 = Daily calls to DOS: "currently processing"; 8/05 = Phoned consulate, got Section Chief; wrote him.

08-07-08 = E-mail from consulate, promising to issue visa "as soon as we get her passport" (on 8/12, per DHL).

08-27-08 = Phoned consulate (they "couldn't find" our file); visa DHL'd 8/28; in hand 9/1; through POE on 10/9 with NO hassles(!).

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Assuming you don't have major ties such as an important job, school, etc; then IMHO, I'd say tpo move East with some time before arrival of Josh and prepare for arrival.

I would not buy house just yet, and instead settle with a job and a short term (6 month-1yr at most) place to live; then on arrival look for a stable place together.

The stress of someone arriving to the country is big enough to add a search for a job and a place to live, even temporarily

I am struggling with some of the same issues. Moved in with my sister to save for a house. Thinking I would have time to look before he came. Now things are moving so fast I feel the need to search for a house so that when he gets here we can settle in. I also wanted us to look together but the problem is he cant stay with me in my sisters house. Most places around here require 6 months to 1 year lease and I refuse to give my money to yet another landlord and rather pay my money towards something that I will own. I am looking to buy in July and he should be here in August. Oh the pressure:) to top it off I may need to relocate to California for a job by years end. I hear you loud and clear. My rational for not waiting until he comes is that I want him and his son to move into a stable environment. Its going to be a lot to deal with for him culturally then to add fuel to the fire moving all over the country. Here in AZ its a great time to buy and if nothing else we can rent it out and let it pay for itself if we have to move to California. No way I would ever be able to afford a home there. Good luck to you and ask your fiancé/husband what he would like to do. Maybe that would help you to decide. My family is ok with my choices but I would like to live alone with him and not a family member too.

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I'm waiting until after we get married to move. I want us to pick out a place together. We will be renting because we need to see where he will be working before we buy. We want to live in a central location to my job & his. I'm living with my mom to save money right now. He will be staying with me here until we get married. I would wait for him if you decide to buy. It would be a decision you two should make together.

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Tbqh, all those decisions should be made once your fiance/spouse is with you and you've been settled for a while. Once you're together and you've lived together for say a year and are stable financially and emotionally (as this is a stressful process), THEN look to move.

Don't forget, after you finish the K1 process and get married, you still get to AOS, and as you can see from these forums people have been having stressful times with getting their green card with up to a year wait. If you're looking to buy a house, it'd have to be based on you only as your fiance wouldn't have his green card and therefore -shouldn't- be able to qualify as a co-whatever. Plus I've heard buying a house as a green card holder has a few extra hoops to jump through.

K1 visa stress plus moving across country plus trying to find jobs plus doing his adjustment of status, you never know what could happen with all of that, it's not generally viewed as being that easy or stress free.

That said, I've showed my fiance which apartments I'd like to move into after this one. My lease here expires NEXT June in 2016, he should be here by the end of the year and we'll be making the move together. By then there's also always the chance that we may find a whole other place to live, but we'll be doing that together 100%.

Edited by Ash.1101

*More detailed timeline in profile!*
 
Relationship:     Friends since 2010, Together since 2013
 

Spoiler

Met online: June 2010
Started dating: March 20, 2013
Engaged: November 27, 2014
Married: Feburary 20, 2016



The K-1 Process:    Done in 208 days                                               
 

Spoiler

04/27/15- NOA1 Recieved                                                    
06/02/15 - NOA2 Recieved
09/22/15 - Interview       (221g for more documents (a SECOND cosponsor), see profile for more details!)                                            
11/09/15 -  ISSUED!!                                                              
11/10/15 - Passport received                                                
02/20/16 - Wedding!              


                                                
 AOS   Done in 77 days                                                                            
 

Spoiler

04/08/16 - I-485, I-765, I-131 AOS Application recieved by USCIS
04/12/16 - 3 NOA1's received in mail
05/14/16 - Biometrics for AOS and EAD
06/27/16 - I-485 Case to changed to "New Card being produced"  (Day 77)
06/27/16 - I-485 Case changed to Approved! (Day 77)
06/30/16 - I-485 Case changed to "My Card has been mailed to me!"
07/05/16 - Green Card received in mail! 

 



ROC 

05/09/18 - Mailed out ROC to CSC

05/10/18 - CSC Signed and received ROC package
06/07/28 - NOA1 

06/11/18 - Check cashed

06/15/18 - NOA received in the mail

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If you are definitely moving I say take a week & go scout the area & jobs & secure

a job and a reasonable place to set up for his arrival.After he arrives & begin

working you both can house hunt & make decisions, your plan requires lots

of money...do U have help to move to another state as in driving U Haul with your

car hitched to it then unpacking with U, do you have friends or family in NC to

catch your back in case of an emergency? Think on these things, read the NC

papers everyday & familiarize yourself with areas good/bad (to live) check out jobs

and entertainment scenes....good luck

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We personally waited a year. I kind of wish we hadn't as the house market changed dramatically in that year, however I would have been annoyed if he had bought a home without my input. I dont think the reverse was quite as true. Lol


You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose.  - Dr. Seuss

 

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Waiting helps you find out the silly things that are important to the other that you wouldn't give a thought to. Also places where housing costs are depressed usually are the same areas where wages are the same or there aren't as many jobs to get into.


This will not be over quickly. You will not enjoy this.

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