JE57

K-1 is faster,  CR-1 is slightly cheaper, less paperwork and gives her more immediate rights when she gets to the USA.  Seems K-1 may be the best option though for the speed.  It's a balancing act between rather she can give up a 3-4 months of being in the USA not being able to leave to visit her Home Country (K-1) or rather she and you can wait a little longer, get married and then have her the day she lands in the USA be a permanent resident with all the rights.   Also a consideration is wear you want to have the wedding.  If you want it in the USA the only option at this point is K-1.  

So, I'll take a slightly different approach on this... A 53 year old man working 12 hours a day and 6 days a week and living with an Alcoholic, mentally ill roommate who has the nerve to criticize a legal choice you made in the past to make money and your fiancee is not telling him to shut-up or get out all spells a whole world of hurt.  Your friends a family all see this as trouble and you too are starting to step back and see the same thing.    Further his need to save / make money by submitting to 12 hours a day 6 days a week is not going to be helped by a K-1 visa where when he lands in the USA will not be able to work or make money for 3-4 months AFTER your marriage.  So, I submit that perhaps you understand what the need for money is and it makes sense.  Perhaps it has only really started since he met you and he believes he NEEDs this money for your future together?   Do *YOU* know why he is so focused on money? Has the money issue always been an issue.   My suggestion is forget about the application for a K-1 visa.  If you place ultimatums on him regarding a K-1 *YOU* are going to lose either way.  If he agrees to the K-1 and commits to it then you'll never know if it was simply to meet your demands.   If he does not agree and you dump him you'll never know if you gave up something good.   I'd say if his reply to your message is anything other than, 'No you're right, I don't care anymore move on with your life' then you should consider shifting the conversation to how you can find time to go visit him again or he can come visit you and drop the K-1 consideration until you are sure of his (and your) commitment.  
-
Now, to be fair, I don't know you but I'm going to guess that when he met you that you had friends, family, and a life that you enjoyed and cared about.  That you shared that with him and that in time it's become all about him and he isn't there thus you spend most of your free time in your bedroom.  You want to build a life together with him..  For that you need to know who you are and what you enjoy doing.  If you are denying yourself time to do the things you love then ask yourself why?   If you don't have a life to enjoy, hobbies and interests to keep you busy friends and family to lean on while you wait then the entire K-1 process 6-9 months is going to be that much more miserable and the expectation you would then be putting on him isn't fair either...  Basically, you'd be saying I can only be happy when I'm with him.   And then he arrives to try to deal with huge expectation that he'll be able to make you happy when he can't work, may not be able to drive..  Apparently won't have a ton of money so the two of you can travel or go out to eat etc.   I guess what I'm saying is think about rather he really makes you happy and if not let him know that you don't feel happy and center a conversation on that.  
-
All in all, good luck..  I'm sorry if some of my words seemed a bit Harsh.  The age difference comes with it's own set of challenges but the bigger questions is how the two of you get along and can make a life together.   It isn't the age that is the issue here.  
 

For info on the re-issuance, see 9 FAM 502.7-5(C)(7)(e): https://fam.state.gov/fam/09FAM/09FAM050207.html
"e. Issuance of subsequent K-1 Visa:  If a K-1 visa, valid for a single entry and a 6-month period, has already been used for admission into the United States and the alien fiancé(e) returns abroad prior to the marriage, you may issue a new K visa, provided that the period of validity does not exceed the 90th day after the date of initial admission of the alien on the original K visa to the United States, and provided that the petitioner and beneficiary still intend and are free to marry.  The alien’s return to the United States and marriage to the petitioner must take place within 90 days from the date of the original admission into the United States in K status.  To issue this subsequent visa the applicant must pay a new MRV fee and provide a new DS-160.  Using the information in the original petition and the new DS-160 create a new case in NIV, and adjust the validity date to fall within the original 90-day time period. "

To RickyRick,
  You now have two opposing answers... the last thing I want to do is disagree with @Boiler he may be 100% correct and more experienced than I .   I believe, and I'm open to being wrong, that the correct answer depends on everything happened when you attempted to enter with the intention of working.  If, as I understand it, you were allowed to withdraw your application then you still have a valid US VISA and all is good no problems.   If you were refused entry then your visa would have been revoked and Boiler's answer would be correct.  It sounds to me like you were given a chance to walk away voluntarily in which case the answers to the questions would be:
  1.)  Not Likely
  2.) Likely still have a valid visa for tourism
  3.) No crime or offense was committed
  4.) See #2 but would be eligible for ESTA if not refused entry although could use the Mexican passport with the valid visa.
 

You have done nothing wrong based on what you said..  You likely still have a valid tourist visa to the USA.  Your statement that the office allowed you to withdraw your application for entry means that you likely preserved your ability to enter the USA.   You are under no obligation to report this when applying for other visas.  You were apparently not denied entry to the USA but were instead given the opportunity to 'withdraw your application' ..   In short, that means it's as if it never happened.   Consider that the USA and Canada share immigration information and you were subsequently allowed to enter Canada means this incident has no negative marks on even your US tourist visa.
-
Again so look at it this way... you showed up at the US border, where asked some questions and based on those questions the friendly officer pointed out your mistake and allowed you to basically walk away as if you had never been there in the first place.  It is as if it never happened at all and is the best possible outcome for you given what you were intending to do and what could have happened.
-
Enjoy your travels and if your B2 is still valid be confident that you can enter the USA for purposes of tourism although you should have ties to Mexico. 
-
If you gain Portuguese citizenship you can expect that you'd be able to use ESTA to enter the USA in the future and a Portuguese passport would give you visa free access to more places than perhaps Mexican passport does.  However, it seems that obtaining visas is not really an issue for you and as I pointed out it seems you even still have a valid visa to enter the USA if it has not passed it's expatriation date. 

Based on your time-line you filed for a K-1 Visa and they received a letter which means they are legally representing you for which they charged you presumably a $4000 retainer.  While your case might have some complications the fact that you apparently received an RFE (request for Evidence) early in the process means that there may have been omissions or oversight that perhaps with due diligence on the part of the lawyer or yourself could have been avoided.  You replied to the RFE so you should dig out the agreement you should have signed with the lawyer and see what your options are for discontinuing your lawyers representation of you.  For sure you will not get all $4000 back but you should be able to get some of the $4000 back unless it was a fixed price type of contract.   Even so as a gesture of good will they should refund some of your money.  The fact that you received an RFE (depending on the details and how avoidable it might have been) might justify going to the state bar association if the lawyer decides that they don't want to offer you anything. 
They are many many people on this site who are more than willing to contribute time and effort in helping you and the guides on how to do a K-1 present a step by step process..  However, looking at your profile it appears that you have had a few 'bumps' in the road already and already have experienced how good the people on this site can be.  
The lawyer doesn't seem to be helping you and you've chosen to respond to the RFE on your own which means you should terminate your lawyer's representation of you if you are not going to trust your lawyer to handle the case and RFEs.
-

You going to the UK on a USA passport would be relatively easy.  To get married in the UK requires a special visa for you to enter the UK.  If you present yourself at the UK border at the Airport and state that your purpose is to get married in the UK without the marriage visa then you will likely be put on a plane back to the USA and possibly banned future use of your visa free tourist rights to the UK.   Your BF was very likely turned away not because he mentioned a future work visa but rather because he indicated an intent to marry and then stay in the USA in which case that would be noted on his immigration exit.  The details are important.  If he was denied entry (and it sounds like he was) then he won't be allowed back in the USA unless he now applies for a tourist visa B2 but when he goes to that interview to obtain that VISA they will see the details of his intent to enter the USA to marry you and stay and based on that he has a very very high likelyhood of denial getting a tourist Visa.   Therefore I would say that it is extremely unlikely that your BF will be entering the USA so you need to go there and meet him in person.   Or you need to meet someplace in a third country to satisfy the requirements of the K-1 visa of having met in person.  In general you likely should spend some face to face time together before you commit to marriage.  Skype conversations are all well and good but you can't really know the person until you spend more face to face time with them.   Also bear in mind that if you chose to spend time together in a 3rd country in the Caribbean that he should plan his flights so that he does not have to transfer planes in the USA as he would be unable to do so now without a B2 visa.   Good Luck! 

Yes, you can definitely run into trouble. It's worth paying for AOS and applying for AP/EAD now. If you apply for AOS, you don't have to pay any extra for AP/EAD. 
After 90 days, he is illegally staying in the country. If he meets border control, he'll have issues and is subject to deportation. In the south, they have stops on roads/highways checking for legal status. If he leaves the US at any time, you have to restart the entire process and until AP/EAD, he cannot work at all. It is a huge risk. I, personally, wouldn't risk losing my husband to deportation and potentially the ability to live in the US together.
As part of the immigration process, you are on a fixed schedule on when to apply for visas to remain legal and at some point, if you've let it slide there are few options - and they involve expensive lawyers.

You going to the UK on a USA passport would be relatively easy.  To get married in the UK requires a special visa for you to enter the UK.  If you present yourself at the UK border at the Airport and state that your purpose is to get married in the UK without the marriage visa then you will likely be put on a plane back to the USA and possibly banned future use of your visa free tourist rights to the UK.   Your BF was very likely turned away not because he mentioned a future work visa but rather because he indicated an intent to marry and then stay in the USA in which case that would be noted on his immigration exit.  The details are important.  If he was denied entry (and it sounds like he was) then he won't be allowed back in the USA unless he now applies for a tourist visa B2 but when he goes to that interview to obtain that VISA they will see the details of his intent to enter the USA to marry you and stay and based on that he has a very very high likelyhood of denial getting a tourist Visa.   Therefore I would say that it is extremely unlikely that your BF will be entering the USA so you need to go there and meet him in person.   Or you need to meet someplace in a third country to satisfy the requirements of the K-1 visa of having met in person.  In general you likely should spend some face to face time together before you commit to marriage.  Skype conversations are all well and good but you can't really know the person until you spend more face to face time with them.   Also bear in mind that if you chose to spend time together in a 3rd country in the Caribbean that he should plan his flights so that he does not have to transfer planes in the USA as he would be unable to do so now without a B2 visa.   Good Luck! 

You going to the UK on a USA passport would be relatively easy.  To get married in the UK requires a special visa for you to enter the UK.  If you present yourself at the UK border at the Airport and state that your purpose is to get married in the UK without the marriage visa then you will likely be put on a plane back to the USA and possibly banned future use of your visa free tourist rights to the UK.   Your BF was very likely turned away not because he mentioned a future work visa but rather because he indicated an intent to marry and then stay in the USA in which case that would be noted on his immigration exit.  The details are important.  If he was denied entry (and it sounds like he was) then he won't be allowed back in the USA unless he now applies for a tourist visa B2 but when he goes to that interview to obtain that VISA they will see the details of his intent to enter the USA to marry you and stay and based on that he has a very very high likelyhood of denial getting a tourist Visa.   Therefore I would say that it is extremely unlikely that your BF will be entering the USA so you need to go there and meet him in person.   Or you need to meet someplace in a third country to satisfy the requirements of the K-1 visa of having met in person.  In general you likely should spend some face to face time together before you commit to marriage.  Skype conversations are all well and good but you can't really know the person until you spend more face to face time with them.   Also bear in mind that if you chose to spend time together in a 3rd country in the Caribbean that he should plan his flights so that he does not have to transfer planes in the USA as he would be unable to do so now without a B2 visa.   Good Luck! 

K-1 and CR-1 are for coming to the USA for marriage and Morooco is a high fraud country.  Not paying back a car loan and her living with her mom suggest that her income might be questionable in terms of being sufficient to sponsor you for a Visa.  She might need a co-sponsor which may or may not be accepted in Morooco.  If your future wife does not have a stable and reliable source of income then you can expect a additional scrutiny at your interview.   As the K-1 and CR-1 is for marriage and living together in the USA one of the requirements is to prove to the CO that your relationship is real and not for the purposes of obtaining a greencard.  While in theory your applying for the DV lottery would not be an issue it is something that may be considered and the timing of when you entered the lottery may be important.  Consider it this way,  you entered the DV lottery because you wanted to go to the USA.  If you entered it before you met your GF and there are any other 'red flags' with your case then your entry into the DV lottery will cast more doubt onto your intention regarding the relationship.   It may be necessary for you to meet your fiancee multiple times or meet her, marry her and then meet additional times before you are granted a visa.  It all depends on the circumstances of your relationship... 

Well so well 5 years may seem like an eternity to you I would suggest that you consider you answer more fully if you are asked about them.  You say 'obviously have NO intention of doing it again' and that you are 'clearly' not depressed.  What may be obvious and clear to you in your mind is going to be looked at with a lot of skepticism by a doctor and it will NOT be obvious or clear to them.   I would suggest that someone who self harmed 'only' 5 years ago should have a pretty good explanation as to WHY they did it 5 years ago and what has changed since then to prevent a re-occurrence of self harm   You are young, in love, and planning a new life in the USA, good for you!   However, there will be stress along the way and not all will be rosy all the time. Ask yourself what happened 5 years ago and why you did it.   Hint:  It wasn't something silly you did, and simply 'knowing it was wrong' isn't compelling reason enough to be convincing as to why you wouldn't do it or other self harming techniques again...   If I'm the Dr and I ask about the scars I would want to hear an thoughtful answer that explained how circumstances got the best of you at the time and how you've matured or changed to be able to better deal with negative thoughts or circumstances.   I my opinion if you say oh it was just something silly I did when I was a teenager and obviously I wouldn't do it again and clearly I'm not depressed or anything I as a doctore would insist that you have a though work-up by a mental health professional. But I'm not a Dr. so perhaps you'll skate thru with the it was a silly thing answer.
   

Well so well 5 years may seem like an eternity to you I would suggest that you consider you answer more fully if you are asked about them.  You say 'obviously have NO intention of doing it again' and that you are 'clearly' not depressed.  What may be obvious and clear to you in your mind is going to be looked at with a lot of skepticism by a doctor and it will NOT be obvious or clear to them.   I would suggest that someone who self harmed 'only' 5 years ago should have a pretty good explanation as to WHY they did it 5 years ago and what has changed since then to prevent a re-occurrence of self harm   You are young, in love, and planning a new life in the USA, good for you!   However, there will be stress along the way and not all will be rosy all the time. Ask yourself what happened 5 years ago and why you did it.   Hint:  It wasn't something silly you did, and simply 'knowing it was wrong' isn't compelling reason enough to be convincing as to why you wouldn't do it or other self harming techniques again...   If I'm the Dr and I ask about the scars I would want to hear an thoughtful answer that explained how circumstances got the best of you at the time and how you've matured or changed to be able to better deal with negative thoughts or circumstances.   I my opinion if you say oh it was just something silly I did when I was a teenager and obviously I wouldn't do it again and clearly I'm not depressed or anything I as a doctore would insist that you have a though work-up by a mental health professional. But I'm not a Dr. so perhaps you'll skate thru with the it was a silly thing answer.
   

How old are you now?  You hurt yourself when were 13 bad enough to cause serious scars that are still there now at age xx..  you have never been diagnosed with Depression presumably because you've never had a mental health evaluation.   While wearing long sleeves may be an option, like everything else in the immigration process you must be honest.    If the scars are observed and questioned then I doubt that your explanation that they were just something silly you did as a teenager is going to carry much weight.  To my way of thinking there is no reason not to go have a discussion with a mental health care professional in advance and get a note that you'd bring to your interview but only present if asked about the scars.  The potential problem would be if the mental health provider were to actually diagnose you as depressed and then you would need to disclose that on your medical.  Good Luck....    
-
It's this statement that you made that gave me the most reason for concern.... ' which I am not obviously, it was just a stupid mistake I made as a teenager'   While it may be obvious to you it will not be obvious to someone asking about scars who has met you only for the first time.

How old are you now?  You hurt yourself when were 13 bad enough to cause serious scars that are still there now at age xx..  you have never been diagnosed with Depression presumably because you've never had a mental health evaluation.   While wearing long sleeves may be an option, like everything else in the immigration process you must be honest.    If the scars are observed and questioned then I doubt that your explanation that they were just something silly you did as a teenager is going to carry much weight.  To my way of thinking there is no reason not to go have a discussion with a mental health care professional in advance and get a note that you'd bring to your interview but only present if asked about the scars.  The potential problem would be if the mental health provider were to actually diagnose you as depressed and then you would need to disclose that on your medical.  Good Luck....    
-
It's this statement that you made that gave me the most reason for concern.... ' which I am not obviously, it was just a stupid mistake I made as a teenager'   While it may be obvious to you it will not be obvious to someone asking about scars who has met you only for the first time.

How old are you now?  You hurt yourself when were 13 bad enough to cause serious scars that are still there now at age xx..  you have never been diagnosed with Depression presumably because you've never had a mental health evaluation.   While wearing long sleeves may be an option, like everything else in the immigration process you must be honest.    If the scars are observed and questioned then I doubt that your explanation that they were just something silly you did as a teenager is going to carry much weight.  To my way of thinking there is no reason not to go have a discussion with a mental health care professional in advance and get a note that you'd bring to your interview but only present if asked about the scars.  The potential problem would be if the mental health provider were to actually diagnose you as depressed and then you would need to disclose that on your medical.  Good Luck....    
-
It's this statement that you made that gave me the most reason for concern.... ' which I am not obviously, it was just a stupid mistake I made as a teenager'   While it may be obvious to you it will not be obvious to someone asking about scars who has met you only for the first time.

In short, no his son would not attend the interview with him.  We listed my now wife's daughter on the application as well and she did not attend the interview as she was not immigrating either.  So no his Son would not attend the interview.  
 
And the affidavit of support needs to list the people who will be residing in and supported by you in the USA.  Since his son is not he would not be listed.  Again my now wife's daughter was not listed on that form.  The more people you list the bigger the household becomes and the larger the income must be to get above the 125% poverty line.
-

Of all the countries you could have said in the World Ghana is going to be difficult for a normal K-1 or spousal visa let alone one under special conditions of never having met in person.  In short, I think without meeting in person your chances or getting him to the USA are less than 0.1% and in my opinion it isn't worth even trying.   Even getting married and then applying for a spousal visa with only one visit would be a challenge from that country.   The country is difficult because the rate of Fraud from that country is considered to be very high. 
- 
If your future husband is particularly well off and well established in Ghana with exceptionally strong links then he *might* be approved for a B2 tourist visa.  That would let him visit you in the USA and return back to Ghana.   The cost of applying is $160 and unless he has exceptionally strong ties to Ghana then his chance of denial is high.  If he does apply then make sure that he does NOTHING that would mis-represent his intent.   Better to be totally honest and get denied then to deceive or attempt to deceive during the interview and end up causing significant problems for a future application.  
-
I'm sorry you have anxiety when you 'travel'  however, as mentioned above that may be treatable with appropriate drugs.  If you are trying to use that as a reason then I'd have to ask if it's really OK with your future husband that you will never see his country or meet his family in person? 
-
I would suggest that the closest place that you could meet him and spend some in person time with him would be Belize.   He doesn't require a visa to enter there and neither would you.  It would not be a long flight for you and once there it is a tropical paradise in some of the resorts.  Not cheap for sure but avoids you taking a super stressful flight to Africa and facing an environment that you are unfamiliar with.   Only caution if you go this route is to make sure that his flights do not involve a layover in the USA as he would not be allowed to transit in the USA without a transit visa that he is unlikely to get if he can't get a B2. 
- 
Him applying for a B2 is not going to hurt your subsequent chances for  a K-1 or CR1 so long as he is honest in his responses.
-
Good luck with your surgery and Thank God for cancer in remission

Of all the countries you could have said in the World Ghana is going to be difficult for a normal K-1 or spousal visa let alone one under special conditions of never having met in person.  In short, I think without meeting in person your chances or getting him to the USA are less than 0.1% and in my opinion it isn't worth even trying.   Even getting married and then applying for a spousal visa with only one visit would be a challenge from that country.   The country is difficult because the rate of Fraud from that country is considered to be very high. 
- 
If your future husband is particularly well off and well established in Ghana with exceptionally strong links then he *might* be approved for a B2 tourist visa.  That would let him visit you in the USA and return back to Ghana.   The cost of applying is $160 and unless he has exceptionally strong ties to Ghana then his chance of denial is high.  If he does apply then make sure that he does NOTHING that would mis-represent his intent.   Better to be totally honest and get denied then to deceive or attempt to deceive during the interview and end up causing significant problems for a future application.  
-
I'm sorry you have anxiety when you 'travel'  however, as mentioned above that may be treatable with appropriate drugs.  If you are trying to use that as a reason then I'd have to ask if it's really OK with your future husband that you will never see his country or meet his family in person? 
-
I would suggest that the closest place that you could meet him and spend some in person time with him would be Belize.   He doesn't require a visa to enter there and neither would you.  It would not be a long flight for you and once there it is a tropical paradise in some of the resorts.  Not cheap for sure but avoids you taking a super stressful flight to Africa and facing an environment that you are unfamiliar with.   Only caution if you go this route is to make sure that his flights do not involve a layover in the USA as he would not be allowed to transit in the USA without a transit visa that he is unlikely to get if he can't get a B2. 
- 
Him applying for a B2 is not going to hurt your subsequent chances for  a K-1 or CR1 so long as he is honest in his responses.
-
Good luck with your surgery and Thank God for cancer in remission

Of all the countries you could have said in the World Ghana is going to be difficult for a normal K-1 or spousal visa let alone one under special conditions of never having met in person.  In short, I think without meeting in person your chances or getting him to the USA are less than 0.1% and in my opinion it isn't worth even trying.   Even getting married and then applying for a spousal visa with only one visit would be a challenge from that country.   The country is difficult because the rate of Fraud from that country is considered to be very high. 
- 
If your future husband is particularly well off and well established in Ghana with exceptionally strong links then he *might* be approved for a B2 tourist visa.  That would let him visit you in the USA and return back to Ghana.   The cost of applying is $160 and unless he has exceptionally strong ties to Ghana then his chance of denial is high.  If he does apply then make sure that he does NOTHING that would mis-represent his intent.   Better to be totally honest and get denied then to deceive or attempt to deceive during the interview and end up causing significant problems for a future application.  
-
I'm sorry you have anxiety when you 'travel'  however, as mentioned above that may be treatable with appropriate drugs.  If you are trying to use that as a reason then I'd have to ask if it's really OK with your future husband that you will never see his country or meet his family in person? 
-
I would suggest that the closest place that you could meet him and spend some in person time with him would be Belize.   He doesn't require a visa to enter there and neither would you.  It would not be a long flight for you and once there it is a tropical paradise in some of the resorts.  Not cheap for sure but avoids you taking a super stressful flight to Africa and facing an environment that you are unfamiliar with.   Only caution if you go this route is to make sure that his flights do not involve a layover in the USA as he would not be allowed to transit in the USA without a transit visa that he is unlikely to get if he can't get a B2. 
- 
Him applying for a B2 is not going to hurt your subsequent chances for  a K-1 or CR1 so long as he is honest in his responses.
-
Good luck with your surgery and Thank God for cancer in remission

Of all the countries you could have said in the World Ghana is going to be difficult for a normal K-1 or spousal visa let alone one under special conditions of never having met in person.  In short, I think without meeting in person your chances or getting him to the USA are less than 0.1% and in my opinion it isn't worth even trying.   Even getting married and then applying for a spousal visa with only one visit would be a challenge from that country.   The country is difficult because the rate of Fraud from that country is considered to be very high. 
- 
If your future husband is particularly well off and well established in Ghana with exceptionally strong links then he *might* be approved for a B2 tourist visa.  That would let him visit you in the USA and return back to Ghana.   The cost of applying is $160 and unless he has exceptionally strong ties to Ghana then his chance of denial is high.  If he does apply then make sure that he does NOTHING that would mis-represent his intent.   Better to be totally honest and get denied then to deceive or attempt to deceive during the interview and end up causing significant problems for a future application.  
-
I'm sorry you have anxiety when you 'travel'  however, as mentioned above that may be treatable with appropriate drugs.  If you are trying to use that as a reason then I'd have to ask if it's really OK with your future husband that you will never see his country or meet his family in person? 
-
I would suggest that the closest place that you could meet him and spend some in person time with him would be Belize.   He doesn't require a visa to enter there and neither would you.  It would not be a long flight for you and once there it is a tropical paradise in some of the resorts.  Not cheap for sure but avoids you taking a super stressful flight to Africa and facing an environment that you are unfamiliar with.   Only caution if you go this route is to make sure that his flights do not involve a layover in the USA as he would not be allowed to transit in the USA without a transit visa that he is unlikely to get if he can't get a B2. 
- 
Him applying for a B2 is not going to hurt your subsequent chances for  a K-1 or CR1 so long as he is honest in his responses.
-
Good luck with your surgery and Thank God for cancer in remission

Of all the countries you could have said in the World Ghana is going to be difficult for a normal K-1 or spousal visa let alone one under special conditions of never having met in person.  In short, I think without meeting in person your chances or getting him to the USA are less than 0.1% and in my opinion it isn't worth even trying.   Even getting married and then applying for a spousal visa with only one visit would be a challenge from that country.   The country is difficult because the rate of Fraud from that country is considered to be very high. 
- 
If your future husband is particularly well off and well established in Ghana with exceptionally strong links then he *might* be approved for a B2 tourist visa.  That would let him visit you in the USA and return back to Ghana.   The cost of applying is $160 and unless he has exceptionally strong ties to Ghana then his chance of denial is high.  If he does apply then make sure that he does NOTHING that would mis-represent his intent.   Better to be totally honest and get denied then to deceive or attempt to deceive during the interview and end up causing significant problems for a future application.  
-
I'm sorry you have anxiety when you 'travel'  however, as mentioned above that may be treatable with appropriate drugs.  If you are trying to use that as a reason then I'd have to ask if it's really OK with your future husband that you will never see his country or meet his family in person? 
-
I would suggest that the closest place that you could meet him and spend some in person time with him would be Belize.   He doesn't require a visa to enter there and neither would you.  It would not be a long flight for you and once there it is a tropical paradise in some of the resorts.  Not cheap for sure but avoids you taking a super stressful flight to Africa and facing an environment that you are unfamiliar with.   Only caution if you go this route is to make sure that his flights do not involve a layover in the USA as he would not be allowed to transit in the USA without a transit visa that he is unlikely to get if he can't get a B2. 
- 
Him applying for a B2 is not going to hurt your subsequent chances for  a K-1 or CR1 so long as he is honest in his responses.
-
Good luck with your surgery and Thank God for cancer in remission

Of all the countries you could have said in the World Ghana is going to be difficult for a normal K-1 or spousal visa let alone one under special conditions of never having met in person.  In short, I think without meeting in person your chances or getting him to the USA are less than 0.1% and in my opinion it isn't worth even trying.   Even getting married and then applying for a spousal visa with only one visit would be a challenge from that country.   The country is difficult because the rate of Fraud from that country is considered to be very high. 
- 
If your future husband is particularly well off and well established in Ghana with exceptionally strong links then he *might* be approved for a B2 tourist visa.  That would let him visit you in the USA and return back to Ghana.   The cost of applying is $160 and unless he has exceptionally strong ties to Ghana then his chance of denial is high.  If he does apply then make sure that he does NOTHING that would mis-represent his intent.   Better to be totally honest and get denied then to deceive or attempt to deceive during the interview and end up causing significant problems for a future application.  
-
I'm sorry you have anxiety when you 'travel'  however, as mentioned above that may be treatable with appropriate drugs.  If you are trying to use that as a reason then I'd have to ask if it's really OK with your future husband that you will never see his country or meet his family in person? 
-
I would suggest that the closest place that you could meet him and spend some in person time with him would be Belize.   He doesn't require a visa to enter there and neither would you.  It would not be a long flight for you and once there it is a tropical paradise in some of the resorts.  Not cheap for sure but avoids you taking a super stressful flight to Africa and facing an environment that you are unfamiliar with.   Only caution if you go this route is to make sure that his flights do not involve a layover in the USA as he would not be allowed to transit in the USA without a transit visa that he is unlikely to get if he can't get a B2. 
- 
Him applying for a B2 is not going to hurt your subsequent chances for  a K-1 or CR1 so long as he is honest in his responses.
-
Good luck with your surgery and Thank God for cancer in remission

Of all the countries you could have said in the World Ghana is going to be difficult for a normal K-1 or spousal visa let alone one under special conditions of never having met in person.  In short, I think without meeting in person your chances or getting him to the USA are less than 0.1% and in my opinion it isn't worth even trying.   Even getting married and then applying for a spousal visa with only one visit would be a challenge from that country.   The country is difficult because the rate of Fraud from that country is considered to be very high. 
- 
If your future husband is particularly well off and well established in Ghana with exceptionally strong links then he *might* be approved for a B2 tourist visa.  That would let him visit you in the USA and return back to Ghana.   The cost of applying is $160 and unless he has exceptionally strong ties to Ghana then his chance of denial is high.  If he does apply then make sure that he does NOTHING that would mis-represent his intent.   Better to be totally honest and get denied then to deceive or attempt to deceive during the interview and end up causing significant problems for a future application.  
-
I'm sorry you have anxiety when you 'travel'  however, as mentioned above that may be treatable with appropriate drugs.  If you are trying to use that as a reason then I'd have to ask if it's really OK with your future husband that you will never see his country or meet his family in person? 
-
I would suggest that the closest place that you could meet him and spend some in person time with him would be Belize.   He doesn't require a visa to enter there and neither would you.  It would not be a long flight for you and once there it is a tropical paradise in some of the resorts.  Not cheap for sure but avoids you taking a super stressful flight to Africa and facing an environment that you are unfamiliar with.   Only caution if you go this route is to make sure that his flights do not involve a layover in the USA as he would not be allowed to transit in the USA without a transit visa that he is unlikely to get if he can't get a B2. 
- 
Him applying for a B2 is not going to hurt your subsequent chances for  a K-1 or CR1 so long as he is honest in his responses.
-
Good luck with your surgery and Thank God for cancer in remission

Of all the countries you could have said in the World Ghana is going to be difficult for a normal K-1 or spousal visa let alone one under special conditions of never having met in person.  In short, I think without meeting in person your chances or getting him to the USA are less than 0.1% and in my opinion it isn't worth even trying.   Even getting married and then applying for a spousal visa with only one visit would be a challenge from that country.   The country is difficult because the rate of Fraud from that country is considered to be very high. 
- 
If your future husband is particularly well off and well established in Ghana with exceptionally strong links then he *might* be approved for a B2 tourist visa.  That would let him visit you in the USA and return back to Ghana.   The cost of applying is $160 and unless he has exceptionally strong ties to Ghana then his chance of denial is high.  If he does apply then make sure that he does NOTHING that would mis-represent his intent.   Better to be totally honest and get denied then to deceive or attempt to deceive during the interview and end up causing significant problems for a future application.  
-
I'm sorry you have anxiety when you 'travel'  however, as mentioned above that may be treatable with appropriate drugs.  If you are trying to use that as a reason then I'd have to ask if it's really OK with your future husband that you will never see his country or meet his family in person? 
-
I would suggest that the closest place that you could meet him and spend some in person time with him would be Belize.   He doesn't require a visa to enter there and neither would you.  It would not be a long flight for you and once there it is a tropical paradise in some of the resorts.  Not cheap for sure but avoids you taking a super stressful flight to Africa and facing an environment that you are unfamiliar with.   Only caution if you go this route is to make sure that his flights do not involve a layover in the USA as he would not be allowed to transit in the USA without a transit visa that he is unlikely to get if he can't get a B2. 
- 
Him applying for a B2 is not going to hurt your subsequent chances for  a K-1 or CR1 so long as he is honest in his responses.
-
Good luck with your surgery and Thank God for cancer in remission