Driving across, Canadian, USC Spouse and children.
My mother broke her hip, and father is needing surgery after the two of them didn't call any of us for help. My mother didn't want anyone to know she was in the hospital. That set off a chain of events that now require surgery for my father.
So I deleted the long story and got to the point.
Since our insurance is all sorts of weird being my husband is a state employee. They seem to make up rules as they go. (ok not really but it feels like it)
Our insurance says covid tests are covered if the doctor says it's needed or something like that. So I'm going to guess getting pretest to cross the border the insurance won't cover it? Their is 4 of us needed to get these tests. I don't want to be surprised with 800$ bill later or heck on the spot.
What has been your experience?