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Ms Niss

Can i use a husband car?

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Hi, i just got a driver licence , my husband has 2 cars on his name, he has these cars before even i met him, i still has no car, can i use one of his cars? what i must do legally to use his car? just have the keys and go ahead and drive? or i should be added to something in order to drive safe? i never had driver licence in my life before that's why i ask , your help is much appreciated

have a nice day

Niss


I-751 

December 08, 2015: Sent I-751 to California service center

December 09, 2015: Package Delivered

December 14, 2015: Received NOA1

December 26, 2015: Received Bio Appt Letter

January 07, 2016: Bio Appt

July 18, 2016: Approval Decision Taken

July 21, 2016: Received NOA2                                     

N-400

January 23, 2017: Sent N-400 to Phoenix Lock box

January 24, 2017: Package Delivered

February 03, 2017: Received NOA1

February 10, 2017: Received Bio Appt Letter

February 24, 2017: Bio Appt

March 01, 2017: Inline For Interview

May 30, 2017: Received Interview Letter 

June 29, 2017: Interview (decision cannot be made, have to wait)

August 31,  2017: Decision taken( Found out online the status changed may be it was changed 2d )

September 11, 2017: Received Oath letter.

September 20, 2017: Oath

Thanks.

 

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Legally you can drive your husband's car as long as you don't run into an accident. If you run into an accident, the insurance might not cover for the damages (personal and vehicle) depending upon their policy. Check with insurance company to include u in those car's insurance.


Spouse:

2015-06-16: I-130 Sent

2015-08-17: I-130 approved

2015-09-23: NVC received file

2015-10-05: NVC assigned Case number, Invoice ID & Beneficiary ID

2016-06-30: DS-261 completed, AOS Fee Paid, WL received

2016-07-05: Received IV invoice, IV Fee Paid

2016-07-06: DS-260 Submitted

2016-07-07: AOS and IV Package mailed

2016-07-08: NVC Scan

2016-08-08: Case Complete

2017-06-30: Interview, approved

2017-07-04: Visa in hand

2017-08-01: Entry to US

.

.

.

.

Myself:

2016-05-10: N-400 Sent

2016-05-16: N-400 NOA1

2016-05-26: Biometrics

2017-01-30: Interview

2017-03-02: Oath Ceremony

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Legally you can drive your husband's car as long as you don't run into an accident. If you run into an accident, the insurance might not cover for the damages (personal and vehicle) depending upon their policy. Check with insurance company to include u in those car's insurance.

Thanks for your quick reply, i asked my husband to added me to the car insurance , ' joint car insurance' not sure if we can do that or no, it was just an idea in my mind , but it seems like he didn't understand joint car insurance, he said the car insurance insure anybody who is in the car driver or just passenger, i don't understand those things , i know i will be responsible when i'm driving


I-751 

December 08, 2015: Sent I-751 to California service center

December 09, 2015: Package Delivered

December 14, 2015: Received NOA1

December 26, 2015: Received Bio Appt Letter

January 07, 2016: Bio Appt

July 18, 2016: Approval Decision Taken

July 21, 2016: Received NOA2                                     

N-400

January 23, 2017: Sent N-400 to Phoenix Lock box

January 24, 2017: Package Delivered

February 03, 2017: Received NOA1

February 10, 2017: Received Bio Appt Letter

February 24, 2017: Bio Appt

March 01, 2017: Inline For Interview

May 30, 2017: Received Interview Letter 

June 29, 2017: Interview (decision cannot be made, have to wait)

August 31,  2017: Decision taken( Found out online the status changed may be it was changed 2d )

September 11, 2017: Received Oath letter.

September 20, 2017: Oath

Thanks.

 

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Get added to his insurance policy.

Thanks for your answer , i couldn't just have the car and drive it , i knew i should be added to something like insurance

how to get added to his car insurance policy? should he call the insurance company to added me ?


I-751 

December 08, 2015: Sent I-751 to California service center

December 09, 2015: Package Delivered

December 14, 2015: Received NOA1

December 26, 2015: Received Bio Appt Letter

January 07, 2016: Bio Appt

July 18, 2016: Approval Decision Taken

July 21, 2016: Received NOA2                                     

N-400

January 23, 2017: Sent N-400 to Phoenix Lock box

January 24, 2017: Package Delivered

February 03, 2017: Received NOA1

February 10, 2017: Received Bio Appt Letter

February 24, 2017: Bio Appt

March 01, 2017: Inline For Interview

May 30, 2017: Received Interview Letter 

June 29, 2017: Interview (decision cannot be made, have to wait)

August 31,  2017: Decision taken( Found out online the status changed may be it was changed 2d )

September 11, 2017: Received Oath letter.

September 20, 2017: Oath

Thanks.

 

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Some policies do cover the driver's authorized passengers. However, some insurance policies give lower rates for a married couple. He might have both options, but discussing about adding you to the plan will be good.

If you get in a car accident, he is ultimately responsible in most states anyway.


K-1 fiance visa journey

 

July 22, 2014 - First connection through website ** March 4, 2015 - First meeting in person in a third country (first visa stress!) ** March 18, 2015 - Sent Form I-129F ** March 19, 2015 - Received by Dallas Lockbox at 8:09 AM CST ** March 24, 2015 - Received USCIS receipt confirmation text and e-mail at 9:04 PM CST - NOA1 ** April 7, 2015 - Received USCIS approval confirmation text and e-mail at 9:30 PM CST - NOA2 ** April 24, 2015 - Called NVC and confirmed receipt ** April 25, 2015 - CEAC.GOV reflecting embassy number as 'In NVC' ** April 29, 2015 - CEAC.GOV reflecting embassy number as 'In Transit' ** May 5, 2015 - Petition arrived at embassy - 'Ready' status ** June 14, 2015 - Received Packet 3 and 4 (Interview and document list combined) ** June 29, 2015 - Medical exam ** July 7, 2015 - Embassy interview!!...then...CEAC.GOV reflecting embassy number as 'Administrative Processing' ** August 4, 2015 - Received call from US Embassy to drop off his passport!! ** September 3, 2015 - CEAC.GOV reflecting embassy number as 'Ready' and Nonimmigrant!!!!!!! TOMORROW!.....no...still waiting... ** October 13, 2015 - CEAC.GOV reflecting 'Administrative Processing' ** October 15, 2015 - CEAC.GOV now says 'Issued' !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

November 10, 2015 - Dallas POE! He's here

November 16, 2015 - Our marriage :)

Adjustment of Status journey ~ ROC Date December 21, 2017 ~

 

December 9, 2015 - Mailed AOS package (Day 0) ** December 10, 2015 - Received by Chicago Lockbox at 1:06 PM CST (Day 1) ** December 14, 2015 - Initiated county name change petition ** December 22, 2015 - Received USCIS receipt confirmation text and e-mail at 11:34 PM CST - NOA (Day 13) ** January 4, 2016 - Additional information delivered to NBC at 10:10 AM CST (Day 26) ** January 11, 2016 - Fingerprint fee accepted for Form I-485 (Day 33) ** January 19, 2016 - Received Selective Service registration card ** January 20, 2016 - Service request initiated and completed for biometric appointment (Day 42) ** January 23, 2016 - Received biometric letter dated January 16, 2016 (Day 45) ** February 5, 2016 - Biometric appointment (Day 58) ** February 19, 2016 - Request for Initial Evidence for EAD/AP (Day 72) ** February 25, 2016 - Received RFIE (Day 78) ** February 26, 2016 - Mailed response to RFIE (Day 79) ** February 29, 2016 - Response to RFE delivered to NBC at 11:06 AM CST (Day 82) ** March 3, 2016 - EAD status update to RFE response received March 1, 2016 (Day 85) ** March 4, 2016 - EAD/AP approved/card being produced (Day 86) ** March 9, 2016 - EAD/AP card mailed (Day 91) ** March 12, 2016 - EAD/AP received (Day 94) ** March 21, 2016 - GC approved/card being produced (Day 103) ** March 24, 2016 - GC mailed and name change completed (should have been February 4, 2016...) (Day 106) ** March 26, 2016 - Conditional GC received (Day 108)

Removal of Conditions journey ~ USC Date December 21, 2018 ~

Spoiler

December 21, 2017 - Mailed ROC package (Day 0) ** December 26, 2017 - Received by Laguna Niguel Lockbox  at 12:40 PM CST (Day 1) ** January 2, 2018 Check cashed (Day 7) ** January 6, 2018 Received NOA1 dated December 26, 2017 (Day 11) ** February 13, 2018 - Service request initiated for biometric appointment (Day 49) ** February 23, 2018 - Received service request letter response dated January 19, 2018 instructing us to wait (Day 59) ** March 5, 2018 - Case Received at Local Office (Day 69) ** June 15, 2018 - Case Transferred to Another Office (Day 171) ** June 18, 2018 - Case Transferred and New Office Has Jurisdiction (Day 174) ** August 24, 2018 - Rec'd extended NOA1 dated August 18, 2018 (Day 241) **

 

 

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Some policies do cover the driver's authorized passengers. However, some insurance policies give lower rates for a married couple. He might have both options, but discussing about adding you to the plan will be good.

If you get in a car accident, he is ultimately responsible in most states anyway.

i will discuss again to be added to the insurance plan,

if i'm not added to the car insurance, and saying just saying i get in accident, sure i'm the responsible not him, why he is ultimately responsible if he is not the one he was driving the car?


I-751 

December 08, 2015: Sent I-751 to California service center

December 09, 2015: Package Delivered

December 14, 2015: Received NOA1

December 26, 2015: Received Bio Appt Letter

January 07, 2016: Bio Appt

July 18, 2016: Approval Decision Taken

July 21, 2016: Received NOA2                                     

N-400

January 23, 2017: Sent N-400 to Phoenix Lock box

January 24, 2017: Package Delivered

February 03, 2017: Received NOA1

February 10, 2017: Received Bio Appt Letter

February 24, 2017: Bio Appt

March 01, 2017: Inline For Interview

May 30, 2017: Received Interview Letter 

June 29, 2017: Interview (decision cannot be made, have to wait)

August 31,  2017: Decision taken( Found out online the status changed may be it was changed 2d )

September 11, 2017: Received Oath letter.

September 20, 2017: Oath

Thanks.

 

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Most policy cover the car, you don't need to be added on as a driver as long as your have a US Driver Licenses.

You insure the car, not the drivers, that is how it works in Texas with State Farm.

Call your insurance and find out how it works with car insurance

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Pretty sure that if you live in the same household both of you have to be on the policy. Call the insurance company and ask them. It is the car that is insured, not the driver, but that applies to occasional usage by another person, say a friend who is dropping you off somewhere or borrowed the car for the day.

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Why he is ultimately responsible if he is not the one he was driving the car?

Agency law. If he gives you permission, you become his agent to operate the car. He is still responsible for your actions since he is the owner of the property.

Sort of how you authorize a lawyer to act in your behalf, but you are still responsible for what your lawyer represents in any statements or legal action.


K-1 fiance visa journey

 

July 22, 2014 - First connection through website ** March 4, 2015 - First meeting in person in a third country (first visa stress!) ** March 18, 2015 - Sent Form I-129F ** March 19, 2015 - Received by Dallas Lockbox at 8:09 AM CST ** March 24, 2015 - Received USCIS receipt confirmation text and e-mail at 9:04 PM CST - NOA1 ** April 7, 2015 - Received USCIS approval confirmation text and e-mail at 9:30 PM CST - NOA2 ** April 24, 2015 - Called NVC and confirmed receipt ** April 25, 2015 - CEAC.GOV reflecting embassy number as 'In NVC' ** April 29, 2015 - CEAC.GOV reflecting embassy number as 'In Transit' ** May 5, 2015 - Petition arrived at embassy - 'Ready' status ** June 14, 2015 - Received Packet 3 and 4 (Interview and document list combined) ** June 29, 2015 - Medical exam ** July 7, 2015 - Embassy interview!!...then...CEAC.GOV reflecting embassy number as 'Administrative Processing' ** August 4, 2015 - Received call from US Embassy to drop off his passport!! ** September 3, 2015 - CEAC.GOV reflecting embassy number as 'Ready' and Nonimmigrant!!!!!!! TOMORROW!.....no...still waiting... ** October 13, 2015 - CEAC.GOV reflecting 'Administrative Processing' ** October 15, 2015 - CEAC.GOV now says 'Issued' !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

November 10, 2015 - Dallas POE! He's here

November 16, 2015 - Our marriage :)

Adjustment of Status journey ~ ROC Date December 21, 2017 ~

 

December 9, 2015 - Mailed AOS package (Day 0) ** December 10, 2015 - Received by Chicago Lockbox at 1:06 PM CST (Day 1) ** December 14, 2015 - Initiated county name change petition ** December 22, 2015 - Received USCIS receipt confirmation text and e-mail at 11:34 PM CST - NOA (Day 13) ** January 4, 2016 - Additional information delivered to NBC at 10:10 AM CST (Day 26) ** January 11, 2016 - Fingerprint fee accepted for Form I-485 (Day 33) ** January 19, 2016 - Received Selective Service registration card ** January 20, 2016 - Service request initiated and completed for biometric appointment (Day 42) ** January 23, 2016 - Received biometric letter dated January 16, 2016 (Day 45) ** February 5, 2016 - Biometric appointment (Day 58) ** February 19, 2016 - Request for Initial Evidence for EAD/AP (Day 72) ** February 25, 2016 - Received RFIE (Day 78) ** February 26, 2016 - Mailed response to RFIE (Day 79) ** February 29, 2016 - Response to RFE delivered to NBC at 11:06 AM CST (Day 82) ** March 3, 2016 - EAD status update to RFE response received March 1, 2016 (Day 85) ** March 4, 2016 - EAD/AP approved/card being produced (Day 86) ** March 9, 2016 - EAD/AP card mailed (Day 91) ** March 12, 2016 - EAD/AP received (Day 94) ** March 21, 2016 - GC approved/card being produced (Day 103) ** March 24, 2016 - GC mailed and name change completed (should have been February 4, 2016...) (Day 106) ** March 26, 2016 - Conditional GC received (Day 108)

Removal of Conditions journey ~ USC Date December 21, 2018 ~

Spoiler

December 21, 2017 - Mailed ROC package (Day 0) ** December 26, 2017 - Received by Laguna Niguel Lockbox  at 12:40 PM CST (Day 1) ** January 2, 2018 Check cashed (Day 7) ** January 6, 2018 Received NOA1 dated December 26, 2017 (Day 11) ** February 13, 2018 - Service request initiated for biometric appointment (Day 49) ** February 23, 2018 - Received service request letter response dated January 19, 2018 instructing us to wait (Day 59) ** March 5, 2018 - Case Received at Local Office (Day 69) ** June 15, 2018 - Case Transferred to Another Office (Day 171) ** June 18, 2018 - Case Transferred and New Office Has Jurisdiction (Day 174) ** August 24, 2018 - Rec'd extended NOA1 dated August 18, 2018 (Day 241) **

 

 

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Most policy cover the car, you don't need to be added on as a driver as long as your have a US Driver Licenses.

You insure the car, not the drivers, that is how it works in Texas with State Farm.

Call your insurance and find out how it works with car insurance

I'm in California state , i think if i get added to the car insurance the car insurance bill may be will goes up because i'm new driver added to the policy, this is what i and husband talked about last time,


I-751 

December 08, 2015: Sent I-751 to California service center

December 09, 2015: Package Delivered

December 14, 2015: Received NOA1

December 26, 2015: Received Bio Appt Letter

January 07, 2016: Bio Appt

July 18, 2016: Approval Decision Taken

July 21, 2016: Received NOA2                                     

N-400

January 23, 2017: Sent N-400 to Phoenix Lock box

January 24, 2017: Package Delivered

February 03, 2017: Received NOA1

February 10, 2017: Received Bio Appt Letter

February 24, 2017: Bio Appt

March 01, 2017: Inline For Interview

May 30, 2017: Received Interview Letter 

June 29, 2017: Interview (decision cannot be made, have to wait)

August 31,  2017: Decision taken( Found out online the status changed may be it was changed 2d )

September 11, 2017: Received Oath letter.

September 20, 2017: Oath

Thanks.

 

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Pretty sure that if you live in the same household both of you have to be on the policy. Call the insurance company and ask them. It is the car that is insured, not the driver, but that applies to occasional usage by another person, say a friend who is dropping you off somewhere or borrowed the car for the day.

We are living in the same household, i don't know what is in the policy of this car insurance,

Agency law. If he gives you permission, you become his agent to operate the car. He is still responsible for your actions since he is the owner of the property.

Sort of how you authorize a lawyer to act in your behalf, but you are still responsible for what your lawyer represents in any statements or legal action.

Thanks, in this case to be added in his insurance car is optional and not required, right?


I-751 

December 08, 2015: Sent I-751 to California service center

December 09, 2015: Package Delivered

December 14, 2015: Received NOA1

December 26, 2015: Received Bio Appt Letter

January 07, 2016: Bio Appt

July 18, 2016: Approval Decision Taken

July 21, 2016: Received NOA2                                     

N-400

January 23, 2017: Sent N-400 to Phoenix Lock box

January 24, 2017: Package Delivered

February 03, 2017: Received NOA1

February 10, 2017: Received Bio Appt Letter

February 24, 2017: Bio Appt

March 01, 2017: Inline For Interview

May 30, 2017: Received Interview Letter 

June 29, 2017: Interview (decision cannot be made, have to wait)

August 31,  2017: Decision taken( Found out online the status changed may be it was changed 2d )

September 11, 2017: Received Oath letter.

September 20, 2017: Oath

Thanks.

 

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I am in California and I had to be added to the insurance for my husbands car as a named driver. You do get a married bonus though with most companies here


K-1 Met:2002 Dating :2003 I-129F Sent : 2013-06-01 I-129F NOA2 : 2013-08-20 Medical: 2013-12-20 Interview Date : 2014-01-22 POE: 2014-02-19 Wedding: 2014-03-18

AOS/EAD Date Filed : 2014-04-04 BioAppt: 2014-05-13 EAD in Production: 2014-07-08 Interview date: 2014-07-14 Green Card received: 2014-07-19

ROC Date Filed: 2016-04-26 Cheque Cashed: 2016-05-10 NOA1: 2016-04-28 Biometrics: 2016-06-30 Approved: 11-08-2016 Green Card Received: 11-18-2016

 

Citizenship Date Filed: 2017-04-18 Cheque Cashed: 2017-04-24- NOA1:2017-04-21  Biometrics: 2017-05-19 Inline: 2017-07-12 Interview Date: 2018-02-13 Oath: 2018-03-15

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I'm in Texas and my insurance policy requires me to insure anyone in my household with a driver's license. When my guy gets here and we get his license, I will need to add him or I will violate my insurance policy contract.

There are plenty of things that affect the insurance cost. One big thing is credit. When you get added to his insurance policy, keep your credit good to keep your rates low. It may increase (or it may not) in the beginning, but if you build up good credit (secured credit card, for example) you will probably see the rates decrease.


K-1 fiance visa journey

 

July 22, 2014 - First connection through website ** March 4, 2015 - First meeting in person in a third country (first visa stress!) ** March 18, 2015 - Sent Form I-129F ** March 19, 2015 - Received by Dallas Lockbox at 8:09 AM CST ** March 24, 2015 - Received USCIS receipt confirmation text and e-mail at 9:04 PM CST - NOA1 ** April 7, 2015 - Received USCIS approval confirmation text and e-mail at 9:30 PM CST - NOA2 ** April 24, 2015 - Called NVC and confirmed receipt ** April 25, 2015 - CEAC.GOV reflecting embassy number as 'In NVC' ** April 29, 2015 - CEAC.GOV reflecting embassy number as 'In Transit' ** May 5, 2015 - Petition arrived at embassy - 'Ready' status ** June 14, 2015 - Received Packet 3 and 4 (Interview and document list combined) ** June 29, 2015 - Medical exam ** July 7, 2015 - Embassy interview!!...then...CEAC.GOV reflecting embassy number as 'Administrative Processing' ** August 4, 2015 - Received call from US Embassy to drop off his passport!! ** September 3, 2015 - CEAC.GOV reflecting embassy number as 'Ready' and Nonimmigrant!!!!!!! TOMORROW!.....no...still waiting... ** October 13, 2015 - CEAC.GOV reflecting 'Administrative Processing' ** October 15, 2015 - CEAC.GOV now says 'Issued' !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

November 10, 2015 - Dallas POE! He's here

November 16, 2015 - Our marriage :)

Adjustment of Status journey ~ ROC Date December 21, 2017 ~

 

December 9, 2015 - Mailed AOS package (Day 0) ** December 10, 2015 - Received by Chicago Lockbox at 1:06 PM CST (Day 1) ** December 14, 2015 - Initiated county name change petition ** December 22, 2015 - Received USCIS receipt confirmation text and e-mail at 11:34 PM CST - NOA (Day 13) ** January 4, 2016 - Additional information delivered to NBC at 10:10 AM CST (Day 26) ** January 11, 2016 - Fingerprint fee accepted for Form I-485 (Day 33) ** January 19, 2016 - Received Selective Service registration card ** January 20, 2016 - Service request initiated and completed for biometric appointment (Day 42) ** January 23, 2016 - Received biometric letter dated January 16, 2016 (Day 45) ** February 5, 2016 - Biometric appointment (Day 58) ** February 19, 2016 - Request for Initial Evidence for EAD/AP (Day 72) ** February 25, 2016 - Received RFIE (Day 78) ** February 26, 2016 - Mailed response to RFIE (Day 79) ** February 29, 2016 - Response to RFE delivered to NBC at 11:06 AM CST (Day 82) ** March 3, 2016 - EAD status update to RFE response received March 1, 2016 (Day 85) ** March 4, 2016 - EAD/AP approved/card being produced (Day 86) ** March 9, 2016 - EAD/AP card mailed (Day 91) ** March 12, 2016 - EAD/AP received (Day 94) ** March 21, 2016 - GC approved/card being produced (Day 103) ** March 24, 2016 - GC mailed and name change completed (should have been February 4, 2016...) (Day 106) ** March 26, 2016 - Conditional GC received (Day 108)

Removal of Conditions journey ~ USC Date December 21, 2018 ~

Spoiler

December 21, 2017 - Mailed ROC package (Day 0) ** December 26, 2017 - Received by Laguna Niguel Lockbox  at 12:40 PM CST (Day 1) ** January 2, 2018 Check cashed (Day 7) ** January 6, 2018 Received NOA1 dated December 26, 2017 (Day 11) ** February 13, 2018 - Service request initiated for biometric appointment (Day 49) ** February 23, 2018 - Received service request letter response dated January 19, 2018 instructing us to wait (Day 59) ** March 5, 2018 - Case Received at Local Office (Day 69) ** June 15, 2018 - Case Transferred to Another Office (Day 171) ** June 18, 2018 - Case Transferred and New Office Has Jurisdiction (Day 174) ** August 24, 2018 - Rec'd extended NOA1 dated August 18, 2018 (Day 241) **

 

 

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I am in California and I had to be added to the insurance for my husbands car as a named driver. You do get a married bonus though with most companies here

Thanks for your reply , i think is good to go to the insurance company and ask that i will be driving the car same like he does, and what should do, they will tell what to do, like you said may be i have to be added as a named driver like in your case ,


I-751 

December 08, 2015: Sent I-751 to California service center

December 09, 2015: Package Delivered

December 14, 2015: Received NOA1

December 26, 2015: Received Bio Appt Letter

January 07, 2016: Bio Appt

July 18, 2016: Approval Decision Taken

July 21, 2016: Received NOA2                                     

N-400

January 23, 2017: Sent N-400 to Phoenix Lock box

January 24, 2017: Package Delivered

February 03, 2017: Received NOA1

February 10, 2017: Received Bio Appt Letter

February 24, 2017: Bio Appt

March 01, 2017: Inline For Interview

May 30, 2017: Received Interview Letter 

June 29, 2017: Interview (decision cannot be made, have to wait)

August 31,  2017: Decision taken( Found out online the status changed may be it was changed 2d )

September 11, 2017: Received Oath letter.

September 20, 2017: Oath

Thanks.

 

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