Jump to content
Jamie Solo

Success in Opening a Joint Account with my Spouse! (Pre visa approval)

4 posts in this topic

Recommended Posts

Hey guys,

 

I'm currently visiting my spouse whilst in America (still waiting on NOA2 FYI) and one thing we decided to try and do was open a joint bank account to help out in evidence for the process and also cause it would be useful to get my name in the system etc. right now.

 

I obviously checked here and saw lots of conflicting info so wanted to give my experience:

 

First - we visited Chase. Chase sucks when you're an intending immigrant and they will also not be very friendly to you on arrival. So don't bother.

 

We instead visited Bank of America and we had a whole bunch of help and a smooth ride in setting up our accounts! 

 

All that was required was a passport and Driver's license for the US citizen (but any normal ID would be fine too including utilities and stuff. And for the non-US citizen, your passport, and a secondary form of ID, which could even be a Visa/Mastercard from your home country.

I quizzed them on why we could open it with them when we didn't have success with Chase and they said this was fine as the US citizen essentially acted as the "anchor" in our joint account and the person helping us mentioned that Visa/Mastercard is a good secondary ID as they're global so the bank can access some kind of record on you. This also allowed me to apply for a US credit Card (approval is pending so we'll see on that!).

 

So just wanted to share that opening a joint account in the states is possible whilst going through the process for anyone who wants to get it done! 

Share this post


Link to post
Share on other sites
1 hour ago, Jamie Solo said:

Hey guys,

 

I'm currently visiting my spouse whilst in America (still waiting on NOA2 FYI) and one thing we decided to try and do was open a joint bank account to help out in evidence for the process and also cause it would be useful to get my name in the system etc. right now.

 

I obviously checked here and saw lots of conflicting info so wanted to give my experience:

 

First - we visited Chase. Chase sucks when you're an intending immigrant and they will also not be very friendly to you on arrival. So don't bother.

 

We instead visited Bank of America and we had a whole bunch of help and a smooth ride in setting up our accounts! 

 

All that was required was a passport and Driver's license for the US citizen (but any normal ID would be fine too including utilities and stuff. And for the non-US citizen, your passport, and a secondary form of ID, which could even be a Visa/Mastercard from your home country.

I quizzed them on why we could open it with them when we didn't have success with Chase and they said this was fine as the US citizen essentially acted as the "anchor" in our joint account and the person helping us mentioned that Visa/Mastercard is a good secondary ID as they're global so the bank can access some kind of record on you. This also allowed me to apply for a US credit Card (approval is pending so we'll see on that!).

 

So just wanted to share that opening a joint account in the states is possible whilst going through the process for anyone who wants to get it done! 

Thank you for sharing your experience. My husband and I are about to open a joint account, and were wondering which bank to go to. Bank of America it is!

Share this post


Link to post
Share on other sites

Congratulations. I've also heard of better success with BOA for new K1 immigrants.

Each bank is charged by federal requirements with getting ID and certain information from their clients, but it's somewhat up to the bank to put together their own policies on how they will comply. Some banks just aren't as flexible as others.

Share this post


Link to post
Share on other sites
 
Didn't find the answer you were looking for? Ask our VJ Immigration Lawyers.

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
- Back to Top -


Important Disclaimer: Please read carefully the Visajourney.com Terms of Service. If you do not agree to the Terms of Service you should not access or view any page (including this page) on VisaJourney.com. Answers and comments provided on Visajourney.com Forums are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, or other professional advice. Visajourney.com does not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service or service provider mentioned or any opinion expressed in answers or comments. VisaJourney.com does not condone immigration fraud in any way, shape or manner. VisaJourney.com recommends that if any member or user knows directly of someone involved in fraudulent or illegal activity, that they report such activity directly to the Department of Homeland Security, Immigration and Customs Enforcement. You can contact ICE via email at Immigration.Reply@dhs.gov or you can telephone ICE at 1-866-347-2423. All reported threads/posts containing reference to immigration fraud or illegal activities will be removed from this board. If you feel that you have found inappropriate content, please let us know by contacting us here with a url link to that content. Thank you.
×
×
  • Create New...