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Udella&Wiz

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  1. Like
    Udella&Wiz got a reaction from Ontarkie in Moving to the US and Medical Records   
    I know I felt like saying - how about you give me the file - I'll go photocopy it for free at work and take what I need
  2. Like
    Udella&Wiz got a reaction from CanadianGrrl in Moving to the US and Medical Records   
    Biggest difference I found between Canadian and US doctors was the availability of my own medical info.....Back in Canada (Kitchener ON to be exact)I had never actually seen my file or what they had written for my history or a print out of exact results of tests. I was lucky to have a 1/2 hr visit once a year or I went to Urgent Care when I couldn't; wait a week for an appt.
    Here in the US, they practically serve it up to me on a silver platter, they explain every number and every result from every test done. I can access my results on line and they explain where my number falls in terms of norms and averages...love it
  3. Like
    Udella&Wiz got a reaction from CanadianGrrl in Moving to the US and Medical Records   
    I requested that my old Canadian Dr provide my medical history because I 'thought' it might be super important regarding a few health issues I had. The Cdn doctor charged me like $5-$10 per page and I ended up paying a chunk of useless $$$$.
    I can tell you that the first time I went to my new US doctor, they barely looked at it other then current prescriptions and then we decided on a full physical with a full panel of blood work to establish my current stats.
    I can see it being useful if you have a history of a more serious disease or cancer or depression.
  4. Like
    Udella&Wiz got a reaction from Ontarkie in Moving to the US and Medical Records   
    I requested that my old Canadian Dr provide my medical history because I 'thought' it might be super important regarding a few health issues I had. The Cdn doctor charged me like $5-$10 per page and I ended up paying a chunk of useless $$$$.
    I can tell you that the first time I went to my new US doctor, they barely looked at it other then current prescriptions and then we decided on a full physical with a full panel of blood work to establish my current stats.
    I can see it being useful if you have a history of a more serious disease or cancer or depression.
  5. Like
    Udella&Wiz got a reaction from VeeNDee in moving back to canada   
    This pretty much covers it http://can-am.gc.ca/consular_services_consulaires/returning-can-retourner.aspx?lang=eng
    You aren't immigrating - you're returning since you're already a citizen
  6. Like
    Udella&Wiz got a reaction from Ontarkie in moving back to canada   
    This pretty much covers it http://can-am.gc.ca/consular_services_consulaires/returning-can-retourner.aspx?lang=eng
    You aren't immigrating - you're returning since you're already a citizen
  7. Like
    Udella&Wiz got a reaction from Teddy B in Wife's Passport Expiring And Her Mother Is Ill   
    It doesn't say you can't expedite...it says you can't use the streamlined renewal process if you are changing the name. She is basically filling out a fresh Adult General Passport Application form due to the name change
  8. Like
    Udella&Wiz got a reaction from BaronB in Immigrating with family heirlooms   
    I wouldn't worry about it - you're entitled to move with your belongings, pack them, have your itemized list depending on whether they will be with you or following and away you go.
  9. Like
    Udella&Wiz got a reaction from NancyNguyen in Hello Everyone!!   
    Once you've applied they'll let you know if you need fingerprints done and wills end you the appt letter, 9.9999999 times out of 10 its a YES - haven't heard of anyone here skipping fingerprints during the Citizenship phase
  10. Like
    Udella&Wiz got a reaction from lmatos1978 in Background check - Permanent Resident   
    Why wouldn't requiring 'US Citizenship' be legal? For example, there are many gov't positions which require US citizenship.....nothing illegal about that requirement, especially when pertaining to National Security or Federal Gov't.
  11. Like
    Udella&Wiz got a reaction from fbragasilva88 in Background check - Permanent Resident   
    Very true....and honestly who wants to work them at that point anyway, be thankful you found out what kind of company they were before working there.
  12. Like
    Udella&Wiz got a reaction from harleytexas in butter in the us...just not the same   
    Cant say that I share the sentiment, Kerrygold reminds me of milk from an old cow...little too farmy for me.
    I love butter and will eat it by the slice if given the chance, I also bake often - Land O Lakes seems just fine to me
  13. Like
    Udella&Wiz got a reaction from Boiler in Health Care Insurance - Suggestions?   
    Sorry - not entirely accurate. the OP has ceased to be a resident of Canada period (she hasn't just moved to another province)and thus not entitled to Provincial healthcare anymore (please see the many threads in the Canadian forum where people ask this exact question)- she is also not a Snowbird who is returning. As a K1 her timeline shows she is in the process of doing AOS so she cannot return to Canada without abandoning her AOS for a quick Dr' appt until she at least has AP.
    To the OP - $480/month is a little pricey but honestly not bad - it seems rough in comparison to Canadian healthcare but that's just because we haven't seen the actual cost of healthcare up close. definitely check out the heathcare.gov or your state health exchange. Either you pay low premiums and then you pay $$ as you go or you pay up front for more coverage which you may or may not use. Depends what you're comfortable with
  14. Like
    Udella&Wiz got a reaction from mattmatt in Does the beneficiary get an American passport?   
    Most importantly get to know what's coming next. Find out the costs and be prepared. A lot of folks are shocked by the Adjustment of Status (AOS) cost which comes up after the wedding.
    The best part is that once she's here and you've married , the rest of the stuff is done together.
  15. Like
    Udella&Wiz reacted to aaron2020 in 90 days to marry? How long do we actually have?   
    What is the confusion? Is 89 days less than 90?
    Stop overthinking things.
  16. Like
    Udella&Wiz got a reaction from NikLR in Manifest when moving to the US   
    No one coming from Canada has found it useful to be that specific. I had a spreadsheet with box number and approx contents in each (kitchen items, linens...etc...) I numbered each box. I was more specific about electronics just because I heard they said to be.
    It was a waste of my time - they never opened the truck and didn't even look at my list even though I waved it in their face You can bet if I hadn't had a list they would have unpacked that sucker box by box - Murphy's law and all.
    Somewhere between obsessive detail and no list at all is fine - do a search in the Canadian forum and you'll find plenty of threads.
  17. Like
    Udella&Wiz got a reaction from thatangela in Apparently, I can't buy alcohol in Texas   
    Honestly they seemed kind of rude but I wouldn't expect anyone in Texas to honour an ON photo id and they've probably only seen 1 Cdn passport (yours) in their life. 99% of the id they see is state issued so maybe give them a pass - just saying.
  18. Like
    Udella&Wiz got a reaction from JohnR! in Apparently, I can't buy alcohol in Texas   
    Honestly they seemed kind of rude but I wouldn't expect anyone in Texas to honour an ON photo id and they've probably only seen 1 Cdn passport (yours) in their life. 99% of the id they see is state issued so maybe give them a pass - just saying.
  19. Like
    Udella&Wiz got a reaction from elmcitymaven in Help me figure out the American healthcare system?!?!   
    I go through work so telling you my premium won't be helpful. I'm curious, is your husband under 26 and still covered by his parent's insurance?
    If you're looking for work, you may find your new employer has a plan you can be covered under, that will still cost you something.
    One thing coming from Canada is that we're so used to just walking in, showing our healthcard and not having to pay anything. Forget what you used to know, you're now in the US where there is a price for everything.
    I agree somewhat with another poster that you wnat to look for coverage for the following:
    1st - Medical is most important - this does NOT include vision (eye doctor or glasses) - its everythign from normal Drs visits, major medical, hospital and prescriptions
    2nd - Dental - premiums aren't usually too bad - if you're young, have good teeth and few problems a basic plan which covers cleanings twice yearly and xrays perhaps once yearly - it is worth it instead of paying out of pocket - they tend to have deductibles which means - no matter what you may pay the first $100/person/year before insurance kicks in and covers the cleanings. Things like fillings may be covered at 80/20 - meaning you pay the 20%, insurance covers 80%. Skip Dental if you can't afford it.
    3rd - Vision coverage - if you don;t have an income, I would skip Vision coverage altogether- they usually only pay 80/20 (or less)and sometimes they limit you to which frames/lenses and coatings are even covered under the plan. Its just an annoyance at best when you can go to Costco and frames/lenses for very good prices.
    In network/ out of network - a concept which iihard to grasp at first. A doctor make take your insurance but that doesn't mean they're in your insurance provider's network - it means you will pay less - their services will be covered under the 80/20 rule (for example). If they were not in network, your insurance may only reimburse you 50/50 - meaning your responsibility is 50% of the cost instead of 20% - OUCH!
    - this can occur for medical, dental or vision doctors. You learn to ask 'Are you in network for X' instead of asking if they simply take X
    Deductible - its what you pay out of pocket prior to insurance kickling in. Many HDHP plan (High deductible health plans) are structured this way - you may may the first $2000 out of pocket before the 80/20 piece kicks in - this would be pretty rough for someone with no income unless you have $$$ in the bank saved.
    ex: Our family coverage has a $3200 deductible...we pay the first $3200 each year before our insurance company starts paying 80/20. Our premiums are so low though, that it's worth it to fork out the $3200.
    Lots to digest - best to go through the profile tool carefully on the site and answer the questions correctly so that recommendations can be made based on what your'e will to spend and can afford
  20. Like
    Udella&Wiz got a reaction from VeeNDee in Help me figure out the American healthcare system?!?!   
    I go through work so telling you my premium won't be helpful. I'm curious, is your husband under 26 and still covered by his parent's insurance?
    If you're looking for work, you may find your new employer has a plan you can be covered under, that will still cost you something.
    One thing coming from Canada is that we're so used to just walking in, showing our healthcard and not having to pay anything. Forget what you used to know, you're now in the US where there is a price for everything.
    I agree somewhat with another poster that you wnat to look for coverage for the following:
    1st - Medical is most important - this does NOT include vision (eye doctor or glasses) - its everythign from normal Drs visits, major medical, hospital and prescriptions
    2nd - Dental - premiums aren't usually too bad - if you're young, have good teeth and few problems a basic plan which covers cleanings twice yearly and xrays perhaps once yearly - it is worth it instead of paying out of pocket - they tend to have deductibles which means - no matter what you may pay the first $100/person/year before insurance kicks in and covers the cleanings. Things like fillings may be covered at 80/20 - meaning you pay the 20%, insurance covers 80%. Skip Dental if you can't afford it.
    3rd - Vision coverage - if you don;t have an income, I would skip Vision coverage altogether- they usually only pay 80/20 (or less)and sometimes they limit you to which frames/lenses and coatings are even covered under the plan. Its just an annoyance at best when you can go to Costco and frames/lenses for very good prices.
    In network/ out of network - a concept which iihard to grasp at first. A doctor make take your insurance but that doesn't mean they're in your insurance provider's network - it means you will pay less - their services will be covered under the 80/20 rule (for example). If they were not in network, your insurance may only reimburse you 50/50 - meaning your responsibility is 50% of the cost instead of 20% - OUCH!
    - this can occur for medical, dental or vision doctors. You learn to ask 'Are you in network for X' instead of asking if they simply take X
    Deductible - its what you pay out of pocket prior to insurance kickling in. Many HDHP plan (High deductible health plans) are structured this way - you may may the first $2000 out of pocket before the 80/20 piece kicks in - this would be pretty rough for someone with no income unless you have $$$ in the bank saved.
    ex: Our family coverage has a $3200 deductible...we pay the first $3200 each year before our insurance company starts paying 80/20. Our premiums are so low though, that it's worth it to fork out the $3200.
    Lots to digest - best to go through the profile tool carefully on the site and answer the questions correctly so that recommendations can be made based on what your'e will to spend and can afford
  21. Like
    Udella&Wiz got a reaction from ChristinaG in Help me figure out the American healthcare system?!?!   
    I go through work so telling you my premium won't be helpful. I'm curious, is your husband under 26 and still covered by his parent's insurance?
    If you're looking for work, you may find your new employer has a plan you can be covered under, that will still cost you something.
    One thing coming from Canada is that we're so used to just walking in, showing our healthcard and not having to pay anything. Forget what you used to know, you're now in the US where there is a price for everything.
    I agree somewhat with another poster that you wnat to look for coverage for the following:
    1st - Medical is most important - this does NOT include vision (eye doctor or glasses) - its everythign from normal Drs visits, major medical, hospital and prescriptions
    2nd - Dental - premiums aren't usually too bad - if you're young, have good teeth and few problems a basic plan which covers cleanings twice yearly and xrays perhaps once yearly - it is worth it instead of paying out of pocket - they tend to have deductibles which means - no matter what you may pay the first $100/person/year before insurance kicks in and covers the cleanings. Things like fillings may be covered at 80/20 - meaning you pay the 20%, insurance covers 80%. Skip Dental if you can't afford it.
    3rd - Vision coverage - if you don;t have an income, I would skip Vision coverage altogether- they usually only pay 80/20 (or less)and sometimes they limit you to which frames/lenses and coatings are even covered under the plan. Its just an annoyance at best when you can go to Costco and frames/lenses for very good prices.
    In network/ out of network - a concept which iihard to grasp at first. A doctor make take your insurance but that doesn't mean they're in your insurance provider's network - it means you will pay less - their services will be covered under the 80/20 rule (for example). If they were not in network, your insurance may only reimburse you 50/50 - meaning your responsibility is 50% of the cost instead of 20% - OUCH!
    - this can occur for medical, dental or vision doctors. You learn to ask 'Are you in network for X' instead of asking if they simply take X
    Deductible - its what you pay out of pocket prior to insurance kickling in. Many HDHP plan (High deductible health plans) are structured this way - you may may the first $2000 out of pocket before the 80/20 piece kicks in - this would be pretty rough for someone with no income unless you have $$$ in the bank saved.
    ex: Our family coverage has a $3200 deductible...we pay the first $3200 each year before our insurance company starts paying 80/20. Our premiums are so low though, that it's worth it to fork out the $3200.
    Lots to digest - best to go through the profile tool carefully on the site and answer the questions correctly so that recommendations can be made based on what your'e will to spend and can afford
  22. Like
    Udella&Wiz got a reaction from NikLR in What does my fiance say when he crosses into Canada to pick me up for my move?   
    My now husband did the same, flew up and then drove the Uhaul back down. He wasn't asked much, just who he was visiting and when he was returning. Remember, no need to volunteer your life story unless they ask for it. The Canadian border guys likely don't give a fig about your NOA 2 or any other 'American' visa paperwork.
  23. Like
    Udella&Wiz got a reaction from kcoyclay1 in Is it expensive to naturalize?   
    Precisely!
    You could pay the Naturalization fee or keep paying USCIS every 10 yrs to renew your GC (currently $365 + $85 biometriocs fee) - your choice
  24. Like
    Udella&Wiz got a reaction from Kathryn41 in Dual Citizenship - Yay or Nay?   
    Head on over to the citizenship forum - they have 100 possible questions they can ask (you can easily study using practice tests and USCIS provides you with a booklet), of which they will randomly select 10. You have to get 6/10 correct. Durign the interview if you correctly answer teh first 6 - they stop there.
    You appear to have a fine grasp of english so the other 2 pieces...writing a sentence in english which they dictate and reading a sentence in english (obviously the interview conducted in english as well) shouldn't be a problem.
    Really is easy peasey
  25. Like
    Udella&Wiz got a reaction from VeeNDee in Dual Citizenship - Yay or Nay?   
    Head on over to the citizenship forum - they have 100 possible questions they can ask (you can easily study using practice tests and USCIS provides you with a booklet), of which they will randomly select 10. You have to get 6/10 correct. Durign the interview if you correctly answer teh first 6 - they stop there.
    You appear to have a fine grasp of english so the other 2 pieces...writing a sentence in english which they dictate and reading a sentence in english (obviously the interview conducted in english as well) shouldn't be a problem.
    Really is easy peasey
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