how to add foreign spouse to US citizen bank account?

[AMOST 3]

Need help please. I went today to add my husband to my bank account. I was told last week all i needed was to have him sign a form and supply copy of his passport photo/info page to add him... today I take it to the bank, and now am informed he cant be added because he has no tax id number. I have read where others have added their foreign spouses, so I know its possible to do. Can someone please tell me what I need in order to add him, as the lady I spoke with at my bank (state employees credit union), admitted, she had never dealt with adding a non US citizen before, and after several phone calls to her supervisor, still didnt know, (nor did her supervisor!) but if I could find out for sure, so she would know what the process is, she will then confirm what I tell her, and help me add him. Seems I will be the first to do this at this location. My husband and I are at the "awaiting our NOA2 now". Thank you for any help anyone can give us in advance

[Jordandawg05 13]

I had my foriegn spouse added to my accounts with no problem - all they needed as you stated as a passport. The lady that was working the request had to call her supervisor to pull the correct listing and enter the passport as a valid ID to thier system.

[The Mean Lady 604]

Most of the people I see with this issue are using credit unions.

My guess is, that given what credit unions are, they can make up their own rules and that's their rule.

If you want to have him on a joint account now, you would have to either apply for an ITIN (of which you WOULD qualify for the exemption of needing to file with a tax return) or switch to an actual bank.

[AMOST 3]

Thank you for your replys and info! I messaged the credit union main office also, and am awaiting a reply, to see if they can just add him, I have been a member of this credit union for some years now, so hoping they will just help me. Happy to know I do have the correct info for him to be added though, if they will just do it

[GodsGift225 54]

Need help please. I went today to add my husband to my bank account. I was told last week all i needed was to have him sign a form and supply copy of his passport photo/info page to add him... today I take it to the bank, and now am informed he cant be added because he has no tax id number. I have read where others have added their foreign spouses, so I know its possible to do. Can someone please tell me what I need in order to add him, as the lady I spoke with at my bank (state employees credit union), admitted, she had never dealt with adding a non US citizen before, and after several phone calls to her supervisor, still didnt know, (nor did her supervisor!) but if I could find out for sure, so she would know what the process is, she will then confirm what I tell her, and help me add him. Seems I will be the first to do this at this location. My husband and I are at the "awaiting our NOA2 now". Thank you for any help anyone can give us in advance

I was able to add my husband with out any issue. I want to my bank, inquired about adding my non US citizen husband to my acct. they print a form that need this signature, mines, and a copy of a vaild unexpired ID or passport, at the time my husband didn't have his passport and I went with a copy of his ID, a letter showing proof of address or a bank letter from his country, and I took that to my bank and the rep. I sat in with the rep asked some basic question about my SO DOB country he lives in and he was added to my account successfully without any issued. He told me to wait until the following month so that I can see both our names appear on bank statement.

Good Luck Hope this helped!

[Tygrys 143]

Need help please. I went today to add my husband to my bank account. I was told last week all i needed was to have him sign a form and supply copy of his passport photo/info page to add him... today I take it to the bank, and now am informed he cant be added because he has no tax id number. I have read where others have added their foreign spouses, so I know its possible to do. Can someone please tell me what I need in order to add him, as the lady I spoke with at my bank (state employees credit union), admitted, she had never dealt with adding a non US citizen before, and after several phone calls to her supervisor, still didnt know, (nor did her supervisor!) but if I could find out for sure, so she would know what the process is, she will then confirm what I tell her, and help me add him. Seems I will be the first to do this at this location. My husband and I are at the "awaiting our NOA2 now". Thank you for any help anyone can give us in advance

Is your husband in the U.S.?

If not it may be impossible even if he had ITIN or SSN, since the bank will need his original signature on the signature card.

[MIBEN 83]

Is your husband in the U.S.?

If not it may be impossible even if he had ITIN or SSN, since the bank will need his original signature on the signature card.

Too easy just mail him the signature card, get his original signature and send it back. That's if the bank accepts his forms of ID and allows that he be added to the account.

[destiny64 222]

Too easy just mail him the signature card, get his original signature and send it back. That's if the bank accepts his forms of ID and allows that he be added to the account.

I tried to add my husband and my bank refused without an ITIN or SSN, so I looked into getting an ITIN number but its says on the IRS if you will be in the process of obtaining a SSN soon (depends how close to your interview you are) , then its not a good idea to get an ITIN . I'm not going to make things more complicated at this point, they should be fully aware at the consulate how difficult it is to get your spouse added to your bank account when they are out of country and not a us citizen. My bank flat out refused , and I'm not going to pursue doing this as it really doesn't prove anything in my opinion. After he comes , it proves the reality of our relationship not before !

[Darnell 8,478]

W8-BEN form (I think that's the right form thingie).

study that and the doc requirements on it - the credit union SHOULD take it.

[MIBEN 83]

We used other things to show a bonafide marriage, we bought a house together with a power of attorney, in Texas the husband has to be on the deed, he had an ITIN, we had life insurance together, I added him to my military records, letter from his mom attesting that she saw us co-mingling funds and transfer of funds and several visits. We added him to the bank accounts until after his arrival. There is other ways to prove a bonafide relationship.

Good luck,

[bigdog 376]

We had DL and SSS no issues, check with our bank for what they require.

[shoelace 0]

We had the same problem. I was under the impression that all you had to have was your marriage certificate and passport until further identification was available. But... I had to wait until I got my EAD and SSN before I was able to put myself on my husband's bank account. Just depends on the bank's rules.

[mindthegap 2,550]

I opened my bank of america account a few years back on one of my visits under VWP- no SSN, ITN or US issued ID at that time. Just showed my uk passport and one of my credit cards, signed, and ticked the box for non-resident. Easy to add SSN and change that to resident at a later date, but definitely NOT required to open or be added onto an account.

[gamm3 13]

I think it just depends on the bank and the person and how used to the situation they are. I added my husband to my Wells Fargo acct (without a SSN) with absolutely no problem. He was there at the bank with me and thank God I did because we got a bunch of wedding checks with both our names on them and I wouldnt have been able to deposit them without his name also being on the acct.

It reminds me of trying to get a marriage license. I went to one county and they absolutely refused (rudely) without a drivers license. Then I went to a neighboring county and they did the license with open arms!!

[samy + janet aly 8]

i had my husband added to my account here. i had to fax some papers to my bank and then provide theem with his info and they sent him paperwork for him to fill out and he sent it back. yes a certain type of number can be provided by the bank just for that purpose.

it took time but i have my husband on mine.

a signature is required too from him for the signature card for their file system.

a credit union was worse for us. credit unions are getting scarce with this due to the patriot act.

my bank turn head over heels to help me.