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JACKP

Buying a house on F1 Visa before filing AOS

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HI all ,

 

I am planing to buy house as i got recently married . My concern is soon( probably in 2 months ) I am going to file AOS from F1 visa and my wife is USC . If i do the 30 year mortgage before applying for adjust status  , will i have trouble proving the intent during the interview as right now i am on stem opt . Can the visa officer ask me questions like why did i do 30 year loan on the temporary visa and my intent was to stay longer while applying for loan .

 

Thank you 

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Filed: K-1 Visa Country: Wales
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Sort of surprised you can get a 30 year mortgage on a F1.


“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

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15 minutes ago, Boiler said:

Sort of surprised you can get a 30 year mortgage on a F1.

Talked to couple to mortgage companies , they will give on a condition that my wife is primary  and i will be secondary holder  

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Filed: IR-1/CR-1 Visa Country: Vietnam
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27 minutes ago, JACKP said:

Talked to couple to mortgage companies , they will give on a condition that my wife is primary  and i will be secondary holder  

Yes, that right. However,the interest rate will be higher.

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This shouldn't be a problem. You got married and then you bought a house, right? What was the intent you're worried about being questioned?

 

I know some people who bought a house/apartment when they were still F-1 (and don't even have a US citizen in the family), before they even had a plan to live in the US permanently. Some of these people did end up adjusting their status without a problem (the rest simply sold the property and leave the country).

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57 minutes ago, Newcron said:

This shouldn't be a problem. You got married and then you bought a house, right? What was the intent you're worried about being questioned?

 

 

I am worried about if they raise a question asking me that I took a long term mortgage before i applied of AOS , that may prove that the  pre-intent to stay longer in USA on the temporary visa 

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39 minutes ago, JACKP said:

I am worried about if they raise a question asking me that I took a long term mortgage before i applied of AOS , that may prove that the  pre-intent to stay longer in USA on the temporary visa 

I don't think you need to worry about that at all, especially because your AOS is based on marriage, and you got married first, and then bought a house. That sounds like normal family planning.

 

In AOS based marriage, what's important is that the marriage is bonafide. Buying a house could even help you making that point.

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3 minutes ago, Newcron said:

I don't think you need to worry about that at all, especially because your AOS is based on marriage, and you got married first, and then bought a house. That sounds like normal family planning.

 

In AOS based marriage, what's important is that the marriage is bonafide. Buying a house could even help you making that point.

Sounds good , appreciate your help !!

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Filed: AOS (pnd) Country: Vietnam
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On 1/26/2020 at 10:04 AM, Boiler said:

Sort of surprised you can get a 30 year mortgage on a F1.

It's possible if you have a co-applicant which in this case, is his USC spouse.

 

I really don't get the OP's concern. I don't think they really care if you take a loan out at all. You being married to a USC means you do have the intent to permanently live here.

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