No money saved = denial ? ?

[Tisa 9]

Hey guys me and my fiancé are currently preparing for noa2 to kill waiting time. We are going to fill out the affidavit of support tonight. My fiancé works two jobs and has an income of approximately 22k-24k a year. As far as I am concerned we are above the poverty Guideline and good on that end. What concerns me is that we read that they want to see bank infos to see what amount of money is on there which is a problem in my fiancés case cause he lives from paycheck to paycheck and doesn't have any money left to safe up. He cashes his checks and pays his bills and that leaves him with almost nothin each week ... So is that going to be a problem for the petition ? Furthermore he told me he is "self employed" and his bosses have to give him something at the end of the year so he can do his taxes... I guess he's unexperienced with this himself so we were wondering how he is going to be able to proof his income with him getting checks each week that he cashes and pays his bills from... Do we even have a chance to get approved ? I feel overwhelmed

Edited November 6, 2014 by SarinaB

[Pheebs1201 269]

Interesting question... we have also been wondering the same with regards to savings.

[StrawberryKiss 170]

What's important is the amount of the income stated on the tax returns/transcripts/1040A forms/W 2s or whatever you choose to submit with the Affidavit of Support form. You have to submit the AOS when you mail package 3 back to the consulate or at the time of the interview (either one, not sure since we didn't go for a K-1). So that still gives you quite some time to figure things out.

If you are unsure about your fiancé's assets or income, I'd suggest finding a joint sponsor to be on the safe side.

[Boiler 43,435]

Irrelevant.

Now practically is another issue especially on a K1.

[Tisa 9]

Irrelevant.

Now practically is another issue especially on a K1.

What do you mean ? I'm confused ..

[Boiler 43,435]

You have 3 months or so before you can work.

[Pheebs1201 269]

You have 3 months or so before you can work.

Are you suggesting they need to set some money aside in the mean time for her living expenses during the time she cannot work, as opposed to needing savings for the K1 application/interview?

[Merrytooth 5,748]

I would be worried about surviving in US, living paycheck to paycheck with additional mouth to feed plus health insurance.

Plus, at least $1070 for the AOS filing fees.

[baron555 934]

Interesting question... we have also been wondering the same with regards to savings.

Current annual income is key. If it is sufficient, nothing else is required. I never listed anything except my income.

[Pheebs1201 269]

Current annual income is key. If it is sufficient, nothing else is required. I never listed anything except my income.

Thank you!

[Tisa 9]

Current annual income is key. If it is sufficient, nothing else is required. I never listed anything except my income.

Phew ! So no need to have a big savings account right ? Even though thatd be good but we just can't afford it right now :/

I would be worried about surviving in US, living paycheck to paycheck with additional mouth to feed plus health insurance.

Plus, at least $1070 for the AOS filing fees.

I saved up for this so I already have the money for all the upcoming costs for the k1 including the AOS filing fees. It's just that my fiancé is only 23 years old and he does is best to provide for us but he's just not able to safe up a lot at the moment.

[Merrytooth 5,748]

Phew ! So no need to have a big savings account right ? Even though thatd be good but we just can't afford it right now :/

I saved up for this so I already have the money for all the upcoming costs for the k1 including the AOS filing fees. It's just that my fiancé is only 23 years old and he does is best to provide for us but he's just not able to safe up a lot at the moment.

Good for you that you have already saved the money for AOS fees.

I brought my own savings to US when I moved over.

It is sad to read on VJ here how some people did not file for AOS because they have no money, practically no status, no driving license, cannot work, living in limbo.

[Zedayn 485]

If your income is sufficient, you do not need to include any savings information. I never submitted any savings information, and never had any problems.

[YouAndMeForever 1,022]

If your income is sufficient, you do not need to include any savings information. I never submitted any savings information, and never had any problems.

Thing is, I'm kinda in the same situation as the OP. My fiancé earns $27,000/year which is above the 125% of the poverty guidelines, and that's great! But he has only a few hundred in bank and we stated this on the I-134 (Affindavit of Support) as well. We thought it was a must. Is it a bad thing that our I-134 says he has only a few hundred in bank?

Btw as supporting evidence for the I-134 we have the IRS Tax Return Transcript (2013), IRS Wage & Income Transcript (2013), last 12 paychecks, employer letter and bank statement. Is this enough?

[Zedayn 485]

Thing is, I'm kinda in the same situation as the OP. My fiancé earns $27,000/year which is above the 125% of the poverty guidelines, and that's great! But he has only a few hundred in bank and we stated this on the I-134 (Affindavit of Support) as well. We thought it was a must. Is it a bad thing that our I-134 says he has only a few hundred in bank?

Btw as supporting evidence for the I-134 we have the IRS Tax Return Transcript (2013), IRS Wage & Income Transcript (2013), last 12 paychecks, employer letter and bank statement. Is this enough?

I left the sections asking about savings and assets blank on my I-134. When I filled it out I had less than $100 in savings. We submitted the most recent tax return with W2, employer letters and 3 months of recent pay stubs. We were approved no problem.