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Mansini77

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Posts posted by Mansini77

  1. Perhaps I'm wrong, but I think the 2019 adjusted income will be the determining factor on the stimulus check eligibility.  So if a married couple made $170,000 last year, and took the standard married filing jointly deduction of $24,000, that would put the married couple below the $150,000 income threshold.  The standard deduction, along with qualifying child care credit and a bevy of other deductions factor into the equation greatly.

     

    On a fiscal policy note, the entire bill is full of pork, 5000+ pages plus of deficit spending that has absolutely nothing to do with CoVid relief.  But that's Washington for ya, never let a good crisis go to waste.  

  2. We purchased our home back in October of 2013.  So it's been seven years and we received a letter from USCIS, but it is addressed to the previous owner of the home.  

     

    As my wife and I have been through the immigration process before, I'm under the impression that USCIS doesn't send out random junkmail and the contents of this letter might be very crucial to Mr. X's immigration status or citizenship.

     

    I'd hate to simply write on the letter "DOES NOT LIVE HERE"  and put it in the outgoing mail, as it probably will more than likely just get lost.  Any suggestions on what to do with this letter?  Thanks!

  3. 7 minutes ago, HRQX said:

    To clarify the US citizen fills out I-130 and the immigrant spouse fills out I-130A supplement: https://www.uscis.gov/sites/default/files/document/forms/i-130a.pdf

    *I-864 https://www.uscis.gov/i-864

    Thanks for clearing that up. It’s been a few years and my memory on the issue isn’t quite 100% anymore. 
     

    Dude...Jacob, go speak with an immigration attorney. They will provide all the details and help you out with the I-601A. In your case, it’s the most crucial part of the process.  Extreme Hardship is easy to prove, if you indeed have it. I’m physically disabled from a car crash years ago. I’m not handicapped, but it has slowed me down in areas. THAT is defining EH. Something severe and documented by professionals. But that’s just my case, everyone is different.

     

  4. Well, without getting into what is fair and what is not fair on the matter of this illegal entry adult, I'll put in my post as I have gone through this process.  I'll try to keep the terminology as simple as possible.

     

    1)The individual who entered the country illegally must either marry a US citizen or a Permanent Green Card Holder

     

    2)The married couple must then file an I-130.  The US citizen is petitioning the USCIS for their relative.  In this case, the foreign spouse.  Fill out one for the US petitioner and one for the spouse.  Answer all questions to the best of your knowledge and DO NOT LIE.  This step could take from 6 to 12 months.

     

    3)After USCIS as approved the I-130, the next step is to file an I-601a.  It is a waiver for illegal presence in the United States.  You must prove "Extreme Hardship" to the US petitioner should the foreign spouse not be allowed to stay in the United States.  The form itself is pretty easy to fill out, however you must prove to the USCIS of extreme hardship with documentation.  That includes doctors and psychologists.   I cannot emphasize "Extreme Hardship" enough.  Writing a sappy letter telling USCIS how heartbroken the US citizen will be without their spouse is not extreme hardship.  The extreme hardship must be proven and it must only be to the US citizen, not to the foreign born spouse.  Approval of the I-601a could take as long as another 6 months to a year.  

     

    4)More documentation to the NVC like an I-865 must be submitted.  I mean...the US citizen is technically sponsoring the foreign born spouse.  So you'll need to prove that you can provide for him or her financially as well.  

     

    5)  After all the NVC matters are finished, now is the time for the spouse to travel back to their country of origin, Mexico.  The NVC will schedule an appointment with the US Consulate in Juarez more than likely.  Plan on being in Juarez for a week or two.  Before the Consulate appointment, the spouse will need a medical exam by a medical clinic near the US Consulate.  The US Consulate will then interview the spouse and ask a series of questions.  Who is your US spouse?  What children do you have together?  Things the Consulate will already know prior to the interview based on your USCIS and NVC paperwork.  There, in this day of judgement, the spouse will be given the answer Yes or No.  If Yes, then their entry visa stamped on their passport will be ready to pickup in a couple of days and he/she will be able to cross back into the US.  If No...well, i don't think I need to elaborate much of that outcome.

     

    I may have left a few smaller details out, but those are the main bulletpoints of what is to come should anyone decide to go this route. 

     

    So, have I talked you or whoever it concerns out of it yet?  This isn't for the faint of heart or something where you fill out a couple of forms and pay a few hundred dollars to get things straightened out.  If you, or whoever it is, goes this route, the US petitioner and their spouse need to be FULLY invested in this process 100%.    Maybe a sit down with a competent experienced immigration attorney will put your minds at ease.  

  5. 6 hours ago, dro4739 said:

    I have the same question. I think there is a lot of varying information out there about how long it takes to get your appointment because some people wait until after their I-601A is approved before starting the process with the NVC, or they wait until their I-601A is approved before sending their documents to the NVC. I think if you do it that way, you will have to wait longer to get your appointment.

     

    In my case, we sent our documents to the NVC first, received a notice from the NVC that they had all of our required documentation and that we were in the queue for an interview appointment, and THEN we sent off our I-601A application. A couple of weeks afterward, the NVC contacted us and stated that they were notified by USCIS that we had filed an I-601A, and that they would continue to process our visa application, but that they wouldn't schedule the appointment until our waiver was approved. Since our waiver was just approved last Friday, I'm wondering how long it will take USCIS to contact the NVC, and then how long it will be until we get our appointment. I'm hoping it will be in the next couple of months? It is very hard to say. We got the notification that we were in the queue for an interview back in September of 2018.

     

    You mentioned that your lawyer has the supporting documentation in her possession. Did she already send it to the NVC? If so, when? Did you receive a notice from the NVC that you were in the queue for an interview appointment overseas? I'm by no means an expert at this, but I think the amount of time you have to wait largely depends on the answer to those questions.

    So, just to be clear.  Your I-601a waiver has been approved recently, and ALL your information that the NVC has asked for has been already been sent and all your fees have been paid, correct?  

     

    For my wife and I, I paid all the NVC fees(as part of completion of the I-601a) but didn't submit the information to the NVC until after our I-601a was approved.  I've seen in other posts the NVC scheduling consular interviews WITHOUT the I-601a waiver being completed yet, and I didn't want to be in the same position.  

     

    Going off your information, you probably will be getting an email from the NVC saying they are processing your case since all has been completed.  Going off our own timeline:  our I-601a was approved in November of 2017, On March 1st of 2018 we received the email from the NVC that they scheduled the consular interview for April 30th, 2018 in Juarez.  There was a small delay with the NVC as I needed to mail the NVC the police certificate from my wife's home state.  The NVC was also giving me a hard time about my financials as I'm self employed.  So, if the NVC has accepted all your information without any snags, and you have the I-601a approval, I'd say your case will be scheduled for the interview in the next month or two.  

  6. Thanks to everyone who took time to reply.

     

    As long as our daughter is exposed and taught in both languages at a young age, she'll be fine.  We try and keep activities such as English/Spanish movies, English/Spanish music and my wife's family and my family as even as possible.  I personally like to listen to classic rock and 80's new wave while my wife likes bachata and banda.  I do enjoy watching foreign movies, and the ones in Spanish are no exception.  My wife likes TV shows like Game of Thrones and Lost, but prefers to watch them dubbed in Spanish...until I grab the remote and change it to English with Spanish subtitles.  We've also been using a small dry erase board to improve the vocabulary.  Writing down common phrases and expressions that would normally be used in everyday conversation.  I guess there is no "one correct way".  I've found that while using language software like Rosetta Stone improves my vocabulary, it doesn't do much to explain sentence structure and present and past tense.  It's funny how my family always tells my wife to practice English more, while her family always says "Why doesn't your gringo husband speak Spanish?"...ironic since neither side is bilingual at all (except my mother Korean and English).  Everybody seems to want others to change for the better, but do little to improve themselves.  Sometimes we have to put ourselves in vulnerable spots and make fools out of ourselves in order to learn.  I've done it many times with my wife's family, much to my dismay.  But then there are times where my wife will introduce me to an older distant relative at a party and after shaking his/her hand, I ask without hesitation "Como esta usted?".  The reaction I get is quite rewarding.  That not only did I ask the correct question, but also in the formal tense showing respect.  

     

    Nevertheless, it is encouraging from others here in VJ who have been through the same situation to say in a nutshell "keep doing what you're doing, it will be fine".  I always just had that nagging question lingering in the back of my head: "Is this the right direction we are taking our daughter?".  I believe I can rest a little easier now.  Thanks again, everyone.

  7. I'm sure this has to been an issue with many in the VJ community, so here goes.

     

    I'm American that has spoke English all my life (wow...imagine that).  My mother is from Korea met my father while he was stationed there in the military.  For us Korean/American mix breeds, it is RARE that we speak Korean. Our American fathers and family spoke English while our Korean mothers spoke English as well, or at least tried their best.  I remember having to go to all these Korean parties with everyone around me speaking Korean and not understanding what anyone was saying.  It was frustrating, but as time went along, I just accepted it was just the way it was.

     

    Fast forward thirty years.  I meet my now Mexican wife and communication between us was difficult to say the least.  I had little experience speaking Spanish, only knowing some basic phrases and numbers mostly.  She spoke little English but tried her best.  She would mostly put a few English words together with a noun or pronoun here or there.  Needless to say, both my Spanish and her English have greatly improved over the six years we've been together.  Though, I would hardly consider myself fluent, and her English still need work as well.  Lets just say, we speak a good "Spanglish" variant in our home.  

     

    We welcomed our daughter into the world in September of 2016.  Such a blessing.  Happy and healthy.  My wife speaks Spanish to her, while I speak primarily English to her.  My wife's family, meaning her brothers and sisters along with their spouses, speak nothing but Spanish.  So, while our daughter is with my wife's family, she's exposed to Spanish.  While our daughter is with my family, she's exposed mostly to English.  We enrolled our daughter in a part time daycare/preschool two days a week where they speak nothing but English.  Our daughter is saying small phrases, numbers and colors in both English and Spanish.  For instance.  She'll say "rojo" (red), and then point to something else and say "yellow".  

     

    We want our daughter to be bilingual and I'm sure it will come naturally as toddlers absorb a lot of information.  My wife's nephews and nieces speak both languages fluently.  However, this is due to the fact both their mothers and fathers spoke only Spanish in the home and as the children got older, I'd say starting in preschool, did they start learning English.  The kids, not including my daughter, range from 4 to 15 years old.  They speak Spanish with ease, but prefer to speak English among themselves.

     

    My question is, how did the VJ users here, who have more than one language spoken in the house, deal with raising their children?  My wife and I have agreed to speak as much Spanish in the house to our daughter as possible.  However, that puts a lot more pressure on me to speak and learn more Spanish.  And when I need to assert myself, like when our daughter is throwing a temper tantrum, I can't sit back and say to myself "well, I don't know how to communicate to her in Spanish, so I'll say nothing".  Wrong.  When I'm making an important point to my daughter, it's in plain English.  I'm guessing some will just simply say "Learn Spanish".  Yeah, I'm partially to blame I suppose for not taking a more active role in learning my wife's language.  It's tough though, as I'm a small business owner and at my business 70 hours a week, not to mention doing paperwork at home.  It literally leaves no time for anything else.  Eat, work, come home, eat dinner, shower, sleep, rinse, repeat.  I'm trying my best.  I've taken up putting on the earbuds and listening to Spanish tutorials on YouTube.  But that's all the time I really have for my studies.  

     

    Any advice? 

  8. 12 minutes ago, Russ&Caro said:

    Actually, people around this couple who care about them should be making the opposite argument to them. If this is a good relationship then they're looking at a 60+ year marriage. What's 1 year apart in order to enable a process that is very likely to be successful compared to risking a 60 year relationship in pursuit of a waiver.

    60 year marriage is the best case scenario, and lord willing it happens. And 50% of first marriages, especially since they’re both so young, end in divorce. 

     

    I’m really interested in what happens in the next couple of weeks,OP. We are all suggesting the husband leave the country. It’s the best path to a long term solution. Painful in the beginning, but it will be rewarding in the end and has the highest chance of success. Keep us up to date. 

  9. 1 minute ago, Boiler said:

    His family can go with him presumably.

     

    People do illegal things, obviously not something anybody on here will support or condone.

    True. They could all go together. OP didn’t mention country of origin, but the flag is that of El Salvador. Second poorest country in the Westernn hemisphere. Call me a pessimist, but I doubt they will take that route. 

  10. Without knowing specifics, his 18 and a half marker could be next week for all we know. Of the two scenarios I’ve laid out, it would be best for him to leave immediately and avoid the bar. Do you honestly think, given his circumstances, he’s going to take the next flight out and wait out the process for the next one to two years? Or roll the dice with the waiver and stay with his family during the process. There isn’t an easy out either way. 

     

    He should leave and continue through the immigration process from his home country. Given his age, wife’s age and is currently unemployed, and the time and care of their infant-It wouldn’t surprise me if he didn’t leave. 

  11. 1 hour ago, EM_Vandaveer said:

    It doesn't matter how much time, only that he leaves before he turns 18 & half, as one doesn't accrue unlawful stay as a minor.

    Ahhh. I was unsure of how the rules to unlawful presence applied to minors. The husband coincidentally passes the 18.5 year mark sometime next month. He would have to start making travel plans immediately to avoid a 3 year bar and the task of the wife doing an i601a. 

     

    So, let’s say for argument sake, his deadline to leave is December 15, the 18 1/2 year mark. He leaves the US on December 17 back to country of origin. Even by a small margin, 1 or 2 days, does he trigger the 3 year bar?

     

    Their situation either way, with or without a waiver will require him to consular process and be away from wife and child for a year or two, I’m guessing. I’m sure the family, given that he is working and she is not, really really does not want him to leave the country for an extended period of time. Since she is so young and has no income, he’ll need a affidavit is support co-sponsor obviously. 

     

    Even if he overstays and needs the i601a, at least he will be able to stay in the US while his application is progress. If the waiver is granted, NVC collects all requested documentation and schedules his CO interview in his country, then he could be away from his family between one and two weeks. Granted everything at the interview goes well and the CO doesn’t find him inadmissible on other grounds.

     

    Thanks for clearing that up. I was unsure of the rules regarding minors. I just assumed since he is 18 now, he is no longer a minor and is now racking up unlawful presence. Learned something new today. 

  12. 5 minutes ago, Boiler said:

    If you had read the thread you would have noticed that he currently does not have a ban.

    So, if there is no ban, then he could just travel back to country of origin and consular process? It’s not clear to me how much time he has spent in the US. Alas, it’s late and multitasking through this forum while watching sports highlights don’t mix well.

  13. 11 hours ago, rivedavi said:

    Hi,

     

    My cousin us citizen 18 years old married a minor that was undocumented. He entered illegally and was caught by immigration and released to his father. He is now 18. 

     

    They want to get him a green card based on their marriage.

     

    They have 6 month old daughter.

     

    Can she file i-30 for him, and will he be able to stay, should they file a 601 waiver.

     

    He is the only one working as she does not work. They asked me for my advise. as they cannot afford to pay for an attorney. 

     

    Thank you 

    Your US citizen cousin can file an I-130 petition based on marriage. 

     

    The next step, granted her husband is still in the United States, would be to file an I-601a waiver.  If her husband is outside the United States, she will need to file an I-601.   These waivers are not visas, they excuse "unlawful presence" and lift the 3 to 10 year entry bar.  In this waiver, the petitioner must prove above and beyond "extreme hardship" if her husband is not allowed to stay in the United States.  These waivers absolutely must be submitted with EVIDENCE of extreme hardship.  Medical conditions documented by doctors, psychological examinations, and child support are good examples.  She must prove to US immigration that ALSO her life in her husband's country will also be full of, well...for lack of a better term, extreme hardship.  

     

    If approved, the case will then be sent to the NVC for more documentation.  Her husband will then need to leave back to his country of origin and consular process at a US Consulate for an interview with a consular officer to decide whether or not her husband is worth granting an entry visa.  

     

    If i were in your cousin's shoes, I would start saving every last penny you can scrape up.  Without a lawyer, this process will probably cost roughly $5000.  Rough estimates, $500 for the I-130, another $700 for biometrics and the waiver.  AOSupport and Visa application fees...i think around $500.  And then add the cost of time and travel to and from the country of origin.  

     

    I'm going to base this off the fact that he entered illegally and that he is 18 years old now.  Entering while a minor kind of muddies the water a bit.  I'm not sure if he is eligible for DACA or not.  Regardless, this case, and among many others that marry illegal entry peoples, is a very long and drawn out process.  Yes, this can be accomplished.  But it's going to be a long uphill battle that will probably take 2 years if she files the I130 today.  

     

    Speak to a reputable immigration attorney.  If they are going to go down this road, they'd better be prepared to make this the most important issue in their lives for at least a couple of years.  That means working two jobs, saving money and not spending money on things like a new car and eating out at restaurants.  Gutcheck time.

  14. 5 minutes ago, wacoachrusso said:

    My wife will be entering for the first time in a few days.  When she hands her X-rays and sealed packet to the immigration officer....will this be a long process?? I will be waiting for her outside and I’m trying to get a timeframe. Or is it a quick check by the officer and then a validation stamp and she’s on her way??

    Speaking for myself and my wife, this process was about 15 minutes at the Juarez/El Paso office. Might be shorter or longer depending on the location. 

  15. 16 hours ago, Marty Byrde said:

    To be fair she was with a person being sworn in. I dont care if I was in North Korea I would stand for their Anthem out of respect for those around me

    If I were in The DPRK, I would definitely stand for their national anthem.  No questions asked. It wouldn’t be out of respect, but out of fear for my life if I don’t. 

     

    Congratulations. Im sure it was a proud and emotional moment for the both of you. Im looking forward to the day my wife and I will do the same. 

  16. On average, these GoFundMe campaigns raise from 5k to 10k.  And I'm sure these guys were aiming in that range and it wouldn't garner too much attention.  Well, when you put in two keywords together like "homeless veteran", a lot of hearts will pour out their support.  I mean, who wouldn't want to help a homeless veteran, right?  

     

    Their undoing was their made up story went viral and they received 400k.  Don Juan and Cleopatra ended up spending and gambling away most of the money in a matter of months.  Way to go, all three of em.  They deserve every charge coming their way.

     

    Before: Oh yes, style baby.  Give us some style!

     

    image.jpeg.e1c8b69d17201ab7c9ea404e0c11215c.jpeg

     

    After:  All Smiles!!!

    image.jpeg.07ae3551cfab64b817f18404931c5236.jpeg

  17. On 11/15/2018 at 5:23 PM, Satisfied said:

    I remember eating bologna sandwiches three times a day as a kid.  I remember my grandparents taking me in because my parents couldn’t afford to feed all three of us.  My mom never worked (which I never understood).   I was working at the age of 13, and paying rent to my parents.

     

    Yeah, I had quite the fun upbringing.  And I promised myself I would never live like that, nor would my children.  I kept that promise.  I refuse to sit back and whine about how good others’ have it, or how much more they make than I do.  Those who can, do.  Those who will not, whine about how unfair life is.  Just my opinion.

     

    ETA: Kudos to you for making the decision to rise up and make something better for you and your family.

    It's no wonder why so many want to immigrate to the United States.  All that is needed is a strong work ethic and some money management skills and you retire with a net worth (house, retirement accounts, pension plan etc) of over a million dollars.  

    I'm in awe of first generation immigrants who come here and open a business.  I'll take Koreans for example (I'm half Korean, so I'm a bit biased).  Two Korean sisters own a nail salon next to my business.  They both work seven days a week,  I'm estimating they work 80 hour weeks each and have been doing so for the past seven years.  Their skills might seem mundane and some people might look at them and say "Eww...they clip toenails for a living".  That nail salon is so busy that they sometimes have to turn business away because the wait time for a mani or a pedi is too long.  I don't know the exact amount of their take home after rent and utilities, but it's damn well at least 150k.  And their English is not very good on top of it.  They make more money than most home grown Americans who speak English fluently and have a four year liberal arts degree.  Most working people think 40 hour work weeks are tough.  I believe most Americans would be throwing in the towel after two days in the Korean sisters' shoes, or even mine or yours. 

     

    Those dark years. Being poor and having not a single idea of where to go in the world.  I don't remember them with much nostalgia or with much fondness.  At least the memory of those years are there as a reminder of where we've been and how we've journeyed to get away from that bottomless pit as possible. 

     

     

  18. 3 hours ago, Randyandyuni said:

    I'll cherry pick here

     

    Do you have a 401k plan, private life insurance you pay premiums on? Auto insurance? House insurance??

     

    Do you consider them entitlement programs?

     

    I doubt it since you pay for them, same as Social Security and Medicare, except in these cases there are 2 differences, you can't decide to participate and there are not rules and regulations in place to protect the sanctity of the money.

     

    It irks the sh@t out of me when people equate the rightful payout of benefits bought and paid for as an entitlement program.

    My entire post of that particular paragraph was to explain that national debt is growing at a rate that is not sustainable.  Your cherry picked reply was my labeling of SS as an entitlement program.  Fine.  

     

    How about SS is more along the lines of a ponzi scheme.  Of all the money paid into SS over the years, the rate of return is horrible compared to that of a Roth IRA or a 401k.  FICA, the 6.2 on SS and 1.45 on Medicare/Medicaid to me are just another tax that probably won't be around by the time I'm eligible.  Just more overhead on my business.  As a business owner, I pay double because I have to match my own 7.65% and my employees as well.  Meh, just numbers to crunch every month to deposit to the Fed.  What I find hilarious is that we employers don't even have to tell the Fed what percentage of our payroll tax deposits are for what: Federal Income Tax, SS, Medicare.  That is optional.  

     

    The Big 3 are liabilities, whatever you want to call them.  SS and Medicare are going broke and Medicaid is...well....an entitlement program?  Don't get irked.  It wasn't even the point I was making originally. 

     

    image.jpeg.865be4c6413d47be724e5ba7ac4c6c36.jpeg

  19. 17 hours ago, Keith & Arileidi said:

    Bushs economy was on a downslope, due to multiple factors. Mainly the generations before mine taking advantage of subprime loan market.

     

    Bush was just a catalyst for fisical irresponsiblity. 

     

    What Victories over isis? 

    It's impossible to kill terrorism with a bullet. 

     

    Once again, the federal government stuck it's nose where it didn't belong.  Banks and mortgage lenders have been pushed for years by The Community Reinvestment Act that was introduced back in 1977 to, ehm..."encourage" banks and lenders to lending money to low income families to purchase homes.  Anything that isn't a prime mortgage is a subprime mortgage with subprime rates.  Lend out money to people with spotty credit scores and employment histories, and eventually the house of cards collapses due to the high number of foreclosures.  

     

    During Obama's two terms as president, the national debt has risen from 10 trillion to 19 trillion in eight years.  Some of this has to do with the ever growing cost of Social Security, Medicare and Medicaid which is taking up about 60% of the national budget and are basically on autopilot...so I can't blame really any one president for that debacle.  Add in the Affordable Healthcare Act and the Recovery and Reinvestment Act of 2009...which are both funded off of deficit spending.  There is no money in the treasury to pay for all these entitlement programs.  Everything is on borrowed money at low interest rates held by bond holders and other nations.  In just eight years, this nation doubled it's national debt.  It makes me sick to my stomach just talking about it.  But to simply assert "Bush was fiscally irresponsible" is a joke when you're own party deficit spends everyone's money just so they can feel good about themselves and to get reelected.  The 20+ trillion the country is in debt is ONLY on the national side of things.  That doesn't even include states like California and Illinois who are billions in the hole and they've been run by Democrats for decades.  The last two places I'd invest my money or open a business in are those two states.

     

    As far as ISIS is concerned, unless Syria (still in the midst of a civil war) and Iraq have taken back all territory controlled by ISIS , there is no victory.  Terrorism is a tactic and cannot be killed.  ISIS has won the war by exporting themselves all over Europe.  Muslims don't need to be terrorists to take over entire nations.  All they need to do is have larger birthrates than those of their host countries.  Sweden, Germany, Norway and Austria come to my mind first.  Europeans don't have children anymore and the minority will one day become the majority.  I honestly cannot think of anything more depressing.  All that culture, language, churches, music and culinary art will be lost in the distant future.  

     

     

  20. The term "trickle down economics" is a pejorative term used by people who are jealous and full of contempt.

     

    I can't speak for the entire middle class, or poor class, or the 1% for that matter, because everyone's path to financial peace is a long journey.

     

    20 years ago I was poor and without much future prospects in the job market because I had no skills, and quite frankly, I had a very cynical attitude.  I spent money with credit cards and took out loans to finance a car I couldn't afford.  I can't identify what made me turn it around exactly.  Perhaps I was sick and tired of being sick and tired all the time.  Things changed though around the time I took a second job out of desperation to keep my lights on in the condo I lived in.  Yeah, I had my power cut at least twice.  That second job was delivering pizzas...haha!  Oh man, did I swallow my pride there.  It turns out  when you put off short term gratification like drinking at bars and playing video games, you can accomplish quite a lot.  I paid off my creditors and car in six months and I haven't looked back since.  Being poor in this country is mindset, not an income tax bracket.

     

    A couple of guys I've been listening to while at work that keep me going are Dave Ramsey(financial advisor) and Jordan Peterson(clinical psychologist).  Wish I had heard of them earlier, but better late than never.  

     

    Fix your own damn problems before being critical of the world.  Washington won't save you.  Save yourself.

      

     

  21. Best 5 minutes of SNL since Chris Farley's Matt Foley skit. 

     

    You know the one..."In a VAN DOWN BY THE RIVER".

     

    In all seriousness, yeah, that was a rare and uplifting moment of unity.  Now time to watch Ben Shapiro destroy a college campus again...

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