Pregnancy Help; Not Enough $$$; What to do?

[LIFE'SJOURNEY 970]

I midwife may not be the best option as I said before if the wife has fibroids/ myoma that will complicate the pregnancy. It may be best/ safest to be monitored by an OBGYN.

Amd as I stated there are MD's on staff at all nure mid-wife centers. So what's the issue, she will not have the need to see the MD at every visit.

Have you ever used a NMW in the US, do you understand the protocol and guidelines a NMW has for operating in the US?

Edited August 14, 2012 by LIFE'SJOURNEY

[LIFE'SJOURNEY 970]

Correction, giving birth "can" be... Not IS. After 15 plus years in the emergency room.. No one deems child birth life threatening from the concept unless a pre-existing medical condition exists. To say it is life threatening without knowing would be PURE speculation.

Maternal mortality happens in 13 of 100,000 live births. Death from childbirth is rare.

The point I was making is that you can't go to medicaid asking for assistance ahead of time based on an emergency that has not happened.

In the OP's opening statement

How can that assumption be made unless there is a pre-existing condition that would endanger the mother during childbirth?

The point is emergency medicaid is not given out before hand, it is offered after the medical emegency has been establish. When the bill has been produced for payment. gee....

Edited August 14, 2012 by LIFE'SJOURNEY

[Xanax 349]

Amd as I stated there are MD's on staff at all nure mid-wife centers. So what's the issue, she will not have the need to see the Md at every visit.

You may be right, but with my pregnancy and my myoma(s)/ fibroids, I was told I would be seeing an OB EVERY visit and it was high risk due to how many I had and other circumstances. If the OP's fiancee has already been told she MUST have a c-section then she may very well be in the same boat as I as c-sections aren't just recommended willy-nilly I also have experience working in midwifery (not my specialty) and generally as I said OB care is recommended. Ladies with myoma and high risk pregnancies (note not all women with myoma/ fibroids are high risk) generally have more ultrasounds and check ups than the regular low risk pregnancy and are monitored much more closely. Now you may be an expert in this field and I do not know it, I am just going from my own personal experience/ work and current situation.

[Peter_Pan 661]

The point is emergency medicaid is not given out before hand, it is offered after the medical emegency has been establish. When the bill has been produced for payment. gee....

Giving birth is considered emergency, even if the said delivery is normal and turns out not to be life threatening. That's why you can apply in advance for it.

To the OP - the complicated pregnancy can be a blessing in disguise, that makes her eligible for emergency medicaid throughout the pregnancy, so she would be covered without any issues (such as using means tested benefits).

[dstrausser83 14]

Giving birth is considered emergency, even if the said delivery is normal and turns out not to be life threatening. That's why you can apply in advance for it.

To the OP - the complicated pregnancy can be a blessing in disguise, that makes her eligible for emergency medicaid throughout the pregnancy, so she would be covered without any issues (such as using means tested benefits).

From what I learned previously it only covers the birth and (at least in Pennsylvania, 24 - 72 hours after birth for the mother), I had to pay all of her Doctor appointments and $750 blood analysis out of pocket before hand. If I recall correctly, she got denied for regular medicare. It was only during the birth she got accepted. - First wife.

I could be wrong, maybe it'll cover everything, I guess only time will tell.

[Xanax 349]

There is another thread on something similar to this.

Let me find it.

Edit: http://www.visajourney.com/forums/topic/382954-big-big-problem-please-need-help-and-advice/ This might be interesting to you.

Edited August 14, 2012 by Xanax

[Peter_Pan 661]

If the pregnancy is complicated and possibly life threatening, it covers much more, that is pre-natal care as well.

Emergency Medicaid covers labor and delivery for pregnant women who do not have health insurance and who meet Medicaid income and asset limits. It does not cover prenatal care.* However, if the pregnant woman has complications to her pregnancy or if the unborn baby is at risk, then Emergency Medicaid will cover the cost of care. Likewise, Emergency Medicaid will cover the cost of an abortion if the mother's life is in danger, but not if the abortion is an elected procedure.

(* NOTE: Prenatal care for pregnant women who are not citizens or who do not have permanent residency can get prenatal care at community health centers.)

http://www.211ct.org/InformationLibrary/Documents/Emergency%20Medicaid.asp

[dstrausser83 14]

If the pregnancy is complicated and possibly life threatening, it covers much more, that is pre-natal care as well.

Emergency Medicaid covers labor and delivery for pregnant women who do not have health insurance and who meet Medicaid income and asset limits. It does not cover prenatal care.* However, if the pregnant woman has complications to her pregnancy or if the unborn baby is at risk, then Emergency Medicaid will cover the cost of care. Likewise, Emergency Medicaid will cover the cost of an abortion if the mother's life is in danger, but not if the abortion is an elected procedure.

(* NOTE: Prenatal care for pregnant women who are not citizens or who do not have permanent residency can get prenatal care at community health centers.)

http://www.211ct.org/InformationLibrary/Documents/Emergency%20Medicaid.asp

SO would having TWO myoma tumors (one that is blocking the passage for a natural birth, and the other one outside the uterous but 6.5 cm large) and having anemia qualify? A shot in the dark I guess. It'll be apply and see what happens I guess.

[dstrausser83 14]

There is another thread on something similar to this.

Let me find it.

Edit: http://www.visajourney.com/forums/topic/382954-big-big-problem-please-need-help-and-advice/ This might be interesting to you.

ya I seen this earlier. its what got me thinking on this topic, but since my case is different then his (i'm preparing, he is finished), I thought I would post this and see what kind of discussion spurs.

[BethandBilly 86]

I'll tell you what happened with us. My husband and I had very little money due to extremely high child support (65% of hubbys pay, his ex wife lied to the court and was later found out and child support reduced) of his two children, we went to the hospital, explained the situation, showed bills and receipts of what my husband was paying out and what he was earning, straight away they gave us a payment plan, they even sent our info to the other hospital we used as well. Our bill ended up as $0 due to the lady that does the bill payment and support, we got totally free care. When our child was born we put him on the States Healthy Kids Insurance and we didn't have to pay for that either, may be that is something you can look into, Healthy Kids Insurance for the new baby and a payment plan worked out in advance with the hospital. We never took advantage of the hospital or what they had to offer, I had minimal visits to the hospital therefore kept the bills to a minimum and felt terrible taking anything from them. The State actually told us the putting our little one on their Healthy Kids Insurance would be better and keep our insurance costs down, again we didn't want to use any state help, but when they explained to us that most of the kids in our State were on it, we didn't feel quite so bad. Good Luck and don't stress it s neither good for you, your wife or the baby.

Edited August 14, 2012 by BethandBilly

[Darnell 8,478]

have you priced out medical care in Mexico, where you reside?

[William33 110]

One post removed as VJ Terms of Service(TOS)violation.

[SingleDad2usc 71]

I wish in my time, I read this forum and got to know that P-CAP coverage is available regardless of status, from as early on as the first month: this certainly goes a long way to woman's health and healthy babies. Lower cost solutions like mid-wifery are also important information for suitable low-stress birthing

[JohnR! 5,495]

SO would having TWO myoma tumors (one that is blocking the passage for a natural birth, and the other one outside the uterous but 6.5 cm large) and having anemia qualify? A shot in the dark I guess. It'll be apply and see what happens I guess.

Let me preface by saying I post this in a positive and constructive manner.

It seems yor are aware of the seriousness of her situation all the while ignoring the fact she might be better served by the health system in Mexico, where she would be treated with all the necessary care. It also seems to me that since she has anemia, it might indicate she is not doing her pre-natal care appropriately, for a doctor might prescribe simple vitamins - both inexpensive and readily available - for a simple case of anemia.

Again, I don't mean this in a judgmental manner. Whatever you do, as plan B, you might wish to consider what her options are in Mexico, lest you find yourself endangering the lives of mother and child by pursuing emergency treatment in the US at a point when it might be too late for both. With the medical history you disclose here, she should be under the care of a physician already.

I wish you well.

[K & J 17]

I work in Legal Aid and I now about Public Benefits, like Medicaid. This is how it works.

The is a special category for Pregnant Women. For a family of 3, the maximum income you can make is $3,182 (before taxes). It will cover all prenatal visits, delivery and the first year of post natal care. Illegal aliens are granted this type of Medicaid.

I have never dealt with a LPR applying for this type of Medicaid but my guess is that the may give it to her (if you are within the financial limits) but later pass the bill to the sponsor (you).

ER does handle deliveries but not the pregnancy appts. If you know your wife/girlfriend needs a C-Section, then my advice is that she gets the proper care in Mexico, where the doctors can monitor her condition. Do you actually plan to show up at an ER when she is in labor and tell the doctor that she needs a C-Section? They would have to operate without any medical records or history on their patient. How irresponsible is that!

I do not know if California has organizations that provide free or reduced prenatal care. I can tell you that I had two C-Sections and each cost a whooping $15,000.