Filing and Applying for Mortgage

[ABodden 3]

Hi, I have a very important question. I live in the states and my fiance is in Canada. We got engaged in January of 2017 but decided that we're going to file for the K1-Visa in 2018, after tax season. I am currently thinking about applying for a mortgage and I make $22,880 yearly, which is above poverty guidelines for a 2 person household. Will applying for a mortgage affect our approval odds or even my affidavit of support? I do not want to ask someone to co-sponsor him. Do I make enough? When they are considering you, do they look at your bills every month and check your credit? Thank you for taking the time to read this. Please let me know to the best of your ability what you think about my questions.

[Cathi 5,771]

No, one has nothing to do with the other. USCIS or NVC does not ask about debt, only income. If you're above the poverty guidelines you don't need a joint sponsor.

[usmsbow 802]

As Cathi said, they don't look at debts, so you're good to go.

 

I am also curious where one can afford a mortgage on that kind of income. I'm clearly living in the wrong area!