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Pregnant US citizen without health insurance

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Im CR1 holder and my wife is a 16 weeks pregnant US citizen without health insurance.

We want to deliver our child in the US but unfortunately we cann't afford it without health insurance.

I have few questions..

How much will it cost us to deliver our child there?(as a range)

Is there anyway to purchase a health insurance or its too late now since my wife is 16 weeks?

We would appreciate your help...

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1. What is your household income for 2015 anticipated? current income this month ?

2. What state are you in ?

3. Do you have a health plan available to you via your employer(s) - at what price?

4. Are you going to file Joint Returns in 2015 ?

5. Have you recently moved? got a new job? had an income change? changed immigration status? etc. in the last 60 days ?

6.. Has the U.S. citizen just become aware of the requirement for having health care coverage when doing her tax return?

7. Any other earners in the same residence????

Depending on US Citizen household income: potentially Medicaid for the US Citizen (often special pregnancy thresholds)

( emergency Medicaid is a different topic than regular Medicaid)

If income too high for Medicaid for US Citizen, then Healthcare.gov / Obamacare with or without Tax/Credit or Out-of-Pocket Reductions based on the questionnaire.

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Thanks, please can you help me to reach a company that provides obamacare?

Do they accept already pregnant women?

https://www.healthcare.gov/this is the government healthcare website. I dont know if they'll accept a pregnancy, maybe they will as a pre-existing condition? Maybe call them and ask. Congrats!


View my K1 -> ROC Timeline

*Filed I-129F - 21st October 2011* *Applied for SSN - 8th June 2012* *Filed I-751 (arrived) - 26th March 2015

*NOA1 - 28th October 2011* *Filed for AOS, EAD & AP - 26th June 2012* * Check cashed - 30th March 2015
*NOA2 (no RFE) - 26th January 2012* *AOS, EAD, & AP arrive at Chicago Lockbox - 28th June 2012* NOA1 - 26th March 2015 (arrived 3/4/15)

*Packet 3 sent - 27th February 2012* *Email notification of receipt - 3rd July 2012* *No biometrics letter - Service Request submitted 5/4/15
*Medical - February 28th 2012* *Check cashed - 7th July 2012* *Still no biometrics letter - 2nd Service Request submitted - 8/6/15
*Packet 4 received - 17th March 2012* *NOA1 for AOS, EAD & AP - 9th July 2012* *Biometrics in Aurora, CO - 8th July 2015*
*Interview in London - 5th April 2012. APPROVED!!!* *Biometrics in Philadelphia (Drummond Road)- 7th August 2012*
*POE Newark, NJ - 16th May 2012 *Biometrics walk in at Philadelphia (Drummond Rd) - 25th July 2012*
*K1 process took 160 days* *Case Transfered to California Service Centre - 26th July 2012*
*SSN DENIED! - 17th August. 10 weeks after I applied!!*

*EAD/AP Approved - 28th August 2012* 59 days
*Married! - 1st June 2012* *EAD/AP card in hand - 1st September 2012*
*EAD/AP card in hand - 1st September 2012*
* Re-applied for SSN - 14th September 2012*
*Put in service request at 8mo/3days wait - 19th March 2013*

* AOS Approved!!! - 1st May 2013* Exactly 10 months after applying.

*Green card in hand - 6th May 2013


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https://www.healthcare.gov/this is the government healthcare website. I dont know if they'll accept a pregnancy, maybe they will as a pre-existing condition? Maybe call them and ask. Congrats!

All ACA policies cannot have pre-existing conditions of any sort.

The issue for them on the healthcare.gov other than price is OPEN ENROLLMENT PERIOD. The main period closed out, they need a SPECIAL ENROLLMENT PERIOD to qualify now to enter to exchange pool.

That's why I'd asked about job, relocation, change of income, etc. And now open enrollment may be extended for those with coverage tax penalty in prior year who just learned about it.

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Im CR1 holder and my wife is a 16 weeks pregnant US citizen without health insurance.

We want to deliver our child in the US but unfortunately we cann't afford it without health insurance.

I have few questions..

How much will it cost us to deliver our child there?(as a range)

Is there anyway to purchase a health insurance or its too late now since my wife is 16 weeks?

We would appreciate your help...

Where are you located, which state?.

Congratulations!

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There could also be some government assistant programs that could help your wife. I am in CA and there is assistance to help pregnant women.


Our lovely journey!!

10/08/2015: AOS packet sent to USCIS (Chicago lockbox) via USPS Priority mail (They received it 10/10/15).

10/16/2015: Text/eEmails received from USCIS with receipt number. We received 3.

10/22/2015: Received hard copies of NOA's for I-131, I-765, & I-485.

11/01/2015: Got NOA for biometrics appt (for 11/12/15).

11/03/2015: Did WALK IN biometrics appt - took 15 mins. Person taking said work permit should be in mail in less than 4 wks.

12/09/2015: Got email/text notification for INTERVIEW date.

12/28/2015: Got email/text notification EAD card has been mailed.

12/31/2015: Received EAD/AP card.

01/11/2016: INTERVIEW (in Los Angeles office).

01/11/2016: Case in in "CONTINUANCE". Awaiting approval. (Feels like AP).

06/27/2016: I-485 APPROVED - (FINALLY!!!) / 264 DAYS (8 MONTHS 20 DAYS)

07/01/2016: GREEN CARD RECEIVED

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I do not think they are in the US.


“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

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I do not think they are in the US.

Ah ha. Gotcha. It might be a bit harder to get insurance then. ;)


Our lovely journey!!

10/08/2015: AOS packet sent to USCIS (Chicago lockbox) via USPS Priority mail (They received it 10/10/15).

10/16/2015: Text/eEmails received from USCIS with receipt number. We received 3.

10/22/2015: Received hard copies of NOA's for I-131, I-765, & I-485.

11/01/2015: Got NOA for biometrics appt (for 11/12/15).

11/03/2015: Did WALK IN biometrics appt - took 15 mins. Person taking said work permit should be in mail in less than 4 wks.

12/09/2015: Got email/text notification for INTERVIEW date.

12/28/2015: Got email/text notification EAD card has been mailed.

12/31/2015: Received EAD/AP card.

01/11/2016: INTERVIEW (in Los Angeles office).

01/11/2016: Case in in "CONTINUANCE". Awaiting approval. (Feels like AP).

06/27/2016: I-485 APPROVED - (FINALLY!!!) / 264 DAYS (8 MONTHS 20 DAYS)

07/01/2016: GREEN CARD RECEIVED

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1. What is your household income for 2015 anticipated? current income this month ?

20,000$ ,, current income this month is 900$

2. What state are you in ?

Georgia , but we live currently in Jordan -Middle east

3. Do you have a health plan available to you via your employer(s) - at what price? No

4. Are you going to file Joint Returns in 2015 ? yes

5. Have you recently moved? got a new job? had an income change? changed immigration status? etc. in the last 60 days ? we have recently moved to the states since my wife (us citizen) was living also in Jordan

6.. Has the U.S. citizen just become aware of the requirement for having health care coverage when doing her tax return? Yes

7. Any other earners in the same residence????No

I really appreciate your help....

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You can not do anything until you move back to the United States. Where are you at in regards to the CR-1 visa, did you file already or is it in hand, do you have a green card? There is alot left unanswered here so I would need to know more before saying anything else. She could qualify for Medicaid due to being pregnant, but that depends on her state.

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I think most ACA policies will cover oversees but they may be at higher rate.

A pregnancy will trigger a speical enrollment. She needs to go to helthcare.gov review the information and/speak to a representative. If she does not get good answers from the reps, I would recommend that she reach out to a relative in GA to help her find what is called a health care navigator in her home state to give hopefully better answers.

Its not inexpensive even with Obamacare the deductibles are high as are the co-payments but you may qualify for assistance or maybe even Medicaid?? Best thing to do is go to the website. If this does not work, please send me a private msg on here and I can see if I can help I work in health care for over 15 years doing policy work and have contacts that I could ask and get you on the correct tract.

If you guys come back stateside just go to the healthcare.gove site and prob less complicated of an issue but I think you can enroll overseas as well.

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