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Yahdie

Health Ins for Elderly parents

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My parents just got their greencards and they are here in the U.S.    I have been trying to find affordable health insurance for them.   I believe that they are eligible for subsidies through Obamacare.  However I heard that accepting these subsidies could lead to them being denied Citizenship.

 

Are there any other options for them to get medical care or insurance?.  The quote that i received for Obamacare (with no subsidy) was pretty expensive.

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9 minutes ago, Yahdie said:

However I heard that accepting these subsidies could lead to them being denied Citizenship.

This is not true. The only thing that can affect citizenship at this point in time is taking "public charge" related benefits, such as Medicaid/care. Obamacare plans are not considered "public charge" and LPR's qualify for them.


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 🇷🇺  CR-1 via DCF in Moscow* (2016-2017) 🇺🇸 Info about my DCF experience here and here.

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21-Dec-2016: I-130 filed at Moscow USCIS field office*
29-Dec-2016: I-130 approved! Yay! 🎊 

17-Jan-2017: Case number received

21-Mar-2017: Medical Exam completed

24-Mar-2017: Interview at Embassy - approved! 🎉

29-Mar-2017: CR-1 Visa received (via mail)

02-Apr-2017: USCIS Immigrant (GC) Fee paid

28-Jun-2017: Port of Entry @ PDX 🛩️

21-Jul-2017: No SSN after three weeks; applied in person at the SSA

22-Jul-2017: GC arrived in the mail 📬

31-Jul-2017: SSN arrived via mail, hurrah!

 

*NOTE: The USCIS Field Office in Moscow is now CLOSED.

 

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01-Aug-2017: Sent in I-90 online via website

05-Aug-2017: Biometrics scheduled

23-Aug-2017: Biometrics done @ USCIS office; told to keep GC!

16-Jul-2018: RFE for original card!! 🤬

31-Jul-2018: USCIS Appointment at local field office..

22-Aug-2018: Mailed GC back to USCIS in response to RFE

29-Aug-2018: GC received by USCIS

17-Sep-2018: Received CORRECTED GC in the mail! Finally!! 😂

 

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01-Apr-2019: ROC in the mail to Phoenix AZ lockbox! 📫

03-Apr-2019: ROC packet delivered to lockbox

09-Apr-2019: USCIS cashed check

09-Apr-2019: Case number received via text - MSC 📲

12-Apr-2019: Extension letter arrives via mail

19-Apr-2019: Biometrics letter arrives via mail

30-Apr-2019: Biometrics appointment at local office  

??-???-2019: TBA...

30-Mar-2020: N-400 early filing window opens! 🇺🇸

 

 

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3 minutes ago, millefleur said:

This is not true. The only thing that can affect citizenship at this point in time is taking "public charge" related benefits, such as Medicaid/care. Obamacare plans are not considered "public charge" and LPR's qualify for them.

That's what I thought too, and then my sister sent me this article.  I would be happy to be wrong, I just really don't want to mess up their chance of getting citizenship

 

http://www.governing.com/topics/health-human-services/gov-trump-legal-immigration-obamacare-health.html?AMP

 

"The Trump administration is reportedly preparing to propose a rule that would deter legal immigrants from using government services. The rule, according to leaked drafts of it, would make it harder for legal immigrants to become citizens or get green cards if they have ever used a wide range of public welfare, including Medicaid, food stamps, the Children’s Health Insurance Program (CHIP) and subsidies to buy health insurance. "

 

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2 minutes ago, Visitor User said:

ACA/Obamacare is not considered public benefit. There were news about it and it was just a proposal.

I agree.  My sister spoke with an attorney, who told her that *if*  they were asked if they accepted public funds (or something to that effect) at their hearing, they  would want to be able to answer that with a "no",  so it would be better for them to not accept the subsidy

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Posted (edited)
3 minutes ago, Yahdie said:

That's what I thought too, and then my sister sent me this article.  I would be happy to be wrong, I just really don't want to mess up their chance of getting citizenship

 

http://www.governing.com/topics/health-human-services/gov-trump-legal-immigration-obamacare-health.html?AMP

 

"The Trump administration is reportedly preparing to propose a rule that would deter legal immigrants from using government services. The rule, according to leaked drafts of it, would make it harder for legal immigrants to become citizens or get green cards if they have ever used a wide range of public welfare, including Medicaid, food stamps, the Children’s Health Insurance Program (CHIP) and subsidies to buy health insurance. "

 

The key word is "reportedly preparing"....it means nothing yet until it passes Congress.

 

I work at a non-profit in the social services sector and we literally had an hour long meeting about this at my job. A woman from the local state government came in and did a presentation about what is a "public charge" and what is not; her point was that immigrants are living in fear about what they can and cannot apply for. As of right now, Obamacare tax credits have no affect on immigration status or citizenship eligibility.

Edited by millefleur

03639.png                  

 🇷🇺  CR-1 via DCF in Moscow* (2016-2017) 🇺🇸 Info about my DCF experience here and here.

Spoiler

26-Jul-2016: Married abroad (USC + Russian husband) 👩‍❤️‍👨
21-Dec-2016: I-130 filed at Moscow USCIS field office*
29-Dec-2016: I-130 approved! Yay! 🎊 

17-Jan-2017: Case number received

21-Mar-2017: Medical Exam completed

24-Mar-2017: Interview at Embassy - approved! 🎉

29-Mar-2017: CR-1 Visa received (via mail)

02-Apr-2017: USCIS Immigrant (GC) Fee paid

28-Jun-2017: Port of Entry @ PDX 🛩️

21-Jul-2017: No SSN after three weeks; applied in person at the SSA

22-Jul-2017: GC arrived in the mail 📬

31-Jul-2017: SSN arrived via mail, hurrah!

 

*NOTE: The USCIS Field Office in Moscow is now CLOSED.

 

I-90 GC Replacment (for Erroneous GC)

22-Jul-2017: GC arrives in the mail – error in middle name 😕

01-Aug-2017: Sent in I-90 online via website

05-Aug-2017: Biometrics scheduled

23-Aug-2017: Biometrics done @ USCIS office; told to keep GC!

16-Jul-2018: RFE for original card!! 🤬

31-Jul-2018: USCIS Appointment at local field office..

22-Aug-2018: Mailed GC back to USCIS in response to RFE

29-Aug-2018: GC received by USCIS

17-Sep-2018: Received CORRECTED GC in the mail! Finally!! 😂

 

📑 I-751 Removal of Conditions - NBC (Apr-2019-???) 📝 MSC I-751 filers: Track your case here!

Spoiler

28-Jun-2019: Conditional GC expires

30-Mar-2019: Eligible to apply for ROC

01-Apr-2019: ROC in the mail to Phoenix AZ lockbox! 📫

03-Apr-2019: ROC packet delivered to lockbox

09-Apr-2019: USCIS cashed check

09-Apr-2019: Case number received via text - MSC 📲

12-Apr-2019: Extension letter arrives via mail

19-Apr-2019: Biometrics letter arrives via mail

30-Apr-2019: Biometrics appointment at local office  

??-???-2019: TBA...

30-Mar-2020: N-400 early filing window opens! 🇺🇸

 

 

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No such thing as affordable health care.

 

How old they are and in what State can impact.

 

If you are looking at Medicare then they can buy in after 5 years, $400 or so plus supplements.

 

Otherwise I would hit your local Exchange.


“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

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Getting ACA coverage is not the issue, it's whether one qualifies for the subsidy (need to check with your State/exchange rep for more information). It's important to look at medical coverage prior to bringing someone here, makes life so much easier. ACA coverage won't affect citizenship, but who knows how long it will last as it needs folks paying into it to be sustainable.

 

Buying Medicare after 5 years resident currently cost $572.50/month for parts A&B.

 

https://www.medicare.gov/your-medicare-costs/medicare-costs-at-a-glance

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The biggest issue I see is people seem to focus on what the situation is where they are this year, you would think sponsoring Parents would need a longer term view.


“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

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6 minutes ago, Boiler said:

The biggest issue I see is people seem to focus on what the situation is where they are this year, you would think sponsoring Parents would need a longer term view.

What do you mean?

 

 

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24 minutes ago, Umka36 said:

Getting ACA coverage is not the issue, it's whether one qualifies for the subsidy (need to check with your State/exchange rep for more information). It's important to look at medical coverage prior to bringing someone here, makes life so much easier. ACA coverage won't affect citizenship, but who knows how long it will last as it needs folks paying into it to be sustainable.

 

Buying Medicare after 5 years resident currently cost $572.50/month for parts A&B.

 

https://www.medicare.gov/your-medicare-costs/medicare-costs-at-a-glance

Yes we are aware of the Medicaid option when they become citizens. 

 

We are hesitating with regard to the subsidies because a lawyer that we consulted was very cautious in his response to us with regard to acceptance of this subsidy affecting ability to get citizenship in the future 

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2 minutes ago, Yahdie said:

What do you mean?

 

I assume when someone sponsors Parents they are looking for them to come, stay and live with them for a long time.

 

So the issues to be considered are long term, Heath provision is one of the more obvious factors as Parents will be older, many times they will not be able to obtain benefits USC's will have through working here and accruing benefits.

 

So what they can say get is 2019 is certainly an issue but you really need to look long term.


“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

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