Approved i130 Need Tax information and Asset

[inderjitbajwa 5]

Hi 

We Recently got i130 approved. Currently im in india. My wife US is Citizen. She made Around 18500 Annual income last year according to poverty guidelines should be 21,137 

So whats the best option for us. She got 23000 bank savings is that Acceptable  ? Or we should find a  co- sponsor please suggest the best option here thanks 

Edited March 11, 2019 by Inderjit

[dwheels76 5,459]

She can qualify with her income and assets since it's 3 times what she needs to make up the difference.

[USS_Voyager 1,971]

But again, please know the decision is up to the discretion of the CO. The number is just a guideline. In other words, it is not magically "passed" when your income is above that number. The CO looks at the totality of circumstances to make the decision if the beneficiary is likely to become a public charge or not.

[dwheels76 5,459]

13 minutes ago, USS_Voyager said:

But again, please know the decision is up to the discretion of the CO. The number is just a guideline. In other words, it is not magically "passed" when your income is above that number. The CO looks at the totality of circumstances to make the decision if the beneficiary is likely to become a public charge or not.

Very true and some embassies are more lenient then others in regards to assets. Because to make that little and have that much in savings and another mouth to feed is coming they might look at it as more of a Public charge then you have $23K in bank. Not much a cushion with that little of income.

[inderjitbajwa 5]

6 minutes ago, dwheels76 said:

Very true and some embassies are more lenient then others in regards to assets. Because to make that little and have that much in savings and another mouth to feed is coming they might look at it as more of a Public charge then you have $23K in bank. Not much a cushion with that little of income.

So whats the best thing for us ? 

[carmel34 3,528]

38 minutes ago, Mani_1 said:

So whats the best thing for us ? 

To be safe get a co-sponsor.

[John & Rose 7,237]

2 hours ago, Mani_1 said:

So whats the best thing for us ? 

Co sponsor is the best plan.  I think that most COs would have a difficult time approving the financials as they stand.  Her savings are just over the minimum annual salary and her salary is well below the required minimum.  A co sponsor would most likely be required in order for the CO to believe that you would not become a public charge.  

[inderjitbajwa 5]

9 minutes ago, John & Rose said:

Co sponsor is the best plan.  I think that most COs would have a difficult time approving the financials as they stand.  Her savings are just over the minimum annual salary and her salary is well below the required minimum.  A co sponsor would most likely be required in order for the CO to believe that you would not become a public charge.  

 

 

Edited March 11, 2019 by Mani_1

[John & Rose 7,237]

11 minutes ago, Mani_1 said:

What if i send 20000 dollers  from my indian account to her Account ? Then we have 43000.in bank account

 

That still isn't annual income.  She has to support you and as a US citizen, the $21,138 for 2 people is incredibly low.  If you are lucky enough to find a place to rent for $500 a month that is already $6000 for the year.  The $18,000 she makes is gross.  Take 25% away for taxes.  Now her actual usable income is $13,500 minus the $6000 for rent that leaves $7,500 for food, cloths, transportation and utilities.  Take the $7500 and divide by 12 and that is just $625 a month for all expenses.  Once the $43,000 is gone you are in that situation.  A co sponsor will give the CO a better shot at seeing that you survive and thrive.  The stable income is critical.  This is doable but it won't be easy.  

 

Look at it through the eyes of the stranger who has to decide if you may become a public charge.  That is why bank accounts and assets are good but they will never be more important than steady and stable income.

 

Sometimes this journey takes more than just love.

Edited March 11, 2019 by John & Rose

[Ate 180]

4 minutes ago, John & Rose said:

Sometimes this journey takes more than just love.

 

"Sometimes"?

[inderjitbajwa 5]

1 minute ago, Ate said:

 

"Sometimes"?

 And one more thing. She got the w2 for 18500...but on the side she did house keeping and got paid with cash. She hasn’t done her taxes for last year yet. But If she wants to add the house keeping info with the w2 with kind of prove she’ll need do the tax? Will NVC find it Suspicious? 

[inderjitbajwa 5]

11 minutes ago, John & Rose said:

That still isn't annual income.  She has to support you and as a US citizen, the $21,138 for 2 people is incredibly low.  If you are lucky enough to find a place to rent for $500 a month that is already $6000 for the year.  The $18,000 she makes is gross.  Take 25% away for taxes.  Now her actual usable income is $13,500 minus the $6000 for rent that leaves $7,500 for food, cloths, transportation and utilities.  Take the $7500 and divide by 12 and that is just $625 a month for all expenses.  Once the $43,000 is gone you are in that situation.  A co sponsor will give the CO a better shot at seeing that you survive and thrive.  The stable income is critical.  This is doable but it won't be easy.  

 

Look at it through the eyes of the stranger who has to decide if you may become a public charge.  That is why bank accounts and assets are good but they will never be more important than steady and stable income.

 

Sometimes this journey takes more than just love.

 

 And one more thing. She got the w2 for 18500...but on the side she did house keeping and got paid with cash. She hasn’t done her taxes for last year yet. But If she wants to add the house keeping info with the w2 with kind of prove she’ll need do the tax? Will NVC find it Suspicious? 

[John & Rose 7,237]

27 minutes ago, Mani_1 said:

 And one more thing. She got the w2 for 18500...but on the side she did house keeping and got paid with cash. She hasn’t done her taxes for last year yet. But If she wants to add the house keeping info with the w2 with kind of prove she’ll need do the tax? Will NVC find it Suspicious? 

Honestly, if she can get her tax return and transcript to show more than the required amount that will be a huge help for the CO.  If she claims her cash payments and they bring her over the $21,138 on the tax return that would make a difference. The CO will only look at the numbers and will not care if it is cash or not.

Edited March 11, 2019 by John & Rose

[USS_Voyager 1,971]

22 minutes ago, Mani_1 said:

 And one more thing. She got the w2 for 18500...but on the side she did house keeping and got paid with cash. She hasn’t done her taxes for last year yet. But If she wants to add the house keeping info with the w2 with kind of prove she’ll need do the tax? Will NVC find it Suspicious? 

No, she is allowed to amend her income. NVC won't care about that. The IRS might, but that a different issue.

 

How much does she make on the "house keeping"? You have to understand is, the poverty level is just the bare minimum. There are many contributing factors such as: where you will live, age, medical history, ...  For example, you will NOT be able to live in New York City or San Francisco or Los Angeles or Seattle with that income. It is simply impossible. In those metropolitan areas, the rent for a 1 bedroom is already $2000 or more a month. You might be able to find a closet for less than $2000/month but that's about it. What if one of you have a major medical condition that require constant medical care? Anyway, that's why meeting the income number is NOT an automatic "passed". 

[inderjitbajwa 5]

On 3/12/2019 at 1:33 AM, John & Rose said:

Honestly, if she can get her tax return and transcript to show more than the required amount that will be a huge help for the CO.  If she claims her cash payments and they bring her over the $21,138 on the tax return that would make a difference. The CO will only look at the numbers and will not care if it is cash or not.

 

On 3/12/2019 at 1:38 AM, USS_Voyager said:

No, she is allowed to amend her income. NVC won't care about that. The IRS might, but that a different issue.

 

How much does she make on the "house keeping"? You have to understand is, the poverty level is just the bare minimum. There are many contributing factors such as: where you will live, age, medical history, ...  For example, you will NOT be able to live in New York City or San Francisco or Los Angeles or Seattle with that income. It is simply impossible. In those metropolitan areas, the rent for a 1 bedroom is already $2000 or more a month. You might be able to find a closet for less than $2000/month but that's about it. What if one of you have a major medical condition that require constant medical care? Anyway, that's why meeting the income number is NOT an automatic "passed". 

Yeh thank you guys  i think im gonna go ahead with her annual income roughly 21500. obviously she is in Mississippi its not expensive there. And she is not paying any rent or any bills.  Is there any way that we can mention that she is not paying any rent or bill that might help ? 

Edited March 14, 2019 by Mani_1