K-1 Health Insurance

[MandG24 1]

My fiancee just came over on k1 last weekend. We are married and social security card on its way. We'll submit I-485 on Monday. When can I go get her some health insurance? Thank you

[Crazy Cat 39,218]

Immediately.

[JFH 12,189]

*~*~*moved from "K-1 fiancé visa process and procedures" to "moving to America" - question about health insurance for a new immigrant*~*~*

[Dutchster 1,106]

Can she be added to yours? Otherwise Marketplace is the place to find a good health care. With some, you can only enroll when it's open enrollment -- mostly around Nov through Dec.

[Seth And Quynh 77]

7 minutes ago, Dutchster said:

Can she be added to yours? Otherwise Marketplace is the place to find a good health care. With some, you can only enroll when it's open enrollment -- mostly around Nov through Dec.

Yup November 1-December 15 I'll be buying my wife's Blue shield blue cross PPO 109 Silver Cost 271$ a Month

[KimchiLumpia 315]

OP - many health insurance companies count marriage as a "qualifying event" and allow you enroll your spouse even in closed enrollment periods.

For Kaiser Permanente here in Washington State, a couple has 60 days after the wedding day to enroll the spouse onto a KP insurance plan during a closed enrollment period.  Other health insurance companies allowed enrollment only 30 days after the wedding. 

We went with Kaiser, and my wife now has full health insurance coverage, and we did not have to wait til the open enrollment of November 1st here in Washington State.  
 

Edited September 27, 2017 by KimchiLumpia

[databit 328]

17 hours ago, KimchiLumpia said:

OP - many health insurance companies count marriage as a "qualifying event" and allow you enroll your spouse even in closed enrollment periods.
For Kaiser Permanente here in Washington State, a couple has 60 days after the wedding day to enroll the spouse onto a KP insurance plan during a closed enrollment period.  Other health insurance companies allowed enrollment only 30 days after the wedding. 
We went with Kaiser, and my wife now has full health insurance coverage, and we did not have to wait til the open enrollment of November 1st here in Washington State.  
 

Note: Kaiser insurance is not in Montana, where OP resides. It's only in 9 out of 50 states.

[KimchiLumpia 315]

1 hour ago, databit said:

Note: Kaiser insurance is not in Montana, where OP resides. It's only in 9 out of 50 states.

@databit - I think you missed the point of my reply, and I don't want others reading this to miss the take-away of what I wrote.

The point of my reply wasn't a recommendation for Kaiser insurance, rather,  it was to let everyone know that most insurance companies consider marriage a "qualifying event" and allows spouses to enroll into a healthcare plan in non-open enrollment dates.  Depending on the insurance company, you only have a limited number of days after the wedding to enroll.

Many newly married couples I've spoken with said they had no idea about "qualifying events" regarding health insurance.  And because each insurance company have different rules regarding "qualifying events", it is imperative the OP and anyone else research enrollment rules thoroughly.

With Kaiser insurance, they allowed 60 days after the wedding to enroll.

With Starmark insurance, they only allowed 30 days.

If the OP or anyone else would like information for insurance company rates in their specific state, I recommend ehealthinsurance.com .  I have used ehealthinsurance to research health insurance for myself, for my business, and for my wife.  

Edited September 28, 2017 by KimchiLumpia