Question About Health Insurance

[Haydnator 268]

So my Fiance is coming in on a K1 in a little over a week. We're planning to get married in late feb/early March in Los Angeles. My question is in the interim between his arrival and having the marriage cert in hand, what should we do for medical insurance for him? He can't use travel insurance and I cant add him to my insurance until I get the marriage cert which will take 4-6 week after marriage. Has anyone been able to get some form of temporary health insurance to cover them until they can get on a regular plan?

 

[igoyougoduke 1,604]

14 minutes ago, Haydnator said:

So my Fiance is coming in on a K1 in a little over a week. We're planning to get married in late feb/early March in Los Angeles. My question is in the interim between his arrival and having the marriage cert in hand, what should we do for medical insurance for him? He can't use travel insurance and I cant add him to my insurance until I get the marriage cert which will take 4-6 week after marriage. Has anyone been able to get some form of temporary health insurance to cover them until they can get on a regular plan?

 

you can purchase a private insurance plan for the gap period . covered california offers several plans 

Edited February 3, 2020 by Donald120383

[Boiler 43,430]

There is no real good solution, one of he negatives of a K1 of which there are many.

 

There is new immigrant cover, not that expensive but limited.

 

Marry asap is the best solution.

[yuna628 9,528]

13 hours ago, Haydnator said:

So my Fiance is coming in on a K1 in a little over a week. We're planning to get married in late feb/early March in Los Angeles. My question is in the interim between his arrival and having the marriage cert in hand, what should we do for medical insurance for him? He can't use travel insurance and I cant add him to my insurance until I get the marriage cert which will take 4-6 week after marriage. Has anyone been able to get some form of temporary health insurance to cover them until they can get on a regular plan?

 

Is there any way you can get the cert faster? Unfortunately K1 couples often have to get creative to get things done quickly.

 

Firstly when he arrives get his SSN. Not needed for a plan, but it will make life easier.

 

As for insurance, you could either buy a private plan out of pocket, or some people do purchase temporary insurances marketed toward new immigrants. I should warn though that coverage via that is dubious at best and does not cover pre-existing. Some others do choose to go without until they can be added to the spouse's plan.

[DaveAndAnastasia 2,078]

If you're going to be getting insurance through your employer, check if you can get coverage retroactive to the date of your marriage. That's how it worked with my employer, even though I couldn't file the paperwork with HR until we got a copy of our marriage certificate (and had to update things a bit once we got her SSN).

[little immigrant 800]

That's one of the draw backs of a K1

 

CR1 is far more superior 

[Haydnator 268]

Alright, Thank you everyone for your responses . I unfortunately dont have healthcare from my employer, I have my own plan that I am going to add my fiance to once we marry. We are looking into private insurance for him though in the meantime though. You guys have been helpful.

[albrechtmyers 1]

congratulations on getting married 😀

[Haydnator 268]

4 minutes ago, albrechtmyers said:

congratulations on getting married 😀

Thank you! ❤️

[pm5k 127]

Are you working?  Some companies will allow you to add a "domestic partner" to your insurance.

 

One of my coworkers added his fiancee to work insurance via this method, and she had no issues.