Gift-money from American citizen's parents, income-requirement & assets

[K@S 15]

Hi, so my American fiancee is going to receive a sum of money from her parents as a wedding-gift. She took some time off for school this year, so her income for this year could be a little below the AoS income-requirement, & we might need to use assets, she already has her own savings which should cover 3x the income-shortfall but still, we'd like to show as much money in her account as possible just to be on the safe side, so when would be the best time for her parents to gift her the money? The legal marriage will take place next month in June & going by the stats on Visajourney, it looks like it would take 8-9 months for the AoS interview, so by that time, the money will not have been in her account for 12 months as recommended by many people on these forums, which is why I'm asking this question because we don't want USCIS to think that it's a loan or something, which it isn't. So, what can we do from our side, for USCIS to recognize that money as truly belonging to her & applicable towards any income-shortfall?

[K1visaHopeful 2,662]

38 minutes ago, K@S said:

Hi, so my American fiancee is going to receive a sum of money from her parents as a wedding-gift. She took some time off for school this year, so her income for this year could be a little below the AoS income-requirement, & we might need to use assets, she already has her own savings which should cover 3x the income-shortfall but still, we'd like to show as much money in her account as possible just to be on the safe side, so when would be the best time for her parents to gift her the money? The legal marriage will take place next month in June & going by the stats on Visajourney, it looks like it would take 8-9 months for the AoS interview, so by that time, the money will not have been in her account for 12 months as recommended by many people on these forums, which is why I'm asking this question because we don't want USCIS to think that it's a loan or something, which it isn't. So, what can we do from our side, for USCIS to recognize that money as truly belonging to her & applicable towards any income-shortfall?

At least 12 months before you apply for AOS is when they will have to deposit the money in your sponsor's bank account.