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SarinaB

No money saved = denial ? ?

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Filed: IR-1/CR-1 Visa Country: Germany
Timeline

Hey guys me and my fiancé are currently preparing for noa2 to kill waiting time. We are going to fill out the affidavit of support tonight. My fiancé works two jobs and has an income of approximately 22k-24k a year. As far as I am concerned we are above the poverty Guideline and good on that end. What concerns me is that we read that they want to see bank infos to see what amount of money is on there which is a problem in my fiancés case cause he lives from paycheck to paycheck and doesn't have any money left to safe up. He cashes his checks and pays his bills and that leaves him with almost nothin each week ... So is that going to be a problem for the petition ? Furthermore he told me he is "self employed" and his bosses have to give him something at the end of the year so he can do his taxes... I guess he's unexperienced with this himself so we were wondering how he is going to be able to proof his income with him getting checks each week that he cashes and pays his bills from... Do we even have a chance to get approved ? :( I feel overwhelmed

Edited by SarinaB

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Interesting question... we have also been wondering the same with regards to savings.


Immigration Timeline

 

June 2013: Met whilst working at a summer camp in Michigan 

K1

November 1st 2014: I-129f submitted for K1 visa

February 24th 2015: Visa in hand!

February 26th 2015: POE at Las Vegas airport, then onwards to Oregon! 

March 6th 2015: Marriage (with a "real" wedding to follow next year on 7/6/2016)

March 9th 2015: AOS, EAD & AP submitted

September 22nd 2015: Interview

January 14th 2016: Two year Green card received -phew!

ROC

August 8th 2017: 90 day window begins! ROC time!

September 28th 2017: Biometric Appointment in Portland, OR

March 5th 2018: Case received by local office

August 18th 2018: 18 month extension letter mailed

December 2018: Case moved to another office

February 2019: I was emailed that I was approved and my card was in production the same day of my N400 interview 😂

N400

August 8th 2018: Window opens to submit naturalization application

August 13th 2018: N400 Application submitted online 

August 14th 2018: NOA1

September 6th 2018: Biometrics

February 6th 2019: Interview Date! APPROVED!

February 6th 2019: I was asked to return later the same day for my Oath Ceremony! :dance:

 

❤️ Our Visa Journey is finally complete ❤️

 

I am the Beneficiary

 

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Filed: IR-1/CR-1 Visa Country: Germany
Timeline

What's important is the amount of the income stated on the tax returns/transcripts/1040A forms/W 2s or whatever you choose to submit with the Affidavit of Support form. You have to submit the AOS when you mail package 3 back to the consulate or at the time of the interview (either one, not sure since we didn't go for a K-1). So that still gives you quite some time to figure things out.

If you are unsure about your fiancé's assets or income, I'd suggest finding a joint sponsor to be on the safe side.


 

 

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Filed: K-1 Visa Country: Wales
Timeline

Irrelevant.

Now practically is another issue especially on a K1.


“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

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Filed: K-1 Visa Country: Wales
Timeline

You have 3 months or so before you can work.


“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

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You have 3 months or so before you can work.

Are you suggesting they need to set some money aside in the mean time for her living expenses during the time she cannot work, as opposed to needing savings for the K1 application/interview?


Immigration Timeline

 

June 2013: Met whilst working at a summer camp in Michigan 

K1

November 1st 2014: I-129f submitted for K1 visa

February 24th 2015: Visa in hand!

February 26th 2015: POE at Las Vegas airport, then onwards to Oregon! 

March 6th 2015: Marriage (with a "real" wedding to follow next year on 7/6/2016)

March 9th 2015: AOS, EAD & AP submitted

September 22nd 2015: Interview

January 14th 2016: Two year Green card received -phew!

ROC

August 8th 2017: 90 day window begins! ROC time!

September 28th 2017: Biometric Appointment in Portland, OR

March 5th 2018: Case received by local office

August 18th 2018: 18 month extension letter mailed

December 2018: Case moved to another office

February 2019: I was emailed that I was approved and my card was in production the same day of my N400 interview 😂

N400

August 8th 2018: Window opens to submit naturalization application

August 13th 2018: N400 Application submitted online 

August 14th 2018: NOA1

September 6th 2018: Biometrics

February 6th 2019: Interview Date! APPROVED!

February 6th 2019: I was asked to return later the same day for my Oath Ceremony! :dance:

 

❤️ Our Visa Journey is finally complete ❤️

 

I am the Beneficiary

 

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I would be worried about surviving in US, living paycheck to paycheck with additional mouth to feed plus health insurance.

Plus, at least $1070 for the AOS filing fees.


Done with K1, AOS and ROC

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Filed: AOS (apr) Country: Russia
Timeline

Interesting question... we have also been wondering the same with regards to savings.

Current annual income is key. If it is sufficient, nothing else is required. I never listed anything except my income.


Phil (Lockport, near Chicago) and Alla (Lobnya, near Moscow)

As of Dec 7, 2009, now Zero miles apart (literally)!

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Current annual income is key. If it is sufficient, nothing else is required. I never listed anything except my income.

Thank you!


Immigration Timeline

 

June 2013: Met whilst working at a summer camp in Michigan 

K1

November 1st 2014: I-129f submitted for K1 visa

February 24th 2015: Visa in hand!

February 26th 2015: POE at Las Vegas airport, then onwards to Oregon! 

March 6th 2015: Marriage (with a "real" wedding to follow next year on 7/6/2016)

March 9th 2015: AOS, EAD & AP submitted

September 22nd 2015: Interview

January 14th 2016: Two year Green card received -phew!

ROC

August 8th 2017: 90 day window begins! ROC time!

September 28th 2017: Biometric Appointment in Portland, OR

March 5th 2018: Case received by local office

August 18th 2018: 18 month extension letter mailed

December 2018: Case moved to another office

February 2019: I was emailed that I was approved and my card was in production the same day of my N400 interview 😂

N400

August 8th 2018: Window opens to submit naturalization application

August 13th 2018: N400 Application submitted online 

August 14th 2018: NOA1

September 6th 2018: Biometrics

February 6th 2019: Interview Date! APPROVED!

February 6th 2019: I was asked to return later the same day for my Oath Ceremony! :dance:

 

❤️ Our Visa Journey is finally complete ❤️

 

I am the Beneficiary

 

Share this post


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Filed: IR-1/CR-1 Visa Country: Germany
Timeline

Current annual income is key. If it is sufficient, nothing else is required. I never listed anything except my income.

Phew ! So no need to have a big savings account right ? Even though thatd be good but we just can't afford it right now :/

I would be worried about surviving in US, living paycheck to paycheck with additional mouth to feed plus health insurance.

Plus, at least $1070 for the AOS filing fees.

I saved up for this so I already have the money for all the upcoming costs for the k1 including the AOS filing fees. It's just that my fiancé is only 23 years old and he does is best to provide for us but he's just not able to safe up a lot at the moment.

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Phew ! So no need to have a big savings account right ? Even though thatd be good but we just can't afford it right now :/

I saved up for this so I already have the money for all the upcoming costs for the k1 including the AOS filing fees. It's just that my fiancé is only 23 years old and he does is best to provide for us but he's just not able to safe up a lot at the moment.

Good for you that you have already saved the money for AOS fees. :thumbs:

I brought my own savings to US when I moved over.

It is sad to read on VJ here how some people did not file for AOS because they have no money, practically no status, no driving license, cannot work, living in limbo.


Done with K1, AOS and ROC

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If your income is sufficient, you do not need to include any savings information. I never submitted any savings information, and never had any problems.


K-1
NOA1: 04/08/2014; NOA2: 04/21/2014; Visa interview, approved: 07/15/2014; POE: 07/25/2014; Marriage: 09/05/2014

 

AOS

NOA1:  09/12/2014;  Biometrics:  10/06/2014;  EAD/AP Received:  11/26/2014;  Interview Waiver Letter:  01/02/2015;  

RFE:  07/09/2015;  Permanent Residency Granted:  07/27/2015;  Green card Received:  08/22/2015

 

ROC

NOA1:  05/24/2017;  Biometrics:  06/13/2017;  Approved without interview:  09/05/2018;  10 Yr Green card Received:  09/13/2018

 

Naturalization

08/09/2020 -- Filed N-400 online

08/09/2020 -- NOA1 date

08/11/2020 -- NOA1 received in the mail

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Filed: Timeline

If your income is sufficient, you do not need to include any savings information. I never submitted any savings information, and never had any problems.

Thing is, I'm kinda in the same situation as the OP. My fiancé earns $27,000/year which is above the 125% of the poverty guidelines, and that's great! But he has only a few hundred in bank and we stated this on the I-134 (Affindavit of Support) as well. We thought it was a must. :( Is it a bad thing that our I-134 says he has only a few hundred in bank?

Btw as supporting evidence for the I-134 we have the IRS Tax Return Transcript (2013), IRS Wage & Income Transcript (2013), last 12 paychecks, employer letter and bank statement. Is this enough?

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Thing is, I'm kinda in the same situation as the OP. My fiancé earns $27,000/year which is above the 125% of the poverty guidelines, and that's great! But he has only a few hundred in bank and we stated this on the I-134 (Affindavit of Support) as well. We thought it was a must. :( Is it a bad thing that our I-134 says he has only a few hundred in bank?

Btw as supporting evidence for the I-134 we have the IRS Tax Return Transcript (2013), IRS Wage & Income Transcript (2013), last 12 paychecks, employer letter and bank statement. Is this enough?

I left the sections asking about savings and assets blank on my I-134. When I filled it out I had less than $100 in savings. We submitted the most recent tax return with W2, employer letters and 3 months of recent pay stubs. We were approved no problem.


K-1
NOA1: 04/08/2014; NOA2: 04/21/2014; Visa interview, approved: 07/15/2014; POE: 07/25/2014; Marriage: 09/05/2014

 

AOS

NOA1:  09/12/2014;  Biometrics:  10/06/2014;  EAD/AP Received:  11/26/2014;  Interview Waiver Letter:  01/02/2015;  

RFE:  07/09/2015;  Permanent Residency Granted:  07/27/2015;  Green card Received:  08/22/2015

 

ROC

NOA1:  05/24/2017;  Biometrics:  06/13/2017;  Approved without interview:  09/05/2018;  10 Yr Green card Received:  09/13/2018

 

Naturalization

08/09/2020 -- Filed N-400 online

08/09/2020 -- NOA1 date

08/11/2020 -- NOA1 received in the mail

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