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Hello,

My wife who is a US citizen filed for I-130 to get me to USA and we got approved a couple of months ago and we were having trouble starting the nvc process because she was working and going to school and we didn't have enough income or time. So recently we payed for the AOS fee and now we're preparing to send the AOS package, but we're still confused about a couple of stuff

1. She didn't meet the income requirements according to tax returns for last year... we were 3000 dollars short so that adds up to $11,000 in assets we need to show. If we get a line of credit from a bank for $20,000. would that count as asset or can it not be a loan?

2. I have $16,000 in my bank account that I put together recently but I'm from Nepal and apparently you can't transfer money out of Nepal through banks or places like western union unless for academic or medical reasons which is beyond idiotic to me and it says that if they were to count my assets for evidence then it'd have to be transferable to US within a year or something like that, so does that mean that my moneey is worthless in terms of showing them we have enough?

3. She has a VA income of about $1100 monthly. Does that count as income?

4. How many months of pay stubs is necessary for current year or do you need tax returns for every year?

I don't really know which forum to post this on so I just chose this. We've never really asked for help about this stuff through I-130 but NVC process is kinda confusing. Any help would be greatly appreciated.

Thank you!

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Money in your bank account.

Will you be able to carry it with you as cash out of the country? if Yes then it can count towards assets

VA income

Yes it counts. Provide a letter from the Department of Veterans Affairs as proof.

I think you can carry a maximum amount of $2000 when you travel.. another question . I read somehwre that if I have let's say $50,000 as bank account.. only 10,000 would go towards income credit. is that true?

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Hello,

My wife who is a US citizen filed for I-130 to get me to USA and we got approved a couple of months ago and we were having trouble starting the nvc process because she was working and going to school and we didn't have enough income or time. So recently we payed for the AOS fee and now we're preparing to send the AOS package, but we're still confused about a couple of stuff

1. She didn't meet the income requirements according to tax returns for last year... we were 3000 dollars short so that adds up to $11,000 in assets we need to show. If we get a line of credit from a bank for $20,000. would that count as asset or can it not be a loan?

2. I have $16,000 in my bank account that I put together recently but I'm from Nepal and apparently you can't transfer money out of Nepal through banks or places like western union unless for academic or medical reasons which is beyond idiotic to me and it says that if they were to count my assets for evidence then it'd have to be transferable to US within a year or something like that, so does that mean that my moneey is worthless in terms of showing them we have enough?

3. She has a VA income of about $1100 monthly. Does that count as income?

4. How many months of pay stubs is necessary for current year or do you need tax returns for every year?

I don't really know which forum to post this on so I just chose this. We've never really asked for help about this stuff through I-130 but NVC process is kinda confusing. Any help would be greatly appreciated.

Thank you!

1) last year's income isn't an important as THIS year's income. What does she make now?

2) Can you just withdraw the money?

3) Yes

4) You need tax returns, but that doesn't show current ongoing income. She should show 3-6 months of pay stubs for this year.

I think you can carry a maximum amount of $2000 when you travel.. another question . I read somehwre that if I have let's say $50,000 as bank account.. only 10,000 would go towards income credit. is that true?

no that's not true. but it's 3x the difference, so you need 3x the assets to make up for income.


You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose.  - Dr. Seuss

 

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If we get a line of credit from a bank for $20,000. would that count as asset or can it not be a loan?

Lines of credit in any amount is not an asset.


Our journey:

Spoiler

September 2007: Met online via social networking site (MySpace); began exchanging messages.
March 26, 2009: We become a couple!
September 10, 2009: Arrived for first meeting in-person!
June 17, 2010: Arrived for second in-person meeting and start of travel together to other areas of China!
June 21, 2010: Engaged!!!
September 1, 2010: Switched course from K1 to CR-1
December 8, 2010: Wedding date set; it will be on February 18, 2011!
February 9, 2011: Depart for China
February 11, 2011: Registered for marriage in Wuhan, officially married!!!
February 18, 2011: Wedding ceremony in Shiyan!!!
April 22, 2011: Mailed I-130 to Chicago
April 28, 2011: Received NOA1 via text/email, file routed to CSC (priority date April 25th)
April 29, 2011: Updated
May 3, 2011: Received NOA1 hardcopy in mail
July 26, 2011: Received NOA2 via text/email!!!
July 30, 2011: Received NOA2 hardcopy in mail
August 8, 2011: NVC received file
September 1, 2011: NVC case number assigned
September 2, 2011: AOS invoice received, OPTIN email for EP sent
September 7, 2011: Paid AOS bill (payment portal showed PAID on September 9, 2011)
September 8, 2011: OPTIN email accepted, GZO number assigned
September 10, 2011: Emailed AOS package
September 12, 2011: IV bill invoiced
September 13, 2011: Paid IV bill (payment portal showed PAID on September 14, 2011)
September 14, 2011: Emailed IV package
October 3, 2011: Emailed checklist response (checklist generated due to typo on Form DS-230)
October 6, 2011: Case complete at NVC
November 10, 2011: Interview - APPROVED!!!
December 7, 2011: POE - Sea-Tac Airport

September 17, 2013: Mailed I-751 to CSC

September 23, 2013: Received NOA1 in mail (receipt date September 19th)

October 16, 2013: Biometrics Appointment

January 28, 2014: Production of new Green Card ordered

February 3, 2014: New Green Card received; done with USCIS until fall of 2023*

 

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just find co-sponsor.which i did.


USCIS

Vermont Service Center

08/05/14 : NOA1 (Priority Date)

24/03/15: Case Transferred from VSC to CSC

29/03/15: Hard copy of transfer received in mail:P

29/04/15 : NOA2 ( I-130 Approved) -

NVC -

http://www.visajourn...php/NVC_Process

18/05/15 : NVC received the case (informed during the email to NVC on 19/05/2015

26/5/2015: Case number assigned

2/6/2015 : AOS bill Available and paid

25/06/2015: AOS and iv package mailed to NVC

28/06/2015 : IV bill available and paid

by mail

05/07/2015 : DS-260 Available and completed

xx/xx/xx : Case Complete

CONSULATE

xx/xx/xx : Medical

xx/xx/xx : Interview

xx/xx/xx : Visa in hand

xx/xx/xx : POE

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