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truelove2014

Anyone had to actually use purchased visitor medical insurance before marriage?

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I am wondering if anyone who purchased a type of visitor health insurance before they were added to their spouses insurance after marriage, has had to actually use it ? If so, how did that go and what visitor health insurance company and plan did you have?

It is so hard to know what company to purchase from and what plan to get, so it would be great to hear from anyone who has actually had to use it!

T

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I have no clue what Canadian insurance options are, but I recetly purchased an annual travel insurance policy and went for an extremely high medical cover. I needed ot for my trip last week and although the conditions are that you are not to be resident in another country for more than six months, I just want it for the first 30 or so days after we enter, before the wedding and we won't be considered resident in the USA until then. I'm not sure if there's a similar option for you.


Lee & William

8/2/2014 - Sent I-129F Petition with USPS by Express Mail
8/4/2014 - I-129F delivered to dropbox
8/6/2014 - NOA1 Text/E-Mail received
8/11/2014 - Alien Registration Number Changed (Text/E-Mail) / NOA1 Letter received by Mail
3/16/2015 - NOA2 Text/E-Mail received (224 days)
3/20/2015 - Sent to NVC
3/31/2015 - NVC Received
4/1/2015 - Case Number Assigned
4/7/2015 - NVC Sent to Embassy
4/10/2015 - London Embassy Received
4/11/2015 - Medical
4/15/2015 - Packet 3 Received
4/12/2015 - Packet 3 Sent
4/23/2015 - Packet 4 Received
5/18/2015 - Interview - APPROVED
5/30/2015 - Visa collected from courier
6/1/2015 - POE
6/14/2015 - Wedding

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I wish that I had thought about this insurance. Mrs. T-B.-to-be arrived with a severe upper-respiratory infection, and the "rack rate" examination & prescription fees were eye-opening. Let us know which companies and plans you uncover.


06-04-2007 = TSC stamps postal return-receipt for I-129f.

06-11-2007 = NOA1 date (unknown to me).

07-20-2007 = Phoned Immigration Officer; got WAC#; where's NOA1?

09-25-2007 = Touch (first-ever).

09-28-2007 = NOA1, 23 days after their 45-day promise to send it (grrrr).

10-20 & 11-14-2007 = Phoned ImmOffs; "still pending."

12-11-2007 = 180 days; file is "between workstations, may be early Jan."; touches 12/11 & 12/12.

12-18-2007 = Call; file is with Division 9 ofcr. (bckgrnd check); e-prompt to shake it; touch.

12-19-2007 = NOA2 by e-mail & web, dated 12-18-07 (187 days; 201 per VJ); in mail 12/24/07.

01-09-2008 = File from USCIS to NVC, 1-4-08; NVC creates file, 1/15/08; to consulate 1/16/08.

01-23-2008 = Consulate gets file; outdated Packet 4 mailed to fiancee 1/27/08; rec'd 3/3/08.

04-29-2008 = Fiancee's 4-min. consular interview, 8:30 a.m.; much evidence brought but not allowed to be presented (consul: "More proof! Second interview! Bring your fiance!").

05-05-2008 = Infuriating $12 call to non-English-speaking consulate appointment-setter.

05-06-2008 = Better $12 call to English-speaker; "joint" interview date 6/30/08 (my selection).

06-30-2008 = Stokes Interrogations w/Ecuadorian (not USC); "wait 2 weeks; we'll mail her."

07-2008 = Daily calls to DOS: "currently processing"; 8/05 = Phoned consulate, got Section Chief; wrote him.

08-07-08 = E-mail from consulate, promising to issue visa "as soon as we get her passport" (on 8/12, per DHL).

08-27-08 = Phoned consulate (they "couldn't find" our file); visa DHL'd 8/28; in hand 9/1; through POE on 10/9 with NO hassles(!).

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They do not cover pre existing anyway.


“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

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They do not cover pre existing anyway.

More expensive ones do. I purchased such a plan from AXA when going on a trip in 2013.


Removing Conditions Timeline

Aug. 10, '17: Mailed in I-751

Aug. 21, '17: NOA1

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Did you ask in the canadian forum as well?

I am wondering if anyone who purchased a type of visitor health insurance before they were added to their spouses insurance after marriage, has had to actually use it ? If so, how did that go and what visitor health insurance company and plan did you have?

It is so hard to know what company to purchase from and what plan to get, so it would be great to hear from anyone who has actually had to use it!

T


Wiz(USC) and Udella(Cdn & USC!)

Naturalization

02/22/11 - Filed

02/28/11 - NOA

03/28/11 - FP

06/17/11 - status change - scheduled for interview

06/20?/11 - received physical interview letter

07/13/11 - Interview in Fairfax,VA - easiest 10 minutes of my life

07/19/11 - Oath ceremony in Fairfax, VA

******************

Removal of Conditions

12/1/09 - received at VSC

12/2/09 - NOA's for self and daughter

01/12/10 - Biometrics completed

03/15/10 - 10 Green Card Received - self and daughter

******************

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I used IMG Insurance for my wife when she first entered the country. We still use IMG when traveling outside the USA. They have pretty decent plans for both travel and visiting, check it out:

http://www.imglobal.com/en/index.aspx

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I ended up going with a company called Seven Corners, and got their liaison continent plan policy. It was around $95 for a comprehensive plan for just under 2 months of coverage. So far I have not had to use them, but if I do I will give an update on how it went!

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Thanks for the helpful information.


06-04-2007 = TSC stamps postal return-receipt for I-129f.

06-11-2007 = NOA1 date (unknown to me).

07-20-2007 = Phoned Immigration Officer; got WAC#; where's NOA1?

09-25-2007 = Touch (first-ever).

09-28-2007 = NOA1, 23 days after their 45-day promise to send it (grrrr).

10-20 & 11-14-2007 = Phoned ImmOffs; "still pending."

12-11-2007 = 180 days; file is "between workstations, may be early Jan."; touches 12/11 & 12/12.

12-18-2007 = Call; file is with Division 9 ofcr. (bckgrnd check); e-prompt to shake it; touch.

12-19-2007 = NOA2 by e-mail & web, dated 12-18-07 (187 days; 201 per VJ); in mail 12/24/07.

01-09-2008 = File from USCIS to NVC, 1-4-08; NVC creates file, 1/15/08; to consulate 1/16/08.

01-23-2008 = Consulate gets file; outdated Packet 4 mailed to fiancee 1/27/08; rec'd 3/3/08.

04-29-2008 = Fiancee's 4-min. consular interview, 8:30 a.m.; much evidence brought but not allowed to be presented (consul: "More proof! Second interview! Bring your fiance!").

05-05-2008 = Infuriating $12 call to non-English-speaking consulate appointment-setter.

05-06-2008 = Better $12 call to English-speaker; "joint" interview date 6/30/08 (my selection).

06-30-2008 = Stokes Interrogations w/Ecuadorian (not USC); "wait 2 weeks; we'll mail her."

07-2008 = Daily calls to DOS: "currently processing"; 8/05 = Phoned consulate, got Section Chief; wrote him.

08-07-08 = E-mail from consulate, promising to issue visa "as soon as we get her passport" (on 8/12, per DHL).

08-27-08 = Phoned consulate (they "couldn't find" our file); visa DHL'd 8/28; in hand 9/1; through POE on 10/9 with NO hassles(!).

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I used IMG Insurance for my wife when she first entered the country. We still use IMG when traveling outside the USA. They have pretty decent plans for both travel and visiting, check it out:

http://www.imglobal.com/en/index.aspx

Did this work well when she first entered the country?

Looking for insurance for my fiancé for when he gets here & before we get married and I can get him on my employer plan.

Thank you!


06/18/2012 - We met in New York :) 

11/18/2014 - Sent off our I-129F packet to Dallas

12/01/2014 - Hardcopy of NOA1 received in the mail

12/22/2014 - Hardcopy of NOA2 received in the mail

01/26/2015 - Case now listed as "Ready"

04/02/2015 - Medical

04/25/2015 - #2 Packet 4 received

06/02/2015 - Interview - APPROVED!

06/08/2015 - AP

06/09/2015 - Issued!

06/12/2015 - VISA IN HAND!!

08/22/2015 - POE: Charlotte, North Carolina

10/18/2015 - MARRIED! Chicago, Illinois

12/08/2015 - Sent AOS package

12/11/2015 - AOS delivered in Chicago

12/15/2015 - NOA1 received via text/email 10:30pm EST

12/19/2015 - Hardcopy of all three NOA1's received

12/31/2015 - Biometrics Appointment Letter Received!

01/11/2016 - Biometrics Complete Charlotte, NC

01/13/2016 - Checked Case Status online, RFE mailed 1/12/2016

01/19/2016 - Request for Initial Evidence received

01/20/2016 - Request for Initial Evidence sent back

01/26/2016 - Request for Initial Evidence received by USCIS

02/24/2016 - EAD/AP approved! (No text, email or notification, found out via checking case tracker app)

02/29/2016 - Card was mailed!!

03/02/2016 - EAD/AP COMBO CARD RECIEVED

05/20/2016 - APPROVED.

05/28/2016 - Green Card in Hand!!!

03/05/2018 - Filed ROC to Vermont Service Sent

03/16/2018 - NOA1 dated 

04/27/2018 - Biometrics Appointment Letter (then had to reschedule due to vacation)

06/01/2018 Biometrics Appt. Completed (Very Easy)

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Did this work well when she first entered the country?

Looking for insurance for my fiancé for when he gets here & before we get married and I can get him on my employer plan.

Thank you!

It worked very well for Odie when she came to the USA. She was on their plan until she was placed on my work plan.

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It worked very well for Odie when she came to the USA. She was on their plan until she was placed on my work plan.

Ok, great. Thank you! From what I'm seeing on their website it looks pretty good. Do you know which plan she was on when she came over on the K-1?

Thanks!


06/18/2012 - We met in New York :) 

11/18/2014 - Sent off our I-129F packet to Dallas

12/01/2014 - Hardcopy of NOA1 received in the mail

12/22/2014 - Hardcopy of NOA2 received in the mail

01/26/2015 - Case now listed as "Ready"

04/02/2015 - Medical

04/25/2015 - #2 Packet 4 received

06/02/2015 - Interview - APPROVED!

06/08/2015 - AP

06/09/2015 - Issued!

06/12/2015 - VISA IN HAND!!

08/22/2015 - POE: Charlotte, North Carolina

10/18/2015 - MARRIED! Chicago, Illinois

12/08/2015 - Sent AOS package

12/11/2015 - AOS delivered in Chicago

12/15/2015 - NOA1 received via text/email 10:30pm EST

12/19/2015 - Hardcopy of all three NOA1's received

12/31/2015 - Biometrics Appointment Letter Received!

01/11/2016 - Biometrics Complete Charlotte, NC

01/13/2016 - Checked Case Status online, RFE mailed 1/12/2016

01/19/2016 - Request for Initial Evidence received

01/20/2016 - Request for Initial Evidence sent back

01/26/2016 - Request for Initial Evidence received by USCIS

02/24/2016 - EAD/AP approved! (No text, email or notification, found out via checking case tracker app)

02/29/2016 - Card was mailed!!

03/02/2016 - EAD/AP COMBO CARD RECIEVED

05/20/2016 - APPROVED.

05/28/2016 - Green Card in Hand!!!

03/05/2018 - Filed ROC to Vermont Service Sent

03/16/2018 - NOA1 dated 

04/27/2018 - Biometrics Appointment Letter (then had to reschedule due to vacation)

06/01/2018 Biometrics Appt. Completed (Very Easy)

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We do not need the specifics but what type of claim did she have?


“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

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Ok, great. Thank you! From what I'm seeing on their website it looks pretty good. Do you know which plan she was on when she came over on the K-1?

Thanks!

I got her patriot Travel Platinum with no deductible.

http://www.imglobal.com/en/img-insurance/travel-medical-insurance/patriot-travel-medical-insurance.aspx

It covers a 1,000,000.00 maximum lifetime benefit. For about 6 months costs about $425.00. Which is all the coverage she needed until she went on my coverage after we married.

I even use Patriot Travel Platinum when I visit Asia, the premiums are cheaper for US Citizens and LPRs.

Edited by Mike-eeh and Odie

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