*** Topic moved from Taxes & finances during US immigration to Moving to the US for where health insurance is discussed ***
When I first came to the US, I had to take out insurance through marketplace under affordable care act (ACA) because my husband was “locked” into Medicaid due to the pandemic and i obviously couldn’t be on Medicaid. It was not a cheap insurance even though we got tax breaks for the premium. However, I’d rather pay that than be stuck with no insurance.
I then got under my employers plan once I could work. Once my husband changed jobs and was no longer locked into Medicaid, I got on his employers plan which was cheaper than mine.
Best for you to take out insurance under your employer and add your fiancé. That would probably be the cheapest.