How can we meet the sponsor requirement?

[natanbr 0]

Hello everyone. I’m a Brazilian married to a U.S. citizen for 10 years, and we both currently live in Brazil. We’re planning to apply for the IR1 visa since we intend to move to the U.S. in early 2027. I’m an army officer, and she’s a dentist. My current income is above the poverty guideline, but hers is not. We plan to move when she’s possibly accepted into a U.S. university to validate her dental degree. I’d like to avoid relying on a joint sponsor — what are my options?

P.S.

1. We have real estate and financial assets that together amount to roughly three times the poverty guideline.

2. When we move, she will receive a student loan that covers both tuition and living expenses for a couple, with a total amount exceeding 125% of the poverty line. Can this amount be considered?

[S2N 506]

I’d find a joint sponsor.

[JeanneAdil 7,273]

Student loan is just that -a loan that must be repaid

it is not income / its a bill

 

https://www.irs.gov/faqs/interest-dividends-other-types-of-income/grants-scholarships-student-loans-work-study/grants-scholarships-student-loans-work-study

[Boiler 48,062]

Joint Sponsor

[natanbr 0]

Thank you for the information. One more question:
My wife currently has no ties in the U.S. (no property, residence, etc.), and she would only reestablish them once she’s accepted into the university, which we expect to start in early 2027. Can she file the IR1 petition now, based solely on the intent to return and reside in the U.S. at the beginning of 2027?

[Lil bear 4,644]

8 minutes ago, natanbr said:

Thank you for the information. One more question:
My wife currently has no ties in the U.S. (no property, residence, etc.), and she would only reestablish them once she’s accepted into the university, which we expect to start in early 2027. Can she file the IR1 petition now, based solely on the intent to return and reside in the U.S. at the beginning of 2027?

Yes. And you will be required at the interview to demonstrate intent to domicile. Many  will recommend that she (usc) relocate beforethe intervene so she is already in the US .. stronger evidence than intent. 

[S2N 506]

4 hours ago, natanbr said:

Thank you for the information. One more question:
My wife currently has no ties in the U.S. (no property, residence, etc.), and she would only reestablish them once she’s accepted into the university, which we expect to start in early 2027. Can she file the IR1 petition now, based solely on the intent to return and reside in the U.S. at the beginning of 2027?

Domicile isn’t required at the I-130 stage. It’ll take a little over a year at the current rate for the I-130 to be approved. NVC would be another month, then 2-6 months with the Rio consulate.

 

If you do the math, by the time you have your interview it’ll probably be 2027 so applying now makes the most sense. If you need to stall, you can stall indefinitely at NVC.

[pushbrk 13,876]

You are going to need a qualified joint sponsor.  Your savings are only barely enough to meet the minimum requirement.  That's not going to work, as they know you will blow through a lot of that in the first couple months.  The  "Loan" will not help with meeting the sponsor requirements.