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Tee and Megan

Getting Insurance; Is Obamacare okay?

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Hi all,

I'm going to be the first to admit, I don't know much about insurance. I know we're not allowed to apply for any government programs under the constraints of the Affidavit of Support, so I am wondering if we can take part in the health care exchange on November 15?

Does anyone else have any advice for where to get insurance for our recently immigrated loved ones?

Thanks so much!


All that we are and all that will be we dedicate to the One who brought us together

Timeline:

K-1 Journey:

Petition sent: 03/27/2014

Interview date!!! 10/06/2014

AOS:

Packet received at Chicago Lockbox: 2/2/2015

EAD approved! 2/26/2015

AP approved! 2/26/2015

Green card received!! 09/24/2015

ROC: 

I-751 sent off to CSC: 7/25/2017

NOA1: 7/27/2017

Filed Inquiry into Biometrics status: 9/18/2017

10 Year Green Card Approved!!! 10/22/2018

 

Next Stop, Citizenship! 

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Filed: Citizen (apr) Country: Iran
Timeline

It's mandatory for US Citizens to have health care insurance (or pay the penalty). The rule about no government benefits only applies to the immigrant, not the US Citizen. That being said, with a quick search, it seems LPRs and Greencard holders must also have health insurance and can be covered under the Affordable Care Act.

Check out this link:

http://www.visitorscoverage.com/obamacare-for-green-card-holders/

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Obamacare isn't like a national health service per say, where you are on a government program that is providing you a benefit. It simply means all citizens must purchase health insurance or pay a 'penalty' leveed via taxes. You aren't using a government program or a fund. Immigrants and becoming a spouse qualifies you under a life-changing event (you are also eligible to sign up before the November enrolment period because you are under a qualifying event). You can call the federal exchange and see how you will qualify. If the USC spouse has health insurance, it is very possible they would be able to add the immigrant spouse to their coverage. However since the state in question is Illinois, you will have to look at your State exchange. Try giving them a call for starters. https://getcoveredillinois.gov/

Here you can see the federal standard addressing immigration and the ACA. https://www.healthcare.gov/immigrants/immigration-status/ As you can see a waiting period of five years is only applied to those LPRs that are in need of Medicaid or CHIP and not to those who are perfectly eligible to seek insurance through their state or federal exchanges. According to the federal standard LPRs and even those within adjustment of status to an LPR are eligible.

Edited by yuna628

K-1 - AOS & ROC Timeline  - Immigration and the Health Exchange Price of Love in the UK Thinking of Returning to UK?

 

First met: 12/31/04 - Engaged: 9/24/09
Filed I-129F: 10/4/14 - Packet received: 10/7/14
NOA 1 email + ARN assigned: 10/10/14 (hard copy 10/17/14)
Touched on website (fixed?): 12/9/14 - Poked USCIS: 4/1/15
NOA 2 email: 5/4/15 (hard copy 5/11/15)
Sent to NVC: 5/8/15 - NVC received + #'s assigned: 5/15/15 (estimated)
NVC sent: 5/19/15 - London received/ready: 5/26/15
Packet 3: 5/28/15 - Medical: 6/16/15
Poked London 7/1/15 - Packet 4: 7/2/15
Interview: 7/30/15 - Approved!
AP + Issued 8/3/15 - Visa in hand (depot): 8/6/15
POE: 8/27/15

Wedding: 9/30/15

Filed I-485, I-131, I-765: 11/7/15

Packet received: 11/9/15

NOA 1 txt/email: 11/15/15 - NOA 1 hardcopy: 11/19/15

Bio: 12/9/15

EAD + AP approved: 1/25/16 - EAD received: 2/1/16

RFE for USCIS inability to read vax instructions: 5/21/16 (no e-notification & not sent from local office!)

RFE response sent: 6/7/16 - RFE response received 6/9/16

AOS approved/card in production: 6/13/16  

NOA 2 hardcopy + card sent 6/17/16

Green Card received: 6/18/16

USCIS 120 day reminder notice: 2/22/18

Filed I-751: 5/2/18 - Packet received: 5/4/18

NOA 1:  5/29/18 (12 mo) 8/13/18 (18 mo)  - Bio: 6/27/18

Transferred: Potomac Service Center 3/26/19

Approved/New Card Produced status: 4/25/19 - NOA2 hardcopy 4/29/19

10yr Green Card Received: 5/2/19 - Error will need to file I90 >_<

 

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Filed: K-1 Visa Country: Wales
Timeline

My assumption is that most people are added on to their Spouses existing plan.


“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

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Filed: Country: Mexico
Timeline

~ Moved from AOS from Family Based Visas to Moving to the US and Your New Life in America - topic is about getting insurance ~


Link to K-1 instructions for Ciudad Juarez, Mexico > http://travel.state.gov/content/dam/visas/K1/CDJ%20-%20Ciudad%20Juarez.pdf

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