No joint accounts, should I tell them why?

[Moonspell360 1]

We have almost everything ready to send to uscis, the only thing we don't have are the joint bank accounts (big mistake we know) and we really think is too late for opening one. Also, we don't have children (my wife can't get pregnant) the question is: should we tell them the reason why we don't have a bank account with both names? And why we decided not to have children? So they don't expect us to provide proof about it? We have insurance with both names, two cars with both names, we rent an apartment with both names on the lease. Chats, Facebook screenshots, individual credit cards with the same address, bank accounts with the same address, about 60 photographs, health insurance with both names, what else can we provide to them? 

Please help! I feel so desperate 

 

[Crazy Cat 39,218]

I have seen people who have submitted a statement explaining how they handle their finances, bank accounts, etc......i think it might be beneficial to do so.

[Moonspell360 1]

Thanks for your reply, I will consider that then 

[AdnanS 82]

13 minutes ago, Moonspell360 said:

We have almost everything ready to send to uscis, the only thing we don't have are the joint bank accounts (big mistake we know) and we really think is too late for opening one. Also, we don't have children (my wife can't get pregnant) the question is: should we tell them the reason why we don't have a bank account with both names? And why we decided not to have children? So they don't expect us to provide proof about it? We have insurance with both names, two cars with both names, we rent an apartment with both names on the lease. Chats, Facebook screenshots, individual credit cards with the same address, bank accounts with the same address, about 60 photographs, health insurance with both names, what else can we provide to them? 

Please help! I feel so desperate 

 

 

Just write a detailed explaination as to why you don't have those.

 

I live with family for example and wrote a statement along with my father - as he handles all the bill(s), etc.

 

I'm having same issue with my wife she can't get pregnant but we are working on that aspect and we in the mean time - compiled all our medical bills showing the procedures being done and everything as showing were committed to pop a baby out.

Edited March 19, 2018 by AdnanS

[Crazy Cat 39,218]

Just now, Moonspell360 said:

Thanks for your reply, I will consider that then 

From what I understand, co-mingling of finances is an important area of interest, so the proactive approach might be a good thing rather than waiting for them to question it.

[Sukie 1,439]

Your inability to have children is not an issue, and none of their business.  My spouse and I were 60 when we married, and I assure you, we cannot have children.  Do explain your financial situation - and don't apologize for it.  Frame it as the fact that you CHOSE to keep your finances separate, and why.

 

Best of luck!

 

Sukie in NY

[Moonspell360 1]

5 hours ago, Sukie said:

Your inability to have children is not an issue, and none of their business.  My spouse and I were 60 when we married, and I assure you, we cannot have children.  Do explain your financial situation - and don't apologize for it.  Frame it as the fact that you CHOSE to keep your finances separate, and why.

 

Best of luck!

 

Sukie in NY

Thnak you very much!

[j&ana 363]

 

7 hours ago, Moonspell360 said:

We have insurance with both names, two cars with both names, we rent an apartment with both names on the lease. Chats, Facebook screenshots, individual credit cards with the same address, bank accounts with the same address, about 60 photographs, health insurance with both names, what else can we provide to them? 

Please help! I feel so desperate 

 

 

you Have a lot of good evidence as far as the joint bank account you could do as other suggested and write a statement as to reason why

Having a child does not really matter. it does not really help prove anything  

[Moonspell360 1]

26 minutes ago, j&ana said:

 

 

 

you Have a lot of good evidence as far as the joint bank account you could do as other suggested and write a statement as to reason why

Having a child does not really matter. it does not really help prove anything  

Instead of the joint account what Im doing is printing the money transfers we have been making to each other for the last 2 years, hopefully that helps. Thanks for your help!

 

[iPod 89]

On 3/19/2018 at 7:54 AM, Sukie said:

Your inability to have children is not an issue, and none of their business.  My spouse and I were 60 when we married, and I assure you, we cannot have children.  Do explain your financial situation - and don't apologize for it.  Frame it as the fact that you CHOSE to keep your finances separate, and why.

 

Best of luck!

 

Sukie in NY

That's exactly what we did.

 

We're not going to change our whole financial life just to satisfy the USCIS. I did include an explanation letter, and I encourage you to do so too.