Ways to tie together finances

[inplace 1]

A little background: my wife is Peruvian, I am American, we got married in Peru, and we live in Argentina.

 

She doesn't have any type of visa to the US and has, in fact, never been there. I got a credit card issued with her name under my account, but so far I've had no luck finding a bank that will let me put her name on my checking account without a social security number or some kind of other type of US identification. Does anyone have any ideas about other ways to tie together finances to show in our I-130 application?

We don't have cars, and the only other thing we have is receipts from renting an apartment.

 

Thanks

Edited July 22, 2020 by inplace

[payxibka 10,045]

16 minutes ago, inplace said:

A little background: my wife is Peruvian, I am American, we got married in Peru, and we live in Argentina.

 

She doesn't have any type of visa to the US and has, in fact, never been there. I got a credit card issued with her name under my account, but so far I've had no luck finding a bank that will let me put her name on my checking account without a social security number or some kind of other type of US identification. Does anyone have any ideas about other ways to tie together finances to show in our I-130 application?

We don't have cars, and the only other thing we have is receipts from renting an apartment.

 

Thanks

Commingled finances is only one of several examples.   Most do not have commingled finances in the USA,  particularly if one or both don't yet reside.  

[Crazy Cat 41,982]

Couples living in separate countries are not expected to have joint bank accounts........most US banks that I am familiar with REQUIRE the foreign spouse be physically present in the US when opening or being added to a joint account.  I would concentrate on other evidence.

[JeanneAdil 6,562]

you are the one with "far from conventional marriage"  so until you can produce a offical valid marriage license ,  there will be problems adding her

when did u marry?   2019?  Add her to your US tax returns getting the ITIN

 

 https://www.irs.gov/businesses/taxation-of-nonresident-aliens-1#:~:text=Nonresident aliens are generally subject,on their U.S. source income.&text=Nonresi

 

When you get the ITIN,  and a POA from her,  she can be added to US bank account

but you can only get this number when filing taxes

[Just Paul 4,595]

28 minutes ago, inplace said:

Does anyone have any ideas about other ways to tie together finances to show in our I-130 application?

Each do wills,  Add her as beneficiary to your life insurance, each do a medical power of attorney.

[inplace 1]

14 minutes ago, JeanneAdil said:

you are the one with "far from conventional marriage"  so until you can produce a offical valid marriage license ,  there will be problems adding her

when did u marry?   2019?  Add her to your US tax returns getting the ITIN

 

 https://www.irs.gov/businesses/taxation-of-nonresident-aliens-1#:~:text=Nonresident aliens are generally subject,on their U.S. source income.&text=Nonresi

 

When you get the ITIN,  and a POA from her,  she can be added to US bank account

but you can only get this number when filing taxes

We did marry in 2019, and as I mentioned in the other post, we have a marriage license. Someone else assumed that we didn't for some reason, even though I never said that, and after that one comment several other  people just ran with it. But yes. We have a valid marriage license. The link is helpful thanks very much. 

7 minutes ago, Paul & Mary said:

Each do wills,  Add her as beneficiary to your life insurance, each do a medical power of attorney.

good ideas!

[inplace 1]

19 minutes ago, Lucky Cat said:

Couples living in separate countries are not expected to have joint bank accounts........most US banks that I am familiar with REQUIRE the foreign spouse be physically present in the US when opening or being added to a joint account.  I would concentrate on other evidence.

Good to know, I'm just trying to strengthen the application as much as possible before submitting

[Georgia16 2,858]

Adding her as beneficiary on your 401K, insurance and so on can also be used fine. 

[Crazy Cat 41,982]

17 minutes ago, inplace said:

Good to know, I'm just trying to strengthen the application as much as possible before submitting

Wills, insurance documents......continued communication.....

[pushbrk 12,979]

Evidence you are living together in Argentina is the only evidence of bona fide relationship you need.  Everything else is insignificant in comparison.  Carry on.

[PBabz 137]

14 hours ago, inplace said:

A little background: my wife is Peruvian, I am American, we got married in Peru, and we live in Argentina.

 

She doesn't have any type of visa to the US and has, in fact, never been there. I got a credit card issued with her name under my account, but so far I've had no luck finding a bank that will let me put her name on my checking account without a social security number or some kind of other type of US identification. Does anyone have any ideas about other ways to tie together finances to show in our I-130 application?

We don't have cars, and the only other thing we have is receipts from renting an apartment.

 

Thanks

My husband and I are in a similar position. He is the US citizen and I am a UK citizen. We are both financially independent and have not, since our marriage last year brought our finances together. 

I am the beneficiary for his life insurance and he is automatically listed as the beneficiary for death benefit through my work, but other than that we don't have any other evidence.

 

We are currently waiting for embassy interview to be scheduled, but my plan was to collate some items from our trips over the years, plane tickets and photos, receipts for gifts and photos from trips with friends. 

 

Was hoping to have him attend the interview with me, but unlikely we will be able to, logistically.  

 

Should I be worried? 

Thanks!

[bobjennyhitched 99]

15 hours ago, Paul & Mary said:

Each do wills,  Add her as beneficiary to your life insurance, each do a medical power of attorney.

This and also I added my husband as beneficiary on my pension if something happened to me. Also, I added him as an authorised card holder on my MBNA account and he added me to his US bank account. Not a requirement for the application but we did it anyway.

[JeanneAdil 6,562]

4 hours ago, PBabz said:

My husband and I are in a similar position. He is the US citizen and I am a UK citizen. We are both financially independent and have not, since our marriage last year brought our finances together. 

I am the beneficiary for his life insurance and he is automatically listed as the beneficiary for death benefit through my work, but other than that we don't have any other evidence.

 

We are currently waiting for embassy interview to be scheduled, but my plan was to collate some items from our trips over the years, plane tickets and photos, receipts for gifts and photos from trips with friends. 

 

Was hoping to have him attend the interview with me, but unlikely we will be able to, logistically.  

 

Should I be worried? 

Thanks!

Commingling of finances is not usually a requirement for visa especially in non high fraud countries/ not normal for EU counties

 

it can be asked for as additional evidence when immigration expects the relationship is not real (under their guidelines) usually high fraud countries

 

[PBabz 137]

2 hours ago, JeanneAdil said:

Commingling of finances is not usually a requirement for visa especially in non high fraud countries/ not normal for EU counties

 

it can be asked for as additional evidence when immigration expects the relationship is not real (under their guidelines) usually high fraud countries

 

That’s really helpful to know, thank you!