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databit

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Posts posted by databit

  1. Sometimes a primary care doctor will prescribe them, but sometimes they will not, and will refer you to a psychiatrist. 

     

    I cannot imagine a psychiatrist that will simply prescribe to you without a complete initial assessment, and a therapy session or two at least as a follow-up. 

     

    Note that because of the abuse potential, US doctors are now very leery to prescribe benzodiazepines or other tranquilizers, and probably never would based on your word alone, so be sure to get copies of your psych records and prescriptions to bring to the US. Also you can usually get a 90-day supply to bring with you (customs doesn't want to see more than that).

  2. 1) Have you or your fiancé researched if the medications you take are available in the US? Many are not, or they may not be generic and can be frightfully expensive!

    2) If they are available, are they affordable to you if you can't get insurance right away, or if the insurance company refuses, which they are allowed to do, to cover the cost?

    3) Have arrangements been made to secure a psychiatrist (in the US, a psychologist cannot prescribe medication) to continue therapy and the medications? In many areas, appointments are running many months ahead, or they require a referral from a primary care provider, adding even more time to the process.

     

    Being able to show documentation of pre-arrangement for continuity of care would be a good thing to add.

     

  3. He won't qualify for Medicare until after 5 years on a green card, and it will not be free. Figure being able to spend about $1,000 per month for Parts A & B Medicare, a medigap supplement for medications and treatments, and co-pays. 

     

    And make sure he understands that India does NOT allow dual citizenship, and he would need to renounce that if he wants to be a US citizen.

  4. 2 hours ago, Abcd1234 said:

    So since my dad ( no work history so far in usa) would be 63 when he gets his LPR, and i want to know would medicare ever get free for him. Even after 10 years if he work 10 years? So for example if he work from age 63 to age 73, would he be eligible of Medicare once he completes his 10 years of work?

          Or once you cross 65 and don't have 10 years of work, you just dont qualify for it even if you complete 10 years of work later on?

      Thank you

    Yes, Medicare Part A would be free after 10 years of work. After he has a green card for 5 years, he can get Medicare at a reduced cost if he has worked at a job that pays into Medicare. He will already be 65 so no problem there.

     

    Part B is not free for anyone. Right now it's about $148 per month. You can read about it here:

    https://www.medicare.gov/your-medicare-costs/medicare-costs-at-a-glance

     

    Also very important: Medicare A & B together only pay 80% of medical costs. He would either need to buy an additional "medi-gap" policy or join a Medicare senior health plan like an HMO if he wants full coverage.

     

    Yes, it's a mess. And it may change in the next few years, hopefully.

  5. Social Security and Medicare are two different things.

     

    If an LPR has been in the US for 5 years and is also age 65, they can buy into Medicare. It just won't be free if they haven't worked 10 years. But cost is reduced for any years of work they did do. Medicare age is 65 regardless of the year of birth. 

     

    "Retirement age" is for Social Security income which is dependent on year of birth and years worked. 

  6. 18 hours ago, Peter Thompson said:

    We may be decide at some point in the future to pursue a US green card for her

    For the future: As long as you continue to file your annual US taxes, and then start filing as married, and have all the usual shared financials, life insurance, wills, shared names on everything, etc. the green card process will be so much easier. Especially after two years of marriage.

  7. "We filed taxes jointly 2020"

     

    First, get the common terminology correct so whomever you talk to knows what you mean. You filed your "2019 taxes," (it is always assumed you did it in the following year). 

     

    "When choosing 2020 tax year for the tax transcript, an automatic non-filing letter is automatically generated."

     

    That's because you used the wrong terminology; 2020 taxes haven't happened yet. 

     

    "There is no transcript available via the online account either."

     

     

    You must request tax transcripts by regular postal mail.

  8. 17 hours ago, jet323 said:

    I actually ended up getting what I believe to be COVID which sent me to urgent care (extreme fever for about 5 days), although at the time tests were unavailable so there was no way of confirming. I then, about 2 months or so later got sick again which actually ended up in an ER visit due to chest pains/heart rhythm issues.

    Curious: How were the urgent care and ER visits paid?

  9. Others are giving you incorrect information about schooling!

     

    Most all public colleges and universities require a full year of state residency before you even apply---and it must be documentarily proven, in order to qualify for non-resident tuition. Just showing a green card or a drivers license will not work. The rules are strict. See the regulations for Kansas:

     

    https://registrar.ku.edu/residency

    https://www.wichita.edu/services/registrar/residency_new.php

     

    Private colleges and universities make their own rules, but of course they can be frighteningly expensive. 

  10. Are you considering citizenship for her so she can buy into Medicare? Assuming she has not worked in the US,  2021 rates for parts A & B are nearly $500 a month, and since Medicare only pays 80%, she'd need a medigap supplement policy which are running nearly $300 an month, and then there are all the co-pays that she will have to pay out-of-pocket. So can she afford about $1,000 per month?

     

     

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