Importing a financed car

[ClemsonC 62]

Has anyone had problems importing and registering their car that is financed? 
 

Everything I’m reading talks about compliance letters (which I have) but I’m stumped on this part now. 
 

 

[JeanneAdil 6,541]

does the fiance company know and allow you to take it out of Canada?

[Mike E 11,740]

48 minutes ago, JeanneAdil said:

does the fiance company know and allow you to take it out of Canada?

And does the motor vehicle department in the state of residence permit a lien holder from outside the USA?

[JeanneAdil 6,541]

9 minutes ago, Mike E said:

And does the motor vehicle department in the state of residence permit a lien holder from outside the USA?

forgot  to ask

who holds the titile

some US states hold it till the lien is paid off / some let the buyer hold the title but it lists the finance company as lien holder

 

what does Canada do?

 

if you don't have a title,  u would be able to register 

[Mike E 11,740]

Just now, JeanneAdil said:

 

 

what does Canada do? 

Alberta does not have a automobile titles. I was shocked by the concept when I moved to the USA. 
 

Dunno about other provinces 

[JeanneAdil 6,541]

Just now, Mike E said:

Alberta does not have a automobile titles. I was shocked by the concept when I moved to the USA. 
 

Dunno about other provinces 

then  how do u register a car in US? 

interesting 

[ClemsonC 62]

4 hours ago, JeanneAdil said:

then  how do u register a car in US? 

interesting 

 

4 hours ago, JeanneAdil said:

forgot  to ask

who holds the titile

some US states hold it till the lien is paid off / some let the buyer hold the title but it lists the finance company as lien holder

 

what does Canada do?

 

if you don't have a title,  u would be able to register 

I have the bill of sale, the registration is in my name. That’s all I have. We don’t have titles here

either.

 

I’ll have to figure out if There’s a lien 

[Ontarkie 14,275]

If it is financed you need the loan company to put it in writing that you can import it. In all my years I have only seen it once where the finance company allowed it. 

[ClemsonC 62]

Looks like I’ll have to reallocate some house selling proceeds lol

[mam521 2,103]

17 minutes ago, Ontarkie said:

If it is financed you need the loan company to put it in writing that you can import it. In all my years I have only seen it once where the finance company allowed it. 

^^^This^^^

 

My finance company let me bring my vehicle across, but they had a US division and it wasn't dealership financed.  I wanted to bring a dealership financed vehicle when I came back the second time and that was a hard no, they would not allow it.  

[JeanneAdil 6,541]

1 hour ago, ClemsonC said:

 

I have the bill of sale, the registration is in my name. That’s all I have. We don’t have titles here

either.

 

I’ll have to figure out if There’s a lien 

If its financed ,  there is a lien/  u don't own it till its paid for

[mel4 9]

You can’t register a car with a lien. We privately sold our car in Canada, used the money to pay of the auto loan off with RBC. Moved across to US and purchased used vehicles.