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wifidolly

Health insurance for husband when unemployed.

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Filed: IR-1/CR-1 Visa Country: Gambia
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Hi, maybe you guys can point me in the right direction if this has already been asked.

 

I'm the petitioner and I've never been employed because I started University immediately after high school. Therefore, I don't have the option to add my spouse to any plan. What insurance plan would be acceptable to the interviewing officer? I read that travel insurance is not okay since he is immigrating (IR-1). But I'm not sure how factual is that. Is it okay to use travel insurance? If not, please point me somewhere, cause I'm literally lost as to how he will have insurance if he can't get it through me or even use travel insurance. Thank you all. 

"Seek knowledge from the cradle to the grave." - Prophet Muhammad (SAW)

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1 hour ago, wifidolly said:

Hi, maybe you guys can point me in the right direction if this has already been asked.

 

I'm the petitioner and I've never been employed because I started University immediately after high school. Therefore, I don't have the option to add my spouse to any plan. What insurance plan would be acceptable to the interviewing officer? I read that travel insurance is not okay since he is immigrating (IR-1). But I'm not sure how factual is that. Is it okay to use travel insurance? If not, please point me somewhere, cause I'm literally lost as to how he will have insurance if he can't get it through me or even use travel insurance. Thank you all. 

What health insurance do you yourself have?

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Filed: IR-1/CR-1 Visa Country: Gambia
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Just now, Jorgedig said:

What health insurance do you yourself have?

Medicaid, which doesn't help. 

"Seek knowledge from the cradle to the grave." - Prophet Muhammad (SAW)

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1 minute ago, wifidolly said:

Medicaid, which doesn't help. 

Best option is probably to explore the marketplace and see what you can afford.

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Filed: IR-1/CR-1 Visa Country: Gambia
Timeline
1 minute ago, Jorgedig said:

Best option is probably to explore the marketplace and see what you can afford.

Could you link me somewhere? Money is not the problem. Just seems like there's no plans for people without a SSN or soon-to-be immigrants.

"Seek knowledge from the cradle to the grave." - Prophet Muhammad (SAW)

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Just now, wifidolly said:

Could you link me somewhere? Money is not the problem. Just seems like there's no plans for people without a SSN or soon-to-be immigrants.

Start by looking at healthcare.gov.

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Just now, wifidolly said:

Could you link me somewhere? Money is not the problem. Just seems like there's no plans for people without a SSN or soon-to-be immigrants.

Keep the following in mind: An SSN is not required to obtain health insurance. It's helpful but it is not a barrier by law. Fiances of USC can easily obtain an SSN when they arrive to the US and so can spouses of USCs.

 

Obviously medicaid will not be an option for your husband so here are the options:

 

1) sign them up via the exchange. they will need some documentation to prove their status because you are going through a government agency. immigrants are certainly allowed either on the state (if you have one) or federal exchanges. Don't wait too long or they won't qualify under special enrollment and will have to wait until open enrollment.

 

2) sign them up with a private insurer under special enrollment much in the same way. you aren't dealing with a government agency either, so there is little to prove. again don't wait too long.

 

3)sign them up via a private insurer that offers short term, catastrophic coverage, or insurance marketed towards new immigrants. These are not ideal. They are not federally compliant under the ACA, no pre-existing, and coverage may be minimal at best.

 

4) If the spouse has a potential employer on the horizon they can certainly obtain coverage through that.

 

5) drop medicaid, purchase your own coverage through any of these options and add the spouse.

 

You have stated that money is not a problem. None of these options will be cheap but it is typical for every American and foreign spouse.

 

 

Our Journey Timeline  - Immigration and the Health Exchange Price of Love in the UK Thinking of Returning to UK?

 

First met: 12/31/04 - Engaged: 9/24/09
Filed I-129F: 10/4/14 - Packet received: 10/7/14
NOA 1 email + ARN assigned: 10/10/14 (hard copy 10/17/14)
Touched on website (fixed?): 12/9/14 - Poked USCIS: 4/1/15
NOA 2 email: 5/4/15 (hard copy 5/11/15)
Sent to NVC: 5/8/15 - NVC received + #'s assigned: 5/15/15 (estimated)
NVC sent: 5/19/15 - London received/ready: 5/26/15
Packet 3: 5/28/15 - Medical: 6/16/15
Poked London 7/1/15 - Packet 4: 7/2/15
Interview: 7/30/15 - Approved!
AP + Issued 8/3/15 - Visa in hand (depot): 8/6/15
POE: 8/27/15

Wedding: 9/30/15

Filed I-485, I-131, I-765: 11/7/15

Packet received: 11/9/15

NOA 1 txt/email: 11/15/15 - NOA 1 hardcopy: 11/19/15

Bio: 12/9/15

EAD + AP approved: 1/25/16 - EAD received: 2/1/16

RFE for USCIS inability to read vax instructions: 5/21/16 (no e-notification & not sent from local office!)

RFE response sent: 6/7/16 - RFE response received 6/9/16

AOS approved/card in production: 6/13/16  

NOA 2 hardcopy + card sent 6/17/16

Green Card received: 6/18/16

USCIS 120 day reminder notice: 2/22/18

Filed I-751: 5/2/18 - Packet received: 5/4/18

NOA 1:  5/29/18 (12 mo ext) 8/13/18 (18 mo ext)  - Bio: 6/27/18

Transferred: Potomac Service Center 3/26/19

Approved/New Card Produced status: 4/25/19 - NOA2 hardcopy 4/29/19

10yr Green Card Received: 5/2/19 with error >_<

N400 : 7/16/23 - Oath : 10/19/23

 

 

 

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Filed: IR-1/CR-1 Visa Country: Gambia
Timeline
5 hours ago, yuna628 said:

Keep the following in mind: An SSN is not required to obtain health insurance. It's helpful but it is not a barrier by law. Fiances of USC can easily obtain an SSN when they arrive to the US and so can spouses of USCs.

 

Obviously medicaid will not be an option for your husband so here are the options:

 

1) sign them up via the exchange. they will need some documentation to prove their status because you are going through a government agency. immigrants are certainly allowed either on the state (if you have one) or federal exchanges. Don't wait too long or they won't qualify under special enrollment and will have to wait until open enrollment.

 

2) sign them up with a private insurer under special enrollment much in the same way. you aren't dealing with a government agency either, so there is little to prove. again don't wait too long.

 

3)sign them up via a private insurer that offers short term, catastrophic coverage, or insurance marketed towards new immigrants. These are not ideal. They are not federally compliant under the ACA, no pre-existing, and coverage may be minimal at best.

 

4) If the spouse has a potential employer on the horizon they can certainly obtain coverage through that.

 

5) drop medicaid, purchase your own coverage through any of these options and add the spouse.

 

You have stated that money is not a problem. None of these options will be cheap but it is typical for every American and foreign spouse.

 

 

Thanks for this! Much appreciated!

"Seek knowledge from the cradle to the grave." - Prophet Muhammad (SAW)

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Filed: Lift. Cond. (apr) Country: China
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Moved from Progress Reports to Process & Procedures.

Our journey:

Spoiler

September 2007: Met online via social networking site (MySpace); began exchanging messages.
March 26, 2009: We become a couple!
September 10, 2009: Arrived for first meeting in-person!
June 17, 2010: Arrived for second in-person meeting and start of travel together to other areas of China!
June 21, 2010: Engaged!!!
September 1, 2010: Switched course from K1 to CR-1
December 8, 2010: Wedding date set; it will be on February 18, 2011!
February 9, 2011: Depart for China
February 11, 2011: Registered for marriage in Wuhan, officially married!!!
February 18, 2011: Wedding ceremony in Shiyan!!!
April 22, 2011: Mailed I-130 to Chicago
April 28, 2011: Received NOA1 via text/email, file routed to CSC (priority date April 25th)
April 29, 2011: Updated
May 3, 2011: Received NOA1 hardcopy in mail
July 26, 2011: Received NOA2 via text/email!!!
July 30, 2011: Received NOA2 hardcopy in mail
August 8, 2011: NVC received file
September 1, 2011: NVC case number assigned
September 2, 2011: AOS invoice received, OPTIN email for EP sent
September 7, 2011: Paid AOS bill (payment portal showed PAID on September 9, 2011)
September 8, 2011: OPTIN email accepted, GZO number assigned
September 10, 2011: Emailed AOS package
September 12, 2011: IV bill invoiced
September 13, 2011: Paid IV bill (payment portal showed PAID on September 14, 2011)
September 14, 2011: Emailed IV package
October 3, 2011: Emailed checklist response (checklist generated due to typo on Form DS-230)
October 6, 2011: Case complete at NVC
November 10, 2011: Interview - APPROVED!!!
December 7, 2011: POE - Sea-Tac Airport

September 17, 2013: Mailed I-751 to CSC

September 23, 2013: Received NOA1 in mail (receipt date September 19th)

October 16, 2013: Biometrics Appointment

January 28, 2014: Production of new Green Card ordered

February 3, 2014: New Green Card received; done with USCIS until fall of 2023*

December 18, 2023:  Filed I-90 to renew Green Card

December 21, 2023:  Production of new Green Card ordered - will be seeing USCIS again every 10 years for renewal

 

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