I used to go to one of our local LBC branches to send for years.
Good exchange rate - High Fee - Inconvenient (have to go to the branch)
Through advice from several members here I switched to Remitly.
Not the greatest exchange rate - No fee if bank account to bank account- Convenient (app is very user friendly and their customer support is great)
In June 2020 (also from advice from members here) I started using Western Union.
Good exchange rate (usually about 1 peso higher than Remitly) - No fee if bank account to bank account - Convenient (app is not as easy as Remitly but works fine)
Both Remitly and WU take about a week for the no fee acct > acct transfer however after about 4 months of transferring through WU the speed has changed. My last 6 (or more) transactions have all been in her bank account next day.
I send about every 2 weeks and at least 1k USD a month, so in 6 months my wife gets over 6k more pesos now that I use WU. To me that adds up and I am happy I switched. As a bonus Remitly noticed I had stopped using them and added 20USD to my account free for my next transfer, so I sent 100USD to mu wife with Remitly to take advantage of that
I just wanted to share in case anyone was interested.