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Given2Fly

Credit score changed / gone after naturalization?

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Posted (edited)

Can it happen that the personal credit score changes or is gone after naturalization? Did anybody experience something like that?

Edited by Given2Fly

N-400

Feb 16 2019: applied online

Feb 23 2019: biometrics scheduled (online notification)

Mar 15 2019: biometrics done

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I know a lot about credit scores professionally, and I can tell you with certainty, that there is NO correlation here.

 

Use Credit Karma dot com


1. Spouse 1 went through Diversity Lottery Green Card and Citizenship application processes 

 

2. Spouse 2 went through K1 (I-129F) and AOS (I-485) processes

 

3. Spouse 2 ROC (I-751) application:

 

  • Mail delivered Feb 20, NOA1 dated Feb 22, Check Cashed Feb 25, NOA1 from VSC (18 month extension) received Feb 28
  • Biometrics Letter Dated 3/08 for appointment on 3/26

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1 minute ago, TheKingmaker said:

I know a lot about credit scores professionally, and I can tell you with certainty, that there is NO correlation here.

 

Use Credit Karma dot com

Thank you. This is not about me. Two other people said it happened to them, so I was curious.


N-400

Feb 16 2019: applied online

Feb 23 2019: biometrics scheduled (online notification)

Mar 15 2019: biometrics done

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May be they maxed out their credit cards for party after naturalization causing credit score to crash, indirect connection in that way.


Spouse:

2015-06-16: I-130 Sent

2015-08-17: I-130 approved

2015-09-23: NVC received file

2015-10-05: NVC assigned Case number, Invoice ID & Beneficiary ID

2016-06-30: DS-261 completed, AOS Fee Paid, WL received

2016-07-05: Received IV invoice, IV Fee Paid

2016-07-06: DS-260 Submitted

2016-07-07: AOS and IV Package mailed

2016-07-08: NVC Scan

2016-08-08: Case Complete

2017-06-30: Interview, approved

2017-07-04: Visa in hand

2017-08-01: Entry to US

.

.

.

.

Myself:

2016-05-10: N-400 Sent

2016-05-16: N-400 NOA1

2016-05-26: Biometrics

2017-01-30: Interview

2017-03-02: Oath Ceremony

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11 hours ago, arken said:

May be they maxed out their credit cards for party after naturalization causing credit score to crash, indirect connection in that way.

😂


N-400

Feb 16 2019: applied online

Feb 23 2019: biometrics scheduled (online notification)

Mar 15 2019: biometrics done

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On 3/1/2019 at 8:01 PM, Given2Fly said:

Can it happen that the personal credit score changes or is gone after naturalization? Did anybody experience something like that?

I'm credit score expert, answer is NO - there is no correlation. Only thing it helps you out is there are some bank institutions which opens their certain product like credit cards, LOC etc strictly to US Citizens. 

 

Also, I hope you removed "DHS Authorization" wording printed on SSN if not - visit local SSN office and request for new SSN physical copy. (your SSN will remain same). 


Mailed: 4/17/2018

Delivered: 4/20/2018
Received: 5/20/2018 <<< as listed on NOA-1
Check cashed: 6/1/2018

NOA receipt dated: 5/30/18

NOA-1 received: 6/4/18 (with Typographic Error)
Error correction request : 6/5/18

Received NOA-2 : 6/20/2018 (Received by USCIS 4/20/2018 <<< as listed on NOA-2)
Received Biometrics Waiver : 2/22/2019
Approval via  Text / Email : 3/21/2019 (No Biometrics / No RFE / No Case Transfer)

https://docs.google.com/spreadsheets/d/1IUKuoR5xxDviiv7KgxOyg6IC8tsGG7SVD80w7V2S-Vk/edit#gid=0

 

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6 minutes ago, sharin said:

I'm credit score expert, answer is NO - there is no correlation. Only thing it helps you out is there are some bank institutions which opens their certain product like credit cards, LOC etc strictly to US Citizens. 

 

Also, I hope you removed "DHS Authorization" wording printed on SSN if not - visit local SSN office and request for new SSN physical copy. (your SSN will remain same). 

Thanks. This is not about me. I heard other people talk about it and was curious.


N-400

Feb 16 2019: applied online

Feb 23 2019: biometrics scheduled (online notification)

Mar 15 2019: biometrics done

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