Cover letter questions

[Tech66 17]

We are about to send in our ROC application and I'd just like your opinions or experience. We have a fair amount of evidence but not a lot with both our names on it. I bought my house 5 years before we were married and all utilities, tax bills, etc, are in my name only. Even the car I bought her is financed in my name only as she wasn't able to work yet and had no credit history. Should I explain this in our cover letter or just submit the evidence we DO have, i.e. tax transcripts, travel flight info, bank, investment accounts, etc and assume we will be interviewed? Thanks for all replies

Edited October 18, 2019 by Tech66

[p-ana 933]

I’d definitely explain in your cover letter what you just posted. 

[Liam2021 557]

don't forgot include both of your driver license with same address.

[Tech66 17]

2 minutes ago, H&T said:

don't forgot include both of your driver license with same address.

Yes, I printed that. Plus, GC front and back for my wife and her K2 children, as well. Seems like interviews are more likely to happen since 12/18. Especially if documentation seems thin

[Crazy Cat 39,257]

27 minutes ago, Tech66 said:

Plus, GC front and back for my wife and her K2 children, as well

That is required, and does zero to prove a bona fide marriage.......  Concentrate on quality evidence normally generated during a marriage.......then comes evidence showing both names at a common address.......

 

Note: Everyone should start preparing for Removal of Conditions the day they set foot in the US.

Edited October 18, 2019 by missileman

[Hawksquill 151]

If you really don't have much at all, you should explain it in the cover letter.  But also, it sounds like you could have more evidence than you currently do fairly easily, and USCIS won't consider your current justification as a good enough excuse for not having some of these things.  You should consider getting at least some of the utilities in your wife's name.  It's not difficult - some utility companies only allow one name, but in that case you can show some in your name and some in her name for the same address during the same time period.  Same with home insurance and car insurance - even if her name isn't on the mortgage, car loan, or deeds, she can be added to the insurance with minimal hassle.

 

Other things to consider include phone bills, life insurance, health insurance, and wills.

Edited October 18, 2019 by Hawksquill

[Tech66 17]

5 minutes ago, Hawksquill said:

If you really don't have much at all, you should explain it in the cover letter.  But also, it sounds like you could have more evidence than you currently do fairly easily, and USCIS won't consider your current justification as a good enough excuse for not having some of these things.  You should consider getting at least some of the utilities in your wife's name.  It's not difficult - some utility companies only allow one name, but in that case you can show some in your name and some in her name for the same address during the same time period.  Same with home insurance and car insurance - even if her name isn't on the mortgage, car loan, or deeds, she can be added to the insurance with minimal hassle.

 

Other things to consider include phone bills, life insurance, health insurance, and wills.

We do have both names on car insurance, health insurance, her being listed on my retirement accounts as beneficiary. She currently works for an agency which doesn't provide benefits or health/life insurance so it DOES seem like the info is kind of one-sided, though. All this can be explained if and when the interview is scheduled. Like many posters have said before me, send what you have and, if called for the interview, just tell the truth and don't stress.

[Hawksquill 151]

2 minutes ago, Tech66 said:

We do have both names on car insurance, health insurance, her being listed on my retirement accounts as beneficiary. She currently works for an agency which doesn't provide benefits or health/life insurance so it DOES seem like the info is kind of one-sided, though. All this can be explained if and when the interview is scheduled. Like many posters have said before me, send what you have and, if called for the interview, just tell the truth and don't stress.

That's good.  Your original post didn't mention those things, so I thought you were asking whether you needed to explain why you didn't have them. It sounds like you have quite a lot in both your names, so you shouldn't have too much trouble.

[Tech66 17]

4 minutes ago, Hawksquill said:

That's good.  Your original post didn't mention those things, so I thought you were asking whether you needed to explain why you didn't have them. It sounds like you have quite a lot in both your names, so you shouldn't have too much trouble.

Thanks, that makes me feel more relieved. I know there are so many variables to getting approved like the actual agent reviewing our files or the interviewing agent. They are people, too and have things going on in their lives, just as we all do. Obviously, we all have to go through this process and, for the ones who are just about to file for ROC, the tension runs a little high. Being prepared is probably the best that any of us can hope for...in ANY situation

[Sukie 1,439]

I think you will be ok.  You are not alone, either.  Our house is in MY name only, as I purchased it long before I met my spouse.  The only "utility" that has her name on it is the cell phone bill.  Only ONE of the cars has both of our names on the title, but none of them have her on the registration.  But we are both on the car insurance and the house insurance.

 

It will help to line out the info about the fact that she had no credit record, and therefore you financed the car in your name only in your cover letter.  We outlined the house/utility issue in our cover letter, and we had NO problems.

 

We did have Christmas cards, wedding invitations and thank you notes that had been addressed to us both...plus airline boarding passes and pictures of us with additional family in very familiar places such as the CN Tower in Toronto, Top of the Rock in Manhattan, etc.  I threw in our library cards, our gym membership cards and our AAA membership cards for good measure.  Oh, and wills and medical powers of attorney.

 

 

Best of luck.  I think you will be fine!

 

Sukie in NY

[Tech66 17]

2 minutes ago, Sukie said:

I think you will be ok.  You are not alone, either.  Our house is in MY name only, as I purchased it long before I met my spouse.  The only "utility" that has her name on it is the cell phone bill.  Only ONE of the cars has both of our names on the title, but none of them have her on the registration.  But we are both on the car insurance and the house insurance.

 

It will help to line out the info about the fact that she had no credit record, and therefore you financed the car in your name only in your cover letter.  We outlined the house/utility issue in our cover letter, and we had NO problems.

 

We did have Christmas cards, wedding invitations and thank you notes that had been addressed to us both...plus airline boarding passes and pictures of us with additional family in very familiar places such as the CN Tower in Toronto, Top of the Rock in Manhattan, etc.  I threw in our library cards, our gym membership cards and our AAA membership cards for good measure.  Oh, and wills and medical powers of attorney.

 

 

Best of luck.  I think you will be fine!

 

Sukie in NY

Thanks, Sukie. Sounds very similar to our situation. Helps to hear about real-life experiences and outcomes. your reply is greatly appreciated, as are all who have helped us over the years