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AntHoney

Clearing the check soon but currently 10$ short

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Filed: Country: Germany
Timeline

Hi fellow visajourney users,

my fiancé and I sent our K1-package 2 weeks ago and it was picked up in Dallas last Monday (Dec 1st). According to my fiancé (the petitioner) the check wasn't cleared last Friday yet. Unfortunately he was charged 10$ last week and now his account only hold 330$ instead of the required 340$. Since it takes between 1 and 2 weeks for the check to be cleared we figure it will happen any day now. My question is: What will happen if there is not enough money on the account?

According to this websites "Paying immigration fees"

Insufficient Funds – Please note that the electronic fund transfer from your account can occur faster than normal processing of a paper check. If we cannot complete the electronic fund transfer because your account has insufficient funds, we will try to make the transfer up to two more times. If your account still lacks sufficient funds, you will be billed the original check amount and a one-time administrative fee by USCIS.

Does that mean that if there are insufficient funds the petitioner will receive a bill instead?

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If there are not enough funds in the account, your entire petition will be rejected and sent back to you.


K-1
NOA1: 04/08/2014; NOA2: 04/21/2014; Visa interview, approved: 07/15/2014; POE: 07/25/2014; Marriage: 09/05/2014

 

AOS

NOA1:  09/12/2014;  Biometrics:  10/06/2014;  EAD/AP Received:  11/26/2014;  Interview Waiver Letter:  01/02/2015;  

RFE:  07/09/2015;  Permanent Residency Granted:  07/27/2015;  Green card Received:  08/22/2015

 

ROC

NOA1:  05/24/2017;  Biometrics:  06/13/2017;  Approved without interview:  09/05/2018;  10 Yr Green card Received:  09/13/2018

 

Naturalization

08/09/2020 -- Filed N-400 online

08/09/2020 -- NOA1 date

08/11/2020 -- NOA1 received in the mail

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Filed: IR-1/CR-1 Visa Country: Sweden
Timeline

I'm from Scandinavia where we haven't used checks since like 1980 and I can't believe a country like the US, which is suppose to be modern, are still using checks... But whatever. As far as I understand from when we had to draw a check to pay for my I-130, the money was taken from our bank account the same time as we ordered the check. We did do a banker's check though and not a personal check. Did your fiancé write his own check or go to the bank and had one drawn?

The information you're quoting is about electronic transfers but you said you sent a check, so that quote doesn't apply to your circumstances.

Has he put in the missing $10 now? Hopefully you can get it there on time.


Met online October 2010


Engaged December 31st 2011


heart.gifMarried May 14th 2013 heart.gif



USCIS Stage


September 8th 2014 - Filed I-130 with Nebraska Service Center


September 16th 2014 - NOA1 received


March 2nd 2015 - NOA2 received :dancing:



NVC Stage


March 28th 2015 - Choice of agent complete & AOS fee paid


April 17th 2015 - IV fee paid


May 1st 2015 - Sent in IV application


May 12th 2015 - Sent in AOS and IV documents


May 18th 2015 - Scan Date


June 18th 2015 - Checklist received


June 22nd 2015 - Checklist response sent to NVC


June 25th 2015 - Put for Supervisor Review


Sept 15th 2015 - Request help from Texas US Senator Cornyn and his team


Sept 23rd 2015 - Our case is moved from supervisor review to NVC's team for dealing with Senator requests


Nov 4th 2015 - CASE COMPLETE!!!! :dancing:



Embassy Stage


Dec 16th 2015 - Medical exam


Dec 21st 2015 - Interview


Dec 21st 2015 - 221(g) issued at interview for updated forms


Jan 13th 2016 - Mailed our reply to the 221(g) to the US Embassy, received and CEAC updated the next morning


Jan 20th 2016 - Embassy require more in-depth info on asset for i-864


Feb 1st 2016 - Sent more in-depth info on assets as requested. Received the next morning


Feb 16th 2016 - Visa has been issued :dancing: :dancing: :dancing: :dancing: :dancing:



In the US


April 5th 2016 - POE Newark. No questions asked.


April 14th 2016 - SSN received


May 10th 2016 - First day at my new job :dancing:


May 27th 2016 - Green Card received


June 7th 2016 - Got my Texas driver's license

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Filed: Country: Germany
Timeline

But what means "you will be billed the original check amount"? 10$ can't get in our way that much...

mallafri76,

checks aren't any more common in Germany either. My fiancé still had some checks and used one of those. Currently he wasn't able to get those 10$. He asked his dad last week but no response yet.

Aren't checks being cleared using Electronic Fund Transfer?

Edited by AntHoney

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But what means "you will be billed the original check amount"? 10$ can't get in our way that much...

You aren't billed anything. If your check doesn't cash, then your entire petition is rejected and returned to you for reason of insufficient funds. There may be a chance where your check is cashed and the bank will honor it and just overdraft your account. There is also the chance your bank will reject it...in which case your petition would also be rejected.


K-1
NOA1: 04/08/2014; NOA2: 04/21/2014; Visa interview, approved: 07/15/2014; POE: 07/25/2014; Marriage: 09/05/2014

 

AOS

NOA1:  09/12/2014;  Biometrics:  10/06/2014;  EAD/AP Received:  11/26/2014;  Interview Waiver Letter:  01/02/2015;  

RFE:  07/09/2015;  Permanent Residency Granted:  07/27/2015;  Green card Received:  08/22/2015

 

ROC

NOA1:  05/24/2017;  Biometrics:  06/13/2017;  Approved without interview:  09/05/2018;  10 Yr Green card Received:  09/13/2018

 

Naturalization

08/09/2020 -- Filed N-400 online

08/09/2020 -- NOA1 date

08/11/2020 -- NOA1 received in the mail

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But what means "you will be billed the original check amount"? 10$ can't get in our way that much...

mallafri76,

checks aren't any more common in Germany either. My fiancé still had some checks and used one of those. Currently he wasn't able to get those 10$. He asked his dad last week but no response yet.

Aren't checks being cleared using Electronic Fund Transfer?

Just to comment on the obvious...If you cant secure $10 for your initial fee, how are you going to secure the funds for all the additional fees that follow?

Immigration process is not cheap, as you probably already know.

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Filed: K-1 Visa Country: Canada
Timeline

i would suggest the issuer of the check contact their bank to discuss options available. most banks have options like allowing your account to be overdrawn, especially if ur account gets direct deposits. So see if ur fiance's bank will help him out. If not like everyone said unless the fee goes through ur petition will be returned

i would suggest the issuer of the check contact their bank to discuss options available. most banks have options like allowing your account to be overdrawn, especially if ur account gets direct deposits. So see if ur fiance's bank will help him out. If not like everyone said unless the fee goes through ur petition will be returned

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You could try to borrow money from friends or co-workers to cover the bank costs and paid back later or sell or pawn something.I am sure the bank fees are going to be high for return check.


ROC
Service Center : Nebraska Service Center
Consulate : Manila, Philippines
Marriage (if applicable): 2014-05-20
I-130 Sent : 2014-10-06
I-130 NOA1 : 2014-10-09
I-130 RFE for NSO copy of marriage certificate: 2014-11-03
I-130 RFE Sent : 2014-11-18
I-130 Approved : 2014-12-07
NVC Received : 2014-12-23
NVC case number: 2015-02-04
Received DS-261 / AOS Bill : 2015-02-04
Pay AOS Bill : 2015-02-05
Submit DS-261 : 2015-02-05
Sent AOS Package : 2015-02-09
Sent IV Package : 2015-02-09
Scan date : 2015-02-10
Receive IV Bill : 2015-03-03
Pay IV Bill : 2015-03-06
Submit DS-260: 2015-3-12
Case Completed at NVC : 2015-03-20
Receive Instruction and Interview appointment letter: 2015-3-27
Medical complete: 2015-04-08
Interview Date : 2015-05-08
Interview Result : Approved
Visa Received : 2015-05-13

Date of US Entry : 2015-06-09
 

Date of Social Security card receive : 06-2015

Date of Green Card received 07-2015

Date of ROC FILE 05-19-2017

 I-751 NOA Date 05-26-2017

   

http://jerryjja.wix.com/filipinasaswa?_ga=1.194674661.91538870.1441656248

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Filed: Citizen (apr) Country: Denmark
Timeline

I'm from Scandinavia where we haven't used checks since like 1980 and I can't believe a country like the US, which is suppose to be modern, are still using checks... But whatever. As far as I understand from when we had to draw a check to pay for my I-130, the money was taken from our bank account the same time as we ordered the check. We did do a banker's check though and not a personal check.

So apparently you have no idea what it means when a person says they used a check. A bank check or cashier's check is not what is meant by that as those are guaranteed money and must be backed up by cash. So, the bank in your case withdrew cash from your account and then issued you a cashier's check. A personal check is like a personal promise that the money is in your personal account. It is not backed by cash and will bounce if the bank doesn't let you overdraft.

People in Scandinavia do occasionally use checks, mostly for rare situations in which an institution owes you money and for whatever reason is unable to do a bank transfer.

I can't believe people in Scandinavia do not have the same kind of internet/on-TV/on-Demand viewing options that we have. Crazy for such a modern place, amiright? :rolleyes:

Edited by N-o-l-a

3/2/18  E-filed N-400 under 5 year rule

3/26/18 Biometrics

7/2019-12/2019 (Yes, 16- 21 months) Estimated time to interview MSP office.

 

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Hi fellow visajourney users,

my fiancé and I sent our K1-package 2 weeks ago and it was picked up in Dallas last Monday (Dec 1st). According to my fiancé (the petitioner) the check wasn't cleared last Friday yet. Unfortunately he was charged 10$ last week and now his account only hold 330$ instead of the required 340$. Since it takes between 1 and 2 weeks for the check to be cleared we figure it will happen any day now. My question is: What will happen if there is not enough money on the account?

According to this websites "Paying immigration fees"

Does that mean that if there are insufficient funds the petitioner will receive a bill instead?


ROC
Service Center : Nebraska Service Center
Consulate : Manila, Philippines
Marriage (if applicable): 2014-05-20
I-130 Sent : 2014-10-06
I-130 NOA1 : 2014-10-09
I-130 RFE for NSO copy of marriage certificate: 2014-11-03
I-130 RFE Sent : 2014-11-18
I-130 Approved : 2014-12-07
NVC Received : 2014-12-23
NVC case number: 2015-02-04
Received DS-261 / AOS Bill : 2015-02-04
Pay AOS Bill : 2015-02-05
Submit DS-261 : 2015-02-05
Sent AOS Package : 2015-02-09
Sent IV Package : 2015-02-09
Scan date : 2015-02-10
Receive IV Bill : 2015-03-03
Pay IV Bill : 2015-03-06
Submit DS-260: 2015-3-12
Case Completed at NVC : 2015-03-20
Receive Instruction and Interview appointment letter: 2015-3-27
Medical complete: 2015-04-08
Interview Date : 2015-05-08
Interview Result : Approved
Visa Received : 2015-05-13

Date of US Entry : 2015-06-09
 

Date of Social Security card receive : 06-2015

Date of Green Card received 07-2015

Date of ROC FILE 05-19-2017

 I-751 NOA Date 05-26-2017

   

http://jerryjja.wix.com/filipinasaswa?_ga=1.194674661.91538870.1441656248

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I could be wrong but I think if your check does not clear and your petition is rejected you will still be charge the filing fee as it is non refundable


ROC
Service Center : Nebraska Service Center
Consulate : Manila, Philippines
Marriage (if applicable): 2014-05-20
I-130 Sent : 2014-10-06
I-130 NOA1 : 2014-10-09
I-130 RFE for NSO copy of marriage certificate: 2014-11-03
I-130 RFE Sent : 2014-11-18
I-130 Approved : 2014-12-07
NVC Received : 2014-12-23
NVC case number: 2015-02-04
Received DS-261 / AOS Bill : 2015-02-04
Pay AOS Bill : 2015-02-05
Submit DS-261 : 2015-02-05
Sent AOS Package : 2015-02-09
Sent IV Package : 2015-02-09
Scan date : 2015-02-10
Receive IV Bill : 2015-03-03
Pay IV Bill : 2015-03-06
Submit DS-260: 2015-3-12
Case Completed at NVC : 2015-03-20
Receive Instruction and Interview appointment letter: 2015-3-27
Medical complete: 2015-04-08
Interview Date : 2015-05-08
Interview Result : Approved
Visa Received : 2015-05-13

Date of US Entry : 2015-06-09
 

Date of Social Security card receive : 06-2015

Date of Green Card received 07-2015

Date of ROC FILE 05-19-2017

 I-751 NOA Date 05-26-2017

   

http://jerryjja.wix.com/filipinasaswa?_ga=1.194674661.91538870.1441656248

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Filed: IR-1/CR-1 Visa Country: Sweden
Timeline

So apparently you have no idea what it means when a person says they used a check. A bank check or cashier's check is not what is meant by that as those are guaranteed money and must be backed up by cash. So, the bank in your case withdrew cash from your account and then issued you a cashier's check. A personal check is like a personal promise that the money is in your personal account. It is not backed by cash and will bounce if the bank doesn't let you overdraft.

People in Scandinavia do occasionally use checks, mostly for rare situations in which an institution owes you money and for whatever reason is unable to do a bank transfer.

I can't believe people in Scandinavia do not have the same kind of internet/on-TV/on-Demand viewing options that we have. Crazy for such a modern place, amiright? :rolleyes:

Actually a bank check is also a check, and since the OP is from Germany, where checks are no longer used either, I thought maybe a bank check had been used and the money had already been drawn and she was worrying over nothing. I was just trying to help the OP!

And it is very old fashioned for a modern country to still use personal checks rather than credit- and debitcards or actual banktransfers and e-invoices to pay bills. Now if you took that personally and wanted to "retaliate" by saying bad things about Scandinavia, saying that we don't have the same kind of internet/on-Demand etc doesn't really work because we do have the same system.... Some of our bad sides you could have mentioned though is that you can't believe that even though Scandinavians travel so much to other countries and cultures, they are still so closed off to strangers and welcoming new people in to their friends group. Or that you can't believe that in a modern area like Scandinavia, people still smoke like chimneys everywhere... Half my family smokes by the way, and yes I do think they are retarded and so do they but they can't stop so hey.... If people can't be open and honest about their bad sides or their country's bad sides, how are things ever gonna change or improve?!?!

AntHoney, why don't you transfer over the missing amount from your German bank to the US? Last week, I transferred money from my Swedish account to our joint account in the US. You need the Swift code and the American bank account, not IBAN, cause the US don't participate in the IBAN program. I was charged $16 for my transfer, which sucks if you only need $10 on yours but that should still cover the missing amount and the check can hopefully clear. It takes about two to three days for the money to reach the American account.


Met online October 2010


Engaged December 31st 2011


heart.gifMarried May 14th 2013 heart.gif



USCIS Stage


September 8th 2014 - Filed I-130 with Nebraska Service Center


September 16th 2014 - NOA1 received


March 2nd 2015 - NOA2 received :dancing:



NVC Stage


March 28th 2015 - Choice of agent complete & AOS fee paid


April 17th 2015 - IV fee paid


May 1st 2015 - Sent in IV application


May 12th 2015 - Sent in AOS and IV documents


May 18th 2015 - Scan Date


June 18th 2015 - Checklist received


June 22nd 2015 - Checklist response sent to NVC


June 25th 2015 - Put for Supervisor Review


Sept 15th 2015 - Request help from Texas US Senator Cornyn and his team


Sept 23rd 2015 - Our case is moved from supervisor review to NVC's team for dealing with Senator requests


Nov 4th 2015 - CASE COMPLETE!!!! :dancing:



Embassy Stage


Dec 16th 2015 - Medical exam


Dec 21st 2015 - Interview


Dec 21st 2015 - 221(g) issued at interview for updated forms


Jan 13th 2016 - Mailed our reply to the 221(g) to the US Embassy, received and CEAC updated the next morning


Jan 20th 2016 - Embassy require more in-depth info on asset for i-864


Feb 1st 2016 - Sent more in-depth info on assets as requested. Received the next morning


Feb 16th 2016 - Visa has been issued :dancing: :dancing: :dancing: :dancing: :dancing:



In the US


April 5th 2016 - POE Newark. No questions asked.


April 14th 2016 - SSN received


May 10th 2016 - First day at my new job :dancing:


May 27th 2016 - Green Card received


June 7th 2016 - Got my Texas driver's license

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Filed: K-1 Visa Country: Netherlands
Timeline

Hi fellow visajourney users,

my fiancé and I sent our K1-package 2 weeks ago and it was picked up in Dallas last Monday (Dec 1st). According to my fiancé (the petitioner) the check wasn't cleared last Friday yet. Unfortunately he was charged 10$ last week and now his account only hold 330$ instead of the required 340$. Since it takes between 1 and 2 weeks for the check to be cleared we figure it will happen any day now. My question is: What will happen if there is not enough money on the account?

According to this websites "Paying immigration fees"

Does that mean that if there are insufficient funds the petitioner will receive a bill instead?

They will first try to cash that check (using EFT, and not through the usual (and slow) check-clearing procedure)

and if that works, all good. If it does NOT clear, they will try two more times. If that worked (the first or second retry),

all is still good.

If that did NOT work (three times in a row), your petition will be denied ("Reason: No Payment") and you will have to

start over again.

What is puzzling is that they say you will be billed by USCIS - for the original amount ($340) plus their administrative

fee(s) for retrying. SInce they were unable to get payment from you, the only way(s) they could do that is to send you

a bill for that total amount (which you'd better pay... it IS the government ...) or they could instruct your bank to make

those funds available (a lien on your account.) Again, they are government, so, who knows what they could do.

Still. Add that missing $10 (or more) to that account "right now!" to avoid all that. Better to owe the neighbor a few

bucks than to have your petition cancelled AND possibly owing the Government many more bucks!!!

Good luck!

PS: this is a personal check, so the money wont be taken from the account until the receiver of the check actually

processes it. a Banker's Check is "like actual money", so when such a check is drafted, the amount will be taken

off the account right away.

PPS: yes, Europeans (like me ;-), it's true, "they" still use checks, which we havent done since the mid-80's or so,

and people in the U.S. also usually do not pay eachother (for goods or services) by doing an EFT (bank account

transfer) like we do. They even (still) use analog phone lines and above-ground power lines !! :rofl:


SEP-1994 First met! 12-16-14 POE PHILADELPHIA

05-25-14 Engaged (what took us so looooong!!!?) 12-19-14 MARRIAGE (SIMPLE)

06-19-14 I-129F packet sent to Lewisville Lockbox (USPS overnight) 01-05-15 I-485 (AOS/EAD/AP) package mailed out

06-20-14 USPS messed up, and had to re-route! 01-12-15 NOA text/email received for AOS/EAD/AP

06-23-14 I-129F packet received at Lockbox 02-03-15 Biometrics (Indianapolis)

06-23-14 NOA1 Notice Date (routed to CSC, yay!) 04-07-15 EAD and AP approved, card ordered

06-25-14 NOA1 text/email received 04-14-15 EAD/AP Combo Card received by certified mail.

06-26-14 Check Cashed 06-15-15 Received letter about interview waiver. 6mo to go!

06-27-14 Alien Registration Number changed 08-06-15 Welcome Notice mailed, permanent status registered.

06-30-14 NOA1 hardcopy received 08-14-15 Green Card mailed to me.

09-24-14 NOA2 text/email received *APPROVED* 08-18-15 Green Card (which is green!) in hand!!

09-28-14 NOA2 hardcopy received

10-15-14 NVC received 05-17-17 Time to start ROC !

10-16-14 NVC case number assigned

10-21-14 NVC left (to Amsterdam Consulate)

10-23-14 Consulate Received

10-25-14 PACKET-3 Received (regular mail)

10-25-14 Online DS-160 submitted **** I am the Beneficiary (Fred) ****

10-27-14 Sent reply to Consulate (arrives 10-28)

10-29-14 Touched *** If you have questions about the K-1 journey coming

11-01-14 PACKET-4 Received (regular mail) *** from The Netherlands, send me a message !

11-26-14 MEDICAL *PASSED*

12-04-14 INTERVIEW *APPROVED*

12-06-14 Touched (Administrative Processing)

12-08-14 Touched (Ready)

12-09-14 Touched (Issued)

12-10-14 Received email that package was sent off

12-11-14 VISA IN HAND

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Filed: Country: Germany
Timeline

Thank you very much for your advices.

I just got back from the bank to issue an international bank transfer. According to the lady who filled the form for me the money could be at his account on Tuesday. I hope like crazy they haven't rejected our K1-package yet and try to clear the check again next week.

I read that if the initial check clearance didn't work USCIS tries it again 14 days later to give you enough time to adjust your finances. I don't know if that's true but maybe nothing is lost yet.

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